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Health Insurance in Noida

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Health Insurance ​​​

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Noida has long battled infectious diseases, such as dengue, malaria, and viral fevers, especially during the monsoon season. Rapid urbanisation has also led to water contamination issues, contributing to the spread of water-borne diseases.

If not treated promptly and effectively, these diseases can lead to severe complications and even fatal consequences. With the best health insurance in Noida and adequate coverage, you can manage such incidents with peace of mind.

Reliance General Insurance offers health insurance in Noida with extensive coverage and flexible features at an affordable premium.

5 Crore+
Policyholders*

Cashless Hospitalisation
Anywhere

100%*
Claims Settlement

​Premiums Starting at

₹243/month*

Importance of Health Insurance in Noida

  • Access to Timely Healthcare Services - The outbreak of infectious diseases is often unprecedented and sudden. With the best health insurance policy in Noida, you get access to timely and quality healthcare services.

  • Rising Medical Costs - Given the prevalence of infectious diseases and the potential risk of severe complications, medical expenses can be significantly high. Health insurance is essential to help you cover these expenses.

  • Comprehensive Coverage - Our health insurance in Noida offers comprehensive coverage, including in-patient care, pre-and post-hospitalisation, ambulance services, AYUSH treatment and more.

Health Statistics and Major Health Problems in Noida

  • Dengue - According to the Health Department, dengue cases reported in Gautam Budh Nagar district in Noida are 637, 468 and 974 in 2021, 2022 and 2023 respectively. It is a hotspot for the spread of infectious diseases. Dengue cases in this region crossed the500 mark in 2021.

  • Chronic Illness - A survey conducted by HelpAge India reveals that 50% of the elderly people in Noida, especially in non-urban areas and Greater Noida, suffer from chronic illnesses, such as diabetes, high blood pressure and respiratory issues.

Why Do You Need Health Insurance in Noida?

  • To Ensure Coverage for the Treatment of Infectious Diseases - As the spread of infectious diseases is always prevalent in Noida, a health insurance policy can help cover the resulting expenses.

  • To Manage Chronic Health Conditions - Chronic health conditions, such as diabetes and high blood pressure, require ongoing care and can lead to severe complications. You can manage this requirement with the best health insurance policy in Noida.

  • For Cashless Treatments - At Reliance General Insurance, we offer cashless claim options to ensure seamless healthcare services when you are in extreme need of financial assistance.

  • For Peace of Mind - When you and your family are adequately covered under health insurance in Noida, you can live and work with peace of mind.

How Much Health Insurance Coverage Do You Need in Noida?

The health insurance coverage required for you or your family should depend on their specific health conditions and healthcare needs. You can consider the age, pre-existing illnesses, family medical history, locality of your residence in Noida and annual income to determine the suitable coverage.

Our customer service team can help you determine coverage for specific individual circumstances. It is recommended that you have a health insurance policy accounting for 50% of your annual income, with a minimum of ₹10 lakhs.

We also offer a Health Insurance Premium Calculator, which allows you to compare premium quotes for different coverage benefits, helping you make a well-informed decision.

Here is a simple illustration of the premium rate for the different coverage requirements corresponding to an individual, a family and parents residing in Noida.

Category

Coverage Needed (₹) (Approx)

Annual Premiums (₹) (Approx)*

Individual (42-year-old, female)

10 lakhs (with Preventive Health Check-Up Cover)

10,762

Family with 2 Adults and 2 Children (Eldest member, 46 years old)

30 lakhs

33,498

Parents (Father and Mother) Eldest member - 65 years old)

25 lakhs

76,230

*Prices are indicative and can differ for individual circumstances. Make use of our online health insurance premium to determine the best quotes.

Reliance Health Insurance Plans in Noida

Reliance Health Insurance Plans

Features

More Details

Reliance Health Global Plan

● Comprehensive coverage for planned medical treatments worldwide

● Coverage for a wide range of treatments, including critical illnesses

● Cashless treatment in the best hospitals

● Sum Insured of up to USD 1 Million

● Coverage for travel, accommodation and visa procedures

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Reliance Health Infinity Plan

● Sum Insured of up to ₹5 crores

● Options to customise with a wide range of optional add-on covers

● Extensive discounts

● Unlimited restoration of the sum insured

● Coverage for in-patient care, day care procedures, domiciliary hospitalisation and more

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Reliance Health Gain Plan

● Sum Insured up to ₹1 crore

● Coverage for in-patient care (no sub-limits), daycare procedures, AYUSH treatments and more

● Individual and Family Floater plans

● Options to upgrade or downgrade your room category

● Unlimited reinstatement of base sum insured

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Reliance Super Top-Up Plan

● Options to enhance the coverage extensively

● Sum insured from ₹5 lakhs to ₹1.3 crore

● Coverage for in-patient care, maternity care, pre- and post-hospitalisation expenses and more

● Medical tests are not required up to 55 years of age

● Affordable premiums for wider coverage, including critical illnesses

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Reliance Hospi Care Insurance Plan

● Sum insured from ₹1 lakh to ₹10 lakhs

● Cash benefits up to 100% of the sum insured for surgical procedures

● Daily cash for hospitalisation for up to 60 days

● Daily cash for ICU for up to 15 days

● Lump sum benefit for certain specified illnesses

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Reliance Specially Abled Health Insurance

● Customised coverage for differently-abled individuals

● Sum insured of ₹4 lakhs and ₹5 lakhs

● Lifelong renewability

● Coverage for hospitalisation, pre- and post-hospitalisation, AYUSH treatment and more

● Coverage for expenses incurred towards emergency ground ambulance

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Reliance Group Mediclaim Insurance

● Flexible group health insurance coverage for organisations

● Coverage for organisations with 7 to 1000 employees

● No waiting period applicable to pre-existing diseases

● Option to include family members in the group health insurance plan

● Coverage is offered for workers aged between 18 and 60

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Why Choose Reliance Health Insurance – Key Features and Benefits

Key Features

Reliance Advantage

In-Patient Hospitalisation

Pre and Post-Hospitalisation

Cashless Hospitalisation

Restoration of Sum Insured

Day Care Treatment

Domiciliary Hospitalisation

AYUSH Treatment

Modern Treatment

Critical Illness Cover

Organ Donor

Emergency Ambulance

Room Rent

Affordable Premium

Starts at ₹243/month

Extensive Sum Insured

₹3 Lakhs to ₹5 Crores

Network Hospitals

Over 10,000 across India

Types of Health Insurance Policies

Individual, Family and Group

Purchase Process

Online with Zero Paperwork

High Claim Settlement Ratio

100%

Wide Range of Optional Add-Ons

Maternity Cover, Unlimited Restoration of Sum Insured, Global Emergency Hospitalisation, Reduction in Waiting Period, Critical Illness Add-on and more

Why Should You Buy Online Health Insurance in Noida from Reliance General Insurance?

  • Quick and Effortless - At Reliance General Insurance, we offer a user-friendly online platform to help you purchase a health insurance policy in a few simple steps.

  • Option to Compare Health Insurance Policies - When you purchase health insurance online, you can compare the different health insurance plans based on their features and costs to determine a suitable policy.

  • Instant Policy Issuance - We review your application and process it instantly to issue health insurance in Noida.

  • Discounts - You can benefit from a discount of 40% on your premium when you purchase our health insurance online.

  • Zero Paperwork - You don’t have to go through the hassles of gathering the essential documents physically to purchase your health insurance policy online.

  • Dedicated Customer Support Team - Our customer service team is available 24x7 committed to addressing your concerns regarding the purchase process.

Types of Reliance Health Insurance in Noida

Individual Health Insurance

Family Health Insurance

International Health Insurance

Senior Citizen Health Insurance

Covers the medical expenses incurred for the treatment of a single person.

Covers medical expenses for individual members of a family, including spouse, dependent children and parents

Covers the medical expenses incurred for planned hospitalisation abroad.

Covers the medical expenses incurred towards treating the specific health concerns of senior citizens.

Group Health Insurance

Top-up Health Insurance

Critical Illness Insurance

Covers the medical treatment expenses of the employees working in an organisation

Provides the option to enhance the sum insured if the existing coverage gets exhausted

Covers the medical expenses incurred towards treating a critical illness, such as cancer, heart disease, and more

What Are Usually Covered and Not Covered in Reliance Health Insurance Plans in Noida?

Inclusions

Inclusions

Details

In-Patient Care

Covers medical expenses arising out of hospitalisation, such as nursing expenses, room rent, pharmacy bills, ICU charges, and more.

Pre- and Post-Hospitalisation

Covers medical expenses 60 days before preparation for the treatment and 90 days after hospitalisation for post-recovery.

Day Care Procedures

Covers medical expenses for treatments requiring less than 24 hours of hospitalisation, such as cataract procedures.

Domiciliary Expenses

Covers medical expenses incurred at home in case the insured person cannot be transported to the hospital

Organ Donor Expenses

Covers organ transplantation surgeries

Modern Treatment

Covers medical treatments for advanced treatments, such as stem cell therapy, robotic surgeries, and more.

AYUSH Treatment

Covers medical expenses for treatments under Ayurveda, Yoga, Unani, Siddha and Homeopathy

Ambulance

Covers expenses for ambulance services during emergencies

Preventive Healthcare

Includes the cost of preventive health check-ups

Exclusions

Exclusions

Details

Specific Treatments

● Cosmetic and Plastic Surgery

● Obesity Treatment

● Change of Gender Treatments

● Cosmetic and Aesthetic treatments

● Dental treatment, unless required due to an accident

Certain Healthcare Requirements

● Investigation or evaluation without any treatment

● Rest, Rehabilitation and Respite Care

Pre-existing Diseases

Medical expenses incurred towards treating pre-existing diseases within the waiting period

Others

● Experimental, unproven or unauthorised treatments

● Maternity expenses, unless included by an optional cover

● Cost of hearing aids and spectacles

● Self-Inflicted Injuries or Suicide Attempts

● Treatments for illnesses or diseases resulting from a war

● Treatments towards alcohol or drug abuse

How to Find the Best Health Insurance in Noida?

  • Identify your Healthcare Needs - Consider your age, health condition, occupation, family medical history and annual income to determine the health insurance coverage required.

  • Compare Health Insurance Plans - Identify health insurance companies in Noida and compare their policies based on their features and benefits.

  • Calculate the Premium - If you have short-listed a few products, use the health insurance premium calculator to determine the premium applicable to the specific products. Compare and choose the best health insurance company in Noida offering extensive coverage at an affordable premium.

  • Check for the Network of Hospitals - Every health insurance company in Noida will have a list of the network of hospitals where they offer seamless cashless healthcare services. Check the insurer’s network list in India.

  • Understand Policy Terms and Conditions - Read the health insurance policy document and understand the terms and conditions to ensure adequate coverage.

  • Review Customer Feedback - Review customer feedback, especially on their service towards claim settlements, to choose the best health insurance company in Noida and ensure a hassle-free experience.

Also Read: Finding the Best Among the Rest: Different Types of Health Insurance Policies in India

Buying and Renewing Reliance Health Insurance in Noida

Reliance Health Insurance Online Purchase Process

  • Step 1: Visit our Reliance Health Insurance Online Enter your name, mobile number and pin code.

  • Step 2: Click on ‘View Prices’ and choose the type of coverage required (Individual, Family, Parents or In-laws).

  • Step 3: Decide the sum insured and compare the different health insurance policies available.

  • Step 4: Include optional covers or add-ons, if necessary.

  • Step 5: Pay the applicable premium using any of the suitable digital payment options.

Reliance Health Insurance Online Renewal Process

  • Step 1: Visit our Renew Health Insurance

  • Step 2: Enter your mobile number or policy number to renew your health insurance in Noida.

  • Step 3: Verify your existing health insurance policy and revise the coverage or include add-ons if necessary

  • Step 4: Pay the applicable premium using any of the suitable digital payment options.

Documents Required

  • Proof of Identity - Aadhaar Card, Driving Licence, Passport, etc.

  • Proof of Address - Aadhaar Card, Ration Card, Passport, etc.

  • Proof of Income - Salary Pay-Slips, ITR Forms, Bank Statements

  • Health Records - Medical Reports, Diagnostic Test Reports, etc.

  • KYC Verification

  • Photographs

How to File a Claim Under Reliance Health Insurance in Noida

Steps to File Cashless Claims

  • Step 1: Inform us about your health insurance claim by contacting us in any of the following methods:

    Ensure that you inform us within 24 hours of an emergency and at least 48 hours before a planned medical treatment.​

  • Step 2: Locate and visit any of our network or authorised non-network hospitals of your choice.

  • Step 3: With the guidance of our Third-Party Administrator, submit the pre-authorisation form.

  • Step 4: Submit all the relevant medical records, reports and bills at the hospital.

  • Step 5: We will directly settle the bills at the hospitals.

Steps to File Reimbursement Claims

  • Step 1: Inform us about your health insurance claim by contacting us using any of the above-discussed methods.​

    Ensure that you inform us within 24 hours of an emergency and at least 48 hours before a planned medical treatment.

  • Step 2: Visit any authorised hospital for the treatment.

  • Step 3: Upon discharge, pay for the applicable expenses out of your pocket.

  • Step 4: Submit all the relevant documents (scanned copies), including the medical records, bills and payment receipts within 7 days of discharge.

  • Step 5: We will go through your claim, review your documents and compensate for the applicable expenses.

Documents Required

  • Original claim form

  • Health records

  • First Information Report, in case of accidents

  • Original bills

  • Payment receipts

  • Discharge summary

  • Pharmacy bills

  • Other documents specific to individual circumstances

Reliance Network Hospitals in Noida

Network hospitals refer to hospitals that have partnered with us to offer seamless cashless claim settlements. We have over 10,000 hospitals across India offering access to quality and cashless claim settlements.

However, with the recent General Insurance Council announcement, the cashless hospitalisation benefit has been extended to non-network hospitals. Therefore, you can go to any authorised hospital in India and get cashless services.

Although cashless treatments are available in both network and non-network hospitals, the process tends to be simpler in our network hospitals.

Wellness and Prevention Tips in Noida

  • Maintain good sanitation to prevent the spread of infectious diseases.

  • Use safe mosquito repellents to protect yourself while going outside during the monsoon season.

  • Get yourself tested for any symptoms of fever without a delay.

  • Maintain a balanced diet and stay hydrated to strengthen your immune system.

  • Stay updated about vaccination schedules and ensure you receive them on time.

  • Plan regular health check-ups to monitor your blood sugar and blood pressure levels.

Also Read:Why Should You Have a Good Amount of Protein in your Diet?

Frequently Asked Questions About Health Insurance in Noida

  1. Do you offer NRIs health insurance in Noida?

    Yes, we offer Reliance General Health Insurance plans in Noida.

  2. Which company is best in health insurance?

    The best health insurance company in Noida for you or your family will be based on your specific healthcare requirements. Therefore, you need to consider your age, health conditions, cost of healthcare services in Noida, family medical history and more to determine your needs.

    Further, compare the different health insurance plans based on their features, benefits, and premium quotes to decide on the best health insurance in Noida that will meet your specific requirements.

  3. Are Ayurvedic and Homoeopathic treatments covered in health insurance in Noida?

    Our health insurance plans in Noida cover medical expenses for AYUSH treatments. It includes Ayurveda, Yoga, Unani, Siddha and Homeopathy.

  4. Whom should I inform regarding health insurance benefits during a medical emergency?

    In case of a medical emergency, you can contact us by calling us on our paid helpline number - +91 22 48903009, logging on to our Reliance Self-i App or writing to us at rgicl.rcarehealth@relianceada.com within 24 hours of hospitalisation.

  5. How can I calculate health insurance quotes in Noida?

    You can calculate health insurance quotes in Noida using our online Health Insurance Premium Calculator.

Disclaimer: ​*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued. Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd. Premium: The premium mentioned is excluding taxes for single person aged between 5 years to 20 years with individual health policy for Sum Insured of ₹3 lakhs considering no adverse health conditions/pre-existing disease/medical conditions with waiting period of 3 years. For more details, please refer to the policy wordings. Premium used is 2,919/year converted into a month which gives us Rs.243/month (2,919/12).

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