Renault Car Insurance

At Reliance General Insurance, we understand your Renault car is more than just a vehicle – it's a symbol of style and reliability. That’s why our specialised Renault car insurance policies are designed to protect your prized possession with comprehensive coverage that gives you complete peace of mind.

Whether you drive a sleek Renault Kiger, the family-friendly Triber, or the dynamic Kwid, we offer tailored insurance solutions that match your needs and ensure your Renault stays protected on every journey.

How to Buy Renault Car Insurance with Reliance General Insurance

Protect your Renault with comprehensive coverage from Reliance General Insurance. Here's your complete guide for getting the right insurance coverage:

Steps to Buy Renault Car Insurance Online at Reliance

1. Visit the Reliance General Insurance website
2. Select on "Car Insurance"
3. Input your Renault's registration details and personal information
4. Choose from Reliance's tailored Renault insurance plans
5. Make secure payment and receive instant policy documentation

Steps to Buy Renault Insurance Offline

1. Find your closest Reliance branch with our branch locator
2. Bring your Renault's registration certificate and ID proof
3. Consult with Reliance insurance expert for personalised guidance
4. Select your ideal Renault car insurance coverage
5. Complete formalities and receive your policy

Renault Car Insurance Renewal Online

Keep your coverage active through easy Renault insurance renewal online:

1. Log onto the Reliance General Insurance website
2. Enter your existing policy number or Renault details
3. Review your current plan and explore enhanced coverage options
4. Update information if needed
5. Complete Renault insurance renewal payment. Your renewed policy will be instantly emailed to you.

How to Buy Second-Hand Renault Car Insurance?

Insure your second-hand Renault car with Reliance:

1. Submit ownership transfer papers and previous insurance details
2. Get competitive Renault insurance premium quotes
3. Choose from Reliance's specialised used car coverage options
4. Add beneficial riders like zero depreciation coverage
5. Process your policy with minimal documentation

Trust Reliance General Insurance for comprehensive Renault car insurance online solutions. Our dedicated team ensures smooth processing of claims and timely Renault insurance renewal. Experience hassle-free coverage with India's leading insurer.

Why Do You Need Renault Car Insurance?

Compliance with Laws

Driving your Renault without proper insurance isn't just risky – it's against the law. The Motor Vehicles Act mandates that every car owner must have at least third-party Renault car insurance. We at Reliance are here to assist you in maintaining compliance while also ensuring that your vehicle receives the protection it deserves.

Financial Protection

Your Renault is a valuable investment that needs proper protection. Renault insurance coverage from Reliance safeguards you against unexpected financial burdens arising from accidents, theft, or natural disasters. Whether it's a minor scratch or major damage, our Renault online insurance policy ensures you don't have to worry about repair costs.

Peace of Mind

With Reliance's car insurance for Renault, you can drive with complete confidence. Our auto insurance Renault plans cover everything from accidents and natural calamities to theft and third-party liabilities. This comprehensive protection lets you focus on enjoying your drive while we take care of the risks.

Features and Benefits of Reliance Car Insurance for Renault

Hassle-Free Buying and Claiming

We've simplified the process of getting Renault car insurance coverage. Our digital platform allows quick Renault motor insurance policy purchase and seamless claim settlements. Just a few clicks and your Renault insurance policy is ready to protect your vehicle.

Customisable IDV

Choose the ideal Insured Declared Value (IDV) for your Renault that matches your car's worth. Our flexible IDV options ensure you get the right Renault insurance coverage without overpaying on your Renault car insurance premium.

Personal Accident Cover

Your safety matters most. Our Renault insurance plans include personal accident cover up to ₹15 lakh for the owner-driver, providing financial protection in case of unfortunate incidents.

Third-Party Liabilities

Rest easy knowing you're covered against any legal liabilities arising from accidents involving third parties with your Renault insurance policy.

24/7 Customer Support

The dedicated members of our support staff are here to help you at any time of the day or night with any queries about your Renault auto insurance coverage.

No-Claim Bonus

Enjoy significant discounts on your Renault car insurance premium for claim-free years. Our NCB benefits of Renault car insurance reward safe driving and responsible Renault ownership.

High Claim Settlement Ratio

We pride ourselves on our quick and efficient claim settlement process for Renault insurance claims, ensuring you get the support you need when you need it most.

Video Claim Feature

Experience hassle-free claim processing with our innovative video claim facility for your Renault car insurance, making the process more convenient and streamlined.

Pay-As-You-Drive

Drive less, pay less! Our Pay-As-You-Drive Renault insurance option helps occasional drivers save on their Renault car insurance rates by aligning the cost with their actual driving habits.

Wide Range of Add-Ons

Customise your Renault vehicle insurance reliance coverage with our comprehensive range of add-ons like zero depreciation, engine protection, roadside assistance and more, ensuring your Renault receives the protection it deserves.

With these Renault car insurance features and benefits, Reliance General Insurance provides comprehensive Renault insurance coverage tailored to your specific needs and driving patterns, giving you peace of mind and financial protection for your valued Renault vehicle.

Types of Renault Car Insurance Plans

Renault Insurance Coverage: Inclusions and Exclusions

Renault Insurance Policy: Inclusions

At Reliance General Insurance, our comprehensive Renault insurance coverage protects your vehicle with these essential features:

• Complete protection against accidental damage
• Coverage against theft of your Renault vehicle
• Protection from fire-related incidents
• Comprehensive coverage for natural disasters (floods, earthquakes, cyclones)
• Built-in personal accident cover for owner-driver
• Extensive third-party liability coverage
• Protection during civil disturbances and riots
• Complimentary towing assistance to the nearest network garage
• Transit damage protection during rail or road transport

Insurance of Renault: Exclusions

When choosing best insurance for Renault cars, it's important to understand what's not covered:

• Regular wear and tear of vehicle components
• Mechanical failures and electrical breakdowns
• Damage from driving under intoxication
• Standard depreciation of your Renault
• Any consequential damages
• Nuclear perils and war-related incidents
• Normal tire and tube damage
• Damages outside India (unless specified)

Add-On Renault Insurance Covers

Enhance your Renault motor insurance with these valuable add-on protections:

1. Nil Depreciation Cover: Get the full claim amount without any depreciation deductions for your Renault, ensuring you receive the true replacement value in case of a total loss.
2. Engine Protect: Protect your Renault's engine from water damage and oil leakage, safeguarding one of the most vital components of your vehicle.
3. 24/7 Roadside Assistance: Get immediate help anytime, anywhere, with our round-the-clock roadside assistance services. Receive support for flat tires, battery issues, minor repairs and more.
4. NCB Protector: Maintain your No Claim Bonus (NCB) even after making up to two claims, ensuring you don't lose your hard-earned discounts.
5. Return to Invoice: In the event of a total loss, receive the full invoice value of your Renault, giving you the peace of mind of getting back what you paid.
6. Consumables Coverage: Covers the cost of oils, lubricants, filters and other consumables required during the repair process, so you don't have to worry about additional expenses.
7. Key Replacement: Protects you from the financial burden of replacing lost or stolen Renault keys, including the programming and coding costs.
8. Personal Belongings Cover: Safeguard your valuable items left inside your Renault, such as laptops, smartphones and other personal belongings.
9. Daily Transport Allowance: Get compensation for alternative transportation expenses incurred during the repair period, ensuring your mobility is not disrupted.
10. Pay-As-You-Drive: Opt for usage-based insurance coverage, where your premium is based on the actual distance driven, making it ideal for occasional drivers.
11. Total Loss: Receive the complete on-road price coverage, including registration and other taxes, in case of a total loss.
12. EMI Protection: Get coverage for your car loan outstanding monthly payments during extended repair periods, protecting you from financial burdens.
13. Rim Protection: Covers the repair costs for any damages to your Renault's alloy wheels, keeping your car looking its best.
14. Tyre Damage Cover: Protection against tyre damages or replacements, ensuring you don't have to bear the full cost of unexpected tyre issues.
15. Geo-Extension: Extend your insurance coverage to protect your Renault while driving abroad, providing you with the same level of protection overseas.
16. Electrical Accessories Cover: Safeguard your aftermarket electronic installations, such as music systems, GPS and other accessories.
17. Non-Electrical Accessories: Coverage for additional car modifications and enhancements, including non-electrical components.
18. Emergency Hotel Accommodation: Get reimbursement for hotel expenses incurred during a breakdown when you are far from home, so you can focus on getting your Renault back on the road.

For Renault's electric models like the upcoming Renault EVs, we offer specialised coverage options. These thoughtfully curated add-ons ensure your Renault insurance provides complete protection tailored to your driving needs. Choose the add-ons that best suit your Renault model and usage pattern for optimal coverage.

Renault Car Insurance Claim Process

Steps for Renault Insurance Claim: Cashless Repairs

1. Report your Renault car insurance claim instantly through +91 22 48903009, Car Insurance Claim ​page or on the Reliance Self-i App.
2. Drive your Renault to any Reliance network garage
3. Share basic claim details and documents
4. Our surveyor will inspect your vehicle
5. Once approved, get your Renault repaired without paying anything

Steps to Claim Renault Insurance Policy: Reimbursement Claims

1. Notify us about the incident immediately
2. Take your Renault to your preferred garage
   
3. Submit claim form ​and repair estimates for approval
4. Complete repairs and collect all bills
5. Submit documents for quick Renault insurance reimbursement

Documents for Renault Insurance Claim

For smooth processing of your Renault car insurance claim, keep these ready:

• Filled claim form
• Your Renault insurance policy copy
• Valid driving licence
• Car registration certificate (RC)
• Police FIR (for theft/major accidents)
• Original repair bills
• Damage photos of your Renault
• Identity proof

Renault Car Insurance Claims: Cashless vs. Reimbursement

Choose cashless claims for a hassle-free Renault car insurance claim process, or opt for reimbursement when you prefer your local garage. Our expert team ensures smooth claim settlement in both cases.

What Decides Renault Car Insurance Premiums?

Car Specifications

Your Renault car insurance premium varies based on your model specifications. Factors such as the engine capacity, fuel type and model year of your Renault can significantly impact the insurance rate.

Generally, newer Renault models with advanced safety features and higher engine power tend to have higher insurance premiums compared to older or more basic models.

Coverage Requirements

The type of Renault insurance coverage you choose also affects your premium. While third-party insurance is mandatory and more affordable, opting for a comprehensive Renault car insurance plan offers complete protection for your vehicle at a higher premium.

Additionally, adding extra coverages like zero depreciation, engine protection, or roadside assistance to your Renault online insurance policy will further adjust your overall insurance costs.

Vehicle's Insured Declared Value (IDV)

The Insured Declared Value (IDV) of your Renault car directly influences the calculation of your insurance premium. The IDV represents the current value of your vehicle after factoring in depreciation.

A higher IDV means better coverage, but it also leads to a higher Renault car insurance rates. At Reliance General Insurance, we help you choose the optimal IDV for your Renault, ensuring a balanced level of protection and a reasonable premium.

Claim History

Your previous claims and the number of claim-free years on your Renault insurance premium can significantly impact the premium you pay. A clean claim history with an accumulated No Claim Bonus (NCB) can reduce your Renault car insurance premium by up to 50%.

Reliance General Insurance rewards safe drivers with attractive NCB benefits on their comprehensive Renault insurance plans.

By understanding these key factors that determine your Renault insurance premium, including the availability of cashless car insurance for Renault vehicles, you can make a perfect choice to find the right balance between coverage and cost.

How to Calculate Renault Car Insurance Premium?

Get your Renault car insurance premium with:

• Visit Reliance website and access premium calculator.
• Enter your Renault model and registration information.
• Select between comprehensive or third-party Renault insurance coverage.
• Customise your Renault car insurance ​with preferred add-on covers.
• Get your final Renault insurance rate instantly with complete coverage details.

Quick, transparent and hassle-free – that's how w​e calculate your Renault car insurance premium at Reliance.

Renault Insurance Price: Third-Party Insurance Premium

For Private Cars

For Electric Cars

Renault - Overview and USPs

Sturdy Build

Renault cars are renowned for their robust construction, featuring high-strength steel bodies that enhance safety. This structural integrity not only protects passengers but can also lead to favourable own damage car insurance premiums.

Spacious Interior

Renault's intelligent space utilisation across models like the Triber and Kiger offers exceptional comfort. The well-designed cabins with premium materials maintain high resale value, positively affecting your Renault insurance coverage costs.

Advanced Infotainment System

Modern Renault vehicles come equipped with state-of-the-art infotainment systems, including touchscreen displays and smartphone connectivity. These features enhance your driving experience while potentially qualifying for special coverage under electronics protection add-ons.

Fuel Efficiency

Renault's commitment to fuel efficiency across their lineup helps reduce operating costs. Their eco-friendly engines not only save fuel but can also qualify for green vehicle discounts on Renault car insurance plans in certain categories.

Reliable Performance

Renault is a great option for long-term ownership because of its track record of reliable performance and minimal maintenance needs. This reliability often translates to competitive Renault insurance rates and reduced maintenance costs over time.

Renault - Models and Prices

Renault Insurance for Which Reliance Offers Insurance

We offer different solutions for a range of Renault models, including the Renault Duster car insurance and Renault Kwid car insurance, providing customised plans with specialised coverage and benefits for each vehicle.

Frequently Asked Questions

1. How can I check the insurance company's claim settlement success rate?

   You can verify claim settlement ratios directly on our website or visit IRDAI's official portal. These figures help you understand how efficiently we handle Renault car insurance claims. Higher ratios indicate better service reliability for your Renault insurance coverage.

2. Are there ways to reduce my Renault car insurance premium?

   Yes! Several factors can lower your Renault insurance rate:

   • Earn No Claim Bonus for claim-free years
   • Install anti-theft devices
   • Opt for online policy purchase discounts
   • Choose higher voluntary deductibles
   • Maintain a good driving record
3. Can I modify my Renault insurance coverage during the policy term?

   Modifications to your car insurance for Renault can be made during policy renewal. You can:

   • Upgrade to comprehensive Renault car insurance plans
   • Add or remove add-on Renault insurance features
   • Adjust your IDV
   • Update your coverage based on the car's age. Your new premium will reflect these changes.
4. What should I do with my Renault insurance if I sell my car?

   When selling your Renault, you have two options:

   • Transfer the existing Renault insurance coverage to the new owner
   • Cancel the policy after the new owner gets their own insurance.

   Remember, the car must remain insured during the ownership transfer.

5. Is it possible to transfer my Renault insurance to the new buyer?

   Yes, transferring your Renault insurance for car to a new owner is simple. Contact us with:

   • New owner details
   • Sale deed copy
   • RC transfer documents We'll help maintain continuous coverage during the transfer.
6. What factors determine my Renault car insurancepremium?

   Your Renault insurance rate depends on:

   • Car model (Kwid, Triber, or Kiger)
   • Vehicle age
   • Location
   • Coverage type (comprehensive or third-party)
   • Selected add-ons

   Get an immediate online quotation from our website for your model and needs.

Disclaimer:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819