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Travel Insurance Online
Secure your travels with Reliance travel insurance plans starting at just ₹306*
Travel insurance is important for any journey, ensuring that unexpected issues don’t affect your plans or leave you stuck. Having travel insurance provides peace of mind and financial protection in case of a medical emergency, lost baggage or sudden trip cancellation. In today’s unpredictable world, with global health and political concerns and travel issues, buying travel insurance plans has become more important than ever.
Reliance General Insurance understands the diverse needs of travellers and offers a range of travel insurance online designed to suit every kind of trip. With a high claim settlement ratio, Reliance General Insurance ensures that you get timely assistance when you need it the most. Our travel insurance products cover multiple scenarios, from medical emergencies to trip cancellations.
We take pride in our 5 crore+ happy customers who trust us to safeguard their travels. With premiums starting at just ₹306*, Reliance travel insurance policies provide maximum coverage with minimal hassle. For those in India looking to buy travel insurance online, Reliance General Insurance offers an easy process to get you covered quickly and efficiently.
Join the thousands of travellers who have chosen Reliance General Insurance for a worry-free travel experience. Let us take care of the unexpected so you can focus on making memories.
5 Crore+*
Policyholders
100%*
Claims Settlement
USD 500,000
Max Sum Assured
2-min
Policy Purchase
COVID-19
Covered
Travel insurance is a type of insurance policy designed to cover the financial cost of travel-related emergencies. It covers various travel-related risks, including passport loss, medical emergencies, trip cancellations, lost luggage and other unforeseen incidents. The travel insurance meaning lies in its purpose to ensure that you are not left vulnerable in unfamiliar environments, allowing you to travel with peace of mind.
When you purchase a travel insurance policy from Reliance General Insurance, you pay a premium based on the coverage you choose.
If an insured event occurs, such as a medical emergency or trip disturbance, you file a claim with us.
We reimburse you for the covered expenses up to the policy limits.
In addition, travel insurance from Reliance General Insurance comes with benefits such as 24x7 support, emergency evacuation, compassionate visits, a daily hospital allowance, and more. This way, Reliance Travel Insurance helps reduce financial risks and ensures you receive assistance when needed, making your travel experience safer and more enjoyable.
Whether you are hiking on mountains or relaxing on a tropical beach, emergencies can happen anywhere, anytime. This is where having travel insurance becomes indispensable. Travel insurance is essential for ensuring financial protection and peace of mind during your travels.
Popular global destinations, including Schengen countries, UAE, Qatar, etc., require a valid travel insurance policy from all foreign travellers. Travel insurance then becomes a crucial travel document that is a mandatory requirement. It means if you need a visa, you must have travel insurance.
While travelling abroad, you suddenly fall ill or get injured. Medical treatments and hospital stays in foreign countries can be significantly expensive. Travel insurance covers medical expenses, including hospital stays, treatments and emergency evacuations. Thus, you can receive the necessary care without incurring huge expenses.
Unpredictable events like illnesses, natural disasters, etc., force you to cancel your trip. Non-refundable expenses such as flights can cause huge financial losses. Travel insurance reimburses non-refundable expenses, providing financial protection in case of trip cancellations. You can reschedule or cancel without financial strain.
Your luggage may get lost or delayed during transit, causing inconvenience and additional costs for essential items. Travel insurance compensates for lost or delayed baggage, covering the cost of essential items you need during your trip and minimising the disruption to your travel plans.
Flight delays, missed connections or other travel disruptions can ruin your itinerary and lead to additional costs. Travel insurance provides coverage for travel disruptions, reimbursing expenses related to flight delays, missed connections and additional accommodations.
Personal liabilities are the losses or damages caused to someone else due to your actions or carelessness. These incidents can lead to serious legal issues in a foreign country. Travel insurance protects you in such situations, covering financial costs for property damage or bodily injury caused by you, providing necessary compensation to the victim.
Losing your passport while travelling can lead to significant stress. The financial costs to replace it are also huge. Travel insurance covers the costs associated with obtaining a duplicate or new passport, reducing the financial and emotional burden.
Losing personal belongings such as a passport, mobile phone, jewellery, etc. can add to your travelling expenses and also cause a lot of inconvenience. Travel insurance offers coverage for loss of belongings. It means expenses for replacing/finding your lost items will be reimbursed.
So, to answer why is travel insurance important?
Buying travel insurance in India when travelling abroad is crucial for financial protection and peace of mind. Medical emergencies abroad can be extremely costly, the chances of misplacing your luggage is quite high and scams and thefts are common in tourist areas. A travel insurance plan covers these risks, offering compensation for medical costs, lost luggage and trip cancellations.
Purchasing travel insurance online is convenient and ensures coverage for unforeseen events. Reliance General Insurance provides comprehensive travel insurance in India with competitive premiums, making sure you can travel to international locations confidently and securely. Secure your coverage today and enjoy a worry-free trip.
When planning your travels, selecting the right travel insurance plan is important for comprehensive protection. Reliance General Insurance offers a variety of travel insurance plans tailored to different travel needs and preferences. By understanding the different types of travel insurance plans available, you can choose the one that best suits your travel needs and preferences.
Coverage: This plan is designed for solo travellers, providing coverage for medical emergencies, trip cancellations, lost baggage and travel delays.Benefits: Ideal for individuals travelling alone, it ensures that you are financially protected against unexpected events during your trip.
Coverage: This plan covers the entire family, including spouse and children, offering protection against medical expenses, baggage loss and trip cancellations.Benefits: Perfect for family vacations, this plan ensures that every member of the family is protected, providing peace of mind for parents and guardians.
Coverage: Offers comprehensive coverage for international trips, including medical expenses, trip cancellations and emergency evacuation.Benefits: Essential for international travellers, this plan ensures you are protected against the high costs of medical treatment and other travel-related issues abroad.Reliance International Travel Insurance
Coverage: Designed for travellers visiting Schengen countries, it covers the Schengen visa mandates, including medical expenses, passport loss and compassionate visit.Benefits: Mandatory for obtaining a Schengen visa, this plan ensures you meet all the visa requirements while providing comprehensive protection.Reliance Travel Insurance for Schengen Visa
Coverage: Tailored for students studying abroad, it covers medical expenses, loss of passport and study interruption.Benefits: Ensures that students are protected while studying overseas, providing peace of mind for both students and their families.Reliance Travel Insurance for Students
Coverage: Designed for travellers between 61 to 90 years, it covers medical expenses, trip cancellations and loss of baggage.Benefits: Offers specialised coverage to meet the needs of senior travellers, ensuring they are well-protected during their trips.Reliance Senior Citizen Travel Insurance
Coverage: Provides coverage for one trip, including medical emergencies, trip cancellations and lost baggage.Benefits: Ideal for occasional travellers, this plan ensures you are covered for the duration of a single trip, making it cost-effective for one-time travel.
Coverage: Covers multiple trips within a year, offering protection for medical expenses, trip cancellations and missed connections on each business trip.Benefits: Perfect for frequent travellers, it provides continuous coverage throughout the year, saving time and money on purchasing separate policies for each trip.Reliance Multi-Trip Travel Insurance
Choosing the right travel insurance policy involves understanding your individual travel needs and preferences to ensure complete coverage. Here are some tips to help you make an informed decision. Following these tips, you can select a travel insurance policy that offers the best protection for your travel needs.
Determine what you need coverage for, such as medical emergencies, trip cancellations or baggage loss. Different plans offer various levels of coverage, so choose one that fits your requirements.
The length and location of your trip can impact your insurance needs. Ensure your travel insurance cover extends slightly beyond your planned stay to cover any unexpected extensions.
Understand the maximum coverage limits for medical expenses, personal belongings, and cancellations. Higher travel insurance limits provide better protection but may come at a higher cost.
Look at different policies and compare their premiums relative to the coverage they offer. Buying travel insurance online can make comparing options, calculating premiums and finding the best deal easier.
If you travel often, consider a multi-trip policy, which can be more cost-effective and provide continuous coverage throughout the year. However, single-trip insurance will be perfect for those once-a-year vacations.
Travel insurance not only provides financial security but also ensures you can travel with peace of mind. If you are planning a trip, purchase travel insurance to enjoy many benefits that improve your travel experience and offer necessary protections. Here are some key advantages of travel insurance plans:
Travel insurance offers financial protection against unexpected expenses such as medical emergencies, trip cancellations, loss of personal belongings and lost/delayed luggage. It helps manage the financial impact of emergencies, ensuring you are not left with major out-of-pocket costs.
Travel insurance plans often provide broad coverage, encompassing various travel-related risks and incidents. This protection ensures that you are covered for a wide range of potential issues during your trip.
Knowing you are protected against unexpected events provides peace of mind throughout your journey. You can enjoy your trip without constantly worrying about financial losses and what might go wrong.
Travel insurance plans can be easily purchased online, providing convenience and quick access to coverage. You can compare and select the best plans from the comfort of your home, ensuring you get the right coverage for your needs.
Travel insurance often includes access to 24x7 emergency assistance and customer support. This support ensures you have help available at any time, making it easier to handle emergencies and unexpected situations.
By purchasing travel insurance online, you secure these benefits, enhancing your travel experience and ensuring comprehensive protection.
Being the leading insurance provider in the country, Reliance General Insurance takes pride in offering some of the best travel insurance in India to our family of 5 crore+ policyholders. Our commitment to providing comprehensive coverage, competitive premiums and exceptional customer service sets us apart. Here are some key reasons to choose Reliance travel insurance:
Reliance travel insurance offers extensive coverage for medical emergencies, baggage delay/loss, passport loss, trip delays/cancellations, emergency evacuations, and more.Why It Matters: Our comprehensive plans ensure you are protected against a wide range of travel-related risks, providing peace of mind.
Enjoy affordable premiums starting at ₹306* that align with your budget without compromising on coverage.Why It Matters: Travel can be expensive, so having a cost-effective travel insurance plan helps manage your overall travel expenses better.
Reliance Travel Insurance is known for its hassle-free and prompt claim settlement process, boasting a high claim settlement ratio.Why It Matters: Quick and fair resolution of claims ensures you get the support you need without unnecessary delays.
Access reliable customer support any time, day or night, ensuring help is always just a phone call away.Why It Matters: Round-the-clock assistance provides reassurance, takes care of time differences and helps resolve any issues promptly during your travels.
Not just in India, we offer cashless hospitalisation all across the globe. What’s best? You purchase your travel policy in Rupees (₹) and get covered in US Dollars ($).Why It Matters: This extensive network ensures you receive timely medical care and support wherever you are, with extensive coverage limits.
Reliance General Insurance offers customised insurance plans to meet diverse travel needs, whether for individual travellers, families, Schengen countries, senior citizens or students.Why It Matters: Tailored plans ensure that every traveller receives appropriate coverage based on their specific requirements.
By choosing Reliance General travel insurance, you can buy travel insurance online with ease, securing comprehensive protection for your trips.
Reliance Travel Insurance plans are designed to provide extensive protection for a variety of travel needs. Whether you are planning a family vacation, a business trip or studying abroad, Reliance Travel Insurance ensures that you travel with peace of mind and financial security. With competitive premiums and a focus on customer support, you can buy travel insurance online with confidence.
Coverage Options: Comprehensive coverage up to US$500,000 for overseas medical emergencies, trip cancellations, baggage loss, etc.
Key Benefits: Includes cashless hospitalisation, 24/7 emergency assistance, dental cover, personal liability cover and compassionate visit cover.
Ideal For: Travellers going to any international destination, ensuring broad protection in various global locations.
Coverage Options: Offers up to €50,000 coverage for unforeseen emergencies and visa-compliant benefits while travelling across the Schengen Area.
Key Benefits: Cashless hospitalisation, 24x7 emergency assistance, personal liability cover, coverage valid in all Schengen countries.
Ideal For: Individuals travelling to one of the 29 Schengen Area countries such as France, Germany, Switzerland and Belgium.
Coverage Options: Provides up to US$30,000 coverage for travellers visiting Asian countries (excluding Japan).
Key Benefits: Compensation for baggage loss, passport loss support, hijack distress allowance.
Ideal For: Travelers visiting Asian countries, including the UAE, Qatar, Bahrain, Thailand, Maldives and Indonesia.
Coverage Options: Covers unlimited trips during the policy year with up to US$500,000 coverage.
Key Benefits: Dental treatment, cashless hospitalisation, personal accident cover, missed connections, hijack distress allowance.
Ideal For: Frequent travellers with multiple trips scheduled throughout the year.
Coverage Options: Offers up to US$500,000 coverage tailored for travellers above 60 years of age.
Key Benefits: Covers pre-existing diseases*, accidental death, compassionate visit and home burglary insurance.
Ideal For: Senior travellers and NRIs inviting their parents for short visits.
Coverage Options: Provides extensive coverage for students for education with up to US$500,000coverage.
Key Benefits: Two-way compassionate visit, study interruptions, bail bond and sponsor protection.
Ideal For: Individuals between 16 to 35 years of age pursuing education abroad.
With our easy online platform, you can easily compare and find the best Reliance Travel Insurance plan to suit your travel requirements.
By choosing Reliance Travel Insurance, you get comprehensive and customisable travel insurance online that meets all your travel needs.
Our travel insurance plan protects against medical expenses, trip cancellations, baggage loss, and more, ensuring extensive coverage for various travel-related risks.
Our efficient and smooth claims process guarantees quick resolution, minimising disruption to your travel plans and promoting reliability.
Reliance General Insurance's high claim settlement ratio ensures that your claims are processed and paid out reliably, offering peace of mind during emergencies.
You can purchase our travel insurance plan without the need for pre-issuance medical tests, simplifying the process and making it convenient to get insured.
Receive your policy documents immediately upon purchase, providing immediate coverage and ensuring you are protected as soon as you buy.
Enjoy high coverage limits for medical and travel-related expenses, ensuring substantial financial protection during your travels.
Reliance travel policies are designed to meet specific destination and visa requirements, such as Schengen visas, ensuring compliance with international travel regulations.
We offer round-the-clock assistance for any travel emergencies, providing reassurance and help whenever and wherever you need it.
Tailor your insurance plan with add-on benefits, allowing you to create a policy that fits your unique travel needs.
Access worldwide support services for medical and travel emergencies ensures you are never alone, with help available globally.
Reliance Travel Insurance acts like a true companion on your international trips, offering extensive coverage to ensure your peace of mind. Whether it is unexpected medical emergencies, trip disruptions or lost baggage, our plans are designed to cover a wide range of incidents. Here is a concise overview of what our travel insurance plans cover:
Covers medical expenses up to USD 500,000, including hospitalisation, in-patient care, radiotherapy, and X-rays.
Covers up to USD 500 for acute anaesthetic dental treatments needed due to accidents.
Covers travel expenses to network hospitals or back to India due to medical emergencies.
Provides USD 25 per day for up to 7 days if hospitalised for more than two consecutive days.
Covers up to USD 250,000 for third-party loss/damage caused by your actions.
Includes coverage up to USD 30,000 for death or disablement.
Covers expenses for transporting mortal remains back to India.
Reimburses up to USD 100 for expenses incurred due to delayed checked-in baggage (by more than 12 hours).
Compensates up to USD 1500 for lost checked-in luggage.
Reimburses up to USD 300 for obtaining a duplicate or new passport.
Covers up to USD 60 per day for a maximum of 6 days if your trip is delayed by more than 12 hours.
Reimburses up to USD 500 for missed connecting flights and additional expenses.
Offers up to USD 600 for non-refundable prepaid trip costs if you cancel due to emergencies.
Covers travel and accommodation costs for an immediate family member if you are hospitalised for more than 7 consecutive days.
Provides up to USD 300 for loss of funds due to theft or robbery.
Offers up to USD 125 per day for a maximum of 7 days in case of a hijack.
Covers costs for medical evacuations due to unforeseen health crises.
Every travel insurance policy varies in terms of coverage and coverage limits. Make sure to read the policy documents, compare different plans, and choose the one that best suits your needs.
While Reliance General Insurance’s travel insurance offers extensive coverage, you should know the specific exclusions for transparency and clear understanding for claim filing.
Any medical condition or illness that existed before purchasing the policy is not covered.
High-risk activities such as bungee jumping, skydiving and mountaineering are typically excluded.
Losses or damages resulting from acts of war, terrorism or civil unrest are not covered.
Any injury or illness resulting from self-harm or attempted suicide is excluded.
Injuries or losses incurred while engaging in illegal activities are not covered.
Claims arising from incidents where the insured was under the influence of alcohol or drugs are excluded.
Conditions not disclosed at the time of policy purchase are not covered.
Travelling against the advice of a medical professional is excluded from coverage.
Medical treatments not pre-approved by the insurance provider are not covered.
Routine check-ups and non-emergency treatments are excluded from coverage.
Delays caused by the insured's negligence, such as missing a flight due to late arrival, are not covered.
By understanding these exclusions and limitations, you can better evaluate the scope of your travel insurance cover and make informed decisions. For more detailed information about our travel insurance exclusions, check out the respective Policy Wordings carefully.
Travel insurance has always been important. However, after the global crisis caused by the deadly COVID-19, it has become indispensable to purchase travel insurance that has built-in COVID-19 coverage. Reliance General's travel insurance with COVID-19 coverage offers comprehensive protection against expenses related to COVID-19 and makes high-quality treatment accessible.
This includes coverage for medical treatment if you contract COVID-19 while travelling, ensuring that your healthcare costs are managed without financial strain.
The policy also covers trip cancellations due to COVID-19, reimbursing non-refundable expenses if you need to cancel your trip because of a positive test result or related health advisories.
Additionally, it includes coverage for quarantine requirements, covering accommodation and other necessary expenses during your isolation period.
With this extensive coverage, Reliance General's travel insurance policy ensures you travel with confidence, knowing that unexpected COVID-19-related expenses are covered.
Travel insurance eligibility is an important factor to consider when purchasing travel insurance online. Here are the eligibility criteria for Reliance travel insurance plans:
Type of Travel Insurance Plan
Eligibility Criteria
Senior Citizen Travel Insurance
Above 60 years to 90 years
Student Travel Insurance
16 to 35 Years
Annual Multi-Trip Insurance
18 to 70 years
Individual Travel Insurance
3 Months to 60 years
Family Travel Insurance
Maximum Four Person - self, spouse, up to two dependent children below 21 years
Purchasing Reliance Travel Insurance is a quick and simple process. Here is a step-by-step guide for buying travel insurance online:
Step 1: On our homepage, navigate to Explore Products -> Travel Insurance.
Step 2: Select your travel type, mobile number, email address and travel destination.
Step 3: Select the desired plan and click "Buy Now".
Step 4: Go through your premium details, enter your personal information and select your preferred mode of payment.
Step 5: Once payment is successful, the details of your travel insurance, along with the softcopy of your policy papers, will be sent to your given email address.
Note that there is no option for travel insurance plan renewal, but you can extend your existing policy. When you buy travel insurance, you buy it with a specific start and end date. However, if your holiday is extended for any reason, it’s important to also extend your travel insurance policy for continuous coverage.
Steps to Extend Your Travel Insurance:
Here are the steps to extend Reliance international travel insurance:
Step 1: Contact our team and inform us about your extended travel plans.
Step 2: Download and fill out our Extension Form and Good Health Declaration Form.
Step 3: Submit the forms and our insurance experts will get in touch for further steps.
It's always better to be safe than sorry! Extending your travel insurance policy ensures you remain protected throughout your extended travels.
If you have queries about how to extend, renew or buy travel insurance online, contact our customer support team.
Purchasing travel insurance online with Reliance General Insurance offers numerous advantages:
Buying travel insurance online is simple and hassle-free. You can select and purchase a policy from your smartphone or computer right from the comfort of your home.
Online platforms allow you to compare multiple travel insurance policies easily, helping you choose the best one for your unique needs and budget.
By purchasing your travel policy online, you avoid paying commissions to insurance agents or intermediaries. You buy directly from us securely and reliably.
Enjoy all the benefits of travel insurance without the need to manage countless policy papers, ensuring a streamlined and eco-friendly process.
Enjoy your travel insurance benefits instantly without waiting days in advance. The online process enables you to receive your policy within minutes.
Save on travel insurance premiums with attractive discounts when you buy travel insurance online through Reliance General Insurance.
Different travel insurance plans have different benefits and address different insurance requirements.
By comparing travel insurance online, you can select a policy that fits perfectly with your coverage requirements and budget.
Here are some factors to consider when comparing online travel insurance policies in India:
Evaluate the level of coverage provided by each policy. Pay close attention to inclusions and exclusions to ensure the policy meets your coverage needs.
Reliance Travel Insurance Advantage: Get comprehensive coverage, including medical expenses, trip cancellations, baggage loss, dental cover, compassionate travel and more.
Check if the policy meets specific location or visa requirements, such as the Schengen visa mandate for at least €30,000 medical coverage.
Reliance Travel Insurance Advantage: Find location or visa-specific policies, like Asia and Schengen Travel Insurance, ensuring you meet all travel and legal requirements.
Certain travellers, like senior citizens and students, require specialised coverage. Look for plans that cater to these unique needs.
Reliance Travel Insurance Advantage: Enjoy targeted features like study interruption and sponsor protection for students, and specific illness and accident cover for senior citizens.
The claim limit, coverage or sum insured is the maximum amount you can claim. Ensure the policy offers adequate financial coverage for your travel needs.
Reliance Travel Insurance Advantage: Choose from multiple sum insured options with a coverage of up to USD 500,000 for extensive financial support.
Look for policies offering cashless hospitalisation at your travel destination. This feature ensures you receive immediate medical care without upfront payments.
Reliance Travel Insurance Advantage: Get quality care with worldwide cashless hospitalisation at trusted and registered healthcare facilities globally.
Examine the claims settlement process of each policy. Choose one with a straightforward and efficient procedure.
Reliance Travel Insurance Advantage: Benefit from a 100% claim settlement ratio and quick claim settlement time for a smooth claims experience.
Carefully review the terms and conditions of each policy. Ensure they align with your travel requirements and expectations.
Avail of clear and transparent policy terms, ensuring all conditions are aligned with your travel needs.
Also Read: Compare Reliance Overseas Travel Insurance Plans
When purchasing a travel insurance policy online, it's important to consider several factors to ensure you get the best coverage for your needs. Here are some key points:
Travel insurance plans differ based on the age of policyholders due to their varying coverage requirements.
Reliance Travel Insurance offers a specialised Senior Citizen Health Insurance policy for policyholders above 60 years of age with unique coverage features and limits.
Ensure the policy provides sufficient coverage for medical expenses, trip cancellations and other potential travel risks.
Reliance Travel Insurance offers comprehensive coverage up to USD 500,000, including medical expenses, trip cancellations, and more, ensuring extensive protection.
If you are visiting a Schengen Area country, you need to have a minimum of €30,000 travel health insurance requirements.
Reliance Travel Insurance offers comprehensive Schengen travel medical insurance up to €50,000 that stays valid across the Schengen Area.
Carefully read through the policy exclusions to understand what is not covered. This will help you avoid surprises when filing a claim.
Reliance Travel Insurance provides clear and transparent policy terms to ensure you are fully aware of what is and isn’t covered.
Check customer reviews and testimonials to gauge the insurer’s reliability and customer service quality. Positive reviews indicate a trustworthy insurer.
Reliance Travel Insurance’s average rating of 4.9 out of 5 reflects high customer satisfaction and reliable customer service.
Choose an insurer with a strong reputation and a high claims settlement ratio. A high CSR indicates efficient claim handling.
Reliance Travel Insurance offers a 100% claims settlement ratio, ensuring a smooth and stress-free claims process.
By considering these factors, you can make an informed decision. Choose a travel insurance policy that provides comprehensive protection at a competitive travel insurance price.
Before investing in the right travel policy, it is crucial to understand how do travel insurance claims work. At Reliance General Insurance, we have made the claims procedure quick and simple to ensure you get your insurance benefits without any stress as soon as possible. Below are the easy steps to our travel insurance claim procedure:
Step 1: In the case of an emergency, inform Reliance General Insurance within 24 hours to start the claims process. You can do so via call or email.
Step 2: For a worldwide cashless facility, call the listed international toll-free numbers or landline numbers based on your destination. The countrywide list of our partners is below.
Country
Toll-free Emergency Assistance Number
Netherlands
00+800-99441111
Italy
USA
18337426673 (ITFS)
UK
Australia
0011+800-99441111
Canada
011+800-9944 1111
China
Taiwan
Belgium
Poland
Norway
France
Germany
Hong Kong
001 or 006+800-99441111
Thailand
001+800-99441111
Malaysia
Japan
001-010+800-99441111
Argentina
Sweden
Portugal
Singapore
00+1800-99441111
New Zealand
Austria
Czech Republic
Denmark
Switzerland
Hungary
Greece
86002038017 (ITFS)
Israel
00 or 014+800-99441111
South Africa
Spain
Philippines
Step 3: In case of reimbursement claims, you must submit a duly filled and completed claims form along with the specified documents to the below mentioned address:
Reliance General Insurance
National Toll Free No: 1800-209-55-22
Landline No. +91-22-67347843/44
Fax: +91-22-6734-7888
Email ID: reliance@europ-assistance.in
Address (for submitting reimbursement claim documents)
Reliance General Insurance, Claims Department, C/ O Europ Assistance India Pvt Ltd., 7th Floor, Star Hub, Bldg No. 2, Near ITC Maratha Hotel, Sahar, Andheri East, Mumbai – 400 059., India.
Step 4: Reliance Care or Europ Assistance will verify the claims and mark it as approved, repudiated, or additional documents needed.
Step 5: Once your claim is approved, your benefits or compensation amount will be released.
To claim travel insurance benefits with Reliance General Insurance, ensure you have the following documents ready:
When buying your travel insurance cover, complete the KYC (know Your Customer) process as per IRDAI guidelines.
Submit a completed and signed travel insurance claim form.
Provide your original ticket or boarding pass and a copy of your passport showing travel dates.
Submit an official death certificate and a registered physician's statement regarding the cause of death.
Provide a copy of the police report filed within 24 hours of the theft and copies of bills incurred for obtaining a new passport.
Submit a Property Irregularity Report or similar documentation from the airline and a letter stating the compensation amount.
Provide official proof of a judicial decision rendered by the judicial body.
Submit a copy of the police report filed within 24 hours of the theft or robbery.
Include all medical bills, reports or vouchers for emergency hospitalisation or medical treatment.
Submit all additional invoices and receipts related to the claim.
For more details, check out the complete list of documents for the travel insurance claim procedure.
Several factors influence the cost of your travel insurance premium. Understanding these determinants can help you choose the best travel insurance plan for your needs:
Younger travellers typically pay lower premiums compared to older travellers due to the lower risk of health issues.
The length of your trip directly affects the premium. Longer trips generally result in higher premiums due to the extended risk period.
Travelling to high-risk areas or countries with higher healthcare costs can increase your premium. For example, trips to the USA or Europe often cost more.
The total number of travellers covered under a plan also impacts the cost of insurance premiums. Generally, individual policies are cheaper than family travel plans.
Higher coverage limits for medical expenses, personal liability or trip cancellations will increase the travel insurance premium.
Optional or add-on coverage increases your premium. Thus, pay attention to the type and number of optional covers when you buy travel insurance.
By considering these factors, you can make an informed decision when you purchase travel insurance and ensure you get the best value for your coverage needs.
Estimating travel insurance premiums before purchasing a policy is a smart way to buy travel insurance without exceeding your budget. At Reliance General Insurance, you can use our official travel insurance premium calculator to determine the premium cost of your selected policy. Here are the steps to follow:
Step 1: Find the calculator at the top of our Travel Insurance page.
Step 2: Enter your age, phone number, and other details.
Step 3: Enter other information requested on the screen, such as coverage requirements, individuals you want to insure, and so on.
Step 4: Once done, click "Get Price" to retrieve an estimated premium price.
Buying a travel insurance plan is necessary, considering the financial security it offers during your journey. However, it should not impose an additional burden on your bank account. Here are ways in which you can purchase travel insurance on a budget:
If you are a frequent traveller, one of the best tips to reduce travel insurance premiums is to opt for multi-trip insurance instead of a single-trip plan for each visit.
Purchase our Annual Multi-Trip Insurance to save a huge amount on your premium cost.
When you buy travel insurance online, you bypass the intermediaries and their fees, leading to a lower premium. In addition, you can also avail of great discounts.
At Reliance General Insurance, you can avail attractive discounts by purchasing directly from our website.
We understand your budget concerns and thus provide you with the freedom to customise your plans based on your requirements.
This means you can adjust your premiums by adding or eliminating insurance benefits.
If you are travelling with your family, purchase a family insurance plan to cover all the members.
A family travel insurance plan is cost-effective and easy to manage, as you don't have to deal with multiple policies.
Also Read: How to Save Money and Plan for an International Trip?
When travelling to an international destination, it is important to safeguard your journey with travel insurance abroad. The right travel insurance online ensures that you have something to protect you outside your home country.
As a matter of fact, travel insurance is a mandatory requirement for foreign travellers in most countries. It means, your visa will not be processed unless you submit a travel insurance certificate. Some of the population destinations where travel insurance is mandatory are:
Schengen Visa mandates a travel health insurance policy of a minimum sum assured of 30,000. The list of Schengen countries includes:
Malta
Liechtenstein
Luxemborg
Finland
Iceland
Latvia
Estonia
Slovakia
Slovenia
Bulgaria
Croatia
Romania
Lithuania
Travel Insurance United Arab Emirates
Travel Insurance United States of America
Travel Insurance for Turkey
Travel Insurance Seychelles
Travel Insurance Qatar
Travel Insurance Fiji
Travel Insurance Cuba
Travel Insurance Russia
Travel Insurance Morocco
Travel Insurance Nepal
Travel Insurance Argentina
Travel Insurance Georgia
Travel Insurance Lebanon
Travel Insurance Moldova
Travel Insurance Israel
Travel Insurance Jordan
Travel Insurance Iran
Travel Insurance Ecuador
Travel Insurance Antarctica
Countries in Asia
Schengen Countries
Other Countries
Bali Travel Insurance
Singapore Travel Insurance
Thailand Travel Insurance
Turkey Travel Insurance
Nepal Travel Insurance
Bhutan Travel Insurance
Germany Travel Insurance
Spain Travel Insurance
Switzerland Travel Insurance
France Travel Insurance
Portugal Travel Insurance
Netherlands Travel Insurance
USA Travel Insurance
UK Travel Insurance
Australia Travel Insurance
Middle-East & Dubai Travel Insurance
New Zealand Travel Insurance
Ireland Travel Insurance
I am healthy and disease-free. I don't need travel insurance.
Fact: Travel insurance is not only for health-related emergencies; it protects you from all kinds of unforeseen events like trip delays, baggage loss, passport loss, etc. that may arise on your trip.
Travel insurance is only necessary for frequent travellers.
Fact: Whether you are a frequent traveller or looking forward to a single trip, travel insurance is important for all types of travel. Travel-related emergencies can happen even if you take one vacation in a year.
Travel insurance should be purchased only if it is mandatory.
Fact: Travel insurance is strongly recommended even if it is not a mandatory requirement for your destination to cover medical emergencies, flight cancellations, etc. Travel insurance is also important for senior citizens, pregnant travellers, students studying abroad, etc.
Travel insurance is expensive.
Fact: Travel insurance is an essential investment into your well-being in a foreign country. You can compare and buy travel insurance online that fits your budget. For instance, you can buy travel insurance from Reliance starting at just ₹48.20 per day.
There is no travel insurance available for senior citizens.
Fact: Reliance General Insurance offers dedicated travel insurance plans for senior citizens. If you are above 60, you can purchase our Senior Citizen Travel Insurance that offers targeted protection like cover for one illness and one accident.
You only need travel insurance if you are planning to participate in risky activities.
Fact: It is only partially true. Travel insurance not only offers financial coverage for unforeseen injuries and medical expenses, but it also covers other events like personal accidents, trip delays, missed flights, personal liabilities, theft, loss of belongings, plane hijacks, and more.
The maximum amount you can claim in case of an unforeseen scenario covered by your travel insurance policy.
Allows you to receive treatment at designated hospitals without paying upfront, as the insurer settles the bill directly with the hospital.
Insurance policies offering coverage for multiple trips during the policy tenure, generally one year.
The process of receiving the agreed amount from the insurance provider for a filed claim.
Optional insurance products offering extra coverage, like medical evacuation, adventure sports coverage and maternity coverage.
The one-time amount paid by the policyholder when purchasing a travel insurance plan.
Financial support provided in case of cash loss due to theft, robbery or similar incidents.
Financial coverage for expenses, such as clothes, toiletries and medicines, incurred due to delayed baggage arrival.
Compensation for the total loss of checked-in luggage by the airline up to a pre-agreed limit.
Reimbursement for non-refundable expenses if your trip is cancelled due to covered reasons like illness or emergencies.
A distress allowance provided if your plane is hijacked, typically covering daily expenses during the hijack period.
Coverage for legal liability in case you cause injury to others or damage their property during your trip.
Compensation for accidental death or permanent disability during the trip.
A daily allowance provided if you are hospitalised for a specified number of days during your trip.
Coverage for travel and accommodation expenses for a family member to visit you if you are hospitalised for an extended period.
Reimbursement for additional expenses incurred due to missing a connecting flight because of unforeseen events.
Disclaimer
*T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708.Premium: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy, Platinum Plan.Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.Claim settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd. Policyholder count: The total no. of customers insured data is for FY24 and has been picked up from the internal source that highlights the number of lives insured column available in the Premium Register for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation, Crop Insurance, Weather LOB, Fire LOB and other LOBs.
International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance | Multi Trip Travel Insurance
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Multiple scenarios can arise on an international trip, such as illness, accident, injuries, theft, flight delay, baggage loss, natural disaster, etc. A travel insurance policy is necessary as it offers financial assistance to deal with such events in a foreign country.
Yes. We offer single-trip and multi-trip travel insurance plans that can be purchased based on your travel frequency. If you have multiple business trips scheduled for the year, consider purchasing our Annual Multi-Trip Travel Insurance.
Yes. You can purchase one-time travel insurance with a maximum validity of 60 days with your immigration visa.
No. You can get only one policy issued per trip.
Yes. It is mandatory for you to be present in India at the time of buying a travel insurance policy.
At Reliance General Insurance, you can purchase travel insurance with ZERO paperwork.
To cancel your travel insurance policy, you must submit a written application mentioning the reason for cancellation along with supporting proof, such as visa rejection, medical reasons, etc., to our insurance officer. Note that cancellation charges will be applied to policy cancellation.
A refund is only possible if you cancel your international travel insurance plan before the planned departure. In this case, a cancellation charge will be deducted, and the remaining amount will be refunded. However, if you cancel the policy after the scheduled departure, it will not be cancelled.
You can extend your travel insurance plan only once. The total duration of the plan should not exceed 365 days.
You can purchase our individual travel insurance plan for a maximum duration of 180 days, our Annual Multi-trip Insurance plan for up to 365 days, and our Student Insurance Plan for up to 730 days.
Yes. Our travel insurance plans offer coverage for personal accidents and resulting injuries. We also offer coverage for third-party loss/damage you are responsible for.
Yes. You can extend your travel insurance policy if you need to extend your trip for some reason. For this, you need to submit a duly-filed Extension Form to your nearest branch office. For more information, contact us.
Reliance Travel Care plans offer coverage for a wide range of risks, including medical emergencies (transportation/evacuation/repatriation of mortal remains), personal accidents, flight delays, total baggage loss, theft, and missed flights.
Additionally, you can also purchase certain add-ons to make your travel insurance even more comprehensive. Some of the most popular add-ons include dental treatment, personal liabilities, loss of passport, trip cancellations, home burglary insurance, etc.
Our insurance policy doesn't have any specific cover that takes care of sporting interests. In case you meet with an accident while playing leisure sports, provided it's not part of a competitive event, you can use the personal accident cover of your policy.
However, if you are involved in extreme sports like bungee jumping, mountaineering, air gliding, or ballooning and have an accident, the policy won't cover you. Here's a complete list of hazardous activities not covered under the basic policy.
Yes. Our international travel insurance plans will offer coverage for expenses incurred for any acute anaesthetic dental treatment due to an unforeseen injury.
In case your passport is lost or stolen, our travel insurance plan will reimburse the expenses incurred in obtaining a duplicate or fresh passport.
If your insured baggage does not arrive in 12 hours beyond the scheduled arrival time, our travel insurance plans will offer reimbursement up to USD 100.
No. Travel insurance plans only offer coverage for delayed checked-in baggage through a common carrier. Please note that baggage receipt issued by the carrier is mandatory for availing such claims.
As long as you are travelling via a common carrier (scheduled commercial flight, vessel, train or ship) licensed by a relevant authority, you will be covered by our travel insurance plans.
If your travel insurance plan is equipped with personal liability coverage, then you can avail of coverage for such accidents. This will include hospitalisation, injury, damage, and even death of a third party.
Yes. If you fall sick and get admitted to a hospital on your trip, your travel insurance plan will bear the expenses. In addition, if you are admitted for more than two consecutive days, you can avail a daily hospitalisation allowance, depending on your plan.
In case of theft or robbery, you can apply for our Emergency Financial Assistance and receive up to USD 300 to cover your expenses. However, this special service is not available if you are short of cash.
At Reliance General Insurance, we offer a Hijack Distress Allowance (hijack lasting for more than 12 hours) of up to USD 125 per day for a maximum of 7 days.
If your flight is delayed for more than 12 hours from its scheduled time due to weather conditions, natural disasters, etc., our insurance plans will offer reimbursement as per the agreed terms.
You can purchase our Home Burglary Insurance add-on to cover losses/damages sustained to your house and its contents while you are away on an international trip.
If you have purchased our “Study Interruption” cover with your travel insurance for students, then your plan will cover you for your extended semester.
In this case, your policy can be extended for up to 30 days, given that transportation back to India is not possible. To avail of this feature, the Emergency Assistance Provider should be notified immediately.
If the loss/death/disablement occurs within 12 months of the policy period, we will process the claim according to the terms and conditions of your travel policy.
If the insured individual is hospitalised for more than seven consecutive days, has no immediate family member present, and his medical condition forbids him from coming back to India, then our travel insurance plan will cover the transportation (round trip) and accommodation cost of a visitor who must be an immediate family member (spouse, parents, children).
Reliance International Travel Insurance policies with Home Burglary Insurance cover your home and its contents in the event of a burglary or attempted burglary. Note that this doesn’t cover losses and damages sustained due to fire and related events.
No. An international travel insurance policy can not be extended to cover domestic travel.
No. Our travel insurance policy does not cover the loss of a passport incurred in India.
We offer multiple payment options, including debit/credit card, UPI, EMI, netbanking, etc.
At Reliance General Insurance, we let you decide your scope of insurance and customise your plan based on factors such as your travel destination, trip duration, potential risks, and so on.
You can get in touch with our team for information regarding the availability of discounts on travel insurance plans.
We have a wide global network of Third-party Administrators (TPAs) who help our policyholders resolve their claims abroad.
While there is no specific timeframe, we highly recommend our policyholders intimate the claim as soon as possible.
We offer two options: cashless hospitalisation and reimbursement claims. If you don't want to pay for your expenses, you can request a cashless claim settlement by informing us. We will verify your details and make arrangements for your cashless treatment.
You can also opt for cash reimbursement. You can pay for your medical expenses and have us reimburse your bills.
It takes around 30 working days to settle your claim from the date of submitting the claims documents.
Our travel insurance plans do not cover any declared or undeclared pre-existing disease. However, a life-threatening condition (arising due to a declared pre-existing disease) that needs immediate medical procedures will be covered under the travel policy.
No. You don't need any pre-approval before hospitalisation in case of any emergency situation.
You just need to register the claim to avail the benefits laid under your policy. It is advised to intimate or register your claim as soon as you encounter such a situation.
You can do so by calling or sending an email to our emergency assistance partner at the given contact details.
Our travel insurance plans offer coverage for the expenses incurred as a result of trip delays due to unforeseen events such as bad weather, loss of documents, injury, natural calamities, etc., for over 12 hours.
If your checked-in baggage is delayed by more than 12 hours, we will reimburse your expenses for “Necessary Emergency Purchase."
This includes items such as medicines, clothes, toiletries, and so on.
If your checked-in baggage is lost completely, we will reimburse you up to its complete market value. Please note that we will not reimburse you for any partial loss or damage to the baggage.
If your trip is cancelled or interrupted before scheduled departure due to an unforeseen medical emergency, poor weather, or the death of an immediate family member, we will be reimbursed for the non-refundable prepaid expenses made before the scheduled departure date.
If you are hospitalised and unable to return to India due to a critical medical condition, then we will extend your policy for an additional 30 days.
You can visit any dental clinic for dental treatment and emergency procedures. We will reimburse the expenses as per your policy terms. For that, you need to inform us of the claim as soon as possible by calling our 24/7 Emergency Assistance Providers.
Moreover, please ensure that you have all the original documents, bills, and receipts of your medical expenses for the claim settlement procedure.
Yes. You can file the claim within 30 days of returning to India. However, it is highly recommended that you raise your claim while you are abroad for prompt claims settlement.
Upon your return to India, the reimbursement amount will be paid in INR based on the current exchange rates. Moreover, our Emergency Assistance Department will settle claims for financial emergency assistance abroad.
TPA stands for Third Party Assistant. We have appointed them as emergency service providers in foreign countries. You can contact them for emergency assistance or claim-related issues.
You can connect with our 24*7 Emergency Assistance Provider on the number given in your travel insurance policy schedule.
The tenure of your travel insurance policy begins on your scheduled date of departure and ends after your return to India or at the given expiry date, whichever is earlier.
We don’t provide any specific list of hospitals as our insurance plans cover all major hospitals and healthcare facilities abroad. In case you require emergency hospitalisation while on the trip, you can get in touch with our Emergency Assistance Provider.
No. Our travel insurance plans only cover checked-in baggage.
If your passport is lost, visit any nearby police station and file a report. Once you have done this, you can visit the Indian Embassy at your destination to request the issuance of a duplicate passport. We will reimburse you for all valid expenses incurred in this scenario.
You can contact our Emergency Assistance Provider and avail of cashless hospitalisation.
To learn about the inclusions and exclusions of your travel insurance policy, you can refer to your policy documents.
Cashless treatment is not available for dental and outpatient procedures. However, you can get your treatment and have your bills reimbursed instead.
If you or any of your insured travelling companions suffer partial or complete disablement or death, then we will offer an agreed compensation amount to your legal heir for the loss suffered.
In case of death, we will offer 100% of the sum insured if the policyholder is over 18 and 50% of the sum insured for policyholders under 18.
In case of complete loss of eyesight, legs or hands, 100% SI will be reimbursed. For more details, refer to your policy document.
In an unfortunate event, when you become responsible for the damage/loss/death/injury to a third party, then our Personal Liability Cover helps you cover the legal expenses and compensation you need to pay to the third party.
No. You can not raise claims for treatments taken abroad after returning to India.
No. We don’t issue any such card for availing our services. To avail of medical services, you can submit your policy papers in the hospital and contact our Emergency Assistance Service provider to register your claim.
Yes. Our travel insurance plans cover ambulance charges for transportation to the nearest hospital. You may also request an air ambulance if medically prescribed by a doctor. Please refer to the policy wording for more info.
No. Our travel insurance plans do not cover expenses for medicines purchased over the counter without the prescription of a registered doctor.
We regret to inform you that we will not be able to process your claim without the original documents.
If you lose your documents and are unable to arrange them before the claims procedure, then we will not be able to process your claim and initiate reimbursement.
Your family member will only be covered if you have a family floater travel insurance policy. If you have an individual policy, then you need to purchase separate policies for your family members.
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