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Travel Insurance for Nepal

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

Asia Travel Insurance

Travel Insurance for Nepal

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
Asia Travel Insurance

Plan Details

Nepal lies on the southern slope of the Himalayas and is landlocked between India and China. The country is multilingual and multiethnic. It is divided into various states and regions.

Nepal attracts several tourists because of its location. It is surrounded by the snow-capped Himalayas, the Indian Ocean, and the Burmese and Sulaiman arcs.

If you are looking forward to visiting Nepal anytime soon, don't forget to secure your trip with Nepal travel insurance from Reliance General Insurance.

We offer excellent travel insurance plans for Nepal with benefits like instant issuance, zero paperwork, 100% claims settlement*, cashless hospitalisation, no medical check-ups and more!

Why Do You Need Travel Insurance for Nepal?

Travel insurance is a necessary travel document when travelling outside the country. It is a financial management tool that protects you from hefty unforeseen expenses resulting from scenarios such as emergency hospitalisation, medical evacuation, trip cancellations, loss/delay of baggage, accidental death, loss of passport and more.

Below are the main reasons why you should consider investing in travel insurance:

Financial Safety

As mentioned above, Nepal travel insurance covers your unforeseen expenses from a range of events to ensure your financial safety abroad.

Emergency Assistance

Travel insurance for Nepal is also necessary for various emergencies that may arise during your trip. These include theft, mugging, accidents, third-party liabilities, medical evacuation, natural calamities and more.

Protection for Prepaid Investment

Besides covering your unforeseen expenses, Nepal travel insurance can also help you protect your financial investments in terms of prepaid investments.

Nepal Travel Insurance Types

Types of Nepal Travel Insurance Purpose/Ideal For
Individual Travel Insurance It is a standard travel insurance plan designed to cover financial risks and unforeseen travel expenses of a single traveller. It covers emergency hospitalisation, loss/delay of baggage, personal accidents, accidental death and other such events.
Family Travel Insurance As the name suggests, it is designed to cover all travelling members of a family under a single policy. It offers shared coverage and insurance benefits for yourself, your spouse, dependent children and parents.
Student Travel InsuranceIt covers the financial risks and unplanned travel expenses of students travelling overseas. In addition to the standard coverage, such plans cover specific events such as study interruption, bail bond, sponsor loss, etc.
Senior Citizen Travel InsuranceIt is a specialised travel insurance plan designed to cover unforeseen financial risks of senior travellers. It covers events such as medical emergencies, dental treatment, compassionate visit, etc.
Single-trip Travel Insurance It provides coverage for a single overseas trip. These types of plans are ideal for occasional travellers and those with limited budgets.
Annual Multi-trip Insurance It offers coverage for multiple trips taken within a year. These plans are ideal for frequent overseas travellers.
Group Travel Insurance These plans are ideal for group travellers as they provide shared coverage and benefits to all group members under one policy.  

Benefits of Buying the Best Travel Insurance for Nepal

Cashless Hospitalisation

Our Nepal travel insurance plans allow you to avail yourself of cashless hospitalisation at authorised healthcare facilities in Nepal. This helps you receive quality treatment without worrying about the resulting hefty expenses.

Loss/Delay of Baggage

Travel insurance also protects you from hefty expenses resulting from the loss or delay of your checked-in baggage. Our plans offer up to USD 100 for delay and USD 1,500 for total loss of your luggage.

Financial Emergency Assistance

Travel insurance for Nepal is necessary to deal with financial emergencies arising from events such as theft, mugging, loss of cash, etc.

Our travel insurance plans offer immediate financial assistance abroad, allowing you to continue your trip without any stress.

Legal Assistance

Travel insurance provides you with legal assistance in the event of third-party liabilities abroad. This helps you compensate for the losses or damages incurred due to your negligence.

Worry-free Travel

Above all, the biggest benefit of Nepal travel insurance is that it lets you make the most of your travel experience by covering your unplanned expenses.

Reliance Nepal Travel Insurance

Secure your adventurous trip to Nepal by investing in Reliance Asia Travel Insurance. Our travel insurance plans are carefully curated to cover your unforeseen expenses arising from a range of events.

Whether you are planning for a thrilling adventure or simply want to witness the untouched beauty of Nepal, our Nepal travel insurance lets you travel worry-free.

We offer coverage for your medical and financial emergencies, trip delays and cancellations, missed connections, baggage delays, loss of passport, accidental injuries and death and many more.

In addition to these benefits, we offer instant policy issuance, 100% claims settlement, super affordable premiums and a range of customisable plans to choose from.

Contact us now!

Features of Reliance Nepal Travel Insurance

Coverage Type Maximum Coverage Limit
Medical Expenses including evacuation and transportation. Up to 500,000
Loss of PassportUp to 300
Dental Treatment Up to 500
Personal Accident Up to 30,000
Delay of Checked-in BaggageUp to 100
Total Loss of Checked-in Baggage Up to 1,500
Trip DelayUp to 60 Per Day (for 6 days maximum)
Accidental Death (common carrier)Up to 5,000
Home Burglary InsuranceUp to ₹300,000
Compassionate VisitReturn flight fare of any one companion (spouse/child/family doctor)

Reliance Nepal Insurance: Inclusions & Exclusions of Nepal Travel Insurance

Inclusions

Reliance Nepal insurance plans cover the expenses arising due to the following events:

  • Emergency hospitalisation
  • Medical evacuation
  • Dental treatment
  • Personal accidents
  • Third-party liabilities
  • Accidental death (by common carrier)
  • Loss of passport
  • Loss of checked-in baggage
  • Delay of checked-in baggage
  • Compassionate visit
  • Financial emergency

Exclusions

Our travel insurance plans do not cover the expenses arising from the below-mentioned events:

  • Travelling against the advice of the doctor
  • Self-inflicted harm or injury
  • War or nuclear attacks
  • Loss due to your negligence
  • Partial damage to checked-in baggage and its contents
  • Planned medical treatment
  • Violation of legal regulations
  • And more..!

Eligibility Criteria to Buy Reliance Nepal Travel Insurance

Type of Plan Eligibility
Individual Travel Insurance for Nepal 3 months to 65 years of age
Family Travel Insurance for NepalMaximum four family members (self, spouse, dependent children and parents)

How to Buy Travel Insurance for Nepal?

  • Step 1: Open our Asia Travel Insurance ​page and select your travel type: individual, family, student or annual multi-trip.
  • Step 2: Enter your overseas travel details, such as travel region, date of travel and stay duration, along with your personal details.
  • Step 3: Select from the given options and check premium details.
  • Step 4:Add a few other details and make your premium payment.
  • Step 5: Upon successful payment of your premium, a digital copy of your policy will be sent on your given contact details.

Benefits of Buying Travel Insurance Online for Nepal

Instant Policy Purchase

No need to fix appointments with insurance agents and go through a complicated policy purchase process. You can purchase Reliance Asia travel insurance instantly, anytime and anywhere.

No Medical Screening

If you are below 45 years of age, you can purchase a suitable plan online without having to undergo any pre-medical examination. It saves both time and effort.

No Paperwork Needed

Purchasing travel insurance online does not require any kind of paperwork. You can purchase a desired policy from our website or the Reliance Self-i mobile application in a completely paperless manner.

Saves Money

You can avail of impressive discounts and offers when purchasing your travel insurance for Nepal online. Not just that, buying a policy directly from our website also helps you save on intermediary charges of insurance agents.

Informed Decision

Purchasing Nepal travel insurance online enables you to compare multiple plans and insurance providers and select the best according to your requirements.

How to Claim Nepal Travel Insurance?

Step 1: Intimate Your Claim

For a successful and timely settlement, it is crucial to intimate your claim by contacting our Claims Helpline within 24 hours of the occurrence of a covered event. Thus, the first step you need to do is report your incident to our team soon after encountering an unfortunate event.

Step 2: Avail Cashless Hospitalisation at Your Travel Destination

Whether you are in Nepal or some other country, you can avail cashless treatment at an authorised healthcare facility by contacting our emergency assistance abroad. Our team will assist you throughout the hospitalisation process and let you receive immediate medical attention without worrying about the cost.

Step 3: File for Reimbursement

Once you are back in India, you can file for reimbursement of your expenses incurred during your Nepal trip. For this, you need to submit a complete and signed claims form along with all the supporting documents to our nearest branch. These include your invoices, discharge papers, police reports, medical bills, etc.

Upon receiving and verification of your documents, we will release your reimbursement as per the agreement.

Travel Insurance Nepal Cost

There is no fixed cost of Nepal travel insurance. It means, multiple factors are taken into account when calculating your premiums.

Single Vs Annual Multi-trip Insurance

Nepal travel insurance plans can be purchased as a single-trip or an annual multi-trip plan. While a single trip insurance is cheaper, it covers only a single trip overseas. On the other hand, annual multi-trip insurance comes at a higher price but covers multiple journeys abroad.

Sum Insured

The sum insured is the highest amount you can claim with your Nepal travel insurance plan. Essentially, choosing a higher sum insured can lead to higher premiums but ensures all-around financial coverage in the event of emergencies.

Trip Duration

Another major factor that influences your travel insurance premiums is the duration of your trip. Your premiums will be higher for longer travel duration and lower for short trips.

Type of Coverage

The financial risks and coverage requirements of each traveller are different. Your Nepal travel insurance premiums depend majorly on the level of coverage and type of risks you have covered with your policy.

Type of Policy

Different travel insurance plans come at different costs due to differences in the nature of the risks covered by them. If you opt for a specialised plan such as senior citizen travel insurance or ​student travel insurance, your premiums will be slightly higher.

On the other hand, plans like group travel insurance and family travel insurance come at low premiums due to shared benefits and coverage among multiple insured members.

Tips to Buy Travel Insurance for Nepal from India

Determine Your Coverage Needs

First step to buy perfect travel insurance for Nepal is to understand your coverage needs based on multiple factors like trip duration, health risks, adventure activities you are planning to do, geographic coverage and others.

Compare Features and Prices

Different types of plans and providers offer different travel insurance features and benefits. To select the best plan based on your budget and requirements, consider comparing Nepal travel insurance plans from different providers.

Understand Inclusions and Exclusions

Understanding the inclusions and exclusions of a travel insurance policy is critical to ensuring desired coverage. So, go through the policy wordings to check what events are covered and what are not. This will also help you ensure that you are not missing out on an important coverage area.

Check Claims Settlement Process

When purchasing travel insurance for Nepal or any other country, pay attention to its claims settlement process. Always select a provider that offers a higher claims settlement ratio (CSR) and a speedy settlement process.

Avail Online Discounts

If you want to save time and money, purchase your Nepal travel insurance online from our website or mobile application. It is very easy and takes just a couple of minutes.

Also Check: 4 Really Helpful Tips to Select a Travel Insurance Plan

Nepal Visa and Entry Information

Do Indians Need a Visa to Enter Nepal?

No. Indian citizens do not need a visa to visit Nepal. However, you must have a valid passport and a voter ID card if you are flying by air from India.

Moreover, you can also visit Nepal by bus or train via multiple routes from Delhi, Varanasi, Kolkata, Gorakhpur, Patna and so on.

List of Documents Required to Visit Nepal

For Adults

  • Valid Indian passport (Original)
  • Voter ID issued by the ECI (Election Commission of India)
  • Emergency certificate granted by the Embassy of India in Kathmandu

For Children (Below 18 ye​ars of age)

  • Valid Indian passport or official birth certificate.
  • School ID card or a signed and sealed letter from the school as a supporting document  

Embassy of Nepal in India

NameEmbassy of Nepal
Location in IndiaNew Delhi
Address  
1, Barakhamba Road, Vakil Lane, Mandi House, New Delhi, India (110001)
Contact Number+91 11 2347 6200
Website Click Here
Operating DaysMonday - Friday
Operating Hours9 am to 1 pm & 2 am to 5 pm

Best Time to Visit Nepal

 Seasons  Tourist Influx Months Weather Conditions
WinterModerateDecember to February
  • Cold and windy
  • Temperatures between 3°C to 19°C
SpringModerateMarch to May
  • Warm
  • Temperatures between 8°C to 20°C
SummerLowJune to September
  • Sunny and hot
  • Temperatures between 19°C to 27°C
AutumnPeakOctober to November
  • Slightly cool but pleasant
  • Temperatures between 18°C to 22°C

Interesting Facts About Nepal

  • Mount Everest (8848 m), the highest peak in the world, is located in Nepal.
  • Nepal is the birthplace of Gautam Buddha.
  • Nearly 80% of the population in Nepal is Hindu.
  • Nepal is home to more than 120 languages and over 80 ethnic groups.
  • Nepal's triangular flag is only one of its kind.
  • Nepal features the most interesting landscapes in the world, with the highest lake, highest valley, deepest lake, highest peak, deepest gorge and more.
  • 8 out of 10 highest mountains in the world are in Nepal.

Money-Saving Tips for Nepal

  • Save on your flight fare by planning a road trip to Nepal from India.
  • Travel during the off-season (June to September) to save money and enjoy fewer crowds.
  • Rent a scooter or bike for the daily commute instead of hiring taxis. You can also use public transport, such as buses, to travel from one city to another.
  • Eat fresh meals at local eateries. Many even offer free refills for some dishes like dal and rice.
  • Stay at hostels and homestays as they are much cheaper than hotels.
  • If you are an experienced trekker, consider hiking/trekking independently. Popular treks like Annapurna are well-marked and can be easily covered without a trek guide.
  • From tax fare to shopping, don't forget to bargain.
  • Save on ATM withdrawal charges by carrying enough cash.
  • Create a budget and stick to it.

    Also Check: How to Save Money and Plan for an International Trip?

Nepal Travel Essentials: What to Pack for Your Nepal Trip?

Travel Documents

  • Passport
  • Permits
  • Nepal travel insurance
  • Tickets and booking receipts

Clothing and Footwear

  • Layered clothing
  • Winter jacket
  • Rainwear
  • Trek pants
  • Trekking shoes
  • Comfortable walking shoes
  • Warm gloves and hats
  • Woollen shawl/scarves

Trekking Essentials

  • Trekking pole
  • Waterproof backpack/rucksack
  • Flashlight or headlamp
  • Maps/guides/GPS
  • Sunglasses
  • Hat/cap
  • Refillable water bottle
  • Snacks
  • First-aid kit

Health and Skincare

  • Sanitiser
  • Prescription medicines
  • Sunscreen
  • Make-up essentials
  • Skincare products
  • Insect repellent

Electronic Gadgets

  • Universal power adapter
  • Powerbank
  • Smartphone with charger
  • Camera
  • Tripod

Payments and Finances

Tips for Precautions and Safety in Nepal

  • If you are trekking, then be cautious of altitude sickness. Make sure to carry a safety kit that contains pills, a water bottle, basic first-aid items and a mini oxygen cylinder.
  • Keep the contact information of the Indian Embassy handy in case of emergency.
  • Theft and pickpocketing can be an issue in crowded areas. To prevent this, avoid carrying expensive items and documents when exploring such areas. A good idea is to keep your expensive jewellery, gadgets and travel documents safe in your hotel's cloakroom.
  • Earthquakes and landslides are very common in Nepal due to its location in the active seismic zone. Therefore, learn about the evacuation routes and follow all the safety instructions.
  • Weather is quite unpredictable in Nepal. So, before planning your outdoor adventures, consider checking the weather forecast reports.
  • Keep some local contacts handy.

Best Sightseeing Places in Nepal

  • Kathmandu
  • Shri Pashupatinath Temple
  • Swayambhu Mahachaitya
  • Bhaktapur Durbar Square
  • Nagarkot
  • Chitwan National Park
  • Devi's Fall
  • Chandragiri
  • Janaki Temple
  • Mount Annapurna
  • Bodhnath Stupa
  • Lumbini
  • Pokhara

Best Things to Do in Nepal

Explore Kathmandu

Kathmandu, the capital city of Nepal, is one of the most beautiful places in Nepal, with plenty of unique things to experience. You can visit the famous Swayambhunath Temple (aka Monkey Temple), Pashupatinath Temple and Durbar Square to witness stunning architecture.

Trek in the Himalayas

Nepal is known as a trekker's paradise with numerous picturesque treks such as Annapurna Trek, Everest Base Camp Trek, Langtang Valley Trek and many more. If you love adventure, make sure to plan a hiking tour.

Visit Chitwan National Park

Not just the mountains and valleys, Nepal is also rich in flora and fauna. Plan a visit to the Chitwan National Park to enjoy activities such as canoeing and jungle safari. If you are lucky, you will be able to spot interesting wildlife, including single-horned rhinoceroses, Bengal tigers, elephants, crocodiles and species of beautiful birds.

Plan a Trip to Pokhara

Pokhara is a must-visit destination in Nepal. There are multiple picturesque sightseeing points including Phewa Taal and Sarangkot. You can also try different adventure activities such as ziplining, paragliding, etc.

Enjoy Traditional Nepalese Food

When in Nepal, you can not simply miss the comforting and flavourful Nepalese dishes such as momos, thukpa, sel roti, chatamari, bara, sukuti, gundruk and many more.

Frequently Asked Questions On Nepal Travel Insurance

  • How do I buy Nepal travel insurance?

    The easiest way to purchase Nepal travel insurance is through the official website or the Self-i application ​for Reliance General Insurance. All you need to do is navigate to the desired platform and follow the given instructions to purchase a suitable plan.​
  • What are the main exclusions of Nepal travel insurance?

    Exclusions of Nepal travel insurance can vary from one policy to another. The common events that are not covered by a majority of travel insurance plans include war and nuclear attacks, suicide or self-inflicted harm, loss due to negligence, mental illness, planned medical treatment, etc.
  • What documents are required to visit Nepal from India?

    Indian citizens do not require a visa to travel to Nepal. You only need a valid Indian passport and original voter ID with your photograph to enter Nepal via air. If you are travelling by road, you need to obtain applicable permits at the Indo-Nepalese border.

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.

This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.

The premium mentioned is excluding taxes for medical sum insured of $1,00,000 for an individual aged 20 years on a trip of 30 days per trip. This is applicable for geographical regions excluding USA and Canada only.

The premium mentioned is excluding taxes for a medical sum insured of $25,000 for a Senior Citizen aged 61 years on an Asia trip of 4 days. This is applicable for the Asia plan only.

The premium mentioned is excluding taxes for a Basic Student Plan for an individual aged 20 years on a trip of 30 days. This is applicable for geographical regions excluding USA and Canada only.

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