Saying that the UK is a cultural powerhouse is an understatement. The UK, comprising the countries of England, Scotland, Northern Ireland and Wales is a place rich in history and tradition. No wonder there are as many as 26 World Heritage sites in Great Britain! From the enigmatic Stonehenge of Wiltshire to the imposing tower of London, the UK has them all.
If you want your UK trip to be perfect so that you can enjoy the British magnificence in its full glory, UK Travel Insurance is all you need. With a travel policy, specially designed for your travel needs in the UK, you will be protected from a number of potential risks.
There is no need to worry about medical emergencies anymore. Reliance Travel Insurance for the United Kingdom empowers you with the confidence to experience the splendour of the UK with freedom from all your worries!
Why Do You Need Travel Insurance for the UK?
Travel insurance is one of the most important travel documents required for visiting the United Kingdom. It is a financial risk management tool that helps you deal with unforeseen expenses during your holiday in the UK. Here are the main reasons to purchase travel insurance for UK travel:
Hefty Healthcare Expenses
Travel insurance helps you cover the cost of unforeseen medical expenses that may arise on your trip. It helps you avail benefits like cashless hospitalisation, medical evacuation, etc. and help you travel worry-free.
Financial Protection
Travel insurance for the UK offers you necessary financial protection in unfortunate circumstances such as trip cancellation, trip delays, loss of baggage, theft, personal liabilities, personal accidents, and other such events.
Emergency Assistance
Travel insurance plans from a trusted provider act like your travel companion in the UK. It will provide you with much-needed emergency assistance abroad. From medical emergencies to other insured events, you can call your insurance provider to seek immediate assistance.
Types of UK Travel Insurance
|
Types of UK Travel Insurance |
Purpose/Ideal For |
| Individual Travel Insurance | It offers medical coverage for a single person travelling to the UK. It covers hospitalisation, trip delays and cancellations, baggage loss, etc. |
| Family Travel Insurance | Family insurance plan covers all the travelling members of a family under one policy. It comes with a common sum insured and premium. |
|
Senior Citizen Travel Insurance | This travel insurance plan offers dedicated coverage for senior travellers. It covers emergency hospitalisation and even fatalities abroad. |
|
Student Travel Insurance | It is ideal for individuals who are visiting the United Kingdom as students. It comes with specialised coverage for study interruption, compassionate visit, etc. |
| Group Travel Insurance | This travel insurance plan can be purchased for travelling groups or teams. It offers shared coverage and insurance benefits. |
| Single-trip Travel Insurance | It allows you to visit the United Kingdom once at any time of the year. |
|
Annual Multi-trip Insurance | This plan is ideal for frequent travellers to the UK. It allows you to visit the United Kingdom multiple times during the year. |
Benefits of Buying Travel Insurance for UK Trip
Medical Emergencies
By purchasing holiday insurance for the United Kingdom, you can ensure adequate financial coverage for your unplanned medical emergencies during holidays. You can also avail of our cashless hospitalisation facility in the UK.
Trip Cancellation and Interruptions
The best travel insurance for the UK offers trip cancellation and interruption benefits. This means your travel insurance policy will reimburse you for your prepaid and non-refundable expenses if your trip gets cancelled due to any covered events.
Loss of Baggage/Passport
Loss of personal belongings can badly affect your travel experience. The right travel insurance for the UK covers your expenses incurred due to loss of check-in baggage or passport. This helps you recover the losses and continue your trip without any stress.
Personal Accidents and Liabilities
Accidents can strike anywhere, whether you are in the UK or some other part of the world. A travel insurance plan becomes your financial shield in such events and helps you cover expenses resulting from personal accidents and third-party liabilities.
Reliance Travel Insurance for UK
Reliance General insurance is your one-stop destination for all your travel insurance needs. We offer tailored UK travel insurance plans that come with comprehensive coverage and extensive insurance benefits such as cashless hospitalisation, baggage loss, trip cancellation, flight delays and more.
While we cannot predict unforeseen events, we ensure that you don't have to face any risk alone. Our emergency assistance abroad is just a call away in the event of a medical and financial emergency.
Further, we have a straightforward and simple claims process with 100%* claims settlement ratio to ensure smooth and timely resolution of your claim.
Buy our policy online for perks like zero paperwork, instant issuance, no pre-medical check-up and attractive discounts.
Features of Reliance UK Insurance
|
Key Features |
Standard Plan (in USD) |
Silver Plan (in USD) |
Gold Plan (in USD) |
Platinum Plan (in USD) |
| Medical Expenses (including medical evacuation and transportation) | 50,000 | 100,000 | 250,000 | 500,000 |
| Dental Treatment | 500 | 500 | 500 | 500 |
| Total Loss of Baggage | 500 | 1000 | 1200 | 1500 |
| Delay of Baggage | 100 | 100 | 100 | 100 |
| Loss of Passport | 300 | 300 | 300 | 300 |
| Personal Liability | 50,000 | 100,000 | 200,000 | 250,000 |
| Personal Accident | 15,000 | 20,000 | 25,000 | 30,000 |
| Trip Delay | NA | 25/day (for upto 6 days) | 50/day (for upto 6 days) | 60/day (for upto 6 days) |
| Accidental Death (Common Carrier) | 2,500 | 2,500 | 5,000 | 5,000 |
| Trip Interruption & Cancellation | NA | 600 | 600 | 600 |
| Emergency Financial Assistance | NA | 300 | 300 | 300 |
| Daily Hospitalisation Allowance | NA | 25/day (for upto 5 days) | 25/day (for upto 6 days) | 25/day (for upto 7 days) |
| Hijack Distress Allowance | NA | 50/day (for upto 7 days) | 75/day (for upto 7 days) | 125/day (for upto 7 days) |
| Compassionate Visit | Covers return flight fare of a single accompanying person - spouse/children/family doctor | | | |
Reliance UK Insurance: Inclusions & Exclusions
Inclusions
Medical expenses (in-patient care, radiotherapy, X-ray, etc. )
Dental treatment
Hospital daily cash allowance
Repatriation of mortal remains
Delay/total loss of checked-in luggage
Loss of passport
Trip delay
Missed connections
Financial emergency assistance
Personal accident
Personal liabilities
Emergency medical evacuation
Exclusions
Expenses incurred due to self-inflicted harm, injuries and suicide.
War and nuclear attacks.
Undeclared pre-existing diseases.
Loss of hand baggage
Partial loss or damage to check-in luggage
Loss incurred due to negligence
HIV-AIDS
Pregnancy and childbirth
How to Buy Reliance Travel Insurance for the UK?
Step 1: Visit our homepage and go to "Explore Products" -> "International Travel Insurance".
Step 2: Select the type of policy you want: individual, family, student or annual multi-trip. Hit "Next".
Step 3: Next, select your region, destination and country along with your personal details such as date of birth, email, mobile number, etc.
Step 4: Click "Get Quote".
Once your quote request is received, our team will get in touch with you with the available plans and coverage options for the UK.
Benefits of Buying UK Travel Insurance Online
Instant Purchase
Buying travel insurance for the UK online is quick and highly convenient. You can get your plan instantly by following a few simple steps.
No Medical Screening
If you are below 45 years of age, you don't have to undergo any medical examination before buying your travel insurance plan. You can get your policy in minutes by providing a few details.
Zero Paperwork
No need to arrange hundreds of documents to buy travel insurance. You can buy travel insurance online with zero paperwork required.
Easy Plan Comparison
You can make an informed purchase by comparing multiple insurance plans online. This will help you select an affordable travel insurance policy with adequate coverage.
Online Discounts
Availability of impressive discounts is another benefit of buying travel insurance online for the UK. You can enjoy great discounts by purchasing Reliance travel insurance online.
How to Claim UK Travel Insurance?
Step 1: Intimate Your Claim
The first step in the claims settlement process is to initiate the UK Insurance claim within 24 hours of the occurrence of a covered event. You can do so via our
claims helpline page.
Step 2: Gather Required Documents
Gather all the documents supporting your claim. These include medical bills, police reports, and any other receipts or invoices for your covered expenses.
Step 3: Submit Your Claims Form
Download and submit your accurately filled claims form and the specified documents online or offline at a given address.
Step 4: Final Settlement
After evaluating your claims form and supporting documents, our claims settlement team will mark the claim as approved or need more information. Once it is approved, your reimbursement will be initiated.
Cost Range for Travel Insurance to UK
The cost of UK travel insurance is a critical factor to consider when purchasing a suitable policy. Note that the price of your travel insurance plan varies based on the following factors:
Trip Duration
The UK travel insurance cost varies based on the duration of your visit. It means, your insurance premiums will be lower for shorter trips and slightly higher for longer stay durations.
Type of Plan
The type of plan and type extent of coverage is also taken into account when calculating the UK travel insurance cost. For example, family and group travel insurance policies are affordable than individual insurance plans due to shared coverage.
Coverage Amount
Your selected sum insured also dictates the cost of your travel insurance. Note that a higher sum insured attracts higher premiums and vice-versa. At the same time, it will also ensure better and comprehensive coverage.
Other Requirements
Apart from the points mentioned above, your UK travel insurance cost also varies based on your additional coverage requirements through various add-ons and riders.
Tips to Buy Best Travel Insurance for UK?
Choose Adequate Coverage
Outline your coverage requirements based on factors such as trip duration, number of travelling members, age, health conditions, potential risks and so on. Based on these aspects, you can select a sufficient sum insured and comprehensive coverage.
Compare Multiple Plans
Carrying out a travel insurance comparison is the simplest way to purchase the best holiday insurance for the UK. Compare multiple plans based on factors such as inclusions & exclusions, coverage type, premium, claims settlement, etc.
Work with a Reliable Provider
Always purchase your travel insurance from a reputed insurance provider. Also, make sure that their plans are widely accepted at the overseas destination you are visiting.
Ensure Smooth Claims Settlement
Look for emergency claims assistance and an easy claims settlement process for hassle-free reimbursement in the event of claims.
Buy Online
If you are looking for affordable or cheap travel insurance for the UK, consider purchasing your policy online. You may be eligible for the special discounts and deals available on online purchases.
UK Visa and Entry Information
Types of Visas for UK
|
Type of Visa |
Purpose |
Visitor Visas (Marriage Visitor Visa, Standard Visitor Visa, Tourist Visa, etc. ) | These short-stay visas are issued to foreign nationals who want to visit and stay in the UK for various purposes such as tourism, short-term training, internship etc. . These are granted for no longer than 180 days. |
Student Visas (Tier 4 (Child) Student Visa, Tier 4 (General) Student Visa, Short Term Study Visa) | These are granted to international students who want to pursue their education in the United Kingdom. |
Business and Work Visas (Global Talent Visa, Government Authorised Exchange Visa, Domestic Worker Visa, UK Youth Mobility Scheme, etc. ) | These visas are issued to foreign nationals who want to work or carry out any business activities in the UK. |
Family Visas (Spouse Visa, Parent Visa, Child Visa, Family Reunion Visa, etc. ) | These visas allow you to join your family members who are temporary or permanent residents of the United Kingdom. |
Transit Visas (Direct Airside Transit Visa, Visitor in Transit Visa) | These visas are granted to foreign nationals who have a stopover in the UK on their way to some other destination. These come with a maximum validity of two days. |
Application Process for UK Visa
Step 1: Determine the right type of visa and apply online on the
UK Visas and Immigration website.
Step 2: After submitting the visa application online, pay the applicable visa fee along with the healthcare surcharge. Once done, note down the application reference number.
Step 3: Visit
VFS Global and book an appointment for biometrics submission. You also need to upload the specified documents.
Step 4: Visit the visa application centre on the scheduled date and attend your visa interview. Further, you are also required to provide your biometrics and submit the requested documents.
Step 5: Track your application and wait for the visa decision.
Step 6: Once your visa decision is out, collect your documents.
List of Documents Required for UK Visa
Passport
A duly signed and filled visa Application Form
Documents supporting your purpose of visit, such as a letter of invitation, admission letter, request of visit, etc.
Proof of funds
Sponsorship letter
Travel Insurance
Proof of accommodation
Travel itinerary
Any other visa-specific documents
Embassy of UK in India
|
Country | British High Commission in India |
|
Location in India | New Delhi |
|
Address | Shantipath, Chanakyapuri New Delhi 110021 India |
|
Contact Number | +91 (11) 2419 2100 / +44 20 7008 5000 |
|
Fax | +91 (11) 2419 2492 |
|
Website | NA |
|
Operating Days | Monday to Sunday |
|
Operating Hours | Open 24 Hours |
Best Time to Visit UK
|
Seasons |
Months |
Weather Conditions |
| Peak Season | June to August | - 21°C to 23°C
- Warm and pleasant
|
| Shoulder Season | March to April and September to October | - 12°C to 15°C
- Moderate to heavy rains
|
| Low Season | November to February | - 9°C to 12°C
- Cold and windy
- Heavy rain
|
Money-Saving Tips for UK
Book in Advance
Be it flights, accommodation or activities, consider making all your bookings in advance to avoid price hikes during on-spot booking. Further, you can also benefit from the discounts and coupons available for online/advance bookings.
Enjoy Free Activities
There are plenty of free activities to do in the UK. These include visiting national parks, trekking, hiking, exploring villages and local towns, etc.
Use Public Transport
Public transport is highly efficient in the UK. If you want to save on transportation, consider travelling in public buses and trains. Not only will it save you some money, but it will provide you with a unique travelling experience.
Enjoy Local Food
Dining out can be very expensive. Consider exploring street foods if you wish to save some money while also indulging in famous British delicacies.
Travel During Off-season
If you want to explore the United Kingdom on a budget, then consider planning your journey during off-peak season. The prices are comparatively low during months like January to April and September to November.
Get Travel Insurance
Dealing with medical emergencies without travel insurance can be challenging due to higher medical costs in the UK. Hence, invest in the best travel insurance for a UK trip.
Travel Checklist for UK
Travel Documents
Carry necessary travel documents such as passport, visa, medical reports, UK travel insurance, ID proof, etc. To add an extra layer of safety, carry all the documents in a digital format as well.
Clothing and Accessories
Only pack essential items after checking the weather conditions during your stay in the country. Make sure to leave some room for your vacation shopping.
Electronics
Make sure to carry your electronics safely in their protective covers. These include your mobile phone, camera, laptop, adapters and so on.
Accommodations and Transportation
Make sure to book your accommodations as well as transportation in advance to avoid any last-minute rush. The same applies for renting a four-wheeler during your stay in the UK.
Local Currency
Have your currency exchanged to British Pounds (GBP). Also, learn about global credit/debit card transaction options from your bank or financial services provider.
Tips for Precautions and Safety in UK
Keep Emergency Contacts Handy
999 is the emergency number in the UK you can use for fire, police or medical emergencies. Besides, it is advisable to keep numbers of your UK-based friends/colleagues to reach out during emergencies.
Secure Your Belongings
Keep your belongings such as travel documents, mobile phone and any other items secure. If possible, avoid carrying expensive items, such as jewellery, when travelling.
Buy UK Travel Insurance
Purchase travel insurance for UK trips to cover your unplanned expenses that may arise due to medical or other inconvenient scenarios during your journey.
Be Prepared for Weather
Weather can be very unpredictable in the United Kingdom. Hence, plan and pack accordingly.
Stay Updated
During your entire stay in the UK, make sure to stay updated regarding immigration laws, weather changes, travel restrictions and everything that concerns you.
Popular UK Tourist Attractions
London
Edinburgh
Scottish Highlands
Isle of Skye
Liverpool
York
Manchester
Lake District
Belfast
Glasgow
Snowdonia National Park
Loch Ness
Newcastle Upon Tyne
Birmingham
The Giant's Causeway
Best Things to Do in UK
Explore London
The Birmingham Palace, Big Ben, London Bridge, and the British Museum are some of the top things to see in London, England.
Visit Scottish Highlands
Some of the most picturesque landscapes in the UK are in Scotland. From majestic mountains and lush green hills to shiny beaches, you will find everything you are looking for.
Plan a Trip to Wales
Spend a few days in Wales to immerse yourself in its natural beauty and visit wonderful attractions such as Snowdonia National Park, Cardiff Castle, Great Orme, and many others.
Enjoy British Cuisine
Your trip to the UK will not be complete until you devour the delicious British delicacies like full English breakfast, Sunday roast, shepherd's pie, scones, cornish pasty, fish and chips and the list goes on.
Delve into Cultural Experiences
Explore the local music, drama and dance forms to learn more about British culture. You can also consider visiting art galleries and participating in local festivals.
Frequently Asked Questions On UK Travel Insurance
Where can I go with a UK visa?
You can visit all across the United Kingdom with a UK visa. This includes England, Scotland, Northern Ireland and Wales.
Do UK passport holders require a visa for India?
Yes. All UK passport holders need to obtain a suitable visa for India based on the purpose of their visit.
Is a transit visa required for London?
Yes. You need a transit visa to pass through London to your actual destination. If you just need to change your flight to London, you need to apply for a Direct Airside Transit visa.
However, if you want to enter the border control but leave the nation within 48 hours, you must obtain a Visitor in Transit visa. For a stay duration exceeding 48 hours, you will need a standard visitor visa for London or any other city in the UK.
How do I buy UK travel insurance?
You can buy UK travel insurance online by visiting your insurance provider's website. If you want to buy Reliance travel insurance for the UK, visit our international travel insurance page and submit the quote request.
Can I extend my UK travel insurance policy?
Yes. You can extend your UK travel insurance policy if your trip is extended for some reason. To do this, you need to fill out a claims extension form and submit it to your nearest branch.
What are the exclusions of UK travel insurance?
The common exclusions of UK travel insurance include self-inflicted injuries, wars and nuclear attacks, travelling against the advice of a doctor, any loss due to your negligence, undeclared pre-existing diseases, etc.
How do I make a claim with UK travel insurance?
You can make a claim with UK travel insurance by calling the specified claim assistance number (paid). Once your claim is registered, you need to submit the required claim documents along with a duly filled and signed claims form. Your reimbursement amount will be released once all the documents are verified.
Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708.
Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan.
Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.
Relevant Links for Travel Insurance
Travel Insurance |
International Travel Insurance |
Student Travel Insurance |
Senior Citizen Travel Insurance |
Multi Trip Travel Insurance
Travel Insurance for Top Destinations
USA Travel Insurance |
Thailand Travel Insurance |
Dubai Travel Insurance |
Canada Travel Insurance |
Schengen Travel Insurance |
Singapore Travel Insurance |
Vietnam Travel Insurance |
Bali Travel Insurance |
Australia Travel Insurance |
Malaysia Travel Insurance