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Mahindra Scorpio Car Insurance

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Mahindra Scorpio is a legendary SUV model that has kept its popularity intact even after nearly two decades of its launch. From its classy exterior and power-packed performance to impressive mileage and affordable price range, this car model is no less than a luxury vehicle with a reasonable price tag.

Whether you have purchased a brand new variant of Mahindra Scorpio or just brought home a classic second-hand model of the same, make sure to secure it with Mahindra car insurance before hitting the road.

Our Mahindra vehicle insurance not only helps you adhere to the Motor Vehicles Act of India but also provides you with the financial security you deserve.

Purchase Reliance car insurance for Mahindra Scorpio and enjoy benefits like:

100%​

Claims Settlement*

10,000+

Network Garages*

5 Crore+

Happy Customers*

₹238/month

Starting premiums*

How to Buy Mahindra Scorpio Car Insurance Online and Offline?

Steps to Buy Mahindra Scorpio Insurance Online

  1. Go to our Car Insurance page on the official Reliance General Website. Alternatively, you can use our Self-i app.

  2. Enter specified details of your car such as its registration number along with your contact details. Click “View Prices".

  3. Based on the details you have entered, you will receive your Mahindra online insurance quote.

  4. If the quote matches your coverage requirements and budget, adjust the policy and customise it with the help of available add-ons.

  5. Verify your details and make the premium payment online.

That's how simple it is to purchase the best insurance for Mahindra cars from Reliance General Insurance.

Steps to Buy Mahindra Car Insurance Offline

  1. Use our Branch Locator to find the nearest Reliance General Insurance branch and visit it along with a few documents such as your car's RC, your driving licence, previous policy details and so on.

  2. Enquire about various types of Mahindra Scorpio insurance plans and select the one that aligns with your requirements.

  3. Fill out the purchase form and submit it along with specified documents.

  4. Verify the Scorpio car insurance plan and customise it to meet your requirements.

  5. Make the premium payment offline or using any method of your choice.

Mahindra Scorpio Car Insurance Renewal Online

  1. Browse our website and go to “Renew Car Insurance".

  2. Enter your existing policy number and vehicle details and click “Go" to initiate your Mahindra Scorpio car insurance renewal in India.

  3. If you are satisfied with the existing policy, make the necessary adjustments and proceed with the payment.

  4. Verify the other details and make the premium payment towards Mahindra Scorpio yearly insurance.

How to Buy Second-Hand Mahindra Scorpio Car Insurance?

Inspect the Vehicle

The first step to purchase insurance for a second-hand Mahindra car is to inspect its condition, claim history and assess the coverage requirements.

Get the Required Documents

Next, select the desired policy and arrange the necessary documents, including forms 29 and 30, driving licence, copy of registration certificate, previous policy details and so on.

Purchase Online

Purchase any desired Mahindra insurance policy online via our Car Insurance page. You can benefit from exclusive discounts available on online policy purchases via our website and Reliance Self-i application.

Pay the Premium

Verify the details and make the premium payment online using the available payment options.

Also Read: How to Transfer Car Insurance while Buying A Second-Hand Car

Why Do You Need Car Insurance for a Mahindra Scorpio?

Legal Mandate

Purchasing Mahindra car insurance is compulsory; not merely an option. As per the Indian Motor Vehicles Act, every motor vehicle owner in the country must have at least long-term third-party insurance. Failure to meet this legal requirement can lead to serious consequences and heavy fines.

Financial Security

Having the right Mahindra car insurance policy safeguards you against the hefty expenses arising from unforeseen damages to your vehicle due to risks like natural disasters, third-party liabilities, theft, fire and more.

Peace of Mind

By safeguarding you against the financial risk due to loss/damages to your vehicle, Mahindra Scorpio insurance provides you with the highest peace and mind and a worry-free driving experience.

These are just a handful of reasons to invest in the best insurance for Mahindra Scorpio cars. Having the right policy can also enhance the resale value and overall affordability of your vehicle.

Features and Benefits Scorpia Car Insurance for Mahindra From Reliance

Extensive Coverage

At Reliance General Insurance, we offer the best insurance for Mahindra cars. Our plans are tailored to offer comprehensive coverage against a wide range of inclusions. We safeguard you and your Mahindra car against third-party liabilities as well as personal damages.

100% Claims Settlement

We are proud to secure a 100% claims settlement ratio during FY-2023-24. This perfect ratio reflects our dedication to resolving your motor claims quickly and efficiently. For this, we offer a smooth and effortless claims process for both cashless and reimbursement claims.

Affordable Premiums

Purchasing a Mahindra Scorpio vehicle insurance from reliance should not be an additional burden on your bank balance. Thus, we offer pocket-friendly premiums starting from just ₹238/month. You can further reduce your payable premium by avail discounts on online policy purchases.

Instant Policy Issuance

Buying a Mahindra Scorpio insurance policy from Reliance is quick and simple. No need to schedule appointments or visit the office of your insurance provider; you can purchase a desired policy instantly from our website or the Reliance Self-i app.

10,000+ Network Garages

We have an extensive network of advanced network garages across the country, where you can avail high-quality repair and replacement services cashlessly. We also offer a garage locator tool to help you find the nearest facility to your location.

24*7 Customer Support

Our customer support team offers round-the-clock assistance to ensure that you never have to face any emergency situation alone. Whether you need assistance with your claim or have any policy-related issues, our experts are just a call away.

Types of Mahindra Car Insurance

Types of Mahindra Car Insurance Plans Description
Third-Party Car Insurance
It is a compulsory requirement from every private/commercial motor vehicle owner in the country. As the name suggests, a Scorpio insurance for third-party covers third-party losses and damages resulting from the insured motor vehicle. Note that it does not cover any damages incurred to the insured car.
Own Damage Car InsuranceThis type of policy is ideal for purchasing with the mandatory third-party car insurance. It covers the own damages of the insured vehicle against a range of events such as natural disasters, theft, etc.
Comprehensive Car InsuranceThose who do not wish to purchase third-party and standalone own damage insurance separately, can invest in a comprehensive car insurance plan as it covers both self damages and third-party liabilities.
Pay-As-You-Drive Insurance

Also known as PAYD, this insurance cover lets you pay premiums based on the usage of your car. In simple terms, you only pay for the number of kilometres driven by your vehicle. With this cover, you can save up to 90% on your premiums.

It i​s highly recommended for occasional car users and senior citizens who rarely use their personal vehicles.

Mahindra Insurance Coverage: Inclusions and Exclusions

Mahindra Car Insurance Policy Inclusions

Reliance car insurance for Mahindra Scorpio covers the following events:

  • Natural calamities such as floods, earthquakes, cyclones, thunderstorms, etc.

  • Man-made calamities such as strikes, vandalism, riots, etc.

  • Theft

  • Fire and explosions

  • Personal accident of the owner-driver

  • Third-party liabilities

Mahindra Car Insurance Policy Exclusions

Reliance Mahindra car insurance policy does not cover any losses or damages to the insured car arising from the following events:

  • Wars, nuclear attacks, legal violation

  • Driving without a valid licence

  • Driving under the influence of drugs/alcohol

  • Any event outside the geographical limits

  • Contractual liabilities

  • Regular wear and tear

  • Claims raised after the expiry of the policy.

  • Any regular upgrade or maintenance work.

  • Any loss due to owner-driver's negligence.

Mahindra Scorpio Insurance Add-On Covers

Mahindra Insurance Add-On Benefit
Nil Depreciation CoverIt is a popular Mahindra insurance add-on that covers the total cost of repair without deducting the depreciated value of your vehicle.
Engine Protection Cover It covers the repair cost of your vehicle's engine if it gets damaged due to issues such as oil leakage, water ingress, etc.
EMI Protection CoverIt covers the cost of your vehicle's EMIs for the time it is undergoing repairs at our network garage.
Consumables CoverIt covers the cost of consumables your insured car needs after a covered event.
Daily Allowance BenefitIt covers the cost of your alternate transportation if your car is under repair at our network garage for a longer period than specified.
NCB Retention CoverIt allows you to regain your No-claims Bonus point even if you made a claim during the previous tenure.
Pay-As-You-Drive CoverIt is a usage-based cover that allows you to pay premiums based on the usage of your car. With this add-on, you don't have to pay premiums for the time your car is parked in the garage.
24*7 Roadside Assistance It provides you with 24*7 immediate roadside assistance during an emergency situation with your vehicle.
Return-to-Invoice CoverIt allows you to recover the original value of your insured vehicle if it is subject to a complete loss due to a covered event. This Mahindra insurance add-on is highly recommended for new vehicle owners.
Total CoverOffers the full on-road price of the car in case of total loss. Also includes reimbursement of premiums paid, registration and road tax charges.
RIM Protection CoverIt covers the cost of repairing/replacing your vehicle's rims damaged due to a covered event.
Tyre Protection CoverIt covers the cost of repairing/replacing your vehicle's tyres damaged due to a covered incident.
Key Replacement CoverIt covers the cost of any repairing/replacing your car's key if damaged due to a covered event.
Loss of Personal Belongings It helps you recover the cost of your lost/damaged personal belongings in case your insured vehicle gets damaged due to a covered event.
Electric Accessories CoverIt covers the cost of your vehicle's electric accessories if damaged due to a covered event.
Non-Electric Accessories CoverIt covers the cost of your car's non-electric accessories if damaged due to a covered event.
Geo Extension CoverIt helps you extend your insurance coverage outside the country. It is a useful add-on for those who indulge in cross-country driving.
Emergency Hotel Accommodation CoverIt covers the cost of your emergency accommodation in case your vehicle breaks down as a result of a covered event.

Mahindra Scorpio Car Insurance Claim Process

Mahindra Insurance Claim: Cashless Claim

  1. Intimate your Mahindra Scorpio insurance claim within 24 hours of facing the unfortunate incident. There are three ways to do so:

    1. Via calling on +91-22-4890-3009 (paid helpline number).

    2. Via Reliance Self-i app.

    3. Via our Claims page.

  2. Take your damaged car to the nearest network garage yourself or request a tow service.

  3. Meanwhile, submit the claims form and necessary documentation. Our surveyor will inspect the vehicle to learn about the authenticity of the claim and the extent of the damage.

  4. Upon approval, the necessary repairs will be done by professional mechanics at our network garage.

  5. Once done, we will settle the repair expenses directly with the chosen network facility.

Mahindra Insurance Claim: Reimbursement Claim

  1. Intimate your claim within 24 hours of facing the unfortunate incident. Follow the same process mentioned above.

  2. Document the incident and gather all the evidence supporting your claim. These include photographs and videos, FIR, NOCs and others.

  3. Take your car to any auto-repair facility of your choice and get it repaired.

  4. Pay the repair expenses upfront and collect the invoices.

  5. Submit a claims form along with the repair invoices and other specified documents.

Once verified, our claims team will release the reimbursement amount you are entitled to receive.

Documents for Mahindra Scorpio Insurance Claim

  • Duly filled and signed motor claims form.

  • A copy of FIR

  • A copy of the car's registration certificate

  • Original repair/replacement invoices

  • Forms 28, 29 and 30.

  • A copy of your driving licence

  • Other documents specific to the case.

Check out the complete list ​of claims documents before proceeding further.​

Mahindra Scorpio Motor Insurance Claim: Cashless vs Reimbursement

Parameters Mahindra Cashless Insurance Mahindra Scorpio Insurance Reimbursement
Claims ProcessThe Mahindra Scorpio cashless insurance offers a simple process involving direct claims settlement at the network facilities. Time-consuming process that involves bearing initial repair/replacement expenses and receiving reimbursement amount later.
Network Garages Cashless claims settlement benefits are only available at our network garages. You have the freedom to repair your vehicle at any auto-repair facility of your choice.
Upfront Payment Minimum or nil upfront payment. You only pay for the selected deductibles. You need to pay your repair bills upfront initially and get reimbursed later by your insurer.
Settlement TimeClaims are settled faster due to direct settlement. Reimbursement process can take a few days to weeks.
Convenience Cashless car insurance for Mahindra Scorpio is highly convenient as the claims are settled directly without having to go through a complex procedure and verification process. Less convenient as you need to follow a complete claim verification process, which can take days to weeks based on the nature of your claim.

Factors Affecting Mahindra Scorpio Car Insurance Premium

Model and Variant

The make and model of your four-wheeler is the first factor that impacts your Mahindra Scorpio insurance price. Generally, insurance for the newer variants of Mahindra Scorpio costs more than for older variants.

Insured Declared Value

Insurer Declared Value, or simply IDV, is the current market value of your Mahindra car. It represents the highest amount your insurer will provide in the event of a claim.

Note that the higher your IDV, the higher your premium cost will be. However, it also ensures better financial coverage in case of total loss of your insured vehicle.

Type of Policy

Your Mahindra insurance premiums also vary based on the type of policy. For instance, policies with limited Mahindra Scorpio insurance coverage, such as third-party insurance, come at a low premium cost. While comprehensive car insurance plans cost more, they provide all-around protection against a wide range of mishaps.

Deductibles

Deductibles are the voluntary out-of-pocket payments you agree to pay before your insurance policy comes to the rescue. By selecting higher deductibles, you can lower your premium cost or vice-versa.

Add-ons

Car insurance add-ons can also influence your Mahindra car insurance cost. However, covers like Zero Depreciation Cover, Engine Protection Cover, etc., work exceptionally well in enhancing the coverage of your policy.

How to Calculate Mahindra Scorpio Car Insurance Premium?

The easiest way to determine the Mahindra Scorpio car insurance rates is to utilise a reliable car insurance premium calculator. Here are the steps to use it:

  1. Open our car insurance premium calculator.

  2. Enter the registration number of your vehicle along with your contact details.

  3. Select whether or not you already have a policy with us.

  4. Hit the “View Prices" button to receive your Scorpio insurance price list based on your inputs.

In the case of a second-hand vehicle, you need to provide a few other details, such as fuel type, previous claim history, registration year and so on, to get your Scorpio insurance price for 1 year.

Mahindra Auto Insurance: Third-Party Insurance Premium

In the case of third-party insurance, the premium rates are specified by the IRDAI based on the engine capacity and type of four-wheeler. Below is a table for third-party insurance premiums table for regular and electric cars:

For Regular Cars

Engine Capacity Scorpio Insurance 1-year Price (in ₹) Mahindra Scorpio Insurance Cost for Three-Year Policy (in ₹)
Up to 1000 cc2,0946,521
Above 1000 cc up to 1500 cc3,41610,640
Above 1500 cc​
7,89724,596

For Electric Cars

Battery Scorpio Insurance 1-year Price (in ₹) Mahindra Scorpio Insurance Cost for Three-Year Policy (in ₹)
Up to 30 kW1,7805,543
Above 30 kW up to 65 kW2,9049,044
Above 65 kW6,71220,907

Mahindra Scorpio - Overview and USPs

Robust Design

Mahindra Scorpio's design is among the main USPs of this car model. It features a sturdy, bold and muscular look with excellent height and ground clearance that makes it ideal for all types of terrains.

Powerful Engine

All variants of Mahindra Scorpio come with a high-performance mHAWK diesel engine with a fuel tank capacity of 60 litres. It offers a maximum torque of 300Nm@1600-2800 rpm.

Spacious Interiors

With a seating capacity of 7 to 9, Scorpio variants feature highly spacious interiors with comfortable seating for drivers as well as other passengers.

Off-Road Capability

Mahindra SUVs are unbeatable when it comes to their off-roading capabilities; Mahindra Scorpio is no different. It boasts excellent off-roading capabilities, making it ideal for rough terrains and rural areas.

Safety Features

Almost all Scorpio variants receive impressive safety ratings. There are plenty of safety features including driver+passenger airbags, anti-lock braking system, motion sensors and whatnot.

Mahindra - Top Models and Prices

Mahindra Car Models
Starting Price in Delhi (as of August 2024)*
Mahindra Scorpio₹13.62 lakhs
Mahindra Thar₹11.35 lakhs
Mahindra XUV400₹15.49 lakhs
Mahindra Bolero₹9.79 lakhs
Mahindra Marazzo₹14.59 lakhs
Mahindra Alturas G4₹27.70 lakhs

*Note: Prices can vary based on your location, variants and other factors. Hence, get in touch with a trusted Mahindra dealer for accurate information on vehicle specifications and pricing.

Mahindra Cars for Which Reliance Offers Insurance (Model Names)

Mahindra Scorpio insurance
Mahindra Bolero insuranceMahindra Marazzo insuranceMahindra Thar insurance
Mahindra Xylo insuranceMahindra Verito insuranceMahindra XUV500 insuranceMahindra TUV300 plus insurance

Frequently Asked Questions

What is covered under Mahindra car insurance?

Reliance Mahindra car insurance plans cover a wide range of events, including natural disasters, man-made damages, theft, personal accidents with owner-drivers, fires, and more. Check out our car insurance brochures for more information.

Can I customise my Mahindra car insurance policy?

Yes. You can customise your Mahindra car insurance policy with the help of available add-ons. You can also select your preferred sum insured and deductibles to manage your financial risks in a better way.

Can I transfer my Mahindra car insurance policy to the new owner?

Yes. If you are selling your Mahindra car, then you can transfer your existing policy to the new owner of your vehicle. It will provide you with a better resale value and help the new owner lower their premiums using the available discounts and rewards on your existing policy.

Are there any discounts available on purchasing Mahindra car insurance online?

Yes. You can get up to an 80% discount on buying your Mahindra car insurance policy online from Reliance General Insurance. For more information, contact us.

Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued. Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd. Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).


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