Purchase Reliance Maruti Suzuki Swift Dzire Car Insurance starting at just ₹238/month*
Maruti Swift Dzire vehicle insurance is the first thing you should purchase after bringing your Swift Dzire home. It is an indispensable document that helps you comply with legal regulations and protects your vehicle against unforeseen damages.
At Reliance General Insurance, we offer a Maruti Swift Dzire insurance policy that offers comprehensive coverage at minimum premiums.
Our car insurance plans offer tailor-made coverage with quick claims settlement and pocket-friendly premiums.
Explore our car insurance for Maruti Swift Dzire for benefits like:
100%
Claims Settlement* |
10,000+
Network Garages* |
5 crore+ Happy Customers* |
₹238/month Starting premiums* |
How to Buy
Maruti Swift Dzire Car Insurance Online and Offline?
Online Buying Process for
Maruti Swift Dzire Car Insurance
- Visit our homepage -> Explore Products ->
Car Insurance.
- Enter your vehicle's registration number, your email ID and mobile number. Next, click “View Prices".
- Select desired add-ons, discounts and IDV from the given options.
- Select your desired plans from the available options and click on “Buy Now".
- Review your plan details and click “Next".
- Proceed with the final payment.
Maruti Suzuki Swift Dzire Vehicle Insurance Offline Buying Process
- Visit the Reliance General Insurance branch. Use our
Branch Locator tool to find your nearest location.
- Learn about the best insurance for Maruti Swift Dzire cars from our agents. Based on your requirements, finalise a suitable policy.
- Fill out and submit a policy purchase form and the specified documents.
- Make the payment towards Swift Dzire insurance amount and finalise your purchase.
Maruti Suzuki Swift Dzire Car Insurance Renewal Online
Here is how you can perform your Maruti Swift Dzire car insurance renewal in India with Reliance General Insurance:
- For Maruti Swift Dzire insurance renewal online, visit our official site and navigate to our homepage -> Renewal ->
Renew Car Insurance.
- Enter specified details: policy/mobile number and vehicle details (registration number/engine number/chassis number). Click “Go".
- Modify your plan if needed.
- Verify your coverage details and complete the Maruti Swift Dzire yearly insurance payment for policy renewal.
How to Buy a
Second-Hand Maruti Swift Dzire Car Insurance?
- Perform vehicle inspection to learn about the condition, insurance history and coverage requirements of the second-hand Maruti Swift Dzire car.
- Collect the necessary documents such as RC transfer, NOC documents, previous insurance papers, driving licence and other specified documents.
- Purchase a suitable policy from our
Car Insurance page using the same method described above.
- Pay the specified Maruti Swift Dzire insurance cost using any desired payment method.
Also Read:
How to Transfer Car Insurance while Buying A Second-Hand Car
Why Do You Need
Maruti Suzuki Swift Dzire Car Insurance?
Legal Compliance
Having at least a third-party Maruti Swift Dzire car insurance plan is compulsory for every vehicle owner. Any failure to meet this legal regulation can lead to heavy fines and penalties.
Protection Against Third-party Liabilities
Car insurance for Maruti Swift Dzire helps you compensate third parties for damages, injuries and even death caused by your vehicle. It is also necessary to deal with legal formalities.
Protection Against Unforeseen Losses
You need suitable car insurance to safeguard yourself from various expenses arising from any unforeseen damages incurred to your vehicle in scenarios like natural disasters, man-made disasters, etc.
Coverage Against Theft
Car insurance for Maruti Swift Dzire protects you from financial losses due to theft of your vehicle. It helps you recover the value of your stolen car.
Peace of Mind
By offering necessary financial protection during emergencies, car insurance provides you with a great satisfaction and peace of mind, knowing that your savings are secure in the bank.
Features and
Benefits of Maruti Suzuki Swift Dzire Car Insurance
Features
& Benefits |
Details |
Extensive Coverage | Our Maruti Swift Dzire insurance plans offer broad coverage against a wide range of events, including natural and man-made disasters, fire, explosions, theft and more. |
100% Claims Settlement Ratio | Reliance General Insurance has achieved a claims settlement ratio of 100% during FY 2023-24. We ensure a smooth and timely claim resolution. |
Cashless Repairs | We have more than 10,000 network garages within India, where you can receive cashless repair services from expert mechanics. |
Low Premiums | Our Maruti Suzuki Swift Dzire insurance plans are priced reasonably to fit your budget. You can purchase a desired policy starting from just ₹238* per month. |
Easy Claims Process | Our claims settlement process is super easy, quick and stress-free. You can easily file your claims online or settle them cashlessly at our network facilities. |
Useful Add-ons | We offer more than 20 useful car insurance add-ons that can help you enhance your coverage based on unique requirements. |
Online Paperless Policies | We offer a simple policy purchase process with benefits such as instant issuance, zero paperwork, online discounts, etc. |
Discounts and Rewards | You can avail up to 80% discount on purchasing your Swift Dzire insurance policy online from our website or Reliance Self-i app. In addition to it, you can also enjoy NCB discounts up to 50%. |
Types of
Maruti Swift Dzire Insurance Plans
Types
of Maruti Swift Dzire Vehicle Insurance By Reliance |
Description |
Third-Party Insurance | It is a mandatory motor insurance policy for every motor vehicle owner in the country. It offers financial protection from third-party losses/damages arising from the insured four-wheeler. Note that it does not cover damages to the insured vehicle. |
Own-Damage Car Insurance (SAOD Car Insurance) | It only covers damage and loss caused to the insured vehicle. This includes damage due to natural and manmade disasters and vehicular theft. |
Comprehensive Car Insurance | It offers 360° financial protection against third-party liabilities as well as own-damages for the insured car.
Our comprehensive car insurance plans also come bundled with a mandatory personal accident cover for the owner-driver. |
Pay-As-You-Drive Insurance (PAYD) | It is a unique car insurance plan designed for car owners who don't use their vehicles very often and, hence, don't want to pay a flat rate.
This model allows you to adjust your premiums and save up to 90% based on the mileage or usage of your car. You only pay for the distance driven by the car; not for the time it is parked in your garage. |
Maruti Suzuki Swift Dzire Insurance Coverage: Inclusions and Exclusions
Maruti Suzuki Swift Dzire Car Insurance
Inclusions
-
Natural Calamities: Our plans cover damages arising from thunderstorms, hailstorms, floods, earthquakes, cyclones, and so on.
-
Man-made Hazards: Our plans cover damages due to riots, strikes and other human-made disasters.
-
Theft: We cover theft or robbery of the insured vehicle.
-
Fire: Our Maruti Swift Dzire insurance coverage also includes unforeseen damages due to fires and explosions.
-
Third-party Damages: Our Swift Dzire insurance policy covers legal expenses incurred due to an accident involving third parties or their property.
Maruti Suzuki Swift Dzire Car Insurance Policy Exclusions
Our Maruti Suzuki Swift car insurance plans do not cover any financial losses arising from the following event:
- War, invasion, nuclear attacks, etc.
- Damages due to your own negligence.
- Damages due to driving in a drunken/intoxicated state.
- Regular wear and tear over time.
- Damages due to violation of traffic regulations.
- Contractual liabilities.
- Damages incurred while driving outside the covered geographical area.
- Any claims raised after the expiry of the policy.
Maruti Swift Dzire Insurance Add-On Covers
Bumper-to-Bumper or Nil Dep Cover
It makes sure that the depreciation value of your car is not deducted when providing financial coverage for the replacement of your auto parts.
Pay-As-You-Drive Cover
Getting this cover under your Reliance car insurance for Maruti Swift Dzire helps you adjust your premiums based on the number of kilometres driven by your four-wheeler.
Total Cover
It helps you claim the total on-road price of your vehicle in case of complete loss or damage.
24*7 Roadside Assistance Cover
It helps you avail immediate roadside assistance during vehicle-related emergencies.
EMI Protection Cover
It covers your loan instalments for the time your car is undergoing repairs at our network garage for an extended period.
Daily Allowance Benefit
It covers your alternate transportation cost when your car is undergoing repair work.
Engine Protection Cover
It financially protects your engine against damages such as water ingress, oil leakage, etc.
Type Protection Cover
It protects your car's tyres against damage/loss.
Key Replacement Cover
It financially protects against the expenses arising from your car's key replacement.
Emergency Hotel Accommodation Cover
It covers the cost of your emergency accommodation in case of vehicle breakdowns in remote locations.
Loss of Belongings Cover
It helps you get reimbursed for the loss of your personal belongings inside a car due to theft.
Electrical Accessories Cover
It offers financial protection for your electric accessories against theft and damages.
Non-Electrical Accessories Cover
It offers financial protection against theft and damage to your non-electric accessories.
Geo Extension Cover
It helps you extend your coverage to countries other than India. This Maruti Suzuki Swift Dzire car insurance add-on is ideal for those who intend to travel to nearby countries by car.
Consumables Cover
It covers the cost of required consumables after a covered event. These include oil, nuts and bolts and other overlooked items.
RIM Protection Cover
It offers financial protection to the rims of your vehicle.
NCB Retention Cover
It helps you retain your NCB (no-claims bonus) discounts even after making a claim – for up to two claims.
Electric Motor Protect Cover
It offers financial protection to your vehicle's electric motor.
Maruti Swift Dzire Car Insurance Claim Process
Maruti Swift Dzire Insurance Claim: Cashless Claim
- Register your claim within 24 hours of suffering the mishap. You can inform us in three ways:
- By calling on +91-22-4890-3009 (paid)
- By using the
Reliance Self-iapplication.
- By visiting our
Claims Page.
- File an FIR and save a copy for the claim process. (In case of accidents and theft).
- Take your vehicle to any nearby
network garage of Reliance General Insurance.
- Submit the claims form and necessary documents to our surveyor.
- Once your claim is approved, get your repairs done.
- After the repair work is complete, we will settle the invoices directly with the network garage. You don't have to worry about the resulting expenses.
Maruti Suzuki Swift Dzire Insurance Claim: Reimbursement Claim
- Register your claim using any method mentioned in the above section.
- File an FIR and save a copy for the claim process. (In case of accidents and theft).
- Gather all the evidence supporting your claim. These include photographs, videos, the FIR report and others.
- Repair your car at any repair facility of your choice and collect the invoice.
- Fill out the
claims form and submit it alongside all the documents and repair invoices.
After receiving your documents and claim application, our team will review them and initiate your reimbursement upon successful verification. Meanwhile, you can monitor your
car insurance claim status online using your policy/claim reference number.
Documents for Maruti Swift Dzire Insurance Claim
- Carefully filled and signed
Motor Claims Form.
- A copy of policy documents.
- A copy of the car's registration certificate (RC)
- A copy of the driver's licence
- A copy of FIR (for third-party cases and accidents)
- A copy of an acknowledgement letter from RTO for theft and non-use of vehicle.
Useful Links:
-
Reliance Car Insurance Claim Documents
Maruti Suzuki Swift Dzire Car Insurance Claim: Cashless vs Reimbursement
Parameters |
Cashless Car Insurance for Maruti Swift Dzire |
Maruti Swift Dzire
Insurance Reimbursement |
Garages | Cashless claims settlement facility is only available at the network garages. | Reimbursement claim feature provides you with the freedom to get your vehicle repaired at any garage of your preference. |
Payment | No need to pay for repair expenses (except for the selected deductibles). | Need to pay the repair expenses before applying for reimbursement. |
Convenience | Very convenient. | More steps are involved |
Documentation | Maruti Swift Dzire cashless insurance requires less documentation due to direct cashless settlement. | Requires a fair amount of documentation. |
Processing Time | Takes less time due to direct settlement at the selected network garage. | Takes more time due to a stringent documentation and verification process. |
Factor Affecting
Maruti Suzuki Swift Dzire Car Insurance Premium
Car Model and Variant
The particular model or variant of your Swift Dzire also influences its premium cost. Generally, the high-end variants attract higher premiums than the vehicle's base models.
Insured Declared Value
Insured Declared Value represents the maximum amount you can claim with your policy. It is determined based on the current market value of the vehicle. Note that a higher IDV leads to higher premiums. However, it also ensures a better claim limit in the event of total loss.
Deductibles
Your Maruti Swift car insurance premiums can increase or decrease based on your deductibles. If you want to lower your premiums, then opt for higher deductibles. This is basically the amount you pay from your pocket while the rest is covered by your insurance plan.
Type of Coverage
Your Maruti Swift Dzire car insurance price also depends on the type of coverage you choose. If you only buy a third-party or own-damage policy, the premium rates will be cheaper. On the other hand, the cost will be high if you buy a comprehensive car insurance plan.
Location
The place of your residence or where you use your insured vehicle can also influence your insurance premiums. Generally, vehicles in major and metropolitan cities face a higher risk of theft and accidents, hence attract higher premiums.
How to
Calculate Maruti Swift Dzire Car Insurance Premium?
- Go to our
car insurance premium calculator.
- Enter details of your Maruti Suzuki Swift Dzire. You are required to specify your car's registration number along with your contact information.
- Click on “View Prices" to retrieve Maruti Swift Dzire car insurance rates.
- If you have a second-hand car, you may need to enter a few additional details, such as its age, fuel type, insurance history and so on.
Once the form is submitted, you will receive a free insurance quote with the estimated Maruti Suzuki Swift Dzire insurance price.
Maruti Swift Dzire Insurance: Third-Party Insurance Premium
Third-party car insurance premiums for all motor vehicles are decided by IRDAI based on the engine or battery capacity of vehicles. Below are updated cost tables for third-party car insurance premiums for normal and electric vehicles:
For Regular Cars
Engine Capacity |
For Single-Year
Policy (in ₹) |
For Three-Year Policy (in ₹) |
Up to 1000 cc | ₹2,094 | ₹6,521 |
Within 1000 cc to 1500 cc | ₹3,416 | ₹10,640 |
Over 1500 cc | ₹7,897 | ₹24,596 |
For Electric Cars
Battery Capacity |
For
Single-Year Policy (in ₹) |
For Three-Year Policy (in ₹) |
Up to 30 kW | ₹1,780 | ₹5,543 |
Within 30 kW to 65 kW | ₹2,904 | ₹9,044 |
Over 65 kW | ₹6,712 | ₹20,907 |
Maruti Suzuki Swift Dzire - Overview and USPs
Engine and Fuel Options
The variants of Swift Dzire feature a powerful K-series engine that offers excellent torque and displacement. Further, the car is available in CNG and Petrol variants.
Fuel Economy
Maruti Swift Dzire cars offer a mileage of around 22-24 kmpl with a top speed of 155 mph. Interestingly, the CNG variants offer even better fuel efficiency than the petrol versions.
Interiors
The interiors of Swift Dzire are comfortable and feature good space and seating areas. It also comes with a digital display, speakers, adjustable steering, push-to-start button and other useful features.
Safety Features
Maruti Suzuki Swift Dzire comes with multiple safety features such as dual airbags, ABS with EBD, a parking camera, and more.
Pricing and Variants
Maruti Swift Dzire is priced reasonably, making it one of the most affordable sedan cars in the market. Further, there are about 9 variants available with petrol and CNG options.
Maruti Suzuki Swift Dzire - Models and Prices
Maruti Suzuki
Swift Dzire Car Model |
Ex-showroom Price* |
Maruti Swift Dzire LXI (Base Model) | ₹6.56 lakh |
Maruti Swift Dzire VXI | ₹8.41 lakh |
Maruti Swift Dzire VXI AT | ₹8.90 lakh |
Maruti Swift Dzire ZXI
| ₹9.16 lakh |
Maruti Swift Dzire VXI CNG | ₹9.46 lakh |
Maruti Swift Dzire ZXI AT | ₹9.65lakh |
Maruti Swift Dzire ZXI Plus | ₹9.94 lakh |
Maruti Swift Dzire ZXI CNG | ₹10.21 lakh |
Maruti Swift Dzire ZXI Plus AT | ₹10.42 lakh |
*Note:
These prices can vary based on location, variant, market fluctuations and other factors. It is advisable to get in touch with a trusted car dealership for accurate pricing details.
Popular Maruti Swift Dzire Insurance Reliance General Insurance Offers (Model Names)
Maruti Suzuki Swift Dzire | Maruti Suzuki Baleno | Maruti Suzuki S-Cross |
Maruti Suzuki Swift | Maruti Suzuki Ritz | Maruti Suzuki Alto |
Maruti Suzuki Wagon R | Maruti Suzuki Eeco | Maruti Suzuki Ignis |
Maruti Suzuki Omni | Maruti Suzuki Ciaz | Maruti Suzuki Celerio |
Frequently Asked Questions
-
Is third-party insurance enough for Maruti Suzuki Swift?
That will depend on your coverage needs. If you live in a low-risk area with less traffic and low crime rates or are on a budget, a third-party plan may be enough.
However, if you've got a new car or live in a large metropolitan city, we recommend getting a comprehensive plan since the likelihood of filing an own damage claim goes up with these factors.
-
How can the cost of
Maruti Swift Dzire car insurance premiumsbe reduced?
You can significantly reduce your Swift Dzire insurance price by choosing higher deductibles or
Pay As You Drive Insurance if you are not a frequent driver.
Further, you can also use your no-claims bonus discounts to lower your premiums at the time of policy renewal.
-
What are the best add-ons for
Maruti Suzuki Swift car insurance?
Some of the best add-ons for Maruti Suzuki Swift car insurance include zero depreciation, engine protection cover, 24*7 roadside assistance cover, NCB retention cover, EMI protection cover, and total cover.