Travel Insurance for Spain

Spain is among the most popular travel destinations in Europe. It is known for its vibrant culture, lively celebrations, delectable cuisine and, of course, football craze.

If you are all set to embark on a memorable journey to this vibrant country and explore places to visit in Europe, then a travel insurance plan is the first thing to get.

That's true. You need to obtain travel insurance for Spain even before applying for the visa.

Read on to find out everything you need to know about travel insurance for Spain visa!

Spain Visa Mandate: Is Travel Insurance Necessary?

Yes. Travel insurance is mandatory for visiting Spain, just like any other country located within the Schengen Area.

If you do not already know, travel insurance is a mandatory requirement for visiting any of the 29 Schengen countries, including Spain. You are required to submit a Schengen travel insurance plan at the time of applying for a Spain visa.

As per the border control policies of the Schengen Area, the travel insurance for Spain must offer a minimum coverage of €30,000 for health and travel emergencies. Besides, it should be well-recognised in the Schengen regions you are planning to explore.

Why Do You Need Travel Insurance for Spain?

In addition to being a visa mandate for Spain trips, your travel insurance for Spain can also offer various other benefits, and some of them include -

• Coverage for medical emergencies

• Coverage for personal liabilities

• Coverage for trip delays or cancellations

• Coverage for a lost or damaged passport

• Coverage for total loss of baggage

Types of Travel Insurance for Spain

Benefits of Buying Travel Insurance for Spain

Coverage for Medical Emergencies

One of the most significant benefits of travel insurance is the financial support it provides in times of need, especially for medical emergencies. From accidents and poor health conditions to other unexpected injuries, you can manage your savings without compromising on necessary medical support with Spain travel insurance.

Journey Support

Many unforeseen circumstances, uncontrollable calamities or emergencies can arise out of the blue and impact your journey by delaying your travel plans or forcing cancellation.

These sudden situations can often lead to a significant financial loss on prepaid bookings. With travel insurance, you are reimbursed for non-refundable bookings to avoid any financial loss.

Coverage for Third-Party Liabilities

Regardless of how careful you are, your actions or unintentional acts can cause damage or loss to a third party when in Spain. These situations often incur significant compensation and legal expenses. However, with travel insurance, you get the necessary financial support to cover these expenses without exhausting your savings.

Complete Peace of Mind

Travel insurance is a mandatory supporting document for your Spain visa application. Submitting the proof of the same allows you peace of mind, not just for the visa application approval but also for the extensive financial coverage you get in times of need to secure your trip from any unforeseen circumstances.

Reliance Schengen Visa Insurance Spain

Planning a trip to Spain? Reliance General Insurance offers Schengen Travel Insurance plans tailored to meet your travel needs.

These plans provide extensive coverage, ensuring you're protected against medical emergencies, baggage loss, and personal liabilities. With Reliance General Insurance, you can enjoy your Spanish adventure with peace of mind.

Reliance General Insurance provides two different plans: the Basic Plan and the Standard Plan. Here's a breakdown of the coverage each plan offers:

Features of Reliance General Insurance's Spain Insurance

Reliance General Insurance's Spain Insurance: Inclusions & Exclusions

Inclusions

• Accidental injury, disability, or death

• Medical emergencies

• Total loss of baggage

• Lost or damaged passport

• Third-party liabilities

• Return tickets for a family member if you are hospitalised beyond seven days

• Acute anaesthetic dental treatment, if required because of an accidental injury

• Transportation of mortal remains from Spain to your home country

Exclusions

• Self-inflicted injuries

• Injuries due to active participation in high-risk activities

• Medical emergencies if travelling against the advice of a doctor

• Cosmetic surgeries or treatments

• Claims for any undeclared medical condition at the time of policy purchase

• Delayed or partial loss of baggage

How to Buy Reliance Spain Travel Insurance?

• Step 1: Visit our Homepage > Explore Products > Travel Insurance > Schengen Travel Insurance

• Step 2: On top of the page, enter the required details, such as travel type, region, duration of stay, contact details and others.

• Step 3: Choose a suitable plan and hit "Buy Now".

• Step 4: Check the premium amount and enter the required personal details, such as nominees' names and passport numbers.

• Step 5: Make the payment using any method of your choice and download the acknowledgement receipt.

That's it. That's how simple it is to buy your holiday insurance for Spain. If you have any queries or need assistance with insurance for Spain travel, get in touch with our team.

Benefits of Buying Spain Travel Insurance Online

1. Quick and Convenient - Buying travel insurance for Spain online allows you to benefit from maximum convenience, as it does not require pre-booked appointments, long queues, or a time-consuming application process.

2. Paperless Policies - Unlike the traditional procedure of physically submitting documents, the online process requires no such step. You only need to upload the necessary documents digitally and buy the policy of your choice.

3. Easy Comparisons - The online purchase process allows you to compare different travel insurance policies for Spain instantly. This ensures you buy the plan that offers the necessary coverage within your budget.

4. Complete Transparency - The online process eliminates hidden costs or surprises when it comes to travel insurance. All the necessary information is accessible to allow informed decision-making.

5. Secure Procedure - All your personal information and travel details are safe when you use the online procedure.

How to Claim Spain Travel Insurance?

Before learning about how to claim Spain travel insurance, it is important to understand the right time to intimate your claim.

In order to get reimbursed for your losses, you should initiate your claim within 24 hours of experiencing an unforeseen situation as per the policy inclusions.

Cost Range for Travel Insurance to Spain

The cost range for travel insurance for your trip to Spain depends on multiple factors, and thus, it is crucial to understand these factors in order to find the correct insurance plan for your next trip.

Let us look at some of them below.

• Trip Duration - When it comes to the travel insurance cost range for Spain, shorter trips have more affordable premiums than longer ones, as more coverage is required for longer ones.

• Coverage - The type of policy, between the basic and standard plan, also impacts the cost range of travel insurance in Spain. The basic plan will be more affordable, whereas the standard plan, with more extensive coverage, will have higher premiums.

• Age - In some cases, your age also plays a role in the cost range for travel insurance. This may vary from insurer to insurer, and thus, you must do your research before you buy any plan.

• Additional Requirements - Any requirement for pre-existing conditions or extra medical coverage also impacts the cost range and increases it with every new coverage need. Thus, you must be careful when assessing different plans and addressing your coverage requirements.

Tips to Buy Best Travel Insurance for Spain?

Check Coverage Limit

As per the Schengen Area regulations, travel insurance for Spain must offer a minimum coverage of €30,000. Hence, the first thing to ensure when purchasing travel insurance is the maximum coverage or claim limit it is offering.

Evaluate Policy Inclusions

The next thing to look into is the list of policy inclusions. While travel insurance inclusions vary from one plan to another, they cover some common scenarios.

These include missed flights, loss of baggage, hospitalisation and more. You need to ensure that most of the potential scenarios are covered by the selected plan.

In addition, do not forget to take a look at the exclusions of your policy to get an idea about its coverage.

Evaluate Claims Settlement Process

No matter how attractive your travel insurance features are, they make no sense if the claims settlement process is unreliable. So, make sure to check the claims settlement process and time before making any final decisions.

Compare Multiple Plans

Comparing multiple plans is the easiest way to select the best travel health insurance for Spain. When making a comparison, consider evaluating factors such as coverage, inclusions and exclusions, claims settlement ratio, claim limit, premiums, etc.

Check Premium Cost

Finally, check the price of the policy and make sure it aligns with your budget and travel requirements. There is no point in purchasing an overpriced travel insurance policy with very limited coverage.

Choosing the best travel health insurance for Spain is crucial to ensure sufficient financial protection during your journey. In addition to following the above checklist, make sure to purchase your travel insurance from a reputed insurance provider like us. We have a reputation for offering the best international travel insurance plans​.

Documents Required to Buy Spain Travel Insurance

• Proof of age

• Proof of address

• Proof of identity

• Proof of travel itinerary

• Evidence of pre-existing medical conditions, if any

• Number and information of travel companions

Spain Visa and Entry Information

Types of Visas for Spain

Application Process for Spain Visa

1. Visit the BLS International website to book yourself an appointment for a visa application to any of the BLS offices.

2. Collate all the necessary supporting documents and download and fill out the Spain visa application form.

3. Once done, visit the chosen BLS office for your appointment.

4. Submit your application form, documents, and necessary biometrics.

5. Make the applicable visa application fee using any of the available payment methods.

6. Wait for the final visa status update.

List of Documents Required for Spain Visa

• A duly filled and signed Spain visa application form.

• A passport with a validity of at least three months and at least two blank pages.

• A clear passport-sized photograph as per the visa requirements.

• A cover letter clearly stating the purpose and duration of your visit to Spain.

• Proof of accommodation - hotel invoices, stay documents, etc.

• Proof of funds - bank statements, ITR documents, payslips, etc.

• Valid proof of travel insurance with a minimum coverage of €30,000.

• Flight tickets to and from Spain.

Embassy of Spain in India

Tips to Avoid Spain Visa Rejections

• Fill out the visa application form with accurate information.

• Do not provide incorrect details via supporting documents.

• Submit all the necessary documents in one go with the visa application form.

• Make the visa application fee on time.

• Maintain a clean criminal record.

• Ensure the availability of necessary funds in your bank account prior to submitting your visa application.

• Research and purchase the necessary travel insurance for your trip to Spain.

Interesting Facts About Spain

1. Spain is the second-largest country in the European Union.

2. The first-ever novel was written in Spain.

3. Spain is one of the largest olive oil producers in the world.

4. As per the Spanish traditional naming ceremony, you get two surnames instead of one. The first surname of your father and the second surname of your mother.

5. Spain is home to the world's oldest restaurant called Sobrino de Botín.

6. La Tomatino Festival in Spain is the biggest food fight festival in the world.

7. Sevilla, a valley in Spain, has over 700 people with the same surname, Japón.

8. The art form Flamenco originated in Spain.

9. A popular Spanish New Year tradition is eating 12 grapes at midnight for good luck.

10. Spain is the biggest supporter of the LGBTQ rights and community.

11. The average life expectancy in Spain is 83 years.

12. Spanish laws do not prohibit nudity.

Best Time to Visit Spain

Money-Saving Tips for Spain

Transportation

• Use public transportation

• Purchase travel passes whenever available for discounted or free travel ticket prices.

• Avoid peak hours for public transportation to reduce the risk of higher prices.

• Explore the country on a bicycle, which allows for self-paced adventures without exhausting your trip budget.

• Explore free walking tours around different cities in Spain to save money without giving up on sightseeing.

Accommodation

• Do not book expensive hotels as they overcharge, especially during peak seasons.

• Opt for alternative accommodation options, such as guesthouses, service apartments, Airbnb, and hostels, that offer affordable rates for good quality accommodation.

• Avoid staying too close to the most popular tourist destinations to enjoy peaceful stays and more economical accommodation prices.

Food and Drinks

• Carry some vegetarian snacks along with your packing essentials to avoid unnecessary expenses at random hours.

• Visit as many local food markets as you can to save money and sample the best dishes.

Tourist Attractions

• Research and visit the top tourist attractions on free days, which are often Sundays or other specific holidays.

• Explore the availability of city passes like Barcelone Card or Madrid City Pass to explore the country without exhausting your savings.

Year-Round Essentials for Spain

1. Pack comfortable walking shoes.

2. Invest in a universal adaptor.

3. Download a language translation app.

4. Keep all your essentials in a cross-body bag to take them with you.

5. Buy a reusable water bottle.

6. Always wear sunscreen to avoid sun damage, regardless of the weather.

7. Keep a jacket handy during shoulder and low season months.

8. Dress modestly for all religious sites to avoid offending the locals.

9. Learn some basic phrases in Spanish for better communication.

10. Buy a SIM card to use maps when in Spain.

Spain Safety and Precautions

• Beware of Petty Theft - Even though Spain is a safe country, being careful is very important. Petty theft, like pickpocketing, can happen regardless of where you are, so you must keep your belongings secure at all times.

• Stay Alert in Crowded Spaces - When travelling around Spain, ensure you travel in a group, especially at night. Moreover, in crowded spaces, keep yourself at a safe distance to avoid snatching, unnecessary physical contact, and so on.

• Keep your Belongings Secure - In addition to securing your valuables while going out, ensure you pack all the necessary documents and other items in a safe place at your accommodation.

• Follow all Rules - The traffic rules and regulations in Spain are a little different. Thus, you must research and follow these rules to avoid hefty fines and other legal consequences.

• Emergency Services - The emergency contact number for Spain is 112 to connect to the police, ambulance, or fire team.

Popular Destinations in Spain

Malaga

• Gibralfaro Castle

• Alcazaba

• La Malagueta Beach

• Picasso Museum Malaga

Valencia

• Bioparc Valencia

• Malvarrosa Beach

• City of Arts and Sciences

• Valencia Cathedral

Barcelona

• Camp Nou

• Sagrada Familia

• La Rambla

• Park Güell

Madrid

• Puerta del Sol

• Prado Museum

• Royal Palace of Madrid

• Plaza Mayor

Ibiza

• Dalt Vila

• Cala Comte Beach

• Pacha Ibiza

• Ibiza Town

Best Things to Do/Experience in Spain

Best Things to Do

• Explore Architectural Marvels - From the stunning Alhambra in Granada and Sagarda Familia in Barcelona to the Great Mosque Mezquita of Cordoba and Park Güell, these architectural wonders offer unique sights and breathtaking views.

• Indulge in Spanish Beach Life - The Spanish coastline is lined with numerous crystal-clear beaches, such as the Canary Islands, Balearic Islands, Costa Brava, Costa del Sol, and many more, to give you the perfect beach vacation.

• Hike to The Top - Wear your hiking gear and get set to explore the diverse landscapes of Spain from a height. You can book a scenic trail up the Picos de Europa, Teide National Park, and Camino de Santiago to capture the beauty of Spain and its breathtaking views.

• Wine Adventures - Spain has many wine regions that allow you to experience the history and culture of various wines with proper tasting sessions. Moreover, you can rent a cycle and roam around Ribera del Duero for picturesque sights.

Top Experiences/ Festivals in Spain

1. Running of the Bulls Festival in July

2. Three Kings Day Parade in January

3. Grape Harvest Festival in September

4. Fiesta de San Isidro in May

5. Feria de Abril in April

6. Las Fallas in March

7. La Tomatino in August

8. Festa Major de Gràcia in August

Frequently Asked Questions

Is travel insurance for Spain expensive?

The cost of Schengen travel insurance depends on various factors, such as the type of policy, travel duration, provider premium rates, and so on. At Reliance General Insurance, you can purchase travel insurance for Spain starting as low as ₹243 per day. You can also enjoy additional discounts when purchasing your policy online.

Will Schengen travel insurance cover me if I extend my trip?

Your Schengen travel insurance company will decide whether or not to cover your trip extension. If you purchase our policy, you can avail yourself of 30 days of extended coverage in case your trip is extended for particular reasons.

Schengen travel insurance is applicable in which countries?

Reliance Schengen Travel Insurance is acceptable in all 29 Schengen Area nations. These include Austria, Belgium, Germany, Denmark, Norway, Czech Republic, Finland, Estonia, Netherlands, Spain, Italy, Latvia, Lithuania, Slovakia, Slovenia, Greece, Portugal, Romania, Luxembourg, Switzerland, Spain, Malta, Iceland, Poland, Sweden, Liechtenstein, Croatia, Bulgaria and Hungary.

Can I purchase travel insurance for Spain a day before my departure?

At Reliance General Insurance, we offer our customers an instant policy purchase facility. This means you can purchase your policy instantly without having to wait for days. All you need to do is visit our Schengen Travel Insurance page and follow the given instructions to purchase your policy in minutes.

Can I purchase travel insurance for Spain after submitting my visa application?

No. Your Spain visa application will not be processed without a travel insurance certificate. Since travel insurance is a mandatory document, you must purchase it before submitting your visa application.

Are there any exclusions in the travel insurance for Expats in Spain?

Every travel insurance for Spain has certain exclusions. Here is a list of events that Reliance Schengen Travel Insurance does not cover:

• Any claim for an event occurring before the commencement of insurance coverage is not covered.

• Pre-existing diseases.

• Injuries/health complications resulting from travelling against the advice of the doctor.

• Deductibles selected during the policy purchase.

• Any voluntary Injuries/accidents.

• Damage/loss due to war or related situations.

For complete information, refer to our policy wordings.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.

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