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Volkswagen Car Insurance

Buy Reliance Volkswagen Car Insurance starting at just ₹238/month*

Car Insurance Policy Online

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Plan Details

​When it comes to protecting your premium German engineering, Reliance General Insurance stands as a trusted partner offering comprehensive Volkswagen car insurance solutions. Our tailored insurance plans cater to every Volkswagen model, from the sophisticated Virtus to the dynamic Taigun, ensuring your vehicle receives the protection it deserves.

As a leading provider of insurance for Volkswagen vehicles, we understand the unique requirements of Volkswagen owners and offer policies that combine affordability with extensive coverage.

100%
Claims Settlement*

10,000+
Network Garages*

5 Crore+
Happy Customers*

₹238/month
Starting Premiums*

How to Buy Volkswagen Car Insurance - Online & Offline?

Steps to Buy Volkswagen Car Insurance Online

  1. Visit the Reliance Volkswagen online insurance portal on our official website.
  2. Select "Car Insurance" and choose Volkswagen as the manufacturer.
  3. Enter your vehicle details like model, year and registration number.
  4. Choose between comprehensive or third-party Volkswagen car insurance policy coverage and add desired add-on covers.
  5. Provide your personal information, verify details and complete the online payment to instantly get your best insurance for Volkswagen cars.

Steps to Buy Volkswagen Insurance Offline

  1. Locate the nearest Reliance Volkswagen insurance company branch with our branch locator.​
  2. Bring your vehicle registration certificate, valid driving licence and other identity proofs.
  3. Discuss the available Volkswagen car insurance coverage options and customise the plan as per your requirements.
  4. Select suitable add-ons to enhance your protection, such as nil depreciation and roadside assistance.
  5. Complete the offline purchase process by submitting the required forms and making the payment to get your policy documents.

Steps for Volkswagen Car Insurance Renewal Process

  1. Access the Reliance insurance Volkswagen renewal portal on our website.
  2. Enter your existing Volkswagen car insurance policy number to retrieve the details.
  3. Review the coverage, personal information, add-ons and Insured Declared Value (IDV).
  4. Make any necessary updates, such as changing the IDV or adding new features.
  5. Proceed with the Volkswagen car insurance renewal payment to secure continuous protection for your vehicle and preserve your No Claim Bonus.

How to Buy Second-Hand Volkswagen Car Insurance?

Reliance offers a streamlined process to insure your pre-owned Volkswagen vehicle:

  1. Submit ownership and Volkswagen car insurance details online.
  2. Schedule an inspection of your second-hand Volkswagen car.
  3. Receive customised insurance Volkswagen cost quote with premium benefits.
  4. Select specialised coverage options.
  5. Complete documentation and activate your personalised car insurance for Volkswagen instantly.

Why Do You Need Volkswagen Car Insurance?

Securing your Volkswagen with robust car insurance for Volkswagen is more than just a legal requirement – it's an important step in protecting your investment and ensuring peace of mind on every journey. Let's explore the key reasons why having comprehensive Volkswagen vehicle insurance is essential:

Compliance with Laws

Driving in India requires mandatory insurance coverage and our car insurance Volkswagen plans ensure full legal compliance. The Motor Vehicles Act mandates that every vehicle must have at least third-party insurance coverage.

Our Insurance on Volkswagen helps you stay on the right side of the law while providing comprehensive protection for your prized Volkswagen. Moreover, having valid insurance documentation simplifies interactions with traffic authorities and ensures smooth vehicle registration renewals.

Financial Protection

Your Volkswagen represents not just a mode of transportation but a significant financial investment. A comprehensive Volkswagen car insurance policy acts as a financial shield against various risks. In today's unpredictable environment, your vehicle faces numerous potential threats – from accidents and natural disasters to theft and vandalism.

Without adequate insurance, repairing or replacing your Volkswagen could lead to substantial out-of-pocket expenses. Our insurance plans cover damages from accidents, natural calamities like floods and earthquakes, theft attempts, fire damage and even riots or civil unrest. This comprehensive financial protection ensures that your investment remains secure, regardless of unforeseen circumstances.

Peace of Mind

With popular insurance for Volkswagen coverage from Reliance, you can focus on enjoying your driving without worrying about potential risks. Our best insurance for Volkswagen cars provides comprehensive coverage that goes beyond basic protection.

This psychological benefit extends to your entire family, ensuring worry-free travel experiences in your Volkswagen.

Features and Benefits of Reliance Car Insurance for Volkswagen

Our Volkswagen auto insurance comes with an extensive array of features and benefits designed to provide complete protection and convenience. Each feature has been carefully crafted to meet the specific needs of Volkswagen owners:

Hassle-Free Buying and Claiming Insurance

At Reliance, we've revolutionised the insurance experience with our digital-first approach. Our streamlined online platform allows you to purchase or renew your Volkswagen car insurance within minutes. The claim process is equally efficient – with minimal documentation requirements and digital submission options, you can initiate claims quickly and easily.

Our dedicated team ensures rapid processing of all insurance-related requests, making the entire experience smooth and hassle-free. The paperless process not only saves time but also contributes to environmental sustainability.

IDV Customisation

Understanding that each Volkswagen owner has unique requirements, we offer flexible IDV (Insured Declared Value) customisation options. This feature allows you to adjust your insurance Volkswagen policy coverage based on your vehicle's current market value, age and condition.

Our transparent IDV calculation process helps you make informed decisions about your coverage level while ensuring optimal premium rates. You can choose an IDV that balances comprehensive protection with affordable premiums.

Personal Accident Cover

Your safety is our priority. Our comprehensive Volkswagen car insurance feature includes personal accident coverage up to ₹15 lakhs. This coverage extends to the vehicle owner-driver, providing financial protection in case of disability or fatality.

The coverage encompasses medical expenses, disability compensation and other related costs, ensuring that you and your family remain financially secure even in unfortunate circumstances.

Third-Party Liabilities

Our robust third-party car insurance coverage safeguards you against legal and financial liabilities arising from accidents involving third parties. This coverage extends to any property damage and personal claims from third parties.

Our experienced legal team handles all third-party claims efficiently, protecting your interests while ensuring fair compensation for affected parties. The coverage includes legal expenses and settlement costs, providing comprehensive protection against third-party claims.

24/7 Customer Support

Emergencies don't follow a schedule, which is why our customer support team is available round-the-clock. Whether you need assistance with your Volkswagen auto insurance claims at midnight or require roadside help early morning, our dedicated support team is just a call away.

Our trained professionals provide prompt assistance in multiple languages, ensuring clear communication and quick resolution of your queries and concerns.

No-Claim Bonus

Our Volkswagen insurance company rewards safe driving through an attractive No-Claim Bonus (NCB) program. Your NCB can increase up to 50% for every claim-free year of driving. This progressive reward system not only helps reduce your premium costs but also encourages responsible driving habits.

The NCB benefit can be transferred when upgrading to a new Volkswagen vehicle, ensuring you don't lose your accumulated benefits. We also offer NCB protection add-ons to safeguard your bonus even if you need to make a small claim.

High Claim Settlement Ratio

Reliance takes pride in maintaining one of the industry's highest claim settlement ratios for car insurance for Volkswagen. Our streamlined claim processing system, backed by advanced technology and dedicated claim experts, ensures quick and fair settlements.

We maintain complete transparency throughout the claim settlement process, keeping you informed at every stage. Our high settlement ratio reflects our commitment to customer satisfaction and financial security, making us a preferred choice for Volkswagen car insurance policy holders.

Video Claims

Embracing modern technology, we've introduced video-based claim settlement for your Volkswagen auto insurance. This innovative feature allows you to initiate and process claims through simple video calls, eliminating the need for physical inspection in many cases.

Our expert assessors can evaluate damage through live video streaming, significantly reducing claim processing time. This contactless service proves especially valuable during emergencies or in remote locations, ensuring you receive prompt assistance wherever you are.

Pay-As-You-Drive Insurance

Understanding that every Volkswagen owner has unique driving patterns, our Pay-As-You-Drive insurance Volkswagen option offers usage-based premium calculations. This innovative insurance is perfect for customers who don't drive frequently or maintain multiple vehicles.

The premium is calculated based on actual kilometres driven, offering significant savings for low-mileage users. Regular odometer readings or telematics devices help track usage, ensuring fair and transparent premium calculations.

Types of Volkswagen Car Insurance Plans

Reliance offers various Volkswagen car insurance plans tailored to different needs and preferences. Understanding each type helps you choose the most suitable coverage for your vehicle:

Third-Party Car Insurance

Our basic mandatory plan covers legal liabilities for accidents involving others. While budget-friendly, it only provides essential protection required by law.

Comprehensive Car Insurance

Most popular among Volkswagen owners, this plan covers both third-party damages and your vehicle. It protects against accidents, theft and natural disasters, with easy Volkswagen car insurance claim processing.

Own Damage Car Insurance

Perfect as an add-on to existing third-party coverage, this protects your vehicle against damages. Access claims through our simple insurance Volkswagen login portal.

Pay-As-You-Drive

A smart choice for occasional drivers, this Volkswagen auto insurance bases premiums on your actual vehicle usage, making it cost-effective for light users.

Volkswagen Insurance Coverage: Inclusions and Exclusions

Volkswagen Insurance Policy: Inclusions

Our benefits of Volkswagen car insurance at Reliance provide extensive protection for your valued vehicle. Here's what your Volkswagen vehicle insurance from Reliance includes:

  • Comprehensive Accident Protection
  • Theft Security
  • Fire Damage Protection
  • Natural Calamity Coverage
  • Personal Accident Coverage
  • Third-Party Liability

Insurance of Volkswagen: Exclusions

Your insurance Volkswagen policy maintains fair practices by excluding certain situations. The Volkswagen car insurance policy doesn't cover:

  • Regular wear and tear from normal use
  • Mechanical or electrical breakdowns without accidents
  • Damage caused while driving under the influence of alcohol/drugs
  • Depreciation on parts (unless covered under zero depreciation add-on)
  • Consequential losses or damages
  • Tyre and tube damage (unless specifically added)
  • Damage occurring outside policy's geographical limits
  • War, terrorism, or nuclear risk-related incidents
  • Damage from deliberate negligence
  • Loss of vehicle contents
  • Damage from unauthorised modifications
  • Racing or speed testing damage

Volkswagen Insurance Add-On Covers

Nil Depreciation

Pay-As-You-Drive

Consumables Expenses

24x7 Roadside Assistance

Engine Protection Cover

Tyre Protection Cover

EMI Protection Cover

Loss of Personal Belongings

Geo Extension

Return-to-Invoice Cover

NCB Retention Cover

RIM Protection

Total Cover

Key Replacement Cover

Daily Allowance Benefit

Emergency Hotel Accommodation

Electrical Accessories

Non-Electrical Accessories

Reliance EV-Specific Car Insurance Add-Ons for Electric Cars

Electric Vehicle Battery Protection

Electric Vehicle Charger

Electric Motor Protect

Volkswagen Car Insurance Claim Process

Steps for Volkswagen Insurance Claim: Cashless Repairs

Making a Volkswagen car insurance claim through our cashless process is simple:

  1. Contact our 24/7 helpline +91 22 48903009 or use our insurance Volkswagen login portal
  2. Take your vehicle to our network garage
  3. Submit policy and driving licence
  4. Await damage assessment
  5. Collect vehicle after repair completion

Steps for Reimbursement Insurance Volkswagen Claims

  1. Report the incident immediately
  2. Visit your preferred authorised garage
  3. Collect all repair bills and documents
  4. Submit claim form with the required papers
  5. Receive insurance Volkswagen reimbursementafter verification

Documents for Insurance Volkswagen Claim

To ensure a smooth Volkswagen car insurance claim process, keep these documents for insurance Volkswagen claim ready:

Essential Documents:

  • Completed claim form
  • Valid Volkswagen motor insurance policy copy
  • Driving licence (original and copy)
  • Vehicle registration certificate
  • Police FIR (for theft/third-party cases)
  • Original repair bills and estimates
  • Damage photographs
  • Bank account details
  • Identity proof
  • Address proof

Volkswagen Car Insurance Claims: Cashless vs. Reimbursement

Aspect

Cashless Claims

Reimbursement Claims

Initial Payment

No upfront costs except deductibles

Complete payment by customer

Settlement Process

Direct garage settlement

Reimbursement after repair

Garage Selection

Limited to network garages

Any authorised garage

Documentation

Minimal paperwork

Extensive documentation

Best Suited For

Major repairs and accidents

Minor repairs and damages

Convenience

Highly convenient

Requires more effort

Cost Control

Better control on repair costs

Variable repair costs

Our insurance Volkswagen add-on covers enhance your basic coverage, ensuring comprehensive protection for your vehicle. Contact us today to learn more about car insurance for Volkswagen options and streamline your claim process.

Car Insurance Premium for Volkswagen Car Models

For Private Cars

Engine Capacity

Premium for One Year (in ₹)

 Three-Year New Car Premium

Up to 1000 cc

2,094

6,521

Above 1000 cc up to 1500 cc

3,416

10,640

Above 1500 cc

7,897

24,596

For Electric Cars

Battery Capacity

Premium for One Year (in ₹)

Three-Year New Car Premium

Up to 30 kW

1,780

5,543

Above 30 kW to 65 kW

2,904

9,044

Above 65 kW

6,712

20,907

How To Calculate Your Volkswagen Car Insurance Premium

Getting the right insurance coverage for your Volkswagen is simple with Reliance General Insurance. Here's a quick guide to calculate your premium with our premium calculator:

  1. Enter your Volkswagen model details and year of registration
  2. Choose between comprehensive or third-party insurance
  3. Select any additional coverage options you need
  4. Get your personalised premium quote instantly online

You can also contact our insurance experts for assistance in calculating your Volkswagen car insurance premium.

Volkswagen - Overview and USPs

German Engineering Excellence

Volkswagen is a premium car brand known for its world-class German engineering and reliability. When calculating Volkswagen car insurance premium, these quality standards are important factors.

The brand's strong build quality and safety features often help in getting favourable car insurance for Volkswagen vehicles, making them a smart long-term investment.

Advanced Safety Features

Every Volkswagen comes with top-notch safety features like multiple airbags, ABS and stability control. These safety measures not only protect you but can also positively impact your insurance Volkswagen premium rates. At Reliance, we consider these advanced safety features when determining your Volkswagen vehicle insurance coverage.

Superior Build Quality

Volkswagen's excellent build quality and durable materials make their cars highly reliable. This superior construction often reflects positively in insurance Volkswagen carpolicies.

The solid build quality means better protection in accidents and potentially lower insurance costs over time. When you calculate Volkswagen car insurance premiums, these factors play a key role in your rates.

Modern Technology

Volkswagen leads in automotive technology with features like digital cockpits and driver assistance systems. These advanced features enhance safety and can influence yourcar insurance Volkswagen ​rates.

When choosing our popular insurance for Volkswagen, these technology features are considered as they help prevent accidents and reduce risks.

Performance and Efficiency

The brand's efficient engines and reliable transmissions make Volkswagens both powerful and economical. This engineering excellence often translates to more favourable Volkswagen vehicle insurance terms. Their fuel-efficient engines and reliable performance mean lower maintenance costs and potentially better insurance rates.

Service Network

With extensive service centres across India, maintaining your Volkswagen is hassle-free. This wide service network supports smooth processing of insurance Volkswagen car ​claims. Regular maintenance at authorised centres can help maintain optimal car insurance for Volkswagen rates through reduced repair costs and fewer claims.

These features make Volkswagen a trusted choice in India. When you choose Reliance for your insurance Volkswagen premium ​coverage, we consider all these aspects to offer you the best possible premium and coverage options for your premium vehicle.

Volkswagen - Models and Prices

Model

Transmission

Engine

Mileage

Ex-showroom Delhi

Volkswagen Polo

5-speed Manual / 6-speed Automatic

1.0L MPI / 1.0L TSI

16.47 - 18.24 kmpl

₹6.16 - ₹10.11 lakh

Volkswagen Vento

6-speed Manual / 6-speed Automatic

1.0L TSI / 1.5L TDI

16.09 - 17.69 kmpl

₹10.10 - ₹15.55 lakh

Volkswagen Taigun

6-speed Manual / 6-speed Automatic

1.0L TSI / 1.5L TSI

17.23 - 18.92 kmpl

₹10.50 - ₹17.50 lakh

Volkswagen Tiguan

7-speed Automatic

2.0L TSI

11.99 - 12.65 kmpl

₹33.49 - ₹34.99 lakh

Volkswagen Touareg

8-speed Automatic

3.0L V6 Diesel

11.25 kmpl

₹68.99 lakh

Volkswagen ID.4

Single-speed Automatic

Electric Motor

Up to 480 km (WLTP)

₹39.90 - ₹54.94 lakh

Volkswagen Jetta

6-speed Manual / 6-speed Automatic

1.4L TSI

15.8 - 16.96 kmpl

₹17.92 - ₹22.12 lakh

Volkswagen Taos

6-speed Manual / 6-speed Automatic

1.5L TSI

16.87 - 17.23 kmpl

₹16.50 - ₹19.99 lakh

Volkswagen Atlas

8-speed Automatic

2.0L Turbo / 3.6L V6

10.6 - 11.5 kmpl

₹39.00 - ₹46.00 lakh

Volkswagen Golf

6-speed Manual / 7-speed Automatic

1.4L TSI

16.9 - 17.8 kmpl

₹24.49 - ₹28.49 lakh

Volkswagen Car Insurance for Which Reliance Offers Insurance (Model Names)

Volkswagen Vento

Volkswagen Taigun

Volkswagen Polo

Volkswagen Tiguan

Volkswagen Golf

Volkswagen Touareg

Volkswagen Jetta

Volkswagen ID.4

Volkswagen Taos

Volkswagen Atlas

Frequently Asked Questions

  1. What's covered in Volkswagen car insurance?

    Reliance's comprehensive Insurance on Volkswagen provides complete protection for your prized vehicle. It covers damages from accidents, theft, fire, natural calamities and third-party liabilities under the Volkswagen vehicle insurance ​reliance.

    Additionally, the policy includes personal accident cover, roadside assistance and other valuable features to ensure your Volkswagen vehicle is safeguarded against a wide range of risks.

    With Reliance's Volkswagen vehicle insurance, you can enjoy peace of mind, knowing your investment is secured with a tailor-made insurance solution.

  2. How to buy Volkswagen car insurance?

    Reliance offers convenient options to purchase Volkswagen car insurance, both online and offline. The online process on our website allows you to select your Volkswagen model, customise the coverage and complete the transaction seamlessly.

    Alternatively, you can visit your nearest Reliance branch, where our insurance experts will guide you through the process, help you choose the right Volkswagen insurance policy, and assist you with the necessary paperwork and payment formalities.

  3. Any discounts available for Volkswagen car insurance?

    Reliance understands the value of your Volkswagen and offers attractive discounts to make your Volkswagen car insurance rates more affordable. Our No-Claim Bonus program rewards safe driving habits, allowing you to accumulate up to 50% discount on your premium for every claim-free year.

    Additionally, we provide special discounts for vehicles equipped with anti-theft devices, helping you optimise the Volkswagen vehicle insurance cost.

  4. How to renew Volkswagen car insurance?

    Renewing your Volkswagen vehicle insurance with Reliance is a hassle-free process. You can simply log in to our website, enter your existing policy details and proceed with the renewal.

    Our user-friendly interface allows you to review your coverage, make necessary updates and seamlessly complete the Volkswagen car insurance policy renewal transaction.

  5. Can I customise my Volkswagen car insurance policy?

    Absolutely! Reliance offers flexible customisation options for your Volkswagen car insurance. You can adjust the Insured Declared Value (IDV) based on your vehicle's age and condition, ensuring the coverage aligns with the current market value.

    Additionally, you can add a range of tailor-made Volkswagen insurance add-ons, such as nil depreciation, engine protection and roadside assistance, to enhance your policy and address your specific needs.

    Our personalised approach allows you to create a Volkswagen vehicle insuranceplan that provides the optimal level of protection.

  6. What's the claim process for Volkswagen car insurance?

    Reliance streamlines the claim process for your car, offering both cashless car insurance for Volkswagen and reimbursement options. For a Volkswagen cashless insurance ​claim, you can simply visit one of our network garages, where we will directly settle the repair costs with the garage.

    In case of a reimbursement claim, you can get your vehicle repaired at any authorised Volkswagen service centre, submit the necessary documents and receive the claim amount from us. Our dedicated team ensures a hassle-free and prompt claim settlement, giving you peace of mind.

  7. Can I transfer my Volkswagen car insurance to a new owner?

    Yes, you can easily transfer your Volkswagen vehicle insurance policy to a new owner when selling your car. Reliance facilitates this process by guiding you through the required steps, which involve informing us about the change of ownership and providing the necessary documents.

    We will then seamlessly transfer the Volkswagen insurance policy to the new owner, ensuring the vehicle continues to be protected without any disruption.

  8. What's the cost of Volkswagen car insurance?

    The cost of Volkswagen car insurance with Reliance depends on various factors, such as the model, engine and Insured Declared Value (IDV) of your vehicle.

    Our competitive premium rates, combined with available discounts and add-ons, ensure that you get the best value for your money while securing comprehensive protection for your Volkswagen.

    On average, the monthly cost of Volkswagen car insurance with Reliance starts from ₹238 per month*, providing you with the coverage you need at an affordable price point.

Disclaimer:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

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