Sign In
For claim assistance in the cyclone affected areas of the EAST, please click here. Similarly, for assistance with claim related queries in the flood affected areas of Kerala and Himachal Pradesh please click here. To get assistance with claims for flood affected regions of Telangana and Andhra Pradesh, please click here.

Traffic Rules and Traffic Violations in Mumbai

A few decades ago, there were fewer vehicles on the roads. No pollution, no traffic jams, and, therefore, no need to establish traffic rules and regulations​​. However, with time, the living standard raised and vehicles shifted from being a luxury to beco​​ming a necessity for people. The increasing demand for vehicles can be seen in a constant rise in the number of vehicle owners across India.

Mumbai, also called the financial capital of India, is known for its traffic. This has led to strict traffic rules and hefty penalties for their violations. Let us take a look at the traffic rules you need to follow in Mumbai:​

Traffic signal rules to follow in Mumbai

There are some basic rules you must follow to avoid traffic penalties in Mumbai. ​

  • The red light is a sign to 'Completely Stop' your vehicle. You must ensure that the vehicle is behind the stop line. If you cross the stop line, it will count as an offence. Wait there until the light turns green.
  • Amber light is a sign to 'Be Alert'. When the light is on, it is a signal for you to get ready to start.
  • The green light is a sign to 'Go'. You need to drive slowly and carefully through the intersection.
  • If you see a flashing Red light, it is a sign to stop and move ahead only when the road is safe and clear.
  • Besides these traffic rules in Mumbai, there are other road signs you need to keep in mind when driving.

    • Types of traffic violations


    These are the common types of traffic violations in Mumbai:
  • Over speed
  • Not signaling
  • Not using the seat belt
  • Distracted driving
  • Avoiding stop signs and red light
  • Passing other vehicles in a no-passing zone
  • No proper vehicle registration
  • Driving under drugs/alcohol influence
  • No valid driver's license
  • Driving around without stopping for a school bus or an ambulance
  • Driving in the carpool lane
  • Not stopping for pedestrians
  • Failure to have updated vehicle insurance

    • Traffic Violations and Fines in Mumbai​

    According to the Central Motor Vehicle Rule 1989 and Motor Vehicle Act of 1988, some offenses result in penalties. These are listed below-

    Offense New Penalty Old Penalty
    Driving an Unauthorised Vehicle without LicenseRs.5,000Rs.1,000
    Driving while on mobile Rs. 5000Rs. 1000
    Driving Without LicenseRs.5,000Rs.500
    Driving Regardless of DisqualificationRs.10,000Rs.500
    Driving Under the Influence of Alcohol or Intoxicating Substance

    First-Time Offence: Rs 10,000 and/or Imprisonment of up to 6 months.

     

    Second-Time Offence: Rs 15,000 and/or Imprisonment of up to 2 years

    		Rs.2,000
    Driving Uninsured Vehicle

    First-time Offence: Rs 2,000 and/or Imprisonment of up to 3 months.

     

    Second-time Offence: Rs 4,000 and/or Imprisonment of up to 3 months.

    		Rs 1,000 and/or Imprisonment of up to 3 months.
    Honking in Silent Zone

    First-time offence: Rs 2,000

    Second-time offence: Rs 4,000

    		 
    Over-speedingRs 1,000-2,000, Rs 400
    Not Wearing SeatbeltRs 1,000Rs 100
    Not Wearing HelmetRs 1,000 and Disqualification of License for 3 monthsRs 100

     

    Rules for Car​

    There are some traffic rules, especially for car owners. You must adhere to the same to avoid penalty. ​

  • Wear a seat belt,
  • Have a valid driving license,
  • Have updated car insurance,
  • Avoid using mobile phones,
  • Follow parking rules,
  • Care for pedestrians,
  • Do not honk in a silent zone,
  • Never drink and drive,
  • Follow the speed limit.
  • Follow traffic signals.

    • Rules for Two-Wheeler

     
    Here are some traffic rules that two-wheeler riders must follow.
     
  • Carry a valid driving license,
  • Have bike insurance,
  • Do not use the mobile phone while driving,
  • Wear a helmet,
  • Drive on the side,
  • Obey the speed limit.
    •  
    Following these rules will keep you and others safe at all times. It is mandatory to have a valid driving license and vehicle insurance when driving in India. So you must have one all the time to save you from serving punishments or paying hefty penalties or fines, if caught.