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Schengen Travel Insurance
A Schengen travel insurance policy is essential when travelling to Schengen countries. This specialised travel insurance covers you for a range of medical and other emergencies during your trip.
The policy includes coverage for emergency medical hospitalisations, accidental medical expenses, passport loss, baggage loss, luggage delay and other travel-related issues. The Schengen Visa application process includes mandatory travel insurance for a Schengen visa. You need to have a minimum medical coverage of EUR 30,000* for any emergencies during your trip.
Our Reliance Schengen Travel Insurance plan provides comprehensive coverage for medical emergencies. It also covers passport loss, baggage delays, baggage loss, accidental death and compassionate visits.
₹401*Starting Premium
100%*Claim Settlement Ratio
5 Crore+Policyholders
USD 500,000Max Sum Assured
A Schengen travel insurance plan is mandatory travel medical insurance for visitors travelling to any of the Schengen countries. It protects against medical and other emergencies that arise during your trip within the Schengen zone.
To obtain a Schengen Visa, you must provide proof of a valid Schengen travel insurance plan. This insurance must offer a minimum medical coverage of EUR 30,000*. This ensures that you are adequately covered in the event of medical emergencies.
Medical Emergencies: Europe holiday insurance covers emergency medical hospitalisations and accidental medical expenses.
Passport Loss: Financial protection in case of passport loss.
Baggage Issues: Coverage for baggage loss and delays.
Personal Accidents and Liabilities: Protection against personal accidents and associated liabilities.
Accidental Death: Compensation in the unfortunate event of accidental death.
Compassionate Visits: Coverage for the travel expenses of a close relative in case of a serious medical emergency.
If you're looking for European travel insurance, the Schengen travel insurance plan provides comprehensive coverage. Enjoy a worry-free and enjoyable trip throughout the Schengen zone.
The Schengen region is a zone in Europe comprising 29 Schengen countries. These countries have abolished passport control at their mutual borders and allow for unrestricted movement of people.
This area was established by the Schengen Agreement, signed in 1985 and later incorporated into the European Union law. The agreement facilitates easier and seamless travel across member nations, significantly benefiting tourists and business travellers.
Here are the European countries included in the Schengen region:
Austria
Belgium
Bulgaria
Czechia
Croatia
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
To travel within this zone, you will need to apply for a Schengen visa. The visa permits stays of up to 90 days within 180 days. An essential requirement for obtaining a Schengen visa is having travel insurance for the Schengen area. The travel plan ensures that you are covered for any medical emergencies. Europe travel insurance policies must cover at least EUR 30,000 in medical expenses. This travel insurance for Schengen policy provides complete protection for you in case of unforeseen circumstances. These emergencies include medical emergencies, passport loss, baggage delays/loss or personal accidents. Therefore, securing Schengen area travel insurance is crucial for a hassle-free journey across these European nations.
A Schengen travel insurance policy is essential for anyone planning to visit Europe. Below are the key reasons:
Obtaining a Schengen visa requires travel insurance with at least EUR 30,000* coverage for medical emergencies.
Protects against unexpected medical expenses, including hospitalisation and repatriation.
Includes trip cancellations, delays, lost luggage, and personal liability.
It covers emergency medical evacuation and assistance, which is crucial in foreign countries.
Reliance General Insurance offers a range of travel insurance options tailored to various travel needs.
With affordable premiums starting at just ₹401*, Reliance General Insurance makes Schengen visa travel insurance accessible for all travellers. Reliance travel insurance for a Schengen visa is designed to meet your budget and your coverage needs:
This plan is tailored for solo travellers visiting the Schengen area, providing comprehensive coverage for a single person.
It includes protection against medical emergencies, trip cancellations, baggage loss, lost passports, and third-party liability.
Designed for families travelling together, this plan provides extensive coverage under a single policy for all family members.
It covers medical emergencies, baggage loss and trip disruptions. It also includes COVID-19 protection and travel assistance, ensuring peace of mind for the entire family during their journey.
Specifically created for travellers aged 60 and above, this plan addresses the unique needs of senior citizens.
It offers coverage for medical emergencies, including age-related conditions and trip cancellations. It also offers additional support like cashless hospitalisation and repatriation services, making it ideal for older travellers.
Exploring the Schengen countries can be an amazing experience, whether for business or pleasure. Our Reliance Schengen travel plan offers comprehensive coverage to ensure a smooth and worry-free journey:
Receive up to USD 1500* for total loss of checked-in baggage and up to USD 100* for essential purchases if your baggage is delayed.
If you lose your passport during your trip, you can get up to USD 300* to cover the cost of obtaining a duplicate or new passport.
Enjoy coverage up to USD 500,000* for medical emergencies, including hospitalisation, transportation, and repatriation of mortal remains.
Get cover for hospitalisation and related expenses if you contract COVID-19 while travelling.
Schengen travel insurance provides coverage up to USD 200,000* for third-party liability or damages incurred during your stay.
Our policy includes coverage for a family member to visit if you are hospitalised for more than seven days.
Reliance Schengen travel insurance offers comprehensive protection tailored to your needs.
Note: The covers mentioned above are subject to deductibles. Please read the policy wording, brochure and prospectus for more information.
The Reliance Schengen Travel Insurance plan ensures comprehensive medical insurance for Schengen visa holders. It provides robust travel insurance for European travel protection.
When it comes to your Schengen travel, it's essential to understand what's not covered under your Schengen tourist insurance plan.
Ensure the plan meets the mandatory travel insurance for Schengen Visa criteria, including minimum medical coverage of €30,000. Comprehensive coverage should include medical emergencies, baggage loss, and trip cancellations.
Analyse different options to find one of the best travel insurance for a Schengen Visa. Choose plans offering extensive benefits such as medical evacuation, loss of passport and third-party liability.
Evaluate the travel insurance for Schengen visa cost relative to the coverage provided. While cheaper plans seem attractive, they may lack some essential protections. Balance affordability with comprehensive benefits.
Verify that the insurance covers all the countries on your itinerary. If you visit multiple Schengen countries, the plan should provide coverage throughout the Schengen Area.
Carefully read through the policy to understand what is not covered, such as pre-existing conditions or specific high-risk activities. This will help you make an informed decision when you buy travel insurance for a Schengen visa.
Check the insurer's claim settlement process. Opt for insurers known for efficient and hassle-free claims, ensuring support in emergencies abroad.
Review feedback from other travellers to understand the level of satisfaction with the insurance provider. Positive comments reflect reliable service and support.
Here's how to buy travel insurance for Schengen Visa:
Step 1: Navigate to the top of this Schengen Travel Insurance page.
Step 2: Choose the policy that suits your travel needs and desired coverage.
Step 3: Enter your personal information, including name, age, and travel dates.
Step 4: Read through the policy terms, conditions, and exclusions carefully.
Step 5: Complete the payment and receive your policy documents via e-mail.
With our reliable and accessible online travel insurance for Schengen Visa, you can travel with peace of mind.
Research and compare different Schengen travel insurance plans to find the best value. Utilise online comparison tools to evaluate coverage options and costs.
Opting for a higher deductible can significantly reduce your premium for Schengen travel visa insurance. This means paying a higher out-of-pocket amount for minor claims but saving on the overall premium.
Check for available discounts such as family plans, group travel, or long-term travel discounts. These can help lower the European travel insurance premium effectively.
Select a plan that meets the minimum requirements without excessive add-ons. This helps in minimising the Schengen travel insurance cost while still fulfilling visa criteria.
Purchase insurance well in advance of your trip to lock in lower rates and avoid last-minute price hikes.
Filing a claim for Schengen travel insurance with Reliance General Insurance is a straightforward process designed to ensure swift and efficient handling of claims during your travel insurance for Europe travel. Here's a step-by-step guide:
If hospitalisation is required, the insured, their family or the hospital should file a travel claim with Reliance General Insurance with the correct policy number within 24 hours of admission. The hospital must agree to provide a cashless facility.
To use the worldwide cashless facility, contact the numbers listed below or the international toll-free numbers specified in your policy schedule for emergency support.
For worldwide cashless services, call the following numbers or the international toll-free numbers as per your policy schedule:
National Toll-Free Number: 1800-209-55-22
Landline Number: +91-22-67347843/44 (Charges Apply)
Fax: +91-22-6734-7888
Email: reliance@europ-assistance.in
For travel insurance reimbursement claims for a Europe trip, the insured or their family must file a travel claim with Reliance General Insurance within 24 hours of the incident.
To process a reimbursement, the completed travel insurance claim form, along with all necessary documents, should be sent to:
Reliance General Insurance, Claims Department,
C/O Europ Assistance India Pvt Ltd.,
7th Floor, Star Hub, Building No. 2,
Near ITC Maratha Hotel,
Sahar, Andheri East,
Mumbai – 400 059, India
Once submitted, Reliance Care or Europ Assistance will review the claim to determine if it will be approved or denied or if additional information is required. After approval, the compensation or benefit amount will be disbursed accordingly.
Gather all necessary documents to support your claim. Having these documents ready helps streamline the Europe travel insurance claim process.
Completed claim form
Copy of the insurance policy
Original bills and receipts
Medical reports (for health-related claims)
Police reports (in case of theft or loss)
Proof of travel and itinerary details
For assistance, you can contact Reliance General Insurance customer support via our helpline or visit our website for detailed guidance on the Schengen travel insurance claim process. This approach helps ensure that your claims are handled efficiently, minimising disruptions to your travel plans.Find the complete list of travel insurance claim documentation here.
Purpose: Allows travel for leisure, sightseeing, or visiting family and friends.
Duration: Short-stay visa valid for up to 90 days within 180 days.
Requirements: Valid passport, travel itinerary, proof of accommodation, health insurance for Schengen Visa, and sufficient financial means.
Purpose: To attend business meetings, conferences, or negotiations within the Schengen Area.
Duration: Typically up to 90 days within 180 days.
Requirements: An invitation letter from a business partner in Schengen, proof of employment, business correspondence, and Europe trip insurance are required.
Purpose: For travellers transiting through the Schengen Area to a non-Schengen destination.
Duration: Short duration, usually up to 5 days.
Requirements: Valid visa for the final destination, flight itinerary, proof of transit (such as onward travel tickets), and Schengen travel insurance for the transit period.
Purpose: To seek medical treatment in a Schengen country.
Duration: Depends on the treatment duration, generally up to 90 days.
Requirements: Medical diagnosis from a local doctor, confirmation of treatment from a Schengen medical institution, proof of accommodation, and health insurance for a Schengen visa.
Purpose: To pursue short-term educational courses, training, or internships.
Duration: Generally valid for the length of the course, often up to 90 days.
Requirements: Enrollment confirmation, proof of accommodation, financial means, and Europe trip insurance covering the study duration.
Purpose: This is for family members of Schengen residents who wish to join them temporarily.
Duration: Short-term, typically up to 90 days.
Requirements: Proof of family relationship, invitation letter, proof of accommodation, and health insurance for Schengen Visa.
Purpose: To participate in cultural and sports events or film productions.
Duration: Varies based on the event duration, generally up to 90 days.
Requirements: Invitation or confirmation of participation, itinerary, and Europe trip insurance.
These types of Schengen Visas cater to diverse travel needs, ensuring that each type supports specific purposes while requiring appropriate documentation and Europe trip insurance coverage to safeguard travellers.
Read More: Schengen Visa Types - Your Essential Guide
Identify the appropriate visa type based on your purpose of travel, including tourist, business, transit, medical, etc. This ensures you gather relevant documents, buy travel insurance for a Schengen Visa and meet specific requirements.
Prepare your application by collecting the necessary documents:
Valid passport
Completed visa application form
Passport-sized photos
Proof of accommodation
Flight itinerary
Travel insurance for Europe from India with a minimum coverage of €30,000
Financial Proof (bank statements, sponsorship letters)
Schengen travel health insurance for medical coverage
Book an appointment at the consulate or visa application centre of the Schengen country you plan to visit or where you will spend most of your time during the journey. This appointment is necessary for document submission and biometric data collection.
Attend the scheduled visa interview. Be prepared to answer questions about your travel plans, financial situation, and reasons for visiting the Schengen Area. Present all the required documents during this interview.
The required fee varies depending on the type of visa and the applicant's age. Attach the payment receipt with your application.
After submission, you can track your visa application status online through the consulate or visa centre's website. This helps you stay updated on the processing timelines.
Once processed, collect your passport from the consulate or visa centre. If approved, verify the visa details for accuracy.
Read More: Schengen Visa Requirements for Indians
Must be valid for at least three months beyond your planned departure date.
Completed and signed form specific to the Schengen country you are applying to.
Two recent photos to meet Schengen visa specifications.
Hotel bookings, rental agreements, or an invitation letter from a host.
Confirmed round-trip reservation or detailed travel plan.
Recent bank statements, sponsorship letters, or proof of income.
Proof of travel insurance for Europe from India meeting the Schengen visa insurance requirement with minimum coverage of €30,000.
This document list for Schengen visa ensures compliance with all Schengen visa travel insurance requirements.
Read More: Schengen Visa Fees for Indians | Reliance General Insurance
The best time to visit Schengen countries depends on your preferences for weather and adventurous activities.
For mild weather, spring (April to June) and fall (September to October) are ideal, offering pleasant temperatures and colourful landscapes.
Summer (June to August) is popular for its warm weather, making it perfect for beach destinations like Greece, but expect higher tourist traffic and costs.
Winter (December to February) attracts those interested in skiing and winter festivals.
Regardless of the season, ensure you have good travel insurance for Europe to cover unforeseen events. For instance, Greece's travel insurance provides essential coverage for summer trips. The best travel insurance for European trips ensures comprehensive protection year-round.
Visit iconic sites like the Eiffel Tower in Paris, the Colosseum in Rome, and the Acropolis in Athens.
Experience the fjords in Norway, the Alps in Switzerland, and the geothermal wonders in Iceland. Ensure your Iceland travel insurance covers adventurous activities.
Explore world-class museums such as the Louvre in France, the Prado in Spain, and the Rijksmuseum in the Netherlands.
Savour traditional dishes like pasta in Italy, tapas in Spain, and pastries in Austria.
Attend Oktoberfest in Germany, the Venice Carnival in Italy, and the La Tomatina in Spain.
Relax on the Greek Islands, the French Riviera, and the beaches of Portugal with European travel cover.
With Schengen travel cover, you can ski in the Swiss Alps, hike in the Pyrenees, and enjoy glacier tours in Iceland.
Browse through local markets like La Boqueria in Barcelona and the Christmas markets in Germany.
Secure your trip with comprehensive Schengen medical insurance for peace of mind. For smoother travel logistics, consider obtaining Schengen visa assistance to simplify your journey.
Also Read: Easiest Countries to Apply for a Schengen Visa
Avoid peak tourist seasons to get favourable deals on flights and accommodations. This will help you to enjoy your trip to the fullest whilst enjoying additional savings.
Some airlines offer low-cost flights across Europe. To save even more, combine this with an affordable Schengen travel insurance.
Hostels or budget hotels provide affordable lodging. Websites like Hostelworld and Booking.com provide great deals.
Many hostels and budget accommodations have kitchen facilities. Shopping at local markets and cooking your meals can significantly reduce food costs.
Utilise buses, trams, and trains instead of taxis. Consider purchasing a rail pass for unlimited travel within certain countries.
Explore free city attractions like parks, museums (on certain days), and historic sites. Walking tours are often free or affordable.
Many cities offer tourist cards that provide discounts on transportation and dining. Examples include the Paris Pass or the Berlin Welcome Card.
Also Read: Tips for Solo Travel to Schengen Countries in Europe
Bali Travel Insurance
Singapore Travel Insurance
Thailand Travel Insurance
Turkey Travel Insurance
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Germany Travel Insurance
Spain Travel Insurance
Switzerland Travel Insurance
France Travel Insurance
Portugal Travel Insurance
Netherlands Travel Insurance
USA Travel Insurance
UK Travel Insurance
Australia Travel Insurance
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New Zealand Travel Insurance
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Disclaimer:
*T&C apply. Details mentioned here are for Reliance Travel Care Policy - UIN: RELTIOP08002V010708.Premium: The premium mentioned is excluding taxes for a medical sum insured of EUR 30,000 for an Individual of 26 years on a Schengen trip of 7 days. This is applicable to the Schengen plan only.Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Platinum Plan.Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage, max 10%.Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB, & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year, as per public disclosure of Reliance General Insurance Co. Ltd.
As per the Schengen agreement, there are 26 European countries that belong to the Schengen area. In order to travel to these countries, it is mandatory to avail a Schengen travel insurance policy as per Schengen rules. Thus, in simple terms, you won’t be able to visit a Schengen country unless you have a valid travel insurance policy conforming to Schengen regulations.
Yes, if you are travelling to Schengen countries. Without International travel insurance, you cannot avail a Schengen visa. Please note that although all Schengen countries are in Europe, all European Union countries do not fall under the ambit of Schengen regulations. For example, the UK and Ireland. That said, considering the security that a travel policy offers, it is advisable that one must avail travel insurance.
Deductible means a cost-sharing requirement under this travel insurance policy that provides that the insurer will not be liable for a specified monetary amount or for a specified number of days / hours which will apply before any benefit are payable by Insurer. A deductible does not reduce the Sum Insured. A deductible is important as it makes you a co-owner of the policy, by taking up a certain portion of the loss himself / herself.
Anyone between 3 months to 80 years is eligible for a Schengen Travel Insurance Policy.
The travel policies are recognized and accepted all over the globe. For your assistance we have International presence through the service provider. However Reliance general Insurance has special travel insurance plans depending on where you are travelling.
A business or corporate travel insurance policy is beneficial in case you:
No, these policies cannot become a part of the corporate plan. You can choose to continue with these standalone policies and thereby opt for those many less number of travel days in the group policy.
Alternatively, if you want all the executives to be a part of one plan, then you can cancel those standalone policies prematurely and make them a part of your corporate group policy.
Yes
Yes. We have designed all our travel insurance plans to meet both the requirements, that of leisure and business. Individuals travelling abroad on business purpose can also avail the facility of our Overseas Travel plan, while those who are frequent visitors to abroad can opt for our Annual Multi-trip Insurance.
An FIR (First Information Report) is required in cases of:
The cost of travel insurance to Europe depends upon several factors. The primary factor is the duration of the trip. The next ones that have a direct impact on the cost (i.e. premium) are age and health. The perceived risk increases with an increase in age, thus a higher age translates to a higher premium. If you have a pre-existing medical condition such as asthma or diabetes, the insurance cost will rise as well. You can avail several add-on covers that enhance your coverage limits and inclusions, which add to your premium amount. You will find different plans giving you an option to choose the sum insured amount, which is the maximum amount of claim settlement you are entitled to when you file a claim with the Travel Insurance Company. The higher the sum insured amount, the higher will be your premium.
Zero paperwork
To cancel your policy, all you have to do is submit a letter at any of our branch offices. Once we receive a written request from you, your policy will be cancelled within one day.
The policy bought online will be cancelled and the amount refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.
You can extend the policy any number of times provided the total duration of the policy is less than or equal to 360 days.
Yes, we refund part of your premium if no claim has been made on any part of your policy and there is more than 30 days left from the expiry date.
Yes, with Reliance Schengen Visa Travel Ins urance you can! If your holiday is extended for any reason, we recommend that you extend your travel insurance policy. It always better to be safe than sorry! Download and fill the Extension Form and visit the nearest branch.
Reliance Travel Care Policy covers you for most medical and financial requirements and offers some additional assistance in case of any emergencies while travelling. Any basic travel insurance policy will cover you for:
Apart from these, you can opt for covers like:
Depending on the policy and additional covers you take, a travel policy could cover you for liabilities or risks like:
Yes, it does. We will reimburse your dental expenses for any acute anesthetic treatment of teeth due to an Injury.
In case you do lose your passport, your policy will reimburse you for actual expenses necessarily and reasonably incurred to get a duplicate or fresh passport.
However, the travel insurance policy will not cover you if your passport. . .
Your policy provides reimbursement for delays in transportation of checked-in baggage beyond 12 hours. This is valid across all travel destinations that are mentioned in your ticket, including all halts as well.
This cover for delay will not be available in the following cases:
This amount will be up to a maximum, as mentioned in your policy.
The loss of handbag is not covered. Your policy pays or reimburses only for a delay in transportation of checked-in baggage accepted by a common carrier by which you/ insured would be traveling. It is also mandatory that the common carrier has issued a baggage receipt for the trip.
Your policy will pay the necessary expenses incurred while obtaining a duplicate or fresh passport after coming to India. This will be up to the maximum sum insured mentioned in your policy.
This particular travel health insurance policy will compensate you for any unfortunate outcomes / losses or any accidents that may happen when you travel. This compensation is different for various losses and is limited to the ‘sum insured’ as mentioned in the plan. To understand the benefits better click here.
Your travel insurance has a personal liability cover that protects your liability under accidents that result in death, injury, damage to health or damage to the property of a third party. This also covers any hospitalisation expenses in case of any accidental injury.
Yes, it does. Your hospitalisation expenses will be covered in a quick and cashless manner. If you have been hospitalised for more than 2 consecutive days, you can eve avail of a daily allowance subject to plan opted.
This is a special service that provides you, the insured, assistance in times of financial emergency that may arise only due to theft or robbery. In a situation where you are short of funds / cash, this cover will not be able to help you.
In case your flight is hijacked, your policy will compensate you, up to the maximum amount as mentioned in your policy, post the first 12 hours of hijacking.
In case your flight is delayed for more than 12 hours from the scheduled time, due to unforeseen circumstances like illness, death, delay due to bad weather, natural disaster, we will reimburse to you up to the maximum amount as mentioned in your policy.
If you opt for the Home Burglary cover, your house and valuables are covered for burglary or attempted burglary, up to the limit of sum insured. Please note that the cover does not protect you from losses sustained due to fire or other perils.
A student travel insurance policy covers you for a specific period depending on your choice. If your examination is delayed, but it is still within this specific period, your insurance policy will cover you. In case your examination is delayed and this causes an unanticipated extension beyond the specified period, you can always extend your policy.
Pregnancy, childbirth and any consequences thereof unless the medical assistance provided abroad involves unforeseen emergency measures to save the Insured/Insured Person's or the child's life in the event of acute complications, provided that the Insured/Insured Person has not completed the age of 38 years and 30th week of the pregnancy is not yet completed.
If any illness / injury during the period abroad necessitates curative treatment beyond duration of this insurance, the Company's liability to pay benefits within the scope of this Policy shall extend for a further period of 30 days insofar as it can be proved that transportation home is not possible. Emergency Assistance Service Provider must be notified immediately as soon as it is known that Insured / Insured Person is unfit to return to India. If any new illness / injury is contracted beyond duration of this Policy, treatment for the same will not be covered.
In such a case, if the death or disablement occurs within 12 months from the date of the policy start, the company will process the claim as per terms and conditions of the policy in favour of beneficiary / nominee mentioned in the policy.
In the event the Insured/Insured Person is hospitalised for more than seven consecutive days, and his/her medical condition forbids repatriation and no adult member of his/her immediate family is present, the Company after obtaining confirmation of need for a companion from the attending doctor and the Emergency Assistance Service Provider, will provide the following:
a) a round trip economy class air ticket, or first class railway ticket, to allow one immediate family member, during the entire period of insurance, to be at his/her bedside for the duration of stay in the Hospital
b) expenses towards stay of the immediate family member during such compassionate visit.
Yes. Please read your policy document carefully to understand what risks you are covered for and what is not covered. Ensure, you have the cover you need.
No, an international policy is not extendable for domestic travel. Any medical or accident policy that you may have, will cover you for the relevant benefits, while you are travelling within the country.
With Reliance General Insurance you can now choose between 5 payment options as mentioned below to pay your premium:
You can decide on the scope of the insurance based on your financial needs. Factors you should take into account are the number of travel days, amount of premium you want to pay and the amount and type of risks you want to be covered for.
The corporate policy is designed to provide you convenience of usage. If you have opted for a short-term plan for a specific period of insurance and number of man-days, a float amount for your company would be created with us.
As and when an individual employee travels, his details need to be intimated to us. The premium amount, based on the employee's number of days of travel, age and some other details, would be adjusted in this float amount. Similarly, let us know as and when you add or delete a person, so we can adjust the float amount.
Yes, we do give group discounts. The details are as follows:
Although we do not have specific time frame we would certainly like the travel insurance claim to be intimated as soon as possible, for better assistance.
The documentation will vary depending on the type of the claim. Here’s a comprehensive list of requirements for the various types of covers.Medical & Emergency Expenses
Loss of Baggage
Delay of Baggage
Loss of Passport
Trip delay / cancellation/ interruption/ missed connection
Personal Liability
Hijack
Accidental Death
Dismemberment Case
Financial Emergency Assistance
Bail Bond
Sponsor Protection
Please remember any medical statements from relations / spouse will not be accepted.Compassionate Visit
Study Interruption
Please remember any medical statements from relations / spouse will not be accepted.Home Burglary
Dental Treatment
Yes, Europ Assistance has a global presence in all the major countries. Post approval of the claim Europ Assistance can place a guarantee to the Hospital/providers and make the cashless claim.
Further, under Cashless Services, if the procedure stated above is complied with, Emergency Assistance Service Provider, as the case may be, will guarantee to the Hospital/other providers the costs of hospitalisation, transportation for emergency services, and transportation home of the Insured. All costs will be directly settled by Emergency Assistance Service Provider on the Company's behalf and the same shall constitute due discharge of the Company's obligations.
Showing 10 reviews
While making my first trip through France, I didn't even know about Schengen travel insurance. But after buying travel insurance from Reliance General, I've discovered travel needs can be easily taken care of.
My son couldn't take the cold weather and developed high fever. Expenses weren't a problem since we had purchased this international travel insurance. We had to extend our day for 3 more days as my kid was admitted. Since we couldn't take the flight, we had to reschedule. Fortunately, the travel insurance covers that too.
On my backpacking trip through Europe, my wallet was stolen on a train and I had no money left. Thankfully, my travel insurance plan had a provision for cash in case of emergencies. Reliance General has very good travel insurance plans.
Fast service given while facing an emergency. I was in Europe for a business conference and my baggage was lost. Your customer service representatives helped me out a great deal. Good going Reliance General Insurance.
Taking my family for a vacation to Europe. Since I am taking my two year old daughter, I can't risk anything happening. Taking this travel insurance as a precaution. Good policy, covers all the risk.
My younger sister is currently in Europe on a 20 day trip and while searching for a good travel insurance for her I came across reliance travel insurance. As far as i know they seem to have the best rates and process was also easy
My Mom and Dad recently went on a Euro trip. I insisted them to take a Reliance travel insurance (after researching online) as it was an international trip. Fortunately, this came in handy as their bags were delayed for 2 days but they could enjoy the trip without a worry because of the reimbursements.
After comparing different Schengen travel insurance plans, I found this to be the best.
It is a low cost travel plan and has a brilliant customer service.
Definitely the best European travel insurance I have taken.
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