Sign In
For claim assistance in the cyclone affected areas of the EAST, please click here. Similarly, for assistance with claim related queries in the flood affected areas of Kerala and Himachal Pradesh please click here. To get assistance with claims for flood affected regions of Telangana and Andhra Pradesh, please click here.
Self-Help
Contact us
Call +91 22 48903009 (Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

Get Quote

Select Travel Type
Left Arrow Individual Traveller Type

Compare Travel Insurance​​

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

International Travel Insurance

Compare Travel Insurance

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
International Travel Insurance ​​
​​​​​​​​​​​​
Plan Details

Are you planning an international trip and trying to compare different travel insurance options? But before you do that, it's important to understand why you need travel insurance. Travel insurance is your essential companion for every international trip. It ensures financial protection against unexpected uncertainties like medical emergencies, baggage loss or delay and trip cancellations.

With multiple options available in the market, it is crucial to compare travel insurance plans based on their coverage features, benefits and cost to choose the best option that aligns with your specific requirements.

Reliance General Insurance offers diverse travel insurance plan solutions, including International Travel Insurance, Schengen Travel Insurance, Asia Travel Insurance, Student Travel Insurance, Annual Multi-Trip Insurance and Senior Citizen Travel Insurance. Here is how you can compare travel insurance plans and travel with a trusted companion to make your every trip safer and better.

What is Travel Insurance?

Travel insurance is an insurance plan that safeguards you against possible unexpected events by providing the necessary financial support during your international trip abroad. Despite making all the necessary preparations, an international trip involves uncertainties that can lead to significant expenses. From a medical emergency to a sudden trip cancellation, any incident or decision can strain your finances and disrupt your travel plans.

When you buy a travel insurance policy, you are financially protected against these possible risks. It can cover baggage loss or delay, passport loss or theft, medical emergencies, trip cancellations, personal liabilities, compassionate visits, and more. However, understanding the importance of comparing travel insurance plans is crucial to ensure the best travel insurance coverage.​

Why Compare Travel Insurance Plans?

  • To Find the Best Travel Insurance Policy for Your Specific Needs

    With a wide range of travel insurance policy solutions, it is important that you buy the best travel insurance plan that can satisfy your specific needs.

  • To compare travel insurance and choose the most suitable coverage, consider factors such as the coverage provided, your trip's duration, purpose and destination.

  • To Find the Most Affordable Travel Insurance Plan

    By comparing travel insurance plans, you can assess the coverage features and their associated costs, helping you determine the best value for your money.

  • To Benefit Beyond the Base Coverage

    Apart from the standard features, you might be eligible for additional coverage options and value-added services. A trip insurance comparison can help you find these benefits and enhance your overall travel experience.

Types of Travel Insurance Plans

Reliance General Insurance offers multiple travel insurance plans with extensive coverage. You can compare travel insurance international options for your destination based on your trip duration and purpose for the best protection.

  • International Travel Insurance

    With an international travel insurance plan, you can travel worldwide with peace of mind, benefitting from comprehensive coverage that includes baggage, medical and journey covers.

  • Schengen Travel Insurance

    Travel medical insurance is mandatory when visiting any Schengen country. A Schengen travel insurance policy provides extensive coverage for medical emergencies and other unforeseen events, ensuring financial protection anywhere within the Schengen region.

  • Asia Travel Insurance

    The Asia travel insurance is specifically designed to protect you against unforeseen events while travelling to countries across the Asian continent, such as Thailand, Singapore and Malaysia.

  • Individual Travel Insurance Plans

    Individual travel insurance plans offer tailored coverage for solo travellers exploring international destinations. It offers extensive and comprehensive coverage at an affordable premium.

  • Family Travel Insurance Plans

    Family travel insurance plans cover multiple family members in a single policy for their international travel, ensuring sufficient, comprehensive coverage and extending a cost-effective solution for financial protection.

  • Annual Multi-Trip Insurance

    An annual multi-trip insurance covers multiple trips within a year. If you are a frequent traveller seeking continuous and cost-effective coverage, it is the best travel insurance plan, eliminating the need for separate policies for each trip.

  • Senior Citizen Travel Insurance

    A senior citizen travel insurance plan offers financial protection against unexpected events exclusively for individuals who are aged between 61 and 70 years during their international trip. It is curated for NRIs who want their parents to visit their place for a vacation or extended stay.

  • Student Travel Insurance

    A student travel insurance policy particularly extends financial coverage for students planning to pursue their higher education abroad. In addition to the standard coverage, it also includes study interruption cover, sponsor loss cover and bail bond cover, which are essential to ensure financial security.

How to Compare Travel Insurance Plans?

Reliance General Insurance offers diverse international travel insurance policies curated to meet individual and family requirements. The type of coverage offered and the extent of coverage applicable differs across the various plan options.

Here is a quick overview of our travel insurance plan comparison for individual and family overseas travel requirements.

Compare travel insurance plans based on these detailed features to choose the best travel insurance plan for your international travel before you board.

Factors to Consider When Comparing Travel Insurance Plans

  • Destination

    The risks you are exposed to vary depending on the country or location you are visiting. Thus, it is important to choose the right amount or type of coverage accordingly. For instance, travel insurance cover for a trip to Japan, which is prone to earthquakes, will cost you more than a trip to, say, Singapore.

  • Sum Insured

    The sum insured is the maximum amount you can expect from your travel insurance policy during claim settlement. It is essential to compare travel insurance policies and choose the one that provides adequate coverage for potential risks specific to your trip requirements.

    For example, the cost of medical expenses is extremely high in Western countries such as the ​US and Canada. Hence, it is advisable that you determine and opt for an appropriate sum insured amount based on your travel destination.

  • Medical Cover

    Medical cover provides essential financial assistance in the event of an emergency, such as illness or accident, during your international travel. It can cover hospitalisation and transportation costs.

    When you compare travel insurance plans, check for adequate medical cover, especially if you are travelling to a destination with h​igh medical costs or a higher risk of disease.

  • Baggage Cover

    Baggage coverage in travel insurance plans compensates for the loss or delay of checked-in baggage during travel. Consider policies that provide comprehensive coverage for replacing personal belongings and other valuable items.

  • Journey Cover

    Journey coverage predominantly extends to trip cancellations, interruptions or delays. It can include reimbursement for non-refundable expenses, including accommodation and travel. As you seek travel insurance compare options, look out for the extent of coverage offered for protection against such travel disruptions.

  • Pre-Defined Limits

    Travel insurance plans come with pre-defined coverage limits. Research these limits and ensure they align with your requirements to cover potential risks. Look for the pre-defined limits applicable to the specific cover in the policy document.

  • Premium

    Compare the travel insurance coverage features against the applicable premium to find the best value for your money. While it is important to purchase a travel insurance plan with an affordable premium, ensure that you do not compromise on essential coverage.

  • Benefits

    The number and degree of benefits offered by an overseas travel insurance policy vary across different policies. Thus, make sure to compare travel insurance policies to find the best plan that covers all your requirements.

  • Policy Inclusions and Exclusions

    Ensure you thoroughly review the policy inclusions and exclusions to understand what is covered and not covered under the policy options. This will help you secure adequate coverage and also avoid claim rejections when you need assistance the most.

Tips to Compare Travel Insurance Plans Online to Buy the Best Plan

Comparing travel insurance plans online is one of the simplest and best methods. It saves a lot of your time and effort. By providing your specific needs as input, you can determine the right amount of coverage and type of travel insurance plan almost instantly.

Here are a few tips for online trip insurance comparison that can help you buy the best plan.

  • Seek Affordable Solutions

    When you compare travel insurance online, you can provide the necessary inputs for the specific plan option and get the premium quote. Utilise this option to compare travel insurance prices and determine the most affordable solution to meet your needs.

  • Look out for Customisable Travel Insurance Plans

    Ensuring comprehensive coverage at an affordable premium is the key to securing perfect travel insurance coverage. Look out for customisable solutions that can satisfy your specific requirements to determine some of the best travel insurance plans.

  • Understand the Claim Settlement Process

    A seamless claim process is crucial to ensuring simple and quick claim settlements, especially during emergencies. Therefore, understand the claim settlement procedures and documents required for filing a claim. Compare and focus on the ease of claim registrations and quicker processing times.

  • Check Customer Service

    For the best travel insurance compare options, look out for efficient customer service availability. Compare this aspect across different insurance providers to ensure that your emergencies and queries are addressed promptly.

  • Find the Claim Settlement Ratio

    The claim settlement ratio indicates the percentage of claims settled by an insurer against the claims registered in a particular year. A higher percentage indicates an efficient claim settlement service offered by the insurer.

  • Evaluate Customer Reviews

    Utilise the different online platforms to gather customer feedback about the various insurance providers. This information will provide valuable insights about the quality and reliability of meeting customer expectations.

How to Choose the Right Travel Insurance Policy?

  • Assess your Travel Insurance Requirements

    Take some time to examine your travel insurance requirements. Consider your age, travel companions, trip duration, frequency of travel and purpose to understand your specific needs and choose a suitable policy. For instance, if you are a frequent traveller, you can choose the annual multi-trip travel insurance policy.

  • Determine the Right Amount of Travel Insurance Coverage​

    Determine the right amount of sum insured required considering the different factors, such as your medical condition, trip duration, cost of valuable items being carried, cost of medical treatments in the destination country, etc. It will help you evaluate the different options and shortlist the best travel insurance plans.

  • Explore and Compare the Travel Insurance Plans

    Research and find the various insurers offering travel insurance plans. Examine the different features and benefits that will satisfy your requirements, as discussed in the previous steps. Keep in mind the factors and tips mentioned in the previous sections.

  • Choose the Best-Suited and Most Affordable Travel Insurance Policy

    Now that you have found and compared the various travel insurance plans, choose the best travel insurance plan that will meet your requirements and fit your budget.

Why Buy Travel Insurance?

  • For Financial Security

    Travel insurance plans offer financial protection against a wide range of unforeseen events, such as medical, baggage and journey covers. They ensure you are not burdened with significant out-of-pocket expenses during your journey emphasising the importance of travel insurance.

  • To be Legally Compliant

    In many countries, having a valid travel insurance policy is essential for complying with the legal requirements for a smooth entry into the destination country.

  • To Satisfy the Prerequisites in Visa Applications

    Travel insurance is sometimes a mandatory document for visa applications. Having a valid travel insurance policy with adequate coverage can enhance the chances of your visa approval.

  • To Manage the High Medical Costs

    Medical expenses in foreign destinations can be extremely high. The benefits of travel insurance extend to managing these costs effectively and helping you focus on your recovery.

Features of Reliance Travel Insurance

Reliance General Insurance extends the benefits of travel insurance, covering a wide range of unexpected events on international travel plans. The features and benefits can vary across the different plan options. A travel insurance plan comparison can help you distinguish these factors and help you select the best option.

Here is a list of the common covers and features of our travel insurance plans:

  • Medical expenses, including transportation costs, emergency evacuation and repatriation of mortal remains

  • Loss of passport

  • Total loss of checked-in baggage

  • Delay of checked-in baggage

  • Dental treatment

  • Personal accident

  • Accidental death - common carrier

  • Daily allowance in case of hospitalisation

  • Trip delay

  • Personal liability

  • Trip cancellation and interruption

  • Missed connections

  • Financial emergency assistance

  • Hijack distress allowance

  • Compassionate visit

Do's and Don'ts While Buying Travel Insurance

Do's While Buying Travel Insurance Don'ts While Buying Travel Insurance
Compare travel insurance rates and their features and benefits before buying the travel insurance policy.Don't purchase a travel insurance policy merely because it is offered at a low premium. Compare travel insurance prices to get the best coverage for your needs.  
Ensure adequate coverage based on your travel plan, considering your age, trip duration and purpose. Don't try to conceal your medical conditions from your insurer while purchasing travel insurance plans. It can lead to claim rejections later when you are in extreme need.
Make sure you understand the policy inclusions and exclusions thoroughly while buying the travel insurance plan.Don't let your travel insurance expire if you want to extend your travel plan. Inform your insurer promptly and take the necessary actions.
To secure financial protection, ensure that travel insurance is bought at the right time and for the entire trip duration.Don't forget to customise your travel insurance plan to meet your specific needs.
Seek expert opinion or support from online platforms in case of clarifications to make wise decisions. Don't merely rely on free insurance provided by your banks. Ensure it offers adequate and comprehensive coverage.

Frequently Asked Questions

  • Which is the best travel insurance provider in India?

    Travel insurance requirements differ between individuals based on factors such as their age, medical condition, trip duration and purpose. Therefore, the best travel insurance provider is the one who can offer financial coverage for your specific needs at an affordable rate.

  • Is purchasing travel insurance mandatory?

    Purchasing a travel insurance policy is mandatory for entry into certain countries, such as those in the Schengen region. Although it is not mandatory for many countries, it is highly advisable to have a travel insurance plan. It ensures financial security in the event of unforeseen incidents, preventing extreme financial stress.  

  • How is my travel insurance premium calculated?

    The premium for travel insurance is calculated based on many factors, such as your age, travel destination, length of stay, number of travellers and their age, type of insurance plan and sum insured.

  • Should I compare my travel insurance premium?

    Yes, comparing travel insurance premiums across the different options available for your specific requirements can help you choose the most affordable travel insurance policy, ensuring the best value for your money.

  • How long does it take to activate my travel insurance policy?

    At Reliance General Insurance, we issue the travel insurance policy instantly upon verifying your application and the supporting documents.

  • Can I compare and purchase Reliance General Insurance travel insurance plans online?

    Yes, you can compare and purchase Reliance General Insurance policies online. Visit our official Travel Insurance page and use the Get Quote section to calculate a premium quote specific to your requirements, compare policies, and choose and purchase a suitable policy.

  • What is the price of Reliance General Insurance International Travel Insurance policy?

    The price for an international travel insurance plan differs based on factors such as your age, type of plan, travel destination, and trip duration. Therefore, it is important to find a premium quote specific to your needs.

    You can use the Get Quote section available on our official Travel Insurance page to determine the premium rate.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan.  For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale.

  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK