Sign In
For claim assistance in the cyclone affected areas of the EAST, please click here. Similarly, for assistance with claim related queries in the flood affected areas of Kerala and Himachal Pradesh please click here. To get assistance with claims for flood affected regions of Telangana and Andhra Pradesh, please click here.
Self-Help
Contact us
Call +91 22 48903009(Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

Car Insurance in Dehradun

Buy Reliance Car Insurance in Dehradun starting at just ₹238/month*

Car Insurance Policy Online

Resend OTP Verify OTP

Our Insurance Expert will contact you to provide you further details.

OK

Plan Details

Nestled in the Doon Valley, Dehradun's roads present unique challenges for drivers. From the bustling Paltan Bazaar to the winding roads of Mussoorie Road, your car needs the right protection.

At Reliance General Insurance, we understand the local driving conditions and offer tailored car insurance in Dehradun solutions that keep your vehicle protected while navigating through a diverse landscape.

Stats About Dehradun Traffic

  • Traffic volume exceeds infrastructure capacity by 3-4 times
  • Major bottlenecks at key points: Survey Chowk, Tehsil Chowk, Budhha Chowk, Dilaram Chowk and Prince Chowk
  • Police issued 1.35 lakh traffic challans
  • 11,382 for no-parking violations
  • 11,864 for crane action against illegal parking
  • Traffic monitoring at key areas like Six Number Puliya shows frequent congestion stretching hundreds of metres

This increasing congestion makes car insurance in Dehradun essential for protecting against potential accidents and damages.

Why Should You Buy Car Insurance in Dehradun

Financial Protection

Get complete financial security against unexpected repair costs and damages to your vehicle. Our car insurance in Dehradun covers everything from minor accidents to major damages, ensuring your savings remain protected.

Peace of Mind

Drive worry-free through Dehradun's bustling streets knowing that Reliance General Insurance has got you covered. Our 24/7 claim support ensures immediate assistance whenever you need it.

Natural Disaster Coverage

Dehradun experiences various weather conditions throughout the year. Our car insurance provides protection against natural calamities like floods, landslides and storms, which are common in the region.

Types of Car Insurance in Dehradun

Types of Car Insurance

Description

Ideal For

Benefits

Third-Party Car Insurance

Basic mandatory coverage as per law

All car owners, especially budget-conscious drivers

Covers third-party liability at affordable premiums

Own-Damage Car Insurance

Protection for damages to your own vehicle

Cars with existing third-party coverage

Flexible coverage options for vehicle protection

Comprehensive Car Insurance

Full protection combining third-party and own-damage

Complete protection for both new and high-value cars

Includes personal accident cover and add-on benefits

​Limit Sure Pay-As-You-Drive Insurance

Usage-based cost-effective plan

Occasional drivers, multiple car owners, WFH professionals

Save up to 90% by paying based on distance driven

Key Features and Benefits of Reliance Car Insurance in Dehradun

Highlights

Benefits

Digital-First Approach

Quick online access for claims, purchases and renewals, perfect for tech-savvy Dehradun residents in areas like Rajpur Road and Clement Town.

Streamlined Documentation

Minimal paperwork helps you save time to explore Dehradun's sites like Robber's Cave and Mindrolling Monastery.

Extensive Garage Network

Network garages across Uttarakhand ensure fast repairs whether you’re in the city centre or near FRI.

Comprehensive Personal Protection

₹15 lakhs personal accident cover for owner-drivers offers peace of mind on Dehradun's hilly roads and city streets.

Tailored Add-ons

Over 20 add-ons to customise coverage, including options for monsoon damage and hill-driving protection.

Impressive Claim Settlement

100% claim settlement ratio, offering reliability for everyday commutes or drives to Mussoorie.

24/7 Dehradun-Specific Support

Dedicated 24/7 assistance in Hindi and English for clarity in any emergency.

User-Friendly Mobile App

Easily manage your policy and claims on the go.

Loyalty Rewards

Up to 50% No Claim Bonus, rewarding safe drivers navigating Dehradun’s varied roads and terrain.

Reliance Car Insurance Price in Dehradun

We offer comprehensive coverage tailored to Dehradun's unique driving conditions, from the bustling Rajpur Road to the winding roads of Mussoorie.

Calculate Car Insurance Price in Dehradun

Getting your car insurance quote in Dehradun is simple with our premium calculator:

  1. Enter your car's registration number and contact information on our website.
  2. Share information about your vehicle and driving experience.
  3. View personalised car insurance rates for Dehradun instantly.

Third-Party Car Insurance Premium Rates in Dehradun

Third-Party Car Insurance Price List in Dehradun for Fuel-Based Cars  

Engine Capacity

Premium for One Year (in ₹)

Up to 1000 cc

2,094

Above 1000 cc up to 1500 cc

3,416

Above 1500 cc

7,897

Third-Party Car Insurance Price List in Dehradun for Electric Cars  

Battery Capacity

Premium for Single Year (in ₹)

Up to 30 kW

1,780

Above 30 kW up to 65 kW

2,904

Above 65 kW

6,712

Inclusions and Exclusions of Reliance Car Insurance Policy in Dehradun

Inclusions

  • Third-party liability coverage
  • Comprehensive protection for your vehicle
  • Natural disaster coverage (essential for Dehradun's monsoon season)
  • Protection against man-made calamities
  • Anti-theft protection
  • Fire damage coverage
  • Personal accident cover for owner-driver

Exclusions

  • Normal wear and tear
  • Mechanical breakdowns
  • Damage from drunk driving
  • Consequential losses
  • Parts depreciation
  • Tyre damage (unless part of covered accident)
  • War or nuclear hazards

Reliance Car Insurance Add-On Covers In Dehradun

Enhance your car insurance in Dehradun with our specialised add-ons:

Nil Depreciation

Pay-As-You-Drive

Consumables Expenses

24x7 Roadside Assistance

Engine Protection Cover

Tyre Protection Cover

EMI Protection Cover

Loss of Personal Belongings

Geo Extension

Return-to-Invoice Cover

NCB Retention Cover

RIM Protection

Total Cover

Key Replacement Cover

Daily Allowance Benefit

Emergency Hotel Accommodation

Electrical Accessories

Non-Electrical Accessories

Reliance EV-Specific Car Insurance Add-Ons for Electric Cars

Electric Vehicle Battery Protection

Electric Vehicle Charger

Electric Motor Protect

How to Buy and Renew Reliance Car Insurance in Dehradun

Online Buying Process

  1. Visit the Reliance General Insurance website
  2. Select 'Car Insurance'
  3. Enter your vehicle and personal details
  4. Choose coverage options
  5. Make payment and receive instant policy documents

Online Renewal Process

  1. Go to our renewal portal
  2. Input existing policy number or vehicle details
  3. Review and update information
  4. Select additional coverage if needed
  5. Complete payment for instant renewal

Documents Required

  • Vehicle Registration Certificate (RC) from Dehradun RTO
  • Previous insurance policy (for renewals)
  • Valid driving licence
  • Vehicle invoice (for new cars)
  • Identity proof (PAN/Aadhaar)
  • Address proof for Dehradun residence

Get your car insurance in Dehradun today with Reliance General Insurance's hassle-free online process. Whether you're driving in the city centre or heading to nearby hill stations, we've got you covered with comprehensive protection tailored to Dehradun's unique driving conditions.

How to Choose the Best Four-Wheeler Insurance Policy in Dehradun

At Reliance General Insurance, we help you find the perfect car insurance in Dehradun that matches your needs and budget.

Assess Your Coverage Needs

When choosing car insurance in Dehradun, it's essential to consider the city's distinctive driving environment. The mountainous terrain, seasonal weather changes and varying traffic conditions from areas like Rajpur Road to the quieter residential sectors all impact your insurance needs.

Add-ons

Reliance General Insurance offers a comprehensive suite of add-on covers tailored to Dehradun's unique driving conditions. Our zero depreciation cover is particularly valuable for new vehicle owners, ensuring you receive full claim amounts without depreciation deductions.

The roadside assistance add-on provides 24/7 emergency support, which is crucial for unexpected breakdowns on hill roads or during harsh weather conditions.

Network of Cashless Garages

Our extensive network of cashless garages spans across Dehradun, from Clement Town to Prem Nagar. Each partner garage meets our strict quality standards and employs certified technicians familiar with all vehicle types. We ensure transparent service with real-time claim status updates and minimal documentation requirements.

Compare Premium Rates

While we offer competitive car insurance rates in Dehradun, we encourage customers to make informed decisions by comparing various aspects of coverage.

Consider our high claim settlement ratio, which reflects our commitment to customer service excellence. Evaluate the extensive coverage benefits, including special features designed for hill city driving conditions.

Factors Affecting Car Insurance Premiums in Dehradun

Vehicle's Insured Declared Value (IDV)

The IDV calculation significantly impacts your car insurance premium in Dehradun. This value represents your car's current market worth after accounting for depreciation based on age. For luxury vehicles in premium areas like Rajpur or Dehradun Cantt, the IDV tends to be higher, reflecting the increased cost of repairs and replacements.

Age and Model of Your Car

Your vehicle's age and model play crucial roles in determining insurance premiums. Newer vehicles typically command higher premiums due to expensive spare parts and specialised repair requirements. Premium car models, especially those requiring imported parts, may incur higher insurance costs due to repair complexity and part availability in Dehradun.

Driving History and Claims Record

Your driving record is an important factor in calculating how much your Dehradun car insurance will cost. If you have a clean driving record and have never filed a claim, your prices may go down greatly. On the other hand, if you have a past of traffic violations or claims, your renewal rates may go up.

Type of Coverage

When choosing car insurance in Dehradun, the type of coverage you select can have a significant impact on your premium. Basic third-party liability coverage, which is mandatory by law, typically has more affordable premiums than comprehensive insurance plans.

How to File a Reliance Car Insurance Claim in Dehradun

Cashless Claims  

  1. Report the incident within 24 hours via the Reliance Self-i app or call +91-22-4896-3009
  2. Visit the nearest network garage in Dehradun
  3. Show policy documents and driving licence
  4. Get repairs done without upfront payment

Reimbursement Claims

  1. Inform us about the incident immediately
  2. Take the vehicle to any garage
  3. Pay for repairs
  4. Submit the claim form with supporting documents
  5. Receive reimbursement in your account

Documents Required​

  • Filled claim form
  • Insurance policy copy
  • Valid driving licence
  • Vehicle RC
  • Police FIR (if applicable)
  • Repair bills and receipts
  • Damage photos

You can check the full list of car insurance claim documents required for claims.

Cashless Network Garages for Car Insurance in Dehradun

We offer an extensive network of cashless garages throughout Dehradun, making the car insurance claims process hassle-free for our customers. This comprehensive network of authorised service centres and multi-brand workshops caters to the diverse needs of vehicle owners in the region.

Our cashless garage network spans across Dehradun, from Clement Town to Prem Nagar, ensuring that you're never too far from a Reliance-approved repair facility. These garages specialise in providing quality-assured services for different vehicle makes and models, including those popular in Dehradun.

Additionally, our network garages in Dehradun are equipped to handle issues specific to the region's climate and terrain. Whether it's monsoon-related repairs or addressing challenges posed by the city's hilly surroundings, you can trust our authorised service centres to provide the necessary expertise and care for your vehicle.

To find the nearest Reliance cashless garage in Dehradun, simply use our online garage locator tool. This convenient tool allows you to quickly identify the closest service centre, view its contact information and get directions, ensuring a seamless claims experience no matter where you are in the city.

Third-Party Vs Comprehensive Plans

Third-Party Insurance

  • Mandatory by law
  • Covers third-party damages only
  • More affordable premiums
  • Basic legal requirement

Comprehensive Insurance

  • Complete protection
  • Covers own damage
  • Natural disaster protection
  • Option to add valuable add-ons

Traffic Do's and Don'ts

Do's

  • Carry updated car insurance documents
  • Drive carefully during monsoon
  • Use fog lights in poor visibility
  • Follow hill driving guidelines
  • Maintain a safe distance on slopes

Don'ts

  • Avoid overspeeding on hill roads
  • Don't park in no-parking zones
  • Never drink and drive
  • Avoid using high beams unnecessarily
  • Don't ignore vehicle maintenance

Stay safe on Dehradun's roads with Reliance car insurance that protects you in every situation. Contact our local branch or visit our website to get the best car insurance in Dehradun today.

Frequently Asked Questions

  1. How can I buy second-hand car insurance in Dehradun?

    At Reliance General Insurance, we understand the unique challenges of owning a car in this beautiful hill station. Start by thoroughly inspecting the vehicle's hill-driving capabilities, brake system and overall condition.

    Gather essential documents, including RC, previous insurance papers and pollution certificate.

    Our Dehradun experts recommend checking the vehicle's maintenance history, especially for hill-specific wear and tear. Visit our local branch in Dehradun or use our user-friendly online platform for instant coverage.

  2. Which is the best car insurance in Dehradun?

    Looking for the best car insurance in Dehradun? Reliance General Insurance offers specialised coverage perfect for hill-station driving. Our policies factor in Dehradun's unique challenges like steep roads, monsoon conditions and frequent hill drives.

    We provide comprehensive coverage with add-ons specifically designed for vehicles in hilly regions, making us a trusted choice for Dehradun residents.

  3. What is the cheapest car insurance policy in Dehradun?

    Our basic third-party insurance plans offer car insurance coverage at the lowest rates.

    Reliance General Insurance also recommends our value-optimised comprehensive plans for new car owners. These policies provide essential protection against risks unique to Dehradun, such as landslides, weather damage and hill-driving accidents.

    Our competitive rates are calculated considering local risk factors and typical usage patterns in mountainous terrain. We offer flexible payment options and customisable coverage levels to match your budget.

  4. Do I get any discount when buying car insurance in Dehradun?

    Yes! Reliance General Insurance offers special discounts on car insurance in Dehradun. Enjoy benefits like hill-driving safety feature discounts, No Claim Bonus rewards and special rates for altitude-optimised vehicles.

    Purchase car insurance online in Dehradun for additional savings. We also offer seasonal discounts during non-monsoon months for new policy purchases.

  5. Should I opt for Zero Depreciation cover in Dehradun?

    For car insurance in Dehradun, Zero Depreciation cover is highly recommended and here's why. The challenging terrain and extreme weather conditions in Dehradun can cause accelerated wear and tear on your vehicle.

    Our zero depreciation add-on ensures full claim settlement without deductions for depreciation, particularly valuable for parts frequently stressed by hill driving. This coverage proves essential when dealing with expensive repairs caused by terrain-specific incidents.

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819

Home > Motor Insurance > Car Insurance in Dehradun
  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK