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Travel Insurance for Indonesia

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International Travel Insurance

Travel Insurance for Indonesia

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
International Travel Insurance

Plan Details

Indonesia's over 200 ethnic groups comprise its rich and diverse cultural heritage, which makes for a memorable trip. Moreover, its beautiful beaches, like Bali, and world-famous islands add serenity and peace to your trip to Indonesia.

However, before you visit the wonderful Indonesia, remember to get yourself Indonesia travel insurance to protect your finances from unprecedented travel and health emergencies.

Reliance General Insurance offers international travel insurance for Indonesia to suit various types of travel needs. Our travel insurance plans are personalised and offer different combinations for accommodating individuals, families, groups, senior citizens and students. Choose the best plan for you and travel with peace.

Why Do You Need Travel Insurance for Indonesia from India?

While travelling abroad gives you an opportunity to soak into the foreign country's beauty and culture, it also puts you at risk of financial loss in case of an emergency. Additionally, to apply for a visa to travel to Indonesia from India, you need to submit an official statement stating that you have adequate medical coverage.

Thus, our Indonesia travel insurance is necessary to ensure peace of mind and provide adequate coverage. Here are the reasons why you need our insurance to travel to Indonesia:

  • You receive adequate coverage for expenses incurred due to medical emergencies, such as hospitalisation, accidental dental treatment, transportation, etc.

  • You also get coverage for flight-related issues, such as trip delays, cancellations, missed connecting flights, etc.

  • We also offer Personal Liability Cover to cover third-party liabilities.

  • With this insurance, you also receive compassionate visits that allow your loved ones to visit you in case of medical emergencies.

  • Coverage of total loss of checked-in luggage, delay of baggage, passport, etc.

  • You get emergency financial assistance, depending on your plan choice.

Types of Indonesia Travel Insurance

Indonesia Travel Insurance Types Purpose
Individual Travel InsuranceThis type of travel insurance covers only one person travelling to Indonesia. It covers hospitalisation costs, flight and baggage-related issues, third-party liabilities, etc., all for just one individual.
Family Travel InsuranceThis policy covers a maximum of 4 family members, including spouse, child, and parents, under one policy.
Group Travel InsuranceThis travel insurance for Indonesia from India is designed for a group of friends travelling together and needing coverage under one policy.
Student Travel InsuranceThis plan provides coverage specifically designed to suffice a student's needs abroad, such as Study Interruption Cover, Sponsor Loss Cover, Jail Bond Cover, etc.
Senior Citizen Travel InsuranceThis plan is specifically designed to meet the needs of senior citizens. Thus, it offers coverage, such as home burglary insurance, medical evacuation, immigration requirements, etc.
Annual Multi-Trip InsuranceThis plan covers multiple trips to Indonesia in a year. It is ideal for organisations or employees requiring frequent trips.
Single Trip InsuranceUnlike Multi-Trip insurance, this insurance plan covers a single trip, which could be for tourism, business, etc.

Also Read:Different Types of International Travel Insurance

Benefits of Buying Indonesia Travel Insurance

Comprehensive Medical Coverage

With our insurance to travel to Indonesia, you get extensive medical coverage, including hospitalisation, emergency medical evacuation, dental care, etc. This ensures that you receive the necessary treatment whenever you need it without the financial burden.

Trip-Related Coverage

If your trip is delayed, interrupted or cancelled due to unforeseen circumstances, your Indonesia travel insurance from Reliance General Insurance covers the non-refundable expenses. As a result, you are protected from financial loss.

Loss of Baggage and Personal Belongings

If you lose your baggage or passport due to theft or misplacement, your travel insurance will save you from the stress of recovering the loss. It will cover lost or damaged belongings and allow you to replace them.

24/7 Assistance Services

Because of the round-the-clock assistance of our Holiday Insurance Indonesia, you can navigate emergencies in a foreign land much more easily. Such assistance will be especially helpful during medical emergencies, replacing a lost passport, flight delays or claiming your insurance quickly.

Cashless Coverage

Reliance General Insurance offers the best travel insurance for Indonesia as it offers cashless coverage. The stress of settling the bill upfront in case of hospitalisation in a foreign country can be stressful. However, with this feature, we can settle the bill directly with the hospital.

Reliance Travel Insurance for Indonesia from India

If you are planning a trip to Indonesia soon and looking for reliable travel insurance, Reliance General Insurance's Asia Travel Insurance can be your go-to solution.

We offer plans with comprehensive coverage that are specifically tailored to meet the unique needs of travellers visiting Indonesia. Our holiday insurance cover for Indonesia ensures that you travel with peace of mind and adequate financial protection throughout your trip.

Our Reliance Indonesia travel insurance covers a wide range of coverage, including emergency medical cover, a daily allowance for hospitalisation, a hijack distress allowance, personal liability, lost or delayed baggage, and much more.

With instant claim issuance, cashless claims, and affordable plans starting with just ₹306*, we have a huge base of happy customers. Our high claim settlement ratio and carefully curated plans for specific customer types make us a reliable insurance partner with the best travel insurance for Indonesia.

Features of Reliance Indonesia Travel Insurance

Key Features Silver (in USD) Gold (in USD) Platinum (in USD)
Medical Expenses (including transportation and evacuation), Repatriation of Mortal Remains, etc100,000250,000500,000
Accidental Death (Common Carrier)2,5005,0005,000
Dental Treatment 500500500
Loss of Passport300300300
Delay of Baggage100100100
Total Loss of Baggage 1,0001,2001,500
Personal Accident 20,00025,00030,000
Personal Liability 100,000200,000250,000
Trip Delay25/day (for up to 6 days)50/day (for up to 6 days)60/day (for up to 6 days)
Home Burglary Insurance100,000200,000300,000
Compassionate VisitReturn fare for any one companion in person - spouse/ child/family doctor

Note: Please read the policy wording, brochure and prospectus for more information.

Reliance Indonesia Travel Insurance: Inclusions and Exclusions

Inclusions

Here are some of the inclusions of our holiday insurance cover for Indonesia:

  • Dental treatments due to an accidental injury

  • Financial assistance

  • Loss of a passport

  • Total loss of baggage

  • Theft

  • Medical treatments due to an illness or accidental injury

  • Personal liabilities

  • Trip delays, interruptions, and cancellations

  • Personal accident

  • Total disability or death

  • Transportation of mortal remains

  • Airplane hijack

  • Cover for missed connecting flights

  • Daily allowance in case of hospitalisation

Exclusions

Here are some of the inclusions of our travel insurance for Indonesia visa:

  • War and nuclear attacks

  • Pre-existing diseases

  • Travelling against a doctor's advice

  • Voluntary participation in high-risk activities

  • Self-inflicted injuries or suicide

  • Cosmetic procedures

  • Negligence

  • Pregnancy and childcare

  • Sexually transmitted diseases

  • Planned hospitalisation

  • Loss of hand baggage 

How to Buy Travel Insurance Online for Indonesia?

  1. On our home page, go to " Asia Travel Insurance" under the Travel Insurance tab.

  2. Select the type of plan, i.e. individual, family, etc. and enter your personal and travel details, including Indonesia.

  3. Based on your input, you will receive a quote.

  4. Verify the quote, enter your details, and select the preferred mode of payment.

  5. Complete the payment and receive the travel insurance online for Indonesia.

Also Read:Reliance Travel Insurance for Bali

Benefits of Buying Travel Insurance Online for Indonesia

  • When you buy travel insurance online for Indonesia, you save tons of time and effort. The paperwork is minimised, and you do not need to visit a branch.

  • The online buying process adds more convenience, as you can complete it from anywhere with just a few clicks.

  • You can compare the coverage of our plans, such as between silver, gold and platinum. This way, you get adequate coverage within your budget.

  • Since the policy submission process for online insurance for travel to Indonesia is quicker, policy issuance also happens quicker.

  • You get access to multiple discounts while buying online insurance for Indonesia and save on premium costs.

  • With the online buying process, you experience transparency as you verify the quote and premium costs before confirming and completing the purchase.

Steps to Claim Indonesia Travel Insurance Online

You can claim your Reliance General Insurance for travel to Indonesia in two ways: Cashless Claims and Reimbursement Claims.

Steps for Filing a Cashless Indonesia Insurance Claim​

  1. Your travel insurance can be claimed by the insured or a family member.

  2. You can register a claim within 24 hours of hospitalisation, provided the hospital agrees to a cashless claim. Contact our claims helpline number, +91-22-67347843/44 (charges applicable) or visit the Travel Insurance Claims page.

  3. Gather all the documents from your healthcare provider, such as reports, lab reports, bills, etc. Submit the necessary documents while claiming your insurance travel for Indonesia.

  4. Submit the claim form along with the supporting documents on RCare or Europ Assistance.

  5. After diligent evaluation, the claim will be verified and approved. When it is approved, we will settle your hospital bill directly with them in Indonesia.

Steps for Filing a Reimbursement Indonesia Insurance Claim

  1. Download the claim form by selecting it from the dropdown menu on the Travel Insurance Claims page.

  2. Fill out the claim form accurately.

  3. Send the duly filled form along with the hard copies of all the required documents to:

  4. Europ Assistance India Pvt Ltd.

  5. 7th Floor, Star Hub,  Bldg No. 2,

  6. Near ITC Maratha Hotel,

  7. Sahar, Andheri East,

  8. Mumbai – 400 059, India

  9. Upon approval of your claim, you will receive the claim amount (based on your sum insured) in your registered bank account.

Also Read:Documents Required to Register a Travel Insurance Claim

Travel Insurance for Indonesia Cost Range

The price for Reliance Indonesia Travel Insurance depends on various factors that directly impact the price range. Before buying a plan, it is important to understand how these factors affect the price range.

  • Sum Insured

    The sum insured is the primary factor that directly affects the price of travel insurance for Indonesia from India. For example, if you are likely to incur higher expenses for covering medical costs, you will need a higher sum insured, which will raise the price of your insurance.

  • Insurance Plan's Coverage

    If you require broader coverage than the standard plan, your premium will be higher. For example, our silver plan of the Asia Travel Insurance Plan and platinum plan have different coverage. The silver plan offers USD 100,000 for medical expenses, whereas the platinum plan offers USD 500,000. Thus, the premium costs will vary accordingly.

  • Trip Duration

    The duration of the trip governs the price of your insurance for Indonesian travel. If your trips are going to be longer, the price of your insurance will be higher, as your financial requirements will be higher.

  • Type of Insurance

    With us, you have the flexibility to choose a type of plan based on your needs. Depending on the type of insurance, your premium costs will vary. For example, if you compare the cost of individual insurance for Indonesian travel with that of a family insurance plan, the premium costs are higher for a family plan. So, the more people are covered in one policy, the higher the premium will be.

Tips to Buy Affordable Holiday Insurance Cover for Indonesia

  • Assess Your Coverage Needs

    Before choosing a plan, it is important to understand your coverage needs based on your travel plans. If your trip involves more adventurous activities, you need coverage to support any medical needs that may arise.

    Additionally, consider the number of travellers along with you that will be added to the policy, your trip duration and scope of coverage. Choose a sum insured solely based on your needs and avoid paying more for unnecessary coverage.

  • Compare Policies

    Because of the flexibility of buying our policy online, you also get access to all of your policies. You can thus compare the available plans based on their coverage points, discounts, prices, number of allowed members, illnesses covered, etc.

  • Consider Multi-Trip Insurance Policy

    If you travel frequently to Indonesia for business, more than once in a year, buying a separate policy before each trip can be taxing. Instead, you can opt for our Annual Multi-Trip Travel Insurance Indonesia from India and save your money on reduced premiums and benefit from the flexibility of policy duration.

  • Look for Discounts and Offers

    Policies that cover more people, such as group policies or family plans, often offer discounts. Before purchasing a policy, look for such discounts and choose a plan accordingly.

  • Review Your Policy Documents

    Your insurance travel Indonesia policy documents give you a detailed description of the policy inclusions, exclusions and other conditions. To avoid incurring additional charges or claim rejections, review these documents carefully and be aware of the terms of your policy in detail.

  • Choose a Reliable Insurance Provider

    Opt for established and reputable insurance companies with a proven track record of reliability and customer service. Read reviews and testimonials to gauge customer satisfaction and claims processing efficiency to secure cheap travel insurance for Indonesia.

Indonesia Visa and Entry Information

If you are planning to visit Indonesia from India for a maximum of 30 days, you do not have to worry about making a visa application before your trip. A few countries do not require a visa for short visits, which includes India.  

You can avail of the Indonesia visa-on-arrival for Indian citizens and enjoy your trip there. Moreover, you can apply for this type of visa online before you arrive in Indonesia to save on last-minute hassles.

Types of Visas for Indonesia

Visa Types Purpose Validity and Stay Permit Indonesia Visa Fee
Visit Visa – VoA (Visa on Arrival) B1-B4 (Tourist Visa)It is issued for single-entry tourists, family visits, or continuing travel to other countries.Valid for 90 days from the date of issue for a stay of 30 days (extendable to 30 days)IDR 500,000
Visit Visa 211A (Tourist Visa)It is issued for urgent work, travel, business, government duty, etc. Valid for 90 days from the date of issue for a stay of 60 days (extendable to 180 days)IDR 1,500,000
Multiple Entry Visa D1 / D2It is issued for travel purposes, tourism, family visits, business meetings and the purchase of goods.Maximum stay allowed is for 60 days, and total validity is 1-2 years

IDR 3.000.000,00 -

15,000,000

Pre-Investment Multiple Entry Visa D12Intention to start a Business or InvestmentEnter Indonesia as often as needed; the maximum stay is 180 days.-

Retirement Visa / KITAS E33E & F

 

Purpose of Retirement

 

For foreigners of 60+ age, with a minimum account balance-
Student Temporary Stay Visa E30It is issued to pursue higher education in Indonesia.Depends on your course duration500,000 - 1,000,0000
Work Visa E23It is issued for those who want to work in IndonesiaDepends on your employment tenure.500,000 - 2,000,0000

Application Process for Indonesia Visa

All types of Indonesian visa applications can be completed online, including visa-on-arrival. Moreover, when your application is approved, you will receive your visa via email, so you do not need to visit the Indonesian Embassy in New Delhi. However, to apply for an e-Visa, you must have a sponsor (company/travel agency) in Indonesia.

Here are the steps to apply:

  1. Visit the official ​​​e-Visa Indonesia website.

  2. The main page will display t​he brief guidelines and steps to complete the e-Visa application.

  3. Click on the "Apply" button to proceed.

  4. Next, select the country as "India" and proceed with the next set of questions, which include your purpose of visit, type of visa application and number of days you will stay there.

  5. Click on "Detail & Apply" to proceed. You will be displayed with the information related to your visa application and what you are permitted to do in Indonesia.

  6. Upload your travel documents, such as your passport and photo.

  7. Complete the application by paying the fees, which are according to your visa type.

  8. Once the visa application is approved, you will receive it in your email or be able to download it by logging into your account on the same website.

Documents Required for Indonesia Visa

  1. Letter from a sponsor (for family visits in some cases and government work).

  2. A cover letter with the purpose and duration of your visit.

  3. Original passport with a validity of at least six months from the date of arrival in Indonesia with at least two blank pages.

  4. Flight tickets to and outbound from Indonesia.

  5. Proof of accommodation.

  6. Proof of visa application fee payment.

  7. Two passport-size photographs clicked in front of a white background.

  8. Proof of funds - three months' bank statements, payslips, etc.

  9. Clear trip itinerary.

  10. For work visa application, invitation or your sponsor's letter.

  11. For students, a letter of admission (for a student visa).

Embassy of Indonesia in India

CountryEmbassy of the Republic of Indonesia
Location in IndiaNew Delhi
Address 50-A Kautilya Marg, Chanakyapuri, New Delhi 110021

Email Address

(For Visa, Passport, Consular Services)

konsuler.newdelhi@kemlu.go.id 
Website https://kemlu.go.id/newdelhi/en
Contact Number

+91 (11) 2611-8642

+91 (11) 2611-8643

+91 (11) 2611-8644

+91 (11) 2611-8645

Fax+91 (11) 2688-6763 (for Consular)
Operating DaysMonday to Friday
Operating Hours9:00 am - 5:00 pm (except holidays)

​Interesting Facts About Indonesia

  1. Indonesia is the largest archipelago, with over 14,752 islands, including Java, Sumatra, and Bali.

  2. Indonesia is the fourth most populous country, with over 270 million people. Java is the most densely populated island.

  3. Indonesia's Komodo National Park, a UNESCO World Heritage site, is among the Top 10 travel destinations, as per the National Geographic magazine. Here, you can see the Komodo Dragons.

  4. Indonesia is home to over 700 languages, with Bahasa Indonesia as the official language.

  5. Indonesia is one of the world's most biodiverse countries, home to species like orangutans and Komodo dragons.

  6. One can visit the Prambanan Temple, one of the largest temples in Southeast Asia, and experience its magnificent architecture.

Best Time to Visit Indonesia

Tourist Season Months Weather Things to Do
Peak SeasonJune to AugustDry, cooler evenings
  • Explore Bali's Beaches.
  • Go for a hike on Mount Rinjani in Lombok.
  • Visit Borobudur and Prambanan temples in Java.
Shoulder Season

April to May and

September to October

Warm, rainy season in Sep-Oct
  • Dive and snorkel in Raja Ampat and the Gili islands.
  • Discover the cultural sites in Yogyakarta.
  • Enjoy fewer crowds in the most popular destinations.
Off-SeasonOctober to AprilWarm, humid
  • Visit indoor attractions and cultural sites in Jakarta.
  • Explore Bali's temples and participate in local festivals.
  • Experience traditional performances in Ubud.

Money-Savings Tips for Indonesia Trip

  • Book in Advance: Secure the best deals on flights and accommodations by booking well ahead of your trip.

  • Travel During Shoulder Season: Visit between April to May or September to October to get a cheaper deal.

  • Use Public Transportation in Indonesia: Opt for local buses or rent a scooter to explore the area around your destination in Indonesia.

  • Opt for Budget-Friendly Accommodation: To save money on accommodation, stay in hostels, guest houses or homestays. You can find such places online after reading travel blogs and customer reviews.

  • Negotiate Prices: Bargain while shopping at the local markets to avoid paying inflated prices for souvenirs and other local goods.

  • Eat at Local Restaurants: In Indonesia, you can enjoy delicious local street food and dine at local eateries at lower prices than tourist-specific restaurants.

Year-Round Indonesia Travel Essentials

Use this as your travel checklist for Indonesia while packing for your next trip:

  • Lightweight Clothing: Pack breathable and lightweight clothes like cotton or linen to enjoy your trip in the humid climate to the fullest.

  • Rain Gear: Always pack an umbrella or a raincoat/jacket, as sudden rain showers are very common in Indonesia.

  • Sun Protection: To protect against the strong equatorial sun, use sunscreen with a high SPF, sunglasses, and a wide-brimmed hat.

  • Carry a Reusable Water Bottle: Carrying your own bottle is the best way to ensure proper hydration and reduce plastic waste.

  • Carry Mosquito/Insect Repellents: Protect yourself from mosquitoes, especially in rural areas, with effective mosquito repellent sprays or creams.

  • Carry a Basic First-Aid Kit: Include essential first-aid like band-aids, necessary medication, antiseptic wipes, and other first-aid medication.

  • Travel Insurance: Ensure peace of mind by securing travel insurance for Indonesia trips for unexpected health or travel emergencies.

  • Travel Adapter: Indonesia uses Type C and F plugs, so pack a universal travel adapter for your electronic equipment, such as your laptop or mobile phone.

Indonesia Safety and Precautions

  • Stay informed about the local conditions and potential hazards.

  • Be cautious of pickpockets in crowded areas, and keep your valuables secure.

  • Use reputable transportation services and avoid travelling at night, especially in rural areas.

  • Drink only bottled water or filtered water.

  • Be aware of natural risks like earthquakes or volcanic eruptions.

  • Familiarise yourself with emergency procedures.

  • Respect local customs and dress appropriately in religious areas.

  • Ensure that you have travel insurance travelling to Indonesia with adequate coverage.

Popular Destinations in Indonesia

  • Bali

  • Ubud

  • Lombok

  • Jakarta

  • Monkey Forest Sanctuary

  • Tirta Empul Temple

  • Raja Ampat, West Papua

  • Yogyakarta

  • Labuan Bajo

  • Lake Toba

Frequently Asked Questions

  • What does travel insurance in Indonesia cover?

    Our Asia Travel Insurance offers coverage for medical emergencies, dental care, loss of passport and baggage, personal accident, trip delay, personal liability, and more.

    Visit Reliance Asia Travel Insurance page for more information.

  • How much does Indonesian travel insurance cost?

    Your travel insurance cost will depend on various factors such as age, number of insured members, insurance type, etc. Thus, read the policy documents and analyse your requirements carefully.

  • Can I get coverage for trip cancellations?

    Yes, our Asia Travel Insurance provides coverage for trip cancellations.

  • How do I file a claim while in Indonesia?

    To claim your Reliance Travel Insurance for Indonesia:

    • Register your claim by calling at 1800 209 5522 or the helpline of the Emergency Assistance Service Provider given in your Policy Schedule.
    • Ensure that you intimate the claim within 24 hours of hospitalisation.
    • Submit all the claim-related documents, including hospital bills, reports, etc., through RCare or Europ Assistance.
    • Your claim will be verified and settled.
  • ​ How can I decide which visa is right for me?

    • Consider these three main factors before choosing the right type of visa to apply for:
    • Nationality
    • Length of Stay
    • Purpose of Visit / Stay​​
  • Resend OTP

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