Buying your own vehicle has multiple advantages. Whether you have a car, bike, van, or a jeep, you can travel from one place to another with the help of it on your own terms. Having a vehicle of your own with leisure can also help in emergencies like taking your loved one to the hospital in the time of need. The automobile industry is developing in India. Many reputable brands are opening their plants in India. So, there is no harm in saying that the vehicle comes with loads of advantages. However, every vehicle owner should make sure to have a
motor insurance to keep themselves safe from financial burdens.
Due to congested roads, lack of proper driving training, and information related to traffic rules, India holds the top position when it comes to death caused due to road accidents. According to the World Health Organization, India is responsible for the highest overall number of deaths caused due to road accidents. Following India are China and the United States of America.
Several reasons can lead to road accidents. Some are mentioned below:
- Lack of concentration while driving
- Driving when you are intoxicated
- Tailgating
- Reckless driving
- Congested or bad road condition
- Not wearing a seat belt
- Weather condition like rain, dust, or wet roads
- Not following traffic rules
The reasons mentioned above are the most common. Ministry of Road Transport and Highways (MoRTH) has recently released the list of states that have reported the highest number of road accidents. They have also released the data of the states that have reported most death caused due to road accidents in the year 2019. To see the full list, you can visit the official website of the government, however, you can see below the data of the top 8 states in India where the number of cases of road accidents is high. According to the statistics:
|
S.No |
States/UTs |
Accidents |
% share |
Killed |
% share |
Injured |
% share |
| 1 | Arunachal Pradesh | 237
| 0.1 | 127 | 0.1 | 309 | 0.1 |
| 2 | Assam | 8,350 | 1.9 | 3,208 | 2.1 | 7,473 | 1.7 |
| 3 | Manipur | 672 | 0.1 | 156 | 0.1 | 1,055 | 0.2 |
| 4 | Meghalaya
| 482 | 0.1 | 179 | 0.1 | 222 | 0.0 |
| 5 | Mizoram | 62 | 0.0 | 48 | 0.0 | 56 | 0.0 |
| 6 | Nagaland | 358 | 0.1 | 26 | 0.0 | 246 | 0.1 |
| 7 | Sikkim | 162 | 0.0 | 73 | 0.0 | 318 | 0.1 |
| 8 | Tripura | 655 | 0.1 | 239 | 0.2 | 816 | 0.2 |
|
Total North East |
10,978 |
2.4 |
4,056 |
2.7 |
10,495 |
2.3 |
**For the year 2019
To reduce the number of road accidents, the government of India has taken several steps. One of the most popular and effective steps to reduce the number of road accidents was taken in late 2019. With the introduction of the Motor Vehicle (Amendment) Act, 2019, the government of India has brought many changes. They have revised the previous Motor Vehicle Act by changing a few traffic rules and doubling the price of fine. This act has also made
car insurance mandatory for car-owners. Bike-owners also have to
buy two wheeler insurance, if they want to ride their bike.
Let's hope this act will reduce the number of accidents in India.