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Toyota Fortuner Car Insurance

Buy Reliance Toyota Fortuner Insurance starting at just ₹238/month*

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Owning a Toyota Fortuner comes with a responsibility to protect your premium investment. When you're looking for the best insurance for Toyota Fortuner cars, Reliance General Insurance stands out as your trusted partner.

Our comprehensive car insurance for Toyota Fortuner is designed to provide complete protection while offering flexibility and value. Whether you're comparin​g different insurance options or are ready to buy your Toyota Fortuner insurance, we're here to guide you through every step of the process.

100%
Claims Settlement*

10,000+
Network Garages*

5 Crore+

Happy Customers*

₹238/month
Starting Premiums*

How to Buy Toyota Fortuner Car Insurance with Reliance General Insurance

Looking to protect your powerful SUV? Reliance makes buying Toyota Fortuner car insurance simple and quick. We understand that your Fortuner is more than just a car – it's an investment in luxury and performance. That's why our Toyota Fortuner insurance process is designed to match your vehicle's premium status.

Steps to Buy Toyota Fortuner Car Insurance Online at Reliance

  1. Click 'Buy Now' on our website's insurance page
  2. Share your SUV's registration number or select the model variant
  3. Get instant Toyota Fortuner yearly insurance quotes
  4. Customise coverage with premium add-ons like zero depreciation
  5. Enjoy instant policy delivery to your email

Steps to Buy Toyota Fortuner Insurance Offline

  1. Call our insurance helpline or visit one of our branches with our ​branch locator
  2. Meet our Toyota insurance specialist at your preferred location for a free consultation
  3. Get an exclusive assessment of your Fortuner and discuss specialised coverage needs
  4. Receive a custo​mised Toyota Fortuner car insurance quote based on your requirements
  5. Complete documentation and activate your policy with our priority assistance

Toyota Fortuner Car Insurance Renewal Online

Keep your premium SUV protected with our simplified Toyota Fortuner car insurance renewal online process:

  1. Log into our website before your current Toyota Fortuner insurance expires
  2. Verify your vehicle details and check accumulated No Claim Bonus benefits
  3. Select additional premium coverage options for your Toyota Fortuner insurance renewal online
  4. Apply exclusive renewal discounts on your Toyota Fortuner car insurance renewal in India
  5. Complete payment and receive an instant policy renewal confirmation

How to Buy Second-Hand Toyota Fortuner Car Insurance?

Protect your pre-owned Fortuner with our specialised Second hand Toyota Fortuner car insurance process:

  1. Submit your vehicle ownership transfer documents and previous insurance details online
  2. Schedule a comprehensive vehicle inspection at your convenient location
  3. Receive a customised quote matching your Innova insurance cost while offering premium benefits
  4. Select coverage options designed for pre-owned Toyota Fortuner models
  5. Complete documentation and activate your Toyota Fortuner car insurance instantly

Why Do You Need Toyota Fortuner Car Insurance?

Compliance with Laws

Did you know that driving without insurance for Fortuner is against the law? The Indian government requires every car owner to have at least basic insurance coverage. When you buy a car or Toyota Fortuner insurance, you're not just protecting your vehicle - you're following the law. With Reliance General Insurance, staying legal is easy and affordable.

Plus, traffic police now check for valid insurance papers during routine stops. Having proper Toyota Fortuner insurance means you'll never have to worry about paying hefty fines or facing legal troubles.

Financial Protection

Think about how much you spent on your Toyota Fortuner. It's a big investment, right? That's why you need strong financial protection. Here's what our car insurance for Toyota Fortuner protects you from:

  • Accident repairs that can cost lakhs of rupees
  • Complete loss if your car is s​​tolen
  • Floods, storms and other natural events causing damage
  • Repairs needed after fire damage
  • Costs from vandalism or riots

Without proper insurance for Fortuner, you'd have to pay all these expenses from your own pocket. Why take that risk when Reliance offers affordable Toyota Fortuner vehicle insurance?

Peace of Mind

When you choose the best insurance for Toyota Fortuner cars from Reliance, you can drive without worries. Imagine:

  • Taking long road trips without stress
  • Parking in public places without constant worry
  • Handling unexpected situations confidently
  • Focusing on enjoying your premium SUV instead of worrying about damages

Just like you'd want the best security system for your home, your Fortuner deserves the best protection too.

Features and Benefits of Reliance Car Insurance for Toyota Fortuner

Hassle-Free Buying and Claiming

We understand that your time is valuable, which is why we've streamlined the process of getting Toyota Fortuner insurance. Our platform makes it incredibly easy to buy Toyota Fortuner insurance or renew your existing policy.

The entire process takes just minutes, and you can complete it from the comfort of your home. When it comes to claims, our insurance for Fortuner stands out with its simplified procedures and minimal documentation requirements.

Customisable IDV

Understanding the true value of your Toyota Fortuner is crucial for proper insurance coverage. Our popular Toyota Fortuner insurance offers flexibility in choosing your Insured Declared Value (IDV), ensuring you get the right coverage amount for your vehicle.

The IDV represents the maximum amount you can claim insurance in case of total loss or theft and we believe this should reflect your car's actual market value. When you opt for insurance for Fortuner from Reliance, you have the freedom to customise your IDV based on various factors like your car's age, condition and market value.

Personal Accident Cover

Our car insurance for Toyota Fortuner includes a comprehensive personal accident cover of ₹15 lakhs for the owner-driver. This essential feature of insurance for Fortuner ensures that you're protected in case of accidents leading to injury or disability.

Just as we provide reliable insurance for Innova owners, our Toyota Fortuner vehicle insurance Reliance extends complete personal protection to owners, making it one of the best insurance cars available today.

24/7 Customer Support

Understanding that emergencies don't follow a schedule, our benefits of Toyota Fortuner car insurance include round-the-clock customer support. Whether you need assistance with your Toyota Fortuner vehicle insurance Reliance at midnight or early morning, our dedicated team is always available.

Our car insurance for Toyota Fortuner support team is trained to handle all queries, from policy details to claim assistance. Like our trusted insurance for Innova services, we ensure Fortuner owners receive prompt, professional support whenever needed, making us the best insurance for Toyota Fortuner cars.

High Claim Settlement Ratio

Trust matters when choosing insurance for Fortuner, and our high claim settlement ratio speaks volumes. Our car insurance for Toyota Fortuner boasts one of the industry's best settlement speeds, with most claims processed within a week.

When you select Toyota Fortuner insurance from Reliance, you're choosing a provider known for honouring claims efficiently.

Video Claim Feature

Our Toyota Fortuner insurance includes an innovative video claim feature. This modern addition to our car insurance for Toyota Fortuner allows you to initiate and process minor claims through video assessment.

When you buy car Toyota Fortuner insurance from us, you get access to this time-saving feature that lets you skip workshop visits for estimates. Our insurance for Fortuner video claims feature provides instant approval for eligible claims, making the benefits of Toyota Fortuner car insurance even more attractive.

Pay-As-You-Drive

Innovation meets affordability with our Toyota Fortuner vehicle insurance Reliance Pay-As-You-Drive option. This unique feature of our car insurance for Toyota Fortuner helps occasional drivers save on premiums.

When you choose your Fortuner insurance with this option, your premium is calculated based on your actual vehicle usage. Like our flexible insurance for Innova plans, this popular Toyota Fortuner insurance feature ensures you only pay for what you use, making it the best insurance for Toyota Fortuner cars for low-mileage drivers.

Types of Toyota Fortuner Car Insurance Plans

Third-Party Car Insurance

Essential third party car insurance meets legal requirements, protecting against damages to other vehicles and people. Basic coverage starts from minimum rates for Toyota Fortuner insurance.

Own Damage Car Insurance

Own damage car insurance specifically protects your Toyota Fortuner against accidents, theft and disasters. Ideal addition to existing Toyota Fortuner car insurance plans.

Comprehensive Car Insurance

Our comprehensive car insurance for Toyota Fortuner covers everything: your vehicle, third-party damages, natural disasters, theft and personal accidents. Perfect for complete protection of your premium SUV.

Pay-As-You-Drive Insurance

Unique Toyota Fortuner insurance option where premiums depend on your driving usage. Perfect for occasional drivers seeking comprehensive car insurance with lower costs.

Toyota Fortuner Insurance Coverage: Inclusions and Exclusions

Toyota Fortuner Insurance Policy: Inclusions

  • Accident damage
  • Theft protection
  • Fire damage
  • Natural disasters (floods, earthquakes)
  • Personal accident cover for owner-driver (up to ₹15 lakhs)
  • Third-party liability coverage
    • Property damage
    • Personal injury to others

Insurance of Toyota Fortuner: Exclusions

  • Regular wear and tear from ageing
  • Mechanical failures not related to accidents
  • Damages while driving under influence of alcohol
  • General depreciation (unless additionally purchased)
  • Consumable items
  • Standalone tyre damage (only covered if part of a larger accident)
  • Damages outside geographical limits
  • Intentional damage
  • Regular maintenance issues

Toyota Fortuner Insurance Add-On Covers

Nil Depreciation

Pay-As-You-Drive

Consumables Expenses

24x7 Roadside Assistance

Engine Protection Cover

Tyre Protection Cover

EMI Protection Cover

Loss of Personal Belongings

Geo Extension

Return-to-Invoice Cover

NCB Retention Cover

RIM Protection

Total Cover

Key Replacement Cover

Daily Allowance Benefit

Emergency Hotel Accommodation

Electrical Accessories

Non-Electrical Accessories

Reliance EV-Specific Car Insurance Add-Ons for Electric Cars

Electric Vehicle Battery Protection

Electric Vehicle Charger

Electric Motor Protect

Toyota Fortuner Car Insurance Claim Process

Understanding the insurance for Toyota Fortuner claims process is essential for every Fortuner owner. Unlike other vehicles, insurance for Innova and the Toyota Fortuner car insurance claim process is designed specifically for this premium SUV, considering its higher Fortuner insurance price and specialised service requirements.

Steps for Toyota Fortuner Insurance Claim: Cashless Repairs

  1. Contact Reliance General Insurance immediately through +91 22 48903009, the Car Insurance Claim page or on the Reliance Self-i App.
  2. Drive your Fortuner to any of our authorised network garages
  3. Present your Toyota Fortuner cashless insurancedetails
  4. Wait for the damage assessment by insurance surveyors
  5. Approve the estimated repair cost and get your vehicle repaired without paying upfront

*Note that you still need to pay for mandatory deductibles and for uninsured parts that aren’t covered under your policy.

Steps to Claim Toyota Fortuner Insurance Policy: Reimbursement Claims

  1. Document the damage with photographs immediately after the incident
  2. Take your Fortuner to your preferred garage
  3. Get a detailed estimate of repairs
  4. Submit your Toyota Fortuner insurance reimbursement claim form
  5. Pay for repairs, collect all bills and submit documentation for reimbursement

Documents for Toyota Fortuner Insurance Claim

For smooth processing of your insurance for Fortuner claim, keep these essential documents ready:

  • Completed Toyota Fortuner car insuranceclaim form
  • Valid insurance policy document
  • Driver's licence
  • Vehicle registration certificate
  • Police FIR (in case of theft or third-party damage)
  • Original repair bills and payment receipts
  • Detailed photographs of vehicle damage
  • Identity and address proof
  • Bank account details for reimbursement

Toyota Fortuner Car Insurance Claims: Cashless vs. Reimbursement

Feature

Cashless Claims

Reimbursement Claims

Initial Cost

No upfront payment

Customer pays first

Network

Limited to authorised Toyota service centres

Any reliable garage

Documentation

Minimal paperwork

Complete document submission

Settlement

Direct to garage

Credited to customer account

Advantages

- Faster processing

- Quality assured repairs

- No initial payment

- Choice of garage

- Flexibility in repair options

- Control over repair costs

Best For

- New Fortuner owners

- Major repairs

- Accident claims

- Minor repairs

- Trusted local garage

- Remote locations

What Decides Toyota Fortuner Car Insurance Premiums?

Car Specifications

When calculating your Fortuner insurance price, several vehicle specifications play a crucial role. The model year, engine capacity and fuel type of your Toyota Fortuner affect the premium. Newer models with larger engines might have a higher Fortuner car insurance price due to their increased value and repair costs.

At Reliance General Insurance, we consider these factors carefully to offer you fair Toyota Fortuner car insurance plans. While diesel variants might have slightly higher premiums, we ensure our pricing remains competitive across all Fortuner models.

Coverage Requirements

Your choice of insurance coverage significantly impacts the Fortuner insurance 1-year price. You can choose between third-party car insurance, which is legally mandatory and covers only damages to others, or comprehensive car insurance, which protects both your Fortuner and third parties.

For complete protection, we recommend own damage car insurance along with third-party coverage. A long-term comprehensive plan often works out to be more economical, offering better value and continuous protection.

Vehicle's Insured Declared Value (IDV)

The IDV is a very important factor in determining your Toyota Fortuner insurance premium. This value represents the current market worth of your vehicle and directly affects your Fortuner car insurance price. At Reliance, we help you choose an appropriate IDV that ensures adequate coverage without inflating premiums unnecessarily.

The IDV decreases each year due to depreciation, which means your Fortuner insurance price might reduce during renewals while still maintaining optimal coverage for your vehicle.

Claim History

Your previous claims significantly influence your Toyota Fortuner insurance premium. A clean claim history with a No-Claim Bonus can reduce your Fortuner insurance 1-year price by up to 50%.

At Reliance, we reward safe drivers with attractive discounts on their Fortuner car insurance prices. However, making multiple claims might increase your premium during renewal. We encourage responsible driving and maintenance to help you maintain lower insurance costs.

How to Calculate Toyota Fortuner Car Insurance Premium?

Want to know your Toyota Fortuner car insurance premium? Getting a quote through Reliance is quick and simple:

  • Visit Reliance's website and use our premium calculator to instantly calculate Toyota Fortuner car insurance rates
  • Enter your Fortuner's details, including variant (4x2, Legender, Sigma, etc.) and registration information
  • Choose between a comprehensive plan or basic third-party car insurance for Toyota Fortuner ​based on your coverage needs.
  • Enhance your protection with premium add-ons like zero depreciation cover, 24x7 roadside assistance and engine protection.
  • Get your final Toyota Fortuner insurance rates instantly displayed with a detailed coverage breakdown.

At Reliance, we make calculating your Toyota Fortuner car insurance premium straightforward and transparent. No hidden charges or complex terms - just follow these simple steps to know exactly what you'll pay to protect your premium SUV.

Toyota Fortuner Insurance Price: Third-Party Insurance Premium

For Private Cars

Engine Capacity

Premium for One Year (in ₹)

Up to 1000 cc

2,094

Above 1000 cc up to 1500 cc

3,416

Above 1500 cc

7,897

For Electric Cars

Battery Capacity

Premium for One Year (in ₹)

Up to 30 kW

1,780

Above 30 kW to 65 kW

2,904

Above 65 kW

6,712

Toyota Fortuner - Overview and USPs

Design and Build

The Toyota Fortuner stands out for its commanding presence and robust build quality. When choosing Toyota Fortuner car insurance plans, consider that this SUV's premium construction and safety features often lead to better insurance terms.

The vehicle's strong build quality can positively impact your Fortuner insurance price, as it reduces the risk of severe damage in minor accidents.

Performance Features

Equipped with powerful engines and advanced transmission options, the Fortuner delivers exceptional performance. Our comprehensive car insurance takes into account these high-performance features when calculating Fortuner car insurance price.

Whether you choose any variant, petrol or diesel, our Toyota Fortuner insurance covers all mechanical aspects comprehensively.

Safety Standards

Toyota Fortuner's advanced safety features like multiple airbags, ABS and stability control make it a safer vehicle to insure. These safety features can positively influence your Fortuner car insurance price. At Reliance, we consider these safety aspects when offering discounts on own damage car insurance premiums.

Maintenance and Reliability

Known for its reliability and low maintenance costs, the Fortuner proves economical in the long run. This reliability factor is reflected in our Toyota Fortuner car insurance plans. Regular maintenance can help maintain a lower Fortuner insurance price and prevent unnecessary claims, ensuring you continue to enjoy competitive premium rates.

Market Value and Resale

The Fortuner's strong resale value in the Indian market affects its insurance pricing positively. When calculating Toyota Fortuner insurance premiums, we consider this high retention of value. This factor often results in better IDV calculations and more favourable Fortuner car insurance price structures, especially for well-maintained vehicles.

Toyota Fortuner - Models and Prices

Model

Transmission

Engine

Mileage

Price (Ex-Showroom Delhi)

Fortuner 4X2 (Base Model)

Manual

2694 cc Petrol

10 kmpl

₹33.43 Lakh

Fortuner 4X2 AT

Automatic

2694 cc Petrol

10 kmpl

₹35.02 Lakh

Fortuner 4X2 Diesel

Manual

2755 cc Diesel

11 kmpl

₹35.93 Lakh

Fortuner 4X2 Diesel AT

Automatic

2755 cc Diesel

11 kmpl

₹38.21 Lakh

Fortuner 4X4 Diesel

Manual

2755 cc Diesel

8 kmpl

₹40.03 Lakh

Fortuner 4X4 Diesel AT

Automatic

2755 cc Diesel

11 kmpl

₹42.32 Lakh

Fortuner GR S 4X4 Diesel AT (Top)

Automatic

2755 cc Diesel

11 kmpl

₹51.44 Lakh

Toyota Fortuner Insurance for Which Reliance Offers Insurance

Toyota Car Models

Toyota Glanza

Toyota Innova

Toyota Urban Cruiser

Toyota Camry

Toyota Fortuner

Toyota Vellfire

Toyota Innova Crysta

Toyota Yaris

Frequently Asked Questions

  1. What does Toyota Fortuner insurance cover?

    Toyota Fortuner insurance from Reliance covers accident damage, theft protection, fire damage, natural disasters, personal accident cover (₹15 lakhs), third-party liability, property damage, 24/7 roadside assistance and electronic equipment coverage.

    Benefits of Toyota Fortuner car insurance also include cashless repairs at authorised garages and comprehensive personal protection.

  2. How do I buy Toyota Fortuner insurance?

    Get car insurance for Toyota Fortuner online through Reliance website - share registration number, select model, get instant quotes, choose add-ons. For offline purchase, schedule a meeting with a Toyota insurance specialist. Reliance car insurance for Toyota Fortuner offers both digital and personal assistance channels.

  3. Are there discounts for Toyota Fortuner insurance?

    Popular Toyota Fortuner insurance offers multiple discounts, including a No-Claim Bonus of up to 50%, pay-as-you-drive benefits for low usage and renewal discounts.

  4. How do I renew my Toyota Fortuner insurance?

    Toyota Fortuner insurance renewal is simple through the Reliance website/app. Log in, verify details, check NCB benefits, select coverage options, apply renewal discounts and complete payment. Cashless car insurance for Toyota Fortuner renewal confirmation is instant with digital policy delivery.

  5. What's the claim process for Toyota Fortuner insurance?

    Toyota Fortuner cashless insurance claims: Contact Reliance → Visit network garage → Present policy → Await assessment.

    For Toyota Fortuner insurance reimbursement: Document damage → Repair at preferred garage → Submit claim form with bills. Both processes are streamlined for quick settlements.

  6. Can I transfer my Toyota Fortuner insurance?

    Yes, car insurance for Toyota Fortuner can be transferred when selling your vehicle. Submit ownership transfer documents and previous insurance details to Reliance. Benefits of Toyota Fortuner car insurance, including NCB, can be transferred or retained based on your preference.

  7. How much does Toyota Fortuner insurance cost?

    Toyota Fortuner vehicle insurance Reliance premiums vary based on variant, age and coverage chosen. Third-party insurance rates are set by the IRDAI. Comprehensive insurance for Fortuner costs depends on IDV, add-ons selected and other factors.

  8. What factors affect Toyota Fortuner insurance premiums?

    Popular Toyota Fortuner insurance premiums are influenced by car specifications (model, engine capacity), coverage type (comprehensive/third-party), IDV (Insured Declared Value), claim history and add-ons chosen.

Disclaimer:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819

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