Mercedes Benz Car Insurance

Owning a Mercedes Benz is a lot more than having a car. It is all about experiencing luxury, unmatched performance and an unbeatable driving experience.

This is why it becomes crucial to protect this valuable asset with the right car insurance plan. Our Mercedes Benz car insurance is tailored to offer financial coverage against unforeseen events, ensuring a safe and worry-free driving experience.

Whether it is accidental damage, third-party liabilities, theft or any other event, Reliance General motor insurance helps you keep your Mercedes Benz in best condition without any financial struggle.

How to Buy Mercedes Benz Car Insurance - Online & Offline

Steps to Buy Mercedes Benz Car Insurance Online

1. Open our website and go to Explore Products -> Car Insurance.
2. On the top of your screen, fill in your Mercedes Benz registration number along with your email ID and mobile number.
3. Click “View Prices” to receive an instant Mercedes Benz insurance quote online.
4. Choose an IDV range and add-ons as per your requirements.
5. From the given options, select suitable plans and click “Buy Now”.
6. Carefully review the details and proceed with the payment.

Steps to Buy Mercedes Benz Car Insurance Offline

1. Find our nearest branch using our Branch Locator and visit in person. Make sure to carry all necessary documents such as car RC, purchase invoice, driving licence and address proof, etc.
2. Our insurance experts will present you with the best insurance for Mercedes Benz cars based on your requirements.
3. Select the best policy that matches your requirements, risk profile, and budget.
4. Complete the necessary paperwork and make the payment to finalise your policy purchase.

Mercedes Benz Car Insurance Policy Renewal: Steps for Mercedes Benz Car Insurance Renewal Online

1. Go to the Car Insurance Renewal page on our official website.
2. Fill in your Mercedes Benz yearly insurance policy number and a few other details.
3. Review your existing policy and modify it based on your growing requirements.
4. Verify your personal details and update the same if it changes over time.
5. For a successful Honda Jazz insurance renewal online, make the premium payment.

How to Buy Second-hand Mercedes Benz Car Insurance?

1. Gather all the required documents, including your vehicle transfer papers, driving licence, registration papers and others.
2. Go to our official website or our offline branch with your documents.
3. Provide your personal and vehicle details.
4. Our team will provide you with car insurance options based on your requirements and risk profile.
5. Finalise a suitable policy for your second-hand Mercedes Benz.
6. Customise the Mercedes Benz online insurance plan as per your requirements and make the payment.

Why do you Need Car Insurance for Mercedes Benz?

Legal Requirement

Having insurance for Mercedes Benz is critical as it is a mandatory requirement by law. As per motor vehicles act, you will be levied hefty penalties and fines if you are found driving without a vehicle insurance certificate.

Financial Protection

Financial protection during unforeseen incidents is another reason why having insurance for Mercedes Benz is a must. The right policy protects you from financial losses arising due to natural calamities, theft, road accidents, third-party losses and other risks.

Worry-Free Driving

Mercedes Benz auto insurance protects your savings by covering your financial losses. Besides, it also covers your third-party and personal damages allowing you to drive your car in a  worry-free manner.

Features and Benefits of Mercedes Benz Car Insurance

Multiple Coverage Options

Our Mercedes Benz motor insurance comes with multiple coverage options. You can choose from third-party, own damage, comprehensive and pay-as-you-drive insurance based on your specific needs and risk exposure.

100% Claims Settlement

We offer 100% claims settlement* with our insurance for Mercedes Benz cars. Besides, you can choose between cashless or reimbursement settlement based on your convenience.

10,000+ Network Garages

We have a strong network of 10,000+ network garages with high-quality services and experienced technicians. You can get your Mercedes Benz repaired cashlessly at these facilities.

Wide Array of Add-ons

Mercedes Benz is a crucial asset and hence it requires all-round protection. To ensure the same, we offer a collection of optional add-ons to enhance the coverage of your policy. You can choose from our best-selling add-ons like Bumper-to-Bumper, Engine Protection, Tyre Protection, Electrical Accessories Protection and so on.

Discounts & Offers

We offer multiple discounts and offers such as online purchase discounts, repeat customer discounts, no-claims discounts and more. Besides, we offer a fully digital process to buy, renew and claim your Mercedes Benz vehicle insurance.

Types of Mercedes Benz Car Insurance Plans

Mercedes Benz Car Insurance Policy - Key Inclusions & Exclusion

Inclusions of Mercedes Benz Insurance Coverage

The Reliance Mercedes Benz car insurance covers financial losses incurred due to the following events:

• Natural Disasters (earthquakes, typhoons, cyclones, floods, hailstorms and more)
• Man-made Disasters (riots, vandalism, strikes, etc. )
• Third-party Liabilities (injuries, losses and deaths)
• Fire and explosions
• Theft
• Personal Accident Cover

Exclusions of Mercedes Benz Insurance Coverage

Reliance insurance for Mercedes Benz does not cover damages incurred to your car due to the following events:

• Drunken driving accidents.
• Tyre and tube damage
• Damage due to violations of traffic regulations.
• Electrical or mechanical breakdown
• Intentional damages.
• Any claim after the policy period.
• Any event occurred outside of India.

Add-on Covers for Mercedes Benz Car Insurance Policy

Steps for Mercedes Benz Car Insurance Claim

Mercedes Benz Car Insurance Claim Process: Cashless Claims

1. Report the Mercedes Benz insurance claim right after meeting with an unfortunate event. There are three ways to do so:
   • Call our claims helpline at +91-22-4890-3009.
   • Drop us an Email.
   • Register using the Reliance Self-i
2. Take your damaged Mercedes Benz to our nearest network garage. To find the nearest location, use our Garage Locator.
3. Provide your insurance and claim details. Our surveyor will visit and inspect your car for damages and also perform document verification.
4. After the car inspection is done, get the necessary repair work done.
5. Once the process is complete, we will settle your bills directly at the chosen garage.

Mercedes Benz Car Insurance Claim Process: Reimbursement

1. Register your claim using the same methods mentioned in the above section.
2. Gather supporting documents for your financial losses and damages. These include photos and videos of damage, FIR, etc.
3. Take your Mercedes Benz to any auto garage of your choice and get the necessary repairs done.
4. Collect the invoices and submit them to our claims department along with other documents.
5. Our Mercedes Benzinsurance online claims department will review your documents and release the reimbursement amount after approval.

Documents for Mercedes Benz Insurance Claim

• Filled and signed Motor Insurance Claims Form.
• Insurance policy details
• Copy of driving licence
• Copy of car’s registration certificate
• Original invoices/repair papers
• Details of select garage
• Photos/videos of the damage
• Identity and address proof
• FIR (if applicable)
• Post-mortem and death certificate (if applicable)
• Other additional documents for insurance Mercedes Benz claim

Mercedes Benz Cashless Insurance Claim Vs Reimbursement

What Affects Car Insurance Premiums for Mercedes Benz Car Models?

Model and Variant

Mercedes Benz insurance companies consider the make, model and variant of your Mercedes Benz as a primary factor when deciding your insurance premium cost. The more expeneive variants attract higher premiums than base models and vice-versa.

IDV

Your insurance for Mercedes Benz costs are directly impacted by the Insured Declared Value of your Mercedes Benz. The IDV is the maximum amount you can claim in the event of total loss of your car. Calculated based on the current market price, a higher IDV attracts higher premiums and vice-versa.

Repair & Replacement Cost

The repair cost of your Mercedes Benz is taken into account when calculating your premiums. If you have a high-end variant, it is likely to receive higher premiums due to expensive repairs and replacements.

Type of Coverage

The type of Mercedes Benz coverage also decides its premium cost. For instance, third-party insurance coverage is cost-effective as compared to comprehensive car insurance due to differences in coverage.

No Claims Bonus

No-claims bonus discounts play a huge role in determining the premium cost on insurance for Mercedes Benz renewals. We offer up to 50% NCB discounts that can help you reduce your premium cost significantly. You earn these rewards for every claim-free year of your policy.

Safety Features

The availability of safety features impact your Mercedes car insurance price to a great extent. If your car has features like driver assistance, airbags, ABS, etc., you are likely to receive lower premiums due to the low risk of damages.

Optional Add-ons

The number of optional add-ons in your Mercedes Benz car insurance plan also impacts your premium cost. While these paid features add to your premium cost, they enhance your coverage, offering complete financial protection.

How to Calculate Mercedes Benz Car Insurance Premium?

Want to know your premium details before buying a suitable policy? Here is how you can easily learn about your Mercedes Benz car insurance rates online:

1. Visit our website and locate our car insurance premium calculator.
2. Enter the registration number of your Mercedes Benz and a few other required details.
3. Opt for the type of coverage you are planning to purchase.
4. Modify the policy as per your desired coverage requirements.
5. Submit the form to receive an instant quote for your Mercedes Benz.

Mercedes Benz Insurance Price: Third-Party Insurance Premium

For Private Four-wheelers

For Electric Four-wheelers

Mercedes Benz Car Insurance Feature - Overview and USPs

Product Range

From Sedans and SUVs to Coupes, Roadsters and Electric Vehicles, Mercedes Benz offers a wide range of cars that boast superior performance and driving experience.

Comfort and Luxury

Mercedes-Benz vehicles are known for their unmatched luxury and comfort. These feature premium and spacious interiors, ambient lighting, ergonomic seating and more.

Advanced Technology

Mercedes Benz cars stay ahead of the cruve when it comes to advanced features. Most vehicles feature MBUX (Mercedes Benz User Experience), an AI-based infotainment system with voice recognition capabilities. Besides, there are multiple other features like active brake assist, adaptive cruise control and so on.

Top-Notch Performance

Mercedes Benz cars are designed to offer superior performance and world-class driving experience. The AMG variants are perfect for high-speed car lovers.

Timeless Designs

Mercedes Benz is known for its iconic design, which features elegant grills, a stunning pointed star logo, and a distinctive body that is pleasing to the eye.

Sustainability

Apart from other factors, Mercedes’ commitment to lower carbon footprint is also commendable. The EQ line focuses on electric vehicles with powerful performance and fast charging capabilities.

Mercedes Benz Car Models & Prices

*Prices can vary as per market fluctuation, location and other factors.

Mercedes Benz Car Models for Which Reliance Offers Insurance (Model Names)

Frequently Asked Questions on Mercedes Benz Car Insurance

1. What's covered in Mercedes Benz car insurance?

   Reliance insurance for Mercedes Benz offers coverage for damages/losses due to natural calamities, man-made disasters, theft, personal accidents, third-party liabilities and more. For more information, get in touch with our insurance experts.

2. Are any discounts available for Mercedes Benz car insurance?

   Yes. There are multiple discounts and offers available on the online purchase of Mercedes Benz car insurance. These include online buying discounts, No-claims Bonus Discounts, Repeat Customer Discounts and so on.

3. Can I customise my Mercedes Benz car insurance policy?

   Yes. At Reliance General Insurance, you can easily customise your Mercedes Benz car insurance by purchasing useful add-ons and other features as per your requirements.

4. What's the claim process for Mercedes Benz car insurance?

   For your Mercedes Benz car, you can choose between cashless claims settlement and claim reimbursement. By opting for cashless settlement, you can get your car repaired cashlessly at Reliance network garages.

   On the other hand, you can get your car repaired at any desired garage and have the expenses reimbursed later. To do this, you need to submit the original receipts and required claims documents to our claims department.

5. Can I transfer my Mercedes Benz car insurance to a new owner?

   You may be able to transfer your Mercedes Benz car insurance by raising a transfer request with your insurance provider. For more information, get in touch with our experts.

6. What's the cost of Mercedes Benz car insurance?

   The Mercedes Benz car insurance premium is calculated based on various factors. These include the car's model, variant, registration year, type of policy, and IDV. To know about your insurance estimate, use our car insurance premium calculator.