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Travel Insurance for Canada

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International Travel Insurance

Travel Insurance for Canada

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
International Travel Insurance

Plan Details

From the mesmerising Niagara Falls and inspiring Northern Lights to the pristine lakes, lush green forests and vibrant cities, Canada is a treasure of natural wonders and adventure.

If you are gearing up for a trip to this beautiful country and seeking Canada travel insurance, you are already on the right track to being a well-prepared and perfect traveller.

Reliance General Insurance offers Travel Insurance International for Canada with comprehensive coverage and affordable plan options catering to individual requirements. Here is what you need to know about travel insurance for a trip to Canada.

Why Do You Need Travel Insurance for Canada?

Travel insurance is not a mandatory document for obtaining a visa to Canada. However, we recommend you to have one for the following reasons:

For Financial Security

Trip insurance for Canada provides financial protection against unprecedented scenarios, such as medical emergencies, loss of passport, and delay or loss of checked-in baggage helping you manage the potential financial challenges.

For Uninterrupted Travel

Travel insurance ensures that financial assistance is available for unexpected scenarios, allowing you to continue with the purpose of your visit to Canada.

For Emergency Assistance

Travel insurance provides emergency assistance, helping you tackle unexpected scenarios and providing the necessary support when you need it the most during your trip to Canada.

For Peace of Mind

With comprehensive travel insurance for a trip to Canada against potential risks, you can travel and explore this beautiful country with peace of mind.

Canada Travel Insurance Types

Types of Travel Insurance International for Canada Coverage
Individual Travel InsuranceOffers extensive and comprehensive coverage for solo travellers exploring Canada.
Family Travel InsuranceOffers comprehensive and cost-effective travel insurance coverage options under a single policy for the individual members travelling as a family to Canada.
Annual Multi-Trip Travel InsuranceOffers travel insurance coverage for multiple trips within a single year. Ideal for frequent or business travellers to Canada.
Senior Citizen Travel InsuranceOffers travel insurance coverage curated specifically for individuals aged between 61 and 70 years of age planning to travel to Canada.
Student Travel InsuranceOffers comprehensive coverage, including study interruption cover, sponsor loss cover and bail bond cover for students planning to pursue their higher education in Canada.

Canada Travel Insurance Benefits

Medical Cover

Medical treatment in Canada can be extremely expensive. If you fall sick or have an accident, our travel insurance for a trip to Canada can cover the medical expenses, including transportation and treatment expenses.

In addition, we also extend the coverage for your dental treatment, which can help you manage the high costs of dental care during your trip.

Baggage Cover

In the event of a delay or total loss of your checked-in baggage, we can compensate for the total loss or provide assistance with buying the necessary personal items, such as clothes, toiletries and medication.

  • Passport Cover

  • In the unfortunate event that you lose your passport, our holiday insurance for Canada offers financial assistance to cover the expenses of obtaining a duplicate or new passport.
  • Trip Cancellation and Interruption Cover

  • If you need to cancel or interrupt your trip due to personal medical reasons, adverse weather conditions or any other valid reason outlined in the policy, we cover the related expenses in our travel insurance policy.  
  • Other Benefits

  • In addition to these benefits, we also cover third-party liabilities, including damages to property or personal injuries if you are involved in an accident in Canada. Furthermore, our policy includes a hijack distress allowance to deal with your trauma in the unlikely event of your flight hijack.

Also Read:What to do when you Lose your Passport Abroad

Reliance Travel Insurance International for Canada

Our Reliance General Travel Insurance for Canada offers extensive coverage for your overseas journey, including medical expenses, dental treatment, delay or total loss of checked-in baggage, trip cancellation or interruption, personal liability and more.

With our tourist insurance in Canada, you can also benefit from world-class cashless hospitalisation and emergency medical evacuation.

In addition, we extended a dedicated customer service team to address your queries regarding the coverage and claim process to ensure streamlined and quick processes.

Furthermore, to meet your unique travel insurance needs and budget requirements, we offer different policy options (detailed in the next section) to help you choose the best travel insurance for Canada.

Features of Reliance Canada Travel Insurance

Canada Travel Insurance Coverage Silver Plan (USD) Gold Plan (USD) Platinum Plan (USD)
Medical Expenses and Accident
Medical Expenses (It includes transportation, evacuation, and repatriation of mortal remains)100,000250,000500,000
Dental Treatment500500500
Daily allowance in case of hospitalisation25 per day (5 days max)25 per day (6 days max)25 per day (7 days max)
Personal Accident20,00025,00030,000
Accidental Death - Common Carrier2,5005,0005,000
Loss of Passport
Loss of Passport300300300
Delay or Loss of Checked-in Baggage
Total loss of checked-in baggage100012001500
Delay of checked-in baggage100100100
Trip delay, cancellation and interruption
Trip delay25 per day (6 days max)50 per day (6 days max)60 per day (6 days max)
Trip cancellation and interruption600600600
Missed connections200300500
Others
Personal liability100,000200,000250,000
Financial emergency assistance300300300
Hijack distress allowance50 per day (7 days max)75 per day (7 days max)125 per day (7 days max)
Compassionate visitCoverage for return fare for anyone accompanying person - family doctor/spouse/ child

Reliance General's Travel Insurance for a Trip to Canada: Inclusions & Exclusions

Inclusions

Our Travel Insurance for Canada from India covers the following unprecedented events and the associated expenses:

  • Medical expenses for the insured members, including evacuation, transportation and repatriation of mortal remains.

  • Dental treatment

  • Compassionate visit

  • Loss of Passport and Delay or total loss of check-in baggage

  • Personal accident

  • Personal liability

  • Accidental death - common carrier

  • Financial emergency assistance

  • Hijack distress allowance

  • Trip delay

  • Trip cancellation and interruption

  • Missed connecting flights

Exclusions

Our Canada Travel Insurance does not cover the following aspects:

  • Travelling against the advice of a medical practitioner

  • Pre-existing health conditions, unless it is life-threatening

  • Planned treatment for health concerns

  • Partial loss of checked-in baggage

  • Loss or theft of passport due to negligence

  • Accidents or liabilities caused due to the influence of intoxicating substances, such as alcohol and drugs

  • Wars and nuclear perils

How to Buy Travel Insurance for Canada

  • Step 1: Visit our official website. Under the Explore Products tab, click International Travel Insurance.

  • Step 2: Select Travel Type: Individual, Student, Family or Annual Multi-Trip and proceed to travel insurance online for Canada.

  • Step 3: Select Canada as the country and provide details such as, your travel start and end date, date of birth, email address and mobile number. Review the details and click on 'Check Quote'.

  • Step 4: The details of the different plan options available will be displayed with the applicable premium charges. Choose the desired International Travel Insurance for Canada.

  • Step 5: Provide the necessary details, select a suitable digital payment method and complete the process to receive your travel insurance policy.

Benefits of Buying Travel Insurance Online for Canada

Quick and Convenient Processes

Purchasing international travel insurance for Canada online offers a seamless, paperless experience. You don't have to physically gather and submit documents. It makes the entire process quick and convenient.  

Option to Compare

When you buy travel insurance online for Canada, you can compare the different product options based on their features, benefits and costs to decide on a suitable option.

Transparent and Secure Platform

By employing advanced security measures, we ensure that the online purchase experience is not only convenient but also transparent and highly secure.

How to Claim Canada Travel Insurance?

  • Step 1: Notify us of your travel insurance claim by contacting our Travel Claims Helpline number. You can also write to us at reliance@europ-assistance.in.

  • Step 2: Collect all the required documents relevant to your specific Canada insurance claim.

  • Step 3: After gathering all the documents, submit them to us by sending them to the following address:

    Europ Assistance India

    Star Hub Building, No. 2

    7th Floor, Near ITC Maratha Hotel, Sahar​

    Andheri (E), Mumbai - 400 059, Maharashtra India

  • Step 4: Upon receiving the documents, we will verify them and notify you of the approval status or request any additional information if needed.

  • Step 5: The applicable benefits or payments will be provided if the claim is approved.

Cost Range for Travel Insurance International for Canada

The travel insurance price for Canada depends on various factors and is not fixed.

Duration of Travel

The length of your trip significantly affects the premium for your travel insurance policy. The longer the trip, the higher the risk exposure and the higher the premium.

Type of Travel Insurance Policy

The type of travel insurance policy, whether individual, family, student or annual-multi-trip determines the premium for your travel insurance policy.

Travel Insurance Policy Option

The choice of plan option, whether basic coverage or a more comprehensive plan with additional benefits, directly impacts the premium. 

Tips to Buy Cheap Canada Travel Insurance

  • Analyse your travel insurance requirements based on your health condition, trip duration and purpose.

  • Compare the different options based on their coverage, benefits and applicable premiums to decide on a suitable plan option that fits your budget.

  • Purchase travel insurance online as it can help you compare the different options and make a more cost-effective choice.

  • Thoroughly review Travel Insurance International for Canada policy inclusions and exclusions to ensure you receive the best value for your money.

  • If you have specific health concerns, compare and choose the best travel health insurance for Canada with adequate coverage and hassle-free claim processes.

Canada Visa and Entry Information

Types of Visa Categories for Canada

Types of Visa Categories Details
Temporary Visas
Work VisaWith a work visa, you can reside and work in Canada for up to the duration of the work permit validity period. There are different types of work permits, such as the Open Work Permit, Employer Specific Work Permit, Post-Graduation Work Permit and International Experience Canada.
Study VisaIf you want to pursue an education programme in Canada beyond six months, you need to obtain a study permit.
Visitor Visa

To visit Canada as a tourist, for business, for family, for compassionate reasons, as a marine crew member and to take up a diplomatic posting.

  • Single Entry Visa - It allows you to visit Canada once and is valid for up to six months.
  • Multiple Entry Visa - It allows you to enter and exit the country for up to six months. The validity period can be as long as 10 years for this type of visa.
  • Super Visa - It allows parents and grandparents to visit and stay with their family. It can be valid for up to 10 years and allows for a maximum of 24 months on initial stay as against 6 months in other types of visas.
Transit VisaTo pass through Canada on your journey to a different destination.
Permanent Residence
Express EntryIt is the fastest pathway to permanent residence and is offered under three programs: Federal Skilled Workers, Federal Skilled Trades and Canadian Experience Class.
Provincial Nominee ProgramIt refers to the standardised procedure and immigration streams detailing the requirements for the specific province, except for Quebec.
Quebec ImmigrationQuebec has established more autonomy and has a specific set procedure under two categories: Quebec Experience Class and Quebec Skilled Worker.
SponsorshipPermanents residents of Canada can sponsor for their family members to come and live, study or work in Canada.

How to Apply for a Canada Visa?

Applications for the Canada visa must be submitted online. However, you can apply on paper because of a disability, or you are travelling with a document that was issued to a non-citizen, refugee or stateless person. Here are the steps to apply online.

  • Step 1: Decide on the type of visa required and check for the eligibility criteria.

  • Step 2: For the visitor visas, such as the super visa and transit visa, use the IRCC portal. Get an invite code, create and sign in to your account.​

    For other types of applications, such as those for work or study in Canada, you need a different account to apply. For example, for work permits, you need to register and sign in to an IRCC secure account. Check the Visit Canada page ('If you're applying for a different type of application' section) for more information.

  • Step 3: Complete the application form by providing the necessary details, answering the applicable questions and uploading all the required documents.

  • Step 4: Pay the applicable Canada visa fee using your preferred digital payment method.

  • Step 5: Book your biometrics collection appointment.  

  • Step 6: Processing of your visa application will start. You may be asked to come for an interview, send more documents or get a medical certificate.

  • Step 7: Check your application status. If your application is successful, your visa will be approved.

Also Read: Visiting Canada - From Visa, Travel Cover to Stay

Documents Required for Canada Visa

The documents required vary depending on the type of visa. Here is a list of some commonly needed documents.

  • Valid Passport

  • Copy of the passport page that shows your birth date and country of origin

  • Copy of the passport pages with stamps, visas or any other markings.

  • Proof of address

  • Family Information Form - IMM 5645

  • Authorisation letter for minor children to travel to Canada

  • Travel history with Entry and Exit stamps, Study or Work Permits

  • Bank account statements - At least last six months

  • An acceptance letter from the Canadian school is required for a study visa.

  • Offer letter from the Canadian Employer in case of work visa.

Check the Immigration and Citizenship page for more details on the specific documents required for the different types of visas.

High Commission of Canada in India

 

Contact Details
Address

7/8 Shantipath, Chanakyapuri,

New Delhi - 110 021

Telephone+91 11 4178 2000
Fax+91 11 4178 2023
Email india.consular@international.gc.ca
Website High Commission of Canada in India, in New Delhi

 

Interesting Facts About Canada

  • Canada is the world's second-largest country, next to Russia.

  • It has two official languages: English and French.

  • Canadians experience a range of time differences as Canada crosses six time zones.

  • Canada has the longest coastline and one of the longest highways in the world.

  • It is also home to the highest number of lakes compared to any other country in the world.

  • Canada's national winter sport is hockey, and summer sport is lacrosse.

  • Accounting for nearly 70% of the global supply, Canada is referred to as the "Maple Syrup Capital of the World."

  • Poutine, a popular Canadian dish is a must-try culinary delight with crispy french fries topped with savoury gravy and rich cheese curds.

  • Canada is known for its cold winters, and the coldest temperature ever recorded is -63℃.

Best Time to Visit Canada

Best Time to Visit Canada in Summer

Best Month to Visit Canada What You Need to Know?
Early May to the end of June
  • Good time to visit Canada.
  • Beginning of the summer tourist season.
  • Many attractions remain closed in the first two weeks.
  • With fewer tourists, prices remain quite reasonable.
  • Nature is at its peak of beauty.
July and August
  • Peak tourist season.
  • Pre-booking - six to nine months advance booking is required.
  • Prices are at the highest.
  • Days can become extremely hot.
September and October
  • Weather is pleasant.
  • Nature with forest striking the best reds and golds.
  • Less crowded, and prices generally lower.
  • An ideal time for a relaxed vacation.

Best Time to Go to Canada in Winter

Best Month to Visit Canada What You Need to Know?
Mid-December to Early January
  • Pleasant weather with snow conditions is generally good.
  • Busy time due to Christmas and New Year festive preparations and celebrations.
  • Six months advance booking is preferred.
January
  • The coldest month of the year.
  • Fewer tourists and so, less expensive.
February
  • Temperature begins to rise.
  • Another best time to visit Canada.
  • Prices are higher and six months booking in advance is preferred.
March
  • The weather is almost like spring with abundant sunshine.
  • Snow conditions are not likely beyond this time.

Money-Saving Tips for a Canada Trip

  • Strike the best deals and discounts by booking your flight travel well in advance if you have planned a trip to Canada.

  • Take advantage of public transport, such as the Megabus, for intercity travel.

  • Canada is a vast country with plenty of tourist attractions available. Choose cities, free attractions and budget-friendly destinations to explore and enjoy your vacation.

  • Besides airfare and accommodation, look out for coupons and the best deals to enjoy the best tourist attractions, thrilling adventure activities and dining at Canadian restaurants.

  • If you are planning a long trip with a group of people and want to explore remote areas, rent a car, bike or camper van. It is cost-effective and gives you the flexibility to create your own adventure.

  • Canada has the longest coastline in the world. If you want to explore the scenic beauty of Canada, consider taking train journeys, available on various routes. This option is more affordable compared to the often expensive cabs.

  • Opt to stay in smaller towns where the accommodations are less expensive and travel from there to the larger cities for day trips.

  • Purchase travel insurance for Canada from India to cover unprecedented expenses and save a lot of money.

Year-Round Canada Travel Essentials

Travel Checklist for Canada - Important Documents

  • Passport

  • Travel Insurance

  • Debit / Credit Cards

  • Cash - Canadian dollars

  • Flight tickets

  • Accommodation and other booking reservations

  • International driving licence

  • Consent for travel with minors

  • Vaccination or health booklet

  • Emergency contact numbers

  • Travel guide

Canada Packing List for First-Aid

  • Antifungal and antibacterial ointments

  • Thermometer

  • Adhesive bandages

  • Disinfectants

  • Aloe gel for sunburns

  • Medications for motion sickness

  • Moleskin or mole foam for blisters

  • Cotton swabs

  • Insect repellent

  • Insect bite treatments

Medicines

  • Your personal prescriptions and medicines

  • Diarrhoea antibiotic

  • Altitude sickness medicine

  • Antacid

  • Cough drops

  • Medicines for pain and fever

  • Decongestant

  • Mild laxative

  • Saline nose spray

Toiletries

  • Toothbrush and toothpaste

  • Soap and shampoo

  • Deodorant

  • Sanitary napkins

  • Shaving kit

  • Nail clipper

  • Moisturising body lotion

  • Sunscreen

  • Facial tissues

  • Hand sanitiser

  • Lip balm

  • Hand sanitiser

  • Makeup kit

Clothing

  • Thermal wears include insulated pants, a down jacket, winter boots, sweaters, a neck warmer, a scarf and a toque if you are visiting Canada during the winter season.

  • Light clothing, swimsuits, hats, shoes or sandals and light jackets if you are visiting Canada during the summer season.

  • Raincoats

  • Underwear, socks and towel

Other Accessories

  • Backpacks

  • Sunglasses

  • Water bottles

  • Mobile charger

  • Ziplock covers to protect your electronics.

  • Extra bags to carry dirty clothes

  • Diaper bags for infants

  • Hair dryer

  • Travel pillow

  • Healthy snacks, dry fruits

  • Ear plugs or ear muffs

Safety in Canada and Essential Precautions

Learn about your destination

Keep yourself aware of the present conditions in Canada before you plan your travel by reading the Canada International Travel Information page.

Review security report

Before your trip to Canada, regularly check the Country Security Report.

Traveller's Health Notices and Vaccinations

Check for Travel Health Notices and vaccinations required by going through the Centers for Disease Control and Prevention (CDC) Travelers' Health Canada page.

Popular Destinations in Canada

  • Niagara falls

  • Montreal

  • Toronto

  • Whistler

  • Vancouver Island

  • CN Tower

  • Stanley Park

  • Banff

  • Okanagan

  • Granville Island

  • Quebec City

  • Churchill

  • Prince Edward Island

  • Ottawa

  • Gros Morne National Park

Also Read:Top Must-Visit Tourist Destination in Canada

Best Things to Do in Canada

Experience the Majestic Niagara Falls

Explore the incredible view of the majestic Niagara Falls, a must-see natural wonder. It is one of the best places to visit in Canada. The thrilling boat tours and the journey right to the edge of Falls are certainly a powerful and magical experience.

Explore the Wildlife

Amidst its rugged mountains and lush forests, Canada offers the striking opportunity to view a variety of wildlife, including moose, caribou, wolves, elk and arctic foxes. Canada is also home to polar bears, black bears and grizzly bears. And along its coastline, you can enjoy some of the best whale-watching experiences.

Cruise - Popular Canada Tourist Attraction

A trip to Canada is incomplete if you have not explored its beauty on a cruise. When you get onboard a ship and sail north along the Inside Passage towards Alaska, you will slowly see the forests transitioning to beautiful glaciers. Explore the finest cruises if you are on a long trip to Canada.

Experience Peak 2 Peak Gondola

Experience the Peak 2 Peak Gondola cable car that connects two adjacent mountains, Whistler and Blackbomb. It is the first and only gondola system and offers breathtaking views of the beautiful mountains and glaciers.

Discover the Sightseeing Places in Canada and their Adventure Activities

For those captivated by Canada's scenic beauty, the Northern Lights, Stanley Park, Banff National Park, Iceberg Alley, Athabasca Glacier and many more are perfect for experiencing breathtaking landscapes and engaging in exciting adventure activities. From canoeing to hiking, you can immerse yourself in the best and mesmerising experiences. 

Canada's numerous lakes, such as the Great Bear Lake, Moraine Lake and Lake Louise, give stunning views of the crystal clear waters and picturesque surroundings.

Frequently Asked Questions on Canada Travel Insurance

Is travel insurance mandatory for Canada?

Travel insurance is not mandatory for travel to Canada. However, Canada travel insurance from India is highly recommended for comprehensive coverage against potential risks, including medical emergencies, trip cancellations and interruptions and delay or loss of checked-in baggage to ensure financial security.

How much is travel health insurance to Canada?

The cost of travel health insurance to Canada depends on your specific requirements and health conditions. For example, it is based on the purpose and duration of your visit, type of travel insurance policy chosen, age and health condition.

How much travel insurance do I need for my Canada trip?

The extent of coverage you need for Canada depends on your specific needs. For example, basic coverage may suffice for shorter trips, while comprehensive coverage is advisable for longer vacations or those with specific health considerations.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.​


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