Travel Insurance for France

​Travel insurance for France is mandatory if you wish to travel to this beautiful country. France trip insurance provides essential coverage for medical emergencies, loss of checked-in baggage and other personal liabilities, ensuring peace of mind throughout your journey.

France is captivating - from hiking along alpine trails to hitting the road to unusual locales, embracing its breathtaking countryside beauty, and walking around the museums, the experiences are enough to overwhelm you.

If you are looking forward to exploring this beautiful country, check out travel insurance plans by Reliance General Insurance. Our plans provide financial coverage for protection against medical emergencies, loss of checked-in baggage, loss of passports, and more.

Here is an insight into the mandatory aspects related to France trip insurance, how to choose the best travel insurance for France and what we at Reliance General Insurance have to offer you.

Is Travel Insurance for France Mandatory?

France is one of the Schengen countries where travel insurance is mandatory for the duration of the entire trip.

The Schengen region in Europe is a group of 29 countries that have abolished major border controls and have adopted a single Schengen visa protocol. If you wish to visit any country in the Schengen region, including France, you need a Schengen travel medical insurance plan.

Schengen visa insurance for France is necessary to cover any possible costs for hospital treatment, medical emergencies or repatriation for any stay that does not exceed 90 days, whether for tourism or business purposes.

Why Do You Need Travel Insurance for France?

As part of the Schengen region, France requires every traveller to have mandatory travel insurance coverage, regardless of the visa category, to comply with the laws and enjoy hassle-free entry and exit from the country.

In addition to the visa mandate, there are many other reasons why you need travel insurance for France, and they are as follows -

• For medical emergencies

• For unexpected trip delays, interruptions, or cancellations

• For medical evacuation and repatriation

• For third-party liabilities

• For a lost or damaged passport

• For delayed or lost baggage

France Travel Insurance Requirements

Minimum Coverage

Travel insurance for France should have a minimum coverage of EUR 30,000 to cover medical repatriation, emergency treatment and hospital treatment. However, it is highly recommended that you buy a policy that can cover any possible medical expenses while visiting and staying in France.

Validity

A travel insurance plan for France should provide coverage for all Schengen countries, not just France. This ensures you are financially protected when your travel plan covers different places within the entire Schengen region.

Due to this reason, a travel insurance plan is always designed to cover all the Schengen countries and is offered as Schengen Travel Insurance.

Policy Period

Travel insurance for France should be applicable to the entire trip duration, extending from the travel dates to the length of stay.

Types of Travel Insurance for France

Benefits of Buying Travel Insurance for France

Visa Mandate

One of the major benefits of travel insurance for France is the assurance of a completed visa application and added peace of mind throughout your trip. This is because travel insurance provides extensive coverage for a wide range of unforeseen circumstances. 

Medical Coverage

Medical emergencies can arise out of the blue and cause a significant mental and financial burden for anyone. However, with valid travel insurance, you can manage your savings with the necessary financial coverage without compromising on the quality of treatment you require.

Trip Delays or Cancellations

A personal or family emergency or natural and man-made disasters can cause unnecessary delays, interruptions, and cancellations for your trip to France. However, a travel insurance plan ensures you are compensated for the non-refundable bookings in such cases to safeguard your expenses when in need.

Personal Liabilities

No matter how careful you are, your actions can unintentionally cause loss or damage to a third party or their property, attracting hefty compensatory expenses and legal charges. A travel insurance plan for France comes in handy to secure your savings in such situations.

Peace of Mind

Losing your baggage or passport when travelling to France can be overwhelming, especially when you are in a new country and have limited access to the necessary support.

However, with a travel insurance policy, you do not have to worry about this. This insurance guarantees complete support in such circumstances, providing you with added peace of mind.

Reliance Travel Insurance for France

Reliance General Insurance offers Schengen Travel Insurance plan options customised to individual financial needs. You can explore our policy options online, compare coverage benefits and review the applicable premiums to choose the policy that best suits your requirements. Our seamless and user-friendly platform offers a hassle-free experience, allowing you to make well-informed decisions easily.

Features of Reliance France Insurance

Coverage for Medical Expenses

Coverage for Accident-related Expenses

Loss and Delay of Checked-in Baggage and Loss of Passport Expenses

Others

Reliance France Insurance: Inclusions & Exclusions

Inclusions

• Any loss or damage due to accidents.

• Any loss or damage due to natural calamities or man-made disasters.

• Any other medical emergency.

• In case of a total loss of baggage.

• In case of a lost or damaged passport.

• In case you cause damage or loss to any third party or their property.

• Any type of acute anaesthetic dental treatment as a result of an accident.

• In case of complete disability or death when in France as a result of an accident.

• Transportation of your mortal remains from France.

• Return ticket expenses for a family member in case you are hospitalised for more than seven days.

Exclusions

• Facing a medical emergency in France when travelling against the advice of your doctor.

• Voluntary participation in high-risk activities, such as speed racing.

• Any other self-inflicted injuries.

• Cosmetic procedures for beauty enhancement.

• Partial loss or delay of baggage and other personal belongings.

• Any claim for an undeclared medical issue or pre-existing condition.

How to Buy Reliance Travel Insurance for France?

• Step 1: Visit our official Reliance General Insurance website.

• Step 2: At the top, under the "Explore Products" tab, click on "Schengen Travel Insurance".

• Step 3: Choose the Travel Type between Individual, Family and Annual Multi-Trip options and click on "Next". In the next step, provide your details and trip duration and choose the region as Asia & Schengen.

• Step 4: The next web page will contain the different plan options, the sum insured and the applicable premium. Compare and choose a suitable option and click on "Buy Now".

• Step 5: Provide further details about you and your trip to France. Select a convenient payment method and continue to make the payment.

After verifying your application and approving it, we will send your travel insurance for France to your registered email address.

Benefits of Buying France Travel Insurance Online

1. Quick - Online purchases are designed to provide quick and instant travel insurance policies without the hassle of physical appointments, agent interventions, or long queues. You can purchase it from anywhere at any time without any hassle.

2. Convenient - Unlike the traditional format of carrying all your necessary personal documents to the insurance provider's office to purchase a travel insurance plan for your trip to France, online processes only require an active internet connection and a phone or laptop, making them highly convenient.

3. Instant Quotes - If you are planning to travel to France and wish to check travel insurance premiums before finalising your trip itinerary and purchasing the necessary insurance, you do not have to call and ask for premium quotes. Instead, you can go online and check quotes in just a few minutes for informed yet efficient decisions.

4. Easy to Compare Policies - With the increasing awareness and requirement for travel insurance plans for France, various types of policies are available. However, to help you choose the best plan for your trip, you can compare different policies online in a few clicks and find the one that aligns with your coverage needs and budget.

5. Complete Transparency - There are no hidden administration costs or layers involved in the online process for purchasing travel insurance. You benefit from complete transparency throughout the process from start to end, with complete information on every aspect of the chosen travel insurance policy.

How to Raise a Claim under Travel Insurance for France?

Intimation

The first step towards raising a claim under your France trip insurance is to inform us within 24 hours of the occurrence of the specific unexpected incident. You can contact our Claims Helpline, Europ Assistance to register your claim and ask for further clarifications regarding the process.

Gather all the Required Supporting Documents

Gathering all the necessary supporting documents is key to getting your claim approved and settled quickly.

The documents required for travel insurance for France will vary based on the type of claim, whether medical emergencies, loss of checked-in baggage, accidental death or permanent disability.

Common Documents Required for All Types of Claims

• Duly filled and signed original claim form

• Copy of ticket and boarding pass

• Proof of identity

• Proof of address

• Confirmation from the Airlines regarding the incident

• Original cancelled CTS 2010 - compliant cheque.

Documents Required Specific to the Different Types of Claims

Please Note:

• Completing the KYC process according to the AML/ CFT guidelines is crucial for submitting a travel insurance claim. 

• Additional documents may be required under specific circumstances. So, ensure that you keep all the travel documents and payment receipts regarding your trip to France secure for further clarification, if applicable.

Submit your Claim

Submit your claim form and the supporting documents. Ensure every document is accurate and meets the requirements.

Claim Settlement

After reviewing your claim form and the supporting documents, we will contact you regarding the status of your claim. If it is approved, you will receive the applicable benefits.

Cost Range for Travel Insurance to France

Multiple factors impact the cost range for travel insurance plans in France, and all these aspects are related to your trip's purpose and other aspects.

Let us look at the key factors below.

1. Duration - Your trip duration directly impacts the cost range of the available travel insurance policies. For shorter trips, the premium charged may be lower than for longer trips that require additional financial support in case of an emergency.

2. Type of Plan - The type of travel insurance policy you choose for France also impacts the premium value. For instance, if you select the Reliance Schengen Travel Insurance Basic Plan, the premium will be lower than the Standard Plan, as the standard plan offers more coverage.

3. Deductibles - A deductible is an out-of-pocket expense for the policyholder. It must be paid towards any medical or travel expenses in case of emergency before the insurance coverage kicks in. Thus, choosing a higher deductible can lower the premium value and vice versa.

4. Pre-Existing Conditions - If you have any pre-existing conditions and require medical coverage for them in addition to your policy inclusions, your premium will increase due to these additional requirements.

5. Specific Coverage Requirements - Other than medical coverage, you will need to combine add-ons if available for any other specific coverage requirement. The cost range of your travel insurance plan will increase with every add-on.

6. Traveller's Age - At times, your age also impacts your travel insurance cost range. This may vary from policy to policy, but it is recommended to cross-check before purchasing any travel insurance plan to stay within your budget.

Tips to Buy Best Travel Insurance for France?

Travel insurance providers across India offer different types of Schengen Travel Insurance plans catering to their customers' specific needs. However, choosing the most suitable option for your requirements is crucial to ensuring access to timely benefits.

Here are a few factors that you should consider when choosing holiday insurance for France.

Analyse your Requirements

When you plan to visit France to create exciting memories, you might have created a perfect itinerary for the trip. Based on this itinerary, trip duration, valuables being carried, your health condition, and pre-existing medical conditions (if applicable), you can determine the required sum insured for the insurance for travel to France. Ensure that you have adequate coverage to meet unexpected emergencies in a foreign land.

Find Travel Insurance Providers and Compare Policy Options

Now that you are aware of your requirements, research and find travel insurance providers offering Schengen Travel Insurance and compare their policy options. You can compare the product solutions based on their features and benefits and shortlist a few options.

Check for Customisability

As you compare options for travel insurance for France, check whether it is feasible to customise the product to your advantage, such as including add-on options. A standardised policy with fixed features may only be desirable for some of your personal needs.

Inclusions and Exclusions

Inclusions and exclusions applicable to holiday insurance for France can differ between the travel insurance providers. Understanding these aspects is important to ensuring adequate coverage for your travel needs and filing valid claims later when in extreme circumstances.

Purchase and Claim Processes

In the hustle and bustle of trip planning, a convenient and less time-consuming process can make your plans simpler and effortless. Therefore, seek easily accessible online options to compare and purchase travel insurance for France.

Also, ensure the process to claim the benefits is seamless and straightforward to ensure you receive the support you need without unnecessary delays and complications.

Premium

Evaluate your needs and compare the shortlisted products to find the most suitable Schengen Travel Insurance for France. Ensure it includes all the necessary coverage options at an affordable premium rate. In addition, consider the balance between cost and coverage to get the best value for your money.

France Visa and Entry Information

Types of Visas for France 

Application Process for France Visa

1. Visit the VFS Global website for France.

2. Click on "Apply for Visa".

3. Select the "FRANCE-VISAS" option under the "Begin your Application" tab.

4. You will now be redirected to a new webpage to begin your visa application process.

5. On the new webpage, select "Start your Visa Application" from the list of options.

6. Collect the documents listed on the next page and then click on "Start your Visa Application" again.

7. Next, create an account with your registered email address.

8. To proceed, fill out all the questions visible on the screen to complete your visa application and pay the necessary fees.

9. Come to the VFS Global page and book an appointment for any of the Visa Application Centres.

10. On the day of the appointment, submit a copy of your completed visa application form along with other necessary documents.

11. Wait for the visa approval before collecting your passport.

List of Documents Required for France Visa

• A duly filled and signed application form.

• A passport with a validity of at least six months and two blank pages.

• A cover letter clearly stating your trip purpose and duration.

• 2-3 clear passport-size photographs as per the ICAO photo guidelines.

• Proof of travel insurance with medical coverage of at least €30,000.

• Proof of funds - bank statements, payslips, ITR documents, etc.

•  A medical certificate from a doctor in case of any specific health conditions

• Flight tickets to and from France

• Proof of accommodation

• Education certificates (for student visa).

• Experience and qualification certificates (for work visa)

Embassy of France in India

Tips to Avoid France Visa Rejections

1. Research well to understand the type of visa you need to apply for to avoid delays and cancellations due to incorrect or unclear purposes of the visit.

2. Complete the visa application form carefully to ensure you get all necessary information and provide correct information, which can result in unnecessary delays.

3. Purchase a valid travel insurance plan for your trip to France prior to your travel dates.

4. Keep the necessary supporting documents ready before visiting the VAC of your choice to ensure timely processing.

5. Ensure you have ample funds in your bank account before filling out an application form, as limited or insufficient funds can lead to instant visa rejection.

6. Make all the necessary flight and accommodation arrangements prior to visa application submission, as they are mandatory.

7. Do not apply too close to the date of departure to give yourself enough time to cover up for any mistakes or gaps in your application.

Interesting Facts About France

1. France is the largest country in Europe.

2. France is home to the most visited museum in the world, the Louvre in Paris.

3. You can find over 400 different types of cheese categories in France.

4. The railway network in France is the second-largest rain network in the European Union and the ninth-largest in the world.

5. Before English, French was England's official language.

6. The wedding tradition of wearing a white dress started in France back in 1499.

7. In regard to medical evolution, France was the first country to complete a face and artificial heart transplant in the world.

8. France is the first country to ban the disposal of food items from supermarkets.

9. France is home to the highest mountain in the French Alps, Mont Blanc.

10. Same-sex marriage was legalised in France back in 2013.

11. The world-renowned cycle race Tour de France is over 100 years old.

12. Live snails can be taken on high-speed trains in France, but only with a proper ticket.

Best Time to Visit France

Money-Saving Tips for France

Transportation

• Make use of public transport, especially the railway network, to explore the country.

• Explore different guided and self-paced biking or walking tours for affordable adventures.

• Purchase travel passes like the Paris Visite Pass to travel as much as required within a specific duration.

• Book flights for shoulder or low season for cheaper bookings.

Accommodation

• Choose alternatives to hotels for accommodation bookings. The list includes Airbnb, service apartments, guest houses, hostels, and so on.

• Avoid staying too close to the city centres, as the prices for accommodation are usually higher than elsewhere.

• Book your accommodation prior to your visa application, and choose dates around the shoulder or low season to save extra money.

Food and Drinks

• Skip plastic bottles and choose reusable water bottles to keep yourself hydrated without the extra expense of new bottles.

• Explore the local markets that offer a wide range of dishes at reasonable prices.

• On some days, cook your favourite meal and visit any park for a quick picnic.

• Avoid eating at popular tourist spots, as the food prices will be expensive.

Tourist Attractions

• Research and benefit from free museum days that allow you to explore some of the popular attractions without any entry fee.

• Explore city passes, such as Lyon City Card or Paris Pass, which will enable you to visit different tourist attractions at discounted prices.

• Look for free activities available all over France to save money without losing out on any unique experiences.

Year-Round Essentials for France

1. Strategic Packing - When packing for France, pack the essentials only. Refrain from packing to the brim to leave some space for your French purchases, allowing you to explore and indulge as required.

2. Universal Adapter - You must purchase a local adapter to charge all your electronics without any hassle.

3. Comfortable Clothing - Research the weather conditions prior to your travel dates and pack only the essentials. For instance, summer days require hats, while winter mornings require warm clothing, such as jackets and coats.

4. Language Translator App - In addition to learning some basic French phrases, download and keep a translator app on your phone at all times to avoid miscommunication and misunderstandings.

5. Sunscreen - No matter which weather you are travelling in, pack your favourite sunscreen and layer it every 2-3 hours to avoid suntan and other skin issues.

6. Local Currency - Keep a combination of local currency in cash, a debit or credit card, and a Forex card to safeguard your money and spend as needed.

7. SIM card - Check for the availability of local SIM cards, not at the airport, but outside with the local vendors and purchase one if necessary to have easy access to the internet.

8. Necessary Medications - Carry all the essential medications and a basic first-aid box to avoid any unexpected health issues or medical conditions.

9. Reusable Water Bottle - Carrying a reusable bottle throughout your trip to France can save you a lot of money. This allows easy refills without the need to spend on plastic bottles every day.

France Safety and Precautions

1. Remember number 112, the emergency number of France, to avail of emergency services such as ambulances and police.

2. Keep your personal belongings safe, especially in crowded places, to avoid petty theft.

3. Avoid carrying a lot of currency when travelling around France.

4. Maintain clear copies of all your important personal documents.

5. Always stay alert and go around in groups at night to avoid unnecessary attention.

6. Understand the local rules and regulations of the country to avoid risking non-compliance fines and other penalties.

Popular Destinations in France

• Eiffel Tower

• Walt Disney Studios Park

• Cathédral Notre-Dame de Strasbourg

• Palace and Park of Versailles

• Montpellier

• Colmar

• Provence

• Côte d'Azur

• French Alps

• Unterlinder Museum

Best Things to Do/Experience in France

Best Things to Do

1. Step into History - Wander around the medieval towns of Annecy and Carcassonne to learn about the culture and history of France while soaking in the historical architecture and native cuisine.

2. Explore Castles - Visit the stunning Loire Valley, a UNESCO World Heritage Site home to many breathtaking castles, such as Chenonceau and Chambord.

3. Wine Adventures - Book one or multiple wine-tasting excursions to explore the hidden vineyards and wineries in France, from Rhone Valley, Bordeaux and Alsace to Provence, Loire, and Burgundy.

4. Explore the French Riviera - Enjoy beach vibes and a luxury shopping experience at one of the most popular places in France. Towns like Nice, Saint-Tropez, and Cannes also boast a vibrant nightlife.

Top Experiences/ Festivals in France

1. Foire des Antiquities - March

2. Cannes Film Festival - May

3. Bastille Day -July

4. Fête des Vendanges Montmartre - October

5. Festival of Lights - December

6. Berck-sur-Mer Kite Festival - April

7. Chorégies d'Orange - August

8. Mardi Gras - March

Also Read: Places to explore in Europe

Conclusion

While purchasing travel insurance for France is mandatory for obtaining a Schengen visa, it is also crucial for protecting yourself against medical emergencies, treatments and other unprecedented events. Whether you opt for the Basic Plan for mandatory coverage or the Standard Plan for comprehensive coverage, having appropriate insurance coverage ensures peace of mind and financial security during your travel and stay in France.

So, are you ready to savour French delights? What are you waiting for? Get ready to explore the unexplored! Book your tickets and hotels, and insure your trip with travel insurance for France in place.

Reliance General Insurance offers customisable international travel insurance plans tailored to individual needs, and Schengen Travel Insurance is expertly curated for the Schengen region.

Frequently Asked Questions

What travel insurance is needed for France?

Travel insurance for France with a minimum coverage of EUR 30,000 to cover possible medical repatriation, emergencies, or hospital treatments is mandatory. It should be valid for the entire duration of the trip and applicable to all Schengen countries. Therefore, it is best advised to purchase Schengen Travel Insurance with the necessary coverage options to enter France and have a safe travel.

How much is travel insurance for France from India?

The cost of travel insurance from India to France varies depending on factors such as the desired type of insurance (individual or family), the age of the insured travellers, the trip duration, and the itinerary.

Why do I need travel insurance in France?

Travel insurance is not just an option but a mandatory requirement when visiting France. It should be applicable to all Schengen countries and valid throughout the entire length of stay. Moreover, it provides essential coverage protecting against unexpected medical expenses and emergencies that could otherwise lead to significant financial losses.

What is covered in Schengen Travel Insurance?

Reliance Schengen Travel Insurance covers medical expenses, including transportation and evacuation and personal accidents, under the Basic Plan and medical expenses, personal accidents, accidental death, loss of checked-in baggage, loss of passport, personal liability and compassionate visits under the Standard Plan.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.

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