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Travel Insurance for Singapore
Singapore is the perfect gateway to Southeast Asia, where modern skylines meet rich culture. From Marina Bay Sands to the hawker centres of Chinatown, this city-state offers amazing experiences year-round. With so much to see and do, having Singapore travel insurance ensures nothing gets in the way of your city adventure.
This protection is important because even well-planned trips can have unexpected incidents. For example, imagine exploring Orchard Road's bustling shopping district and finding out that your wallet, containing all your cards and cash, is missing. In such situations, international travel insurance covers emergency costs like hotel stays, meals and transport fees, keeping your trip stress-free.
Similarly, flight connections through Singapore's Changi Airport are seamless, but luggage doesn't always follow. Picture landing ready to explore Gardens by the Bay, only to find your suitcase has decided to extend its vacation elsewhere. Rather than letting missing luggage derail your itinerary, travel insurance provides reimbursement to buy essential clothes, toiletries and medications, letting you continue your Singapore story.
For this level of comprehensive protection from departure to return, Reliance travel insurance offers the coverage you need to travel with confidence. With our user-friendly Reliance Self-i app, filing claims is effortless and instant, whether you're at Clarke Quay or anywhere across the Lion City.
Ensure your Singapore gateway goes smoothly and is enjoyable from day one of your trip. Reliance General Insurance combines comprehensive benefits with easy access, so you can focus entirely on soaking up everything this dynamic city-state offers.
You're hiking the MacRitchie Reservoir trail in Singapore's tropical heat, heading toward the TreeTop Walk. But the heat and humidity can sometimes be too much to handle, leading to heat exhaustion or dehydration. Since medical costs in Singapore are a lot higher, you'll need to pay significantly more for hospital visits and treatment. That's why our plan includes substantial protection - up to USD 500,000* for medical expenses and USD 500* for emergency dental treatments.
Monsoon surges can sometimes delay your flight during peak travel season, requiring overnight accommodation and meals at Changi Airport. These additional expenses can add up quickly, especially when thunderstorms disrupt flights during the busiest period. That's exactly why we provide coverage for delays over 12 hours, with our trip delay insurance cover, offering up to USD 60 per day* to offset accommodation and meal costs during weather chaos and extended airport stays.
You're stepping off your Singapore flight, ready for tomorrow's important business meeting, when you discover your checked luggage hasn't made the journey with you. That's where our baggage delay protection comes in, providing up to USD 100* for delays exceeding 12 hours and up to USD 1500* if your luggage is completely lost. With this baggage insurance, you can buy essentials, like immediate clothing and toiletries, while waiting for your bags to be delivered.
A visit to Singapore Zoo can have you taking three different train lines just to get there from the city centre. While it's worth the commute, constantly switching public transport can increase the chances of a lost passport. In such situations, having professional support makes this stressful process much smoother. With our passport loss insurance, we cover up to USD 300* for replacement passport costs, including necessary reissue expenses.
You're enjoying a day out exploring the crowded streets of Orchard Road, and accidentally bump into a cyclist, causing them to fall over and injure themselves. This incident can lead to a compensation request requiring you to pay out a hefty sum to cover the cyclist's injuries. That's when our comprehensive personal liability coverage helps you, providing up to USD 200,000* to protect you from compensation claims.
You're out souvenir shopping at Chinatown's crowded Temple Street market, but find your wallet's no longer in your pocket. Since card replacement takes days to process, you can be stuck without money for a while. That's exactly why we provide emergency cash assistance of up to USD 300* to cover your immediate expenses while you sort out replacements.
Reliance's Individual Travel Plan offers complete protection for individuals travelling with friends or small groups travelling to Singapore. This coverage lets you explore Singapore's many destinations with confidence, knowing you have dependable help for medical emergencies, travel problems and unexpected situations during your trip.
Reliance's Family Travel Plan gives full coverage up to $250,000*, specially created for families travelling together to Singapore. This single policy option provides affordable protection for all family members, making sure everyone gets complete coverage while enjoying Singapore's wonderful culture and attractions.
Note: Please refer to the official policy documents for detailed information linked here.
What is covered?
What is not covered?
Note: For a detailed list of inclusions and exclusions, please refer to our official policy documents linked here.
Getting your Singapore travel insurance is quick and easy. Just follow these steps to secure your coverage. Complete the entire process online within a few minutes.
Medical Claim
Non-Medical Claim
Note: Please refer to our official policy documents for the detailed claims process.
Singapore visas are mandatory for all Indian citizens - there is also no visa-on-arrival option available. Applying for the correct visa type well in advance is essential for a smooth journey. Requirements can vary depending on your travel purpose, including transit, tourism, business, studies or work. Here's a brief and up-to-date overview, including key exceptions and notes for Indian citizens using reliable government sources.
For short-term holiday or visiting family/friends. Indian citizens must apply through an authorised travel agency or have a local Singaporean sponsor apply online. Each application requires a Letter of Introduction from a local contact or Indian embassy.
For Indian travellers transiting Singapore up to 96 hours. No prior visa is needed if you have a valid onward ticket and certain visas for Australia, Canada, Japan, New Zealand, the US, the UK, Germany, or Switzerland. You cannot extend or reapply for VFTF during your stay. VFTF only allows one entry and exit.
For business meetings, conferences and exhibitions. Apply via authorised travel agent or with a Singapore-based business sponsor acting as your local contact. Business visas cannot be used for employment - separate work passes are needed for jobs. Indians must apply before arrival - no exceptions.
Required for full-time study at recognised Singapore institutions. The application process must begin after admission, with institutional sponsorship. The In-Principle Approval (IPA) letter works as your pass for arrival. Not valid for part-time or short-term courses - these require a Social Visit Pass or Tourist Visa, depending on the duration and nature of the course.
Required for employment, internships, or professional activities. Only the Singapore employer or authorised agent can apply, not individuals. Pass types include Employment Pass, SPass and Work Permits. Caution: Indian travellers should not pay overseas agents; applications must be made by the hiring company directly with the Ministry of Manpower (MOM).
Singapore offers a tropical climate year-round, but timing your visit can enhance comfort and value. For Indian travellers, balancing weather, crowds and budgets is key. Below, we break down seasons to match your preferences:
December to February
What to Expect: Dry weather (26-27°C) with festivals and cultural celebrations like Chinese New Year and Thaipusam
Perfect for: Families, festival lovers and first-time visitors to Singapore
Tourist Flow: High
Flights and Hotel Rates: High prices due to peak season demand
Return Airfare from India (Approx): ₹35,000 - ₹40,000*
Keep in Mind: Book early and expect crowded attractions
March to May
What to Expect: Warmest and driest months (25-33°C) with reliable weather conditions
Perfect for: Outdoor activities, sightseeing and exploring city attractions
Tourist Flow: Medium
Flights and Hotel Rates: Moderate pricing with better deals than peak
Return Airfare from India (Approx): ₹28,000 - ₹35,000*
Keep in Mind: Bring sunscreen, sunglasses, hat/UV umbrella. Remember to stay hydrated. It can get very hot and humid.
June to November
What to Expect: Monsoon season (25-32°C) with frequent rain showers and humidity
Perfect for: Budget travellers, indoor activities and shopping enthusiasts
Tourist Flow: Low
Flights and Hotel Rates: Lowest prices with best deals available
Return Airfare from India (Approx): ₹25,000 - ₹30,000*
Keep in Mind: Carry an umbrella and plan indoor backup activities
Note: The weather conditions, tourist flow, airfare estimates and travel costs mentioned above are indicative and may vary based on your travel dates, airline and booking time. Always check with official sources or your travel provider for the most accurate and up-to-date information before planning your trip.
Apps like Booking.com and Agoda are great for hotels in Singapore, with good deals and flexible booking. If you want a local experience, try Airbnb in areas like Tiong Bahru or Katong - you'll get to live like a local and discover hidden food gems nearby.
Apps like Google Maps work perfectly in Singapore and include real-time MRT updates. For public transport, SG BusLeh and Citymapper Singapore are must-haves - they show exact bus arrival times and help you navigate the MRT system efficiently.
Use SimplyGo to pay for MRT and buses with your phone. For rides, Grab is the most popular option, though ComfortDelGro and Gojek also work well. GrabHitch is perfect for budget travellers during busy hours when you don't mind sharing rides.
You can get discounted tickets from Klook Singapore for attractions like Gardens by the Bay and Universal Studios. The Visit Singapore website also has information on different events and festivals happening around the city. Many museums have special free days too, so check their websites.
When it's too hot to go out, GrabFood and Foodpanda will deliver from hawker centres and restaurants straight to you. Apps like Deliveroo have fancier restaurant options, while WhyQ focuses on local favourites like laksa and chicken rice.
Download FlightAware or FlightRadar24 for Changi Airport updates, myENV or SG Weather for local forecasts and apps like Singtel or StarHub for local SIM cards or Airalo and Holafly for international eSIM services.
Singapore attracts over 1.2 million Indian travellers annually, making it India's top Southeast Asian destination. With flight costs ranging from ₹25,000 to ₹40,000* depending on the season, you'll be making a significant investment – and that deserves protection!
Even the best-planned trips can face unexpected hiccups - from delayed baggage at Changi Airport to needing medical coverage for a hospital visit. This growing awareness has led to an 18.95% jump in travel insurance sales in early 2025, as more travellers recognise the importance of protecting their travel investments.
With Reliance General Insurance , you can get travel insurance for your trip to Singapore starting at just ₹306*. Our fully digital platform and Reliance Self-i mobile app let you get your policy instantly on your phone and contact our support team 24/7*, whether you're at Gardens by the Bay or shopping in Little India.
You also get coverage up to $500,000* for medical expenses, plus protection for flight delays, lost documents and emergency cash needs.
Whether you're travelling solo to explore hawker centres, taking a family trip to Universal Studios, or attending business meetings, our insurance handles the unexpected so you can focus on enjoying everything Singapore has to offer.
You can receive your Singapore visa within 3 to 5 working days (excluding submission day). However, it's recommended to apply at least 10 days before travel to account for any document issues or additional processing time. Peak seasons can take a long time, so apply early.
You need a valid passport (minimum 6 months validity), completed Form 14A, recent colour photographs, confirmed flight bookings, hotel reservations, bank statements showing sufficient funds, cover letter explaining trip purpose and Letter of Introduction from a local contact or sponsor in Singapore.
Indians can use Visa-Free Transit Facility (VFTF) for up to 96 hours with valid onward tickets and certain qualifying visas for Australia, Canada, Japan, New Zealand, US, UK, Germany, or Switzerland. You cannot leave and re-enter during VFTF and it's only valid for single transit.
Flight costs range from ₹25,000-₹40,000* depending on season and booking time. Budget around ₹8,000-₹15,000 per day for mid-range accommodation, meals and attractions. A 4-day trip typically costs ₹60,000-₹1,20,000* per person, including flights, depending on your travel style and preferences.
Disclaimer: Estimated travel costs, including flights, accommodation, meals and activities, are approximate and will vary depending on the season, when you book, your travel style, and currency rates. Prices may also change due to unexpected expenses or last-minute alterations.
The Singapore dollar (SGD) is the official currency of Singapore. Its symbol is $ or S$ to avoid confusion with other currencies. As of current rates, 1 SGD equals approximately ₹67.33 INR. Most places accept cards, but it's good to carry some cash for hawker centres and small vendors.
Disclaimer: The given currency conversion rate was taken on 22/07/2025, at 07:46 IST and is subject to change. Please ensure you check the current Rupee to Singapore Dollar conversion rates before proceeding.
Yes, carry some cash for hawker centres, local markets and street vendors who may not accept cards. Most restaurants, shops and attractions accept cards or digital payments like ApplePay, payLah, etc, but having SGD 50-100 cash ensures you're covered everywhere.
Pack light, breathable clothing for Singapore's tropical climate, comfortable walking shoes, universal power adapter (Type G plugs), sunscreen, umbrella for sudden rain and swimwear if visiting Sentosa. Also carry copies of your passport, visa and travel insurance.
Singapore has excellent shopping, so pack light and shop there for anything you forget.
While not mandatory, travel insurance is highly recommended given Singapore's expensive healthcare costs for tourists. With flights costing ₹25,000 to ₹40,000*, insurance can offer protection and reimbursement in case of cancelled flights. Make sure you buy travel insurance immediately after booking your flights to ensure maximum coverage, including trip cancellation benefits if plans change.
Disclaimer: Indicated prices are average estimates only. Actual costs may be higher or lower depending on season, booking timing and personal choices. Always confirm current rates with service providers before making travel arrangements.
Our Singapore travel insurance starts at just ₹306*. The exact cost depends on age, trip duration, coverage amount selected and plan type (Individual or family). So, your exact premium rates will vary based on your specific travel requirements and medical coverage limits chosen for your trip.
Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy - Individual - Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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