Single-Trip Travel Insurance

Single-trip travel insurance is an essential safeguard for travellers taking a one-off holiday. It offers peace of mind by providing coverage for various unexpected events that can occur during a trip. For those who travel once a year, a single-trip insurance plan provides great value and comprehensive protection.

One-trip travel insurance is your safety net, providing peace of mind that no matter what happens, you’re covered. Whether you are heading to a tropical paradise or exploring a bustling city, knowing you have insurance allows you to enjoy your journey without worry fully.

Reliance General Insurance offers outstanding single-trip travel insurance plans, withhigh claim settlement ratios and comprehensive coverage options. Whether it’s medical emergencies, flight delays, trip cancellations, lost luggage, stolen valuables or the need for medical repatriation, our single-trip holiday insurance plans ensure that you are adequately covered.

With affordable premiums and extensive coverage, our single-trip travel insurance is a smart choice for a hassle-free holiday.

Also read: Must Go Through Checklist before your Overseas Tour

What is Single-Trip Travel Insurance?

A single-trip travel insurance plan covers only a single trip or vacation from start of the journey till the end. It is designed for travellers planning a single holiday or trip. The primary purpose of single-trip travel insurance is to provide financial protection against various unexpected events that can occur during your journey.

One-trip travel insurance typically covers a range of contingencies, including medical emergencies, trip cancellations, lost or stolen belongings, flight delays and personal liability.Itensures that you are not financially burdened by unforeseen issues, allowing you to travel with the required assurances.

In essence, single-trip travel insurance acts as a safety net, protecting you from potential risks during your trip.

Why Choose Single-Trip Travel Insurance?

Single-trip holiday insurance is an excellent option for those planning a one-time journey, offering a range of advantages that make it a practical choice:

Comprehensive Coverage

Single-trip travel insurance provides extensive protection for one specific journey, covering medical emergencies, trip cancellations, lost baggage, and more.

Cost-Effective Option

Ideal for infrequent travellers, single-trip holiday insurance offers affordable premiums tailored to the length and destination of your trip, making it a budget-friendly choice.

Customisable Plans

Reliance General Insurance allows you to customise your insurance for a single trip with optional add-ons or higher medical limits, to suit your travel needs.

Easy Claim Process

With an easy claims process and 100% claims settlement, we ensure that you receive prompt assistance and settlements, providing financial security during emergencies.

24x7 Worldwide Assistance

Enjoy round-the-clock support and emergency assistance services, helping you deal with any travel disruptions or emergencies no matter where you are.

Country-Specific Visa Requirements

Certain countries have travel insurance requirements for visa approval. Our single-trip travel insurance meets these guidelines, ensuring compliance and hassle-free entry.

No Long-Term Commitment:

Insurance for a single trip allows flexibility without a long-term commitment, perfect for one-time vacations or short business trips.

Single-Trip Travel Insurance Plans by Reliance General Insurance

Reliance General Insurance offers a variety of single-trip travel insurance plans tailored to meet different travellers' needs. Our single-trip holiday insurance plans provide comprehensive coverage, ensuring necessary contentment during your travels.

Which Reliance Travel Insurance Plan is One of the Best for My Single-Trip?

Reliance Travel Insurance stands out as an excellent choice for single-trip insurance due to its comprehensive coverage options tailored for various travel needs. Here’s a breakdown of why it is ideal for different types of travelers:

International Travel Insurance

Broad Coverage: Reliance offers extensive international travel insurance that covers unexpected events across multiple countries, including the US, UK, and Canada. This plan ensures travelers are protected against medical emergencies, trip cancellations, and lost luggage, making it suitable for global adventures.

Asia Travel Insurance

Specialized for Asia: For those traveling within Asian countries like Singapore, Thailand, and South Korea, Reliance provides tailored plans that address unique regional risks. This specialized coverage includes medical emergencies and trip interruptions specific to the area.

Schengen Travel Insurance

Mandatory Compliance: For travelers visiting the Schengen Zone, Reliance's travel insurance meets all necessary requirements for obtaining a Schengen visa. It provides a minimum coverage of €30,000 for medical expenses, ensuring compliance with EU regulations while offering peace of mind during your stay in countries like France, Italy, and Spain.

Senior Citizen Travel Insurance

Age-Specific Support: Reliance recognizes the unique needs of older travelers (aged 60-90 years) by offering plans that consider age-related health issues. This insurance includes specialized support and coverage options that cater to the specific risks faced by senior travelers.

Reliance Travel Insurance is the best choice for single-trip insurance due to its wide-ranging coverage options tailored to different travel needs. From international adventures to specialized plans for Asia and senior citizens, it ensures that travelers are well-protected against unforeseen events.

Features of Single-Trip Travel Insurance by Reliance General Insurance

Reliance Single-Trip Travel Insurance provides travellers with comprehensive protection and satisfaction during their journey.

Here’s a detailed breakdown of Reliance single-trip insurance benefits and coverage limits.​

​Note: The above table provides information for Reliance Travel Care Policy – Individual Plans. The covers mentioned above are subject to deductibles. Please read the policy wording, brochure and prospectus for more information.

Reliance Single-Trip Travel Insurance: Inclusions & Exclusions

Reliance single-trip travel insurance provides comprehensive coverage tailored for individuals planning a single trip.

Here’s a detailed breakdown of what is covered and not covered under a Reliance travel insurance single-journey policy.

Does a Single-Trip Insurance Plan Cover Trip Cancellation?

Yes, a single-trip travel insurance plan covers trip cancellations.

Single-trip cancellation insurance is a crucial feature of Reliance travel insurance. This coverage reimburses non-refundable expenses if you need to cancel your trip due to sudden unanticipated circumstances like health reasons and natural disasters, among others.

• Extent of Coverage: Single-trip insurance typically covers trip cancellation due to illness, injury, death of the insured or a family member, severe weather, natural disasters and other unexpected events.
• Terms and Conditions: To claim, you must provide proof of the reason for cancellation, such as a Medical Certificate or a Death Certificate. The policy might have a specified period within which you can claim the benefits.
• Exclusions: Cancellations due to pre-existing medical conditions, changes in travel plans or financial issues are generally not covered. Additionally, any known events at the time of purchasing the single travel insurance are excluded.

Eligibility Criteria for Single-Trip Travel Insurance

To qualify for travel insurance for a single trip, applicants must meet specific requirements and conditions. Here are some key eligibility criteria:

Meeting these criteria ensures that you are eligible for our comprehensive single-trip medical travel insurance coverage, safeguarding your journey against unforeseen events.

Things to Consider Before Buying Single-Trip Travel Insurance

Before purchasing one-trip travel insurance, consider the following essential factors to ensure you select the best policy for your needs:

• Trip Duration: Ensure the policy covers the entire length of your trip - from the first day of the journey till the day you reach home.Longer trips may require more comprehensive coverage.
• Destination: Choose a policy that includes your travel destination, especially if it's a high-risk area.Check if the policy covers multiple countries if your travel itinerary includes more than one.
• Coverage Limits: Assess the maximum coverage limits for medical expenses, trip cancellation, baggage loss and personal liability.Higher coverage limits might increase the premium but provide better protection.
• Exclusions: Review the policy exclusions carefully, including pre-existing medical conditions, high-risk activities and known events.Understand what is not covered to avoid surprises during a claim.
• Single-trip Cancellation Insurance: Confirm that the policy includes trip cancellation insurance for non-refundable expenses.Understand the terms, conditions and documentation required for claiming trip cancellation benefits.
• Additional Benefits: Know about optional add-ons such as coverage for adventure sports, rental car protection or increased limits for valuable items.Consider emergency assistance services like medical evacuation and repatriation.
• Cost:Compare premiums across different travel insurance plans to find single-trip travel insurance costs that fit your budget without compromising on essential coverages. You can use our travel insurance calculator.
• Reputation of Insurer: Research the insurer’s reputation and claim settlement ratio, besides reading customer reviews to ensure reliability. Reliance General Insurance offers 100% claim settlement* and has served over 5 crore customers*.

Taking these factors into account will help you buy insurance for a single trip without any worries.

How to Buy Reliance Single-Trip Travel Insurance Online?

Purchase one-trip travel insurance onlinewith Reliance General Insurance in five simple steps:

Step 1:Navigate to the top of the Single-Trip Travel Insurance page and input your details, such as travel type, mobile number, e-mail address and travel destination.

Step 2:Select your desired plan type and click Buy Now.

Step 3:Review the premium details and fill in your personal information.

Step 4:Select your preferred payment method.

Step 5:Obtain your Single-Trip travel health insurance policy for your upcoming trip.

How to Extend Your Single-Trip Travel Insurance Policy?

Reliance single-trip travel insurance plans are not renewable; however, you can extend your coverage if your trip is prolonged. Here’s how:

• Let us know about the trip extension.
• Download, fill and submit the Extension Formwith the Good HealthDeclaration Form.
• Once you submit the forms, we will contact you and help you extend your single-trip insurance policy.

You must extend your single-trip holiday insurance as early as possible to avoid any gaps in coverage. Send a request at least a few days before the original policy end date, ensuring continuous protection for your travel.

How Much Does a Single-Trip Travel Insurance Plan Cost?

Key factors that affect the average price of single-trip travel insurance:

1.Destination

Travelling to high-risk areas or countries with expensive healthcare increases the cost.

2.Duration

Longer trips typically incur higher premiums.

3.Traveller’s Age

Elderly travellers often need to pay higher premium rates due to increased health risks.

4.Coverage Level

Comprehensive plans with higher coverage limits and additional benefits cost more.

5.Pre-existing Conditions

Policies that cover pre-existing medical conditions are usually more expensive.

Steps to calculate the cost of single-trip travel insurance:

It is advisable to calculate the single-trip travel insurance cost to ensure a plan that is comprehensive yet affordable.

Reliance General Insurance offers an online travel insurance premium calculator to calculate the cost of single-trip travel insurance.

Step 1

Go to the premium calculator at the top of this Single-Trip Travel Insurance page.

Step 2

Select from the type of plans.

Step 3

Provide the necessary information on the next screens.

Step 4

Click “Get Price” to see an estimated premium cost for your policy.

How to Find Cheap Single-Trip Travel Insurance?

1.Compare Plans

Compare our different coverage options - Standard, Silver, Gold and Platinum - to find the best rates and coverage options.

2.Buy Early

Purchasing insurance soon after booking your trip can save money and ensure coverage for unanticipated situations.

3.Tailor Coverage

Select only necessary sum insured and add-ons to avoid paying for unnecessary benefits.

4.​Look for Discounts

Enjoy discounts on online purchase of single-travel insurance with Reliance General Insurance..

Single-Trip Travel Insurance Claim Process

The steps to claim insurance for single-trip aresimple and easy. Here’s a detailed guide:

Filing a Cashless Claim for Reliance Single-Trip Travel Insurance

Register Claim

The insured, his family or the hospital should inform a claimwith the correct policy number to Reliance General Insurance within 24 hours from the time of admission in case of hospitalisation. Note that the hospital has to agree to provide a cashless facility.

Claim Settlement

To avail yourself of a worldwide cashless facility, call the numbers mentioned below or the International toll-free numbers mentioned in your policy schedule for emergency assistance.

• National Toll-Free No.:1800-209-55-22
• Landline No.:+91-22-67347843/44 (charges applicable)
• Fax: +91-22-6734-7888
• Email ID: reliance@europ-assistance.in
• New International toll-free numbers:

Filing a Reimbursement Claim for Reliance Single-Trip Travel Insurance:

Register Claim

The insured or his family must file a travel claim ​with Reliance General Insurance within 24 hours of the occurrence of the claim.

Claim Settlement

For reimbursement, submit the filled travel insurance claim form along with the hard copies of all the required documents at the address below:

Europ Assistance India Pvt Ltd.
7th Floor, Star Hub, Bldg No. 2,
Near ITC Maratha Hotel,
Sahar, Andheri East,
Mumbai – 400 059., India

Status of the Claim

Your claim will be reviewed by Reliance Care or Europ Assistance. They will decide and update whether it is approved, rejected or requires additional documentation.

Claim Payment

If your claim is approved, the relevant compensation will be processed and paid to you.

By following these steps, you can efficiently claim one-trip travel insurance and ensure a smooth process.

Documents Required to Claim Single-Trip Travel Insurance

To claim single-trip insurance, gather the following documents:

1. Submit PAN card/Form 60 along with the documents listed below for your international travel insurance claim.
2. Provide the original ticket/boarding pass, a copy of the passport showing travel dates and the completed claim form for each claim.
3. Submit original bills, vouchers, reports and hospital discharge summaries for all claims.
4. For reimbursement of costs related to transporting mortal remains to India or burial abroad, submit an official death certificate and a physician's statement indicating the cause of death.
5. For lost passport claims, submit a police report obtained within 24 hours of finding out about the theft, along with the original bills/receipts for expenses incurred for a new passport.
6. For lost checked-in baggage, provide a property irregularity report or similar report from the common carriers and a letter from the airline stating any compensation received for the lost baggage.
7. For personal liability claims, submit proof of the judicial decision rendered by a Court.
8. For claims under the financial emergency assistance benefit, submit the police report filed within 24 hours of becoming aware of the robbery.

Ensure all documents are complete and accurate to claim one-trip travel insurance smoothly.

Here is a complete list of required travel claim documentation.

Multi-Trip vs Single-Trip Travel Insurance

When choosing between multi-trip vs single-trip travel insurance, consider your travel frequency and needs.

Single-trip insurance is ideal for occasional travellers who need coverage for a specific journey.It offers comprehensive coverage for the duration of one trip, including medical emergencies, trip cancellations and lost baggage.

In contrast, multi-trip travel insurance is designed for frequent travellersand providescoverage for multiple trips within a year.This option is cost-effective and flexible, eliminating the need to purchase a new policy for each trip.

Understanding these differences helps you choose the right insurance based on your travel patterns.

Frequently Asked Questions

Quick Facts

What is single-trip travel insurance?
Single-trip travel insurance is a policy that provides coverage for a single journey from the start of your trip until you return home.

Who is eligible for single-trip travel insurance?
Eligibility criteria vary by insurer but generally include being of a certain age, having no pre-existing medical conditions, and being a resident of the country where the policy is purchased.

How can I file a complaint about my single-trip travel insurance?
To file a complaint, contact your Reliance General Insurance customer service

• ​National Toll-Free No.:1800-209-55-22
• Landline No.:+91-22-67347843/44 (charges applicable)
• Fax: +91-22-6734-7888

Provide details of your complaint and any supporting documentation. Follow the Reliance General Insurance complaints procedure outlined in your policy documents.

Policy

How long is a single-trip travel insurance policy valid?
A single-trip travel insurance policy is valid from the start date of your trip until you return home (up to 180 days), as specified in your policy documents.

Can I buy single-trip travel insurance after booking my trip?
You can purchase single-trip travel insurance after booking your trip. However, buying it as soon as possible is recommended to benefit from trip cancellation coverage.

Are family policies available for single-trip travel insurance?
Reliance General Insurance offers family policies that cover multiple family members under a single policy for the same trip.

Cover

What does single-trip travel insurance cover?
Coverage typically includes medical emergencies, trip cancellations, lost luggage, flight delays, and personal liability. It is recommended to check the specific terms of your policy.

Does single-trip travel insurance cover pre-existing medical conditions?
Most policies do not cover pre-existing medical conditions unless specifically declared and accepted by the insurer, often with an additional premium.

Are adventure activities covered under single-trip travel insurance?
Coverage for adventure activities varies by policy. It’s crucial to check whether your specific activities are included or if you need to purchase additional coverage.

Premium

How much does a single-trip travel insurance plan cost?
The cost depends on factors like your age, destination, duration of the trip, and the level of coverage selected. Compare different plans to find one that fits your budget and needs.

Can I get a refund if I cancel my single-trip travel insurance?
Refunds are typically available if you cancel your policy within a certain period after purchase, usually referred to as a "cooling-off" period, provided you haven’t started your trip or made a claim.

Claim

How to claim single-trip travel insurance?
To file a claim, contact your insurer as soon as possible. Provide necessary documentation such as medical reports, receipts, and proof of travel. Follow the Reliance General Insurance claims process for a smooth experience.

What documents are needed to file a claim?
Documents required may include medical reports, police reports (for theft or loss), receipts, proof of travel, and any other relevant documentation as required by your insurer.

How long does it take to process a claim?
Claim processing times vary by claim type and nature of claims, but it typically takes between a few days to a few weeks. Promptly providing all required documentation can help speed up the process.

Disclaimer:*T&C apply.For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708.Premium:The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.Total loss of checked baggage:Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.