Kia Seltos Car Insurance

​Kia Seltos, a popular compact SUV, has captured the hearts of Indian drivers with its stylish design, advanced features and impressive performance. As a proud Kia Seltos owner, it is crucial to protect your prized possession with comprehensive car insurance.

Reliance General Insurance offers tailored Kia Seltos car insurance plans that provide robust coverage and peace of mind. Whether you are navigating city streets or embarking on long road trips, our Kia Seltos vehicle insurance ensures you are protected against unforeseen circumstances.

Choose Reliance for your Seltos car insurance and enjoy a host of benefits, including quick claim settlements, extensive network garages and customisable coverage options.

Here is what we offer in Kia Seltos insurance:

How to Buy Kia Seltos ​​Car Insurance - Online & Offline?

Steps to Buy Kia Seltos Car Insurance Online

Purchasing Kia Seltos car insurance online is quick and convenient. Follow these steps:

1. Visit the Reliance General Insurance website and select "Car Insurance."

2. Enter your Kia Seltos details, including model, variant, registration information and choose your preferred coverage type.

3. Select any additional add-ons to enhance your Kia Seltos insurance coverage.

4. Review the quote, policy details carefully and make the payment online.

5. Receive your Kia Seltos car insurance policy document via email instantly.
   

Steps to Buy Kia Seltos Insurance Offline

For those who prefer a personal touch, buying Kia Seltos insurance offline is simple:

1. Locate the nearest Reliance General Insurance branch using our Branch Locator tool.

2. Visit the branch and speak with our insurance experts about car insurance for Kia Seltos options.

3. Provide your Seltos details and discuss your coverage requirements.

4. Our agent will guide you through various plans and help you choose the best Kia Seltos vehicle insurance.

5. Fill out the forms and submit the required documents.

6. Make the payment and receive your Kia Seltos car insurance policy document in person or by mail.
   

Steps for Kia Seltos Car Insur​​ance Renewal Online

Renewing your Kia Seltos car insurance online is hassle-free:

1. Visit the Reliance General Insurance website and click on "Renew Policy."

2. Enter your existing Kia Seltos insurance policy number and other required details.

3. Review and update your Seltos information if needed.

4. Choose to continue with your current coverage or modify it. Select any new add-ons you wish to include in your renewed policy.

5. Make the payment online to complete your Kia Seltos insurance renewal.
   

How to Buy Second-Hand Kia Sel​tos Car Insurance?

Insuring a second-hand Kia Seltos car insurance is a straightforward process:

1. Since it is a second-hand car, we inspect the car's engine health and once it is okay, we proceed with the insurance process.

2. Gather necessary documents, including the previous owner's policy, RC transfer papers and Forms 29 and 30.

3. Visit our car insurance page to initiate the Kia Seltos car insurance process. Enter the vehicle details and upload the required documents.

4. Choose your preferred coverage options for your second-hand Seltos.

5. Review the quote and policy details carefully and complete the payment to secure your Kia Seltos vehicle insurance.

Remember that getting insurance for a used Kia Seltos is important to make sure that it is always safe and that you are following the law. Our experts can guide you through the process and help you select the most suitable coverage for your second-hand Seltos.

Why Do You Need Kia Seltos Car ​​Insurance?

Compliance with Laws

Kia Seltos yearly insurance is not just a choice; it is a legal requirement. The Motor Vehicles Act mandates that all vehicles, including your Kia Seltos, must have at least third-party insurance. Failing to follow can result in hefty fines and legal consequences. By maintaining valid Kia Seltos insurance, you ensure that you are always on the right side of the law.

Financial Protection

Your Kia Seltos is a significant investment and car insurance for Kia Seltos provides crucial financial protection. In case of accidents, theft or natural disasters, your insurance coverage can save you from substantial out-of-pocket expenses. Whether it is minor repairs or major damages, your Seltos car insurance has got you covered.

Peace of Mind

With comprehensive Kia Seltos vehicle insurance Reliance, you can drive with confidence. Knowing that you are protected against various risks allows you to enjoy your Seltos without constant worry. Plus, additional features like roadside assistance ensure that help is always at hand, giving you ultimate peace of mind on every journey.

Features and Benefits of Relian​​ce Car Insurance for Kia Seltos

Hassle-Free Buying and Claiming Process

Experience seamless processes for buying and claiming your Kia Seltos insurance, one of the key benefits of Kia Seltos car insurance. Our hassle-free online platform and Reliance Self-i App make insurance purchasing, renewal and management simple. The streamlined claim process ensures quick settlements, minimising downtime for your Seltos.

IDV Customisation

Tailor your Kia Seltos insurance to your needs with flexible Insured Declared Value (IDV) options. This feature allows you to optimise your premium while ensuring adequate coverage for your Seltos.

Personal Accident Cover

Our Kia Seltos car insurance covers up to ₹15 lakhs in personal accident claims for the owner-driver, providing financial protection in case of accidents leading to injury, disability or death.

Third-Party Liabilities

Rest easy knowing that your Kia Seltos insurance covers third-party liabilities, protecting you from financial burdens arising from damage to other vehicles or property.

24/7 Customer Support

Our support team is here for you 24/7 to help you with any queries or emergencies related to your Kia Seltos vehicle insurance.

No-Claim Bonus

Enjoy rewards for safe driving with our No-Claim Bonus feature. Accumulate discounts of up to 50% on your Kia Seltos yearly insurance premium for claim-free years.

High Claim Settlement Ratio

With our 100% claim settlement ratio, you can trust that your Kia Seltos insurance claims will be handled efficiently and fairly.

Video Claims

Simplify the claim process with our innovative video claim feature, available through the Reliance Self-i App. This feature speeds up claim assessment for your Kia Seltos insurance.

Pay-As-You-Drive Insurance

Opt for our Pay-As-You-Drive feature to potentially reduce your Kia Seltos insurance renewal cost based on your actual vehicle usage.

Wide Range of Add-Ons

Enhance your Kia Seltos car insurance with a variety of add-ons like zero depreciation cover, engine protection and roadside assistance. These options allow you to create a comprehensive insurance package tailored to your specific needs.

Remember, regular Kia Seltos insurance renewal is crucial to maintain continuous coverage. With Reliance General Insurance, you can easily complete your Kia Seltos car insurance renewal online, ensuring your prized vehicle is always protected.

Types of Kia Seltos Car Insura​​nce Plans

Reliance offers a range of popular Kia Seltos insurance plans to suit various needs:

Choose the plan that best fits your requirements and driving habits to ensure optimal protection for your Kia Seltos.

Kia Seltos Insurance Coverage​: Inclusions and Exclusions

Understanding your Kia Seltos insurance policy's coverage is crucial for making informed decisions.

Kia Seltos Insurance Policy: Inclusions

• Covers third-party vehicle or property damages

• Damage to your own car due to:

  • Fire

  • Explosion

  • Lightning

  • Self-ignition

• Burglary, housebreaking or theft

• Accident or terrorist activity

• Damage during transit

• Total damage due to accident or theft

• Natural calamities

  • Floods

  • Typhoons

  • Hurricanes

  • Storms

  • Earthquakes

  • Cyclones

  • Frost

  • Hailstorms

• Personal Accident Cover for the Owner-Driver

  • Injuries

  • Permanent disability

  • Death

• Add-on cover like Nil Depreciation, Roadside Assistance
  

Insurance of Kia Seltos: Exclusions

• Damage outside the geographical coverage area

• The vehicle used for purposes not specified in the policy

• Alcohol or drug-related driving damage

• Driver without a valid licence at the time of the incident

• Wear and tear due to regular use

• Damage due to war, invasion or nuclear risks

• Accidents caused by the driver's negligence

• Contractual liability claims

Familiarise yourself with these details to maximise the benefits of your Kia Seltos vehicle insurance and avoid surprises during claims.

Kia Seltos Insurance Add-​​On Covers

Enhance your Kia Seltos insurance policy with these valuable add-ons:

1. Nil Depreciation Cover: Also known as bumper-to-bumper cover, this add-on ensures you receive the full claim amount without any deduction for depreciation on car parts.

2. Engine Protection Cover: It safeguards your Kia Seltos's engine against damage caused by water ingression or leakage of lubricating oil.

3. Roadside Assistance: Provides 24/7 support for breakdowns, towing and other emergencies, ensuring you are never stranded.

4. No Claim Bonus Protection: Preserves your accumulated No Claim Bonus even if you make up to two claims during the policy period.

5. Return to Invoice: In case of total loss or theft, this cover pays the invoice value of your Kia Seltos rather than just the Insured Declared Value.

6. Consumables Cover: This covers the cost of consumables like engine oil, lubricants and coolants during repairs.

7. Key Replacement Cover: Reimburses the cost of replacing your Kia Seltos keys if they are lost or stolen.

8. Personal Belongings Protection: Covers loss or damage to personal items inside your Kia Seltos.

9. Daily Allowance: Provides a fixed daily amount for alternative transport while your Kia Seltos is undergoing repairs.

10. Pay-As-You-Drive Car Insurance: This cover adjusts the policy premiums based on the distance driven. It is best for low-mileage drivers.

11. Total Cover: It provides full on-road price compensation for severe damage or total loss to your Kia Seltos.

12. EMI Protection Cover: It covers your car loan EMIs during lengthy repair periods.

13. RIM Protection: This add-on covers repair or replacement costs for damaged rims.

14. Tyre Protection Cover: Includes repair or replacement of tyres due to accidental damage or wear and tear.

15. Geo Extension: Extends coverage to additional countries and is best for international travel by car.

16. Electrical Accessories: Covers custom-installed electrical accessories like navigation units and audio systems against damage or theft.

17. Non-Electrical Accessories: Covers non-electrical vehicle modifications like seat covers and alloy wheels against damage or theft.

18. Emergency Hotel Accommodation: Reimburses hotel costs if you get stranded far from your registered residential address due to a breakdown.
    

Reliance car insurance also offers EV-specific add-ons, such as battery protection, charger cover, etc., for electric cars.

These add-ons complement your Kia Seltos car insurance, offering comprehensive protection tailored to your needs. When selecting add-ons, consider your driving habits, vehicle usage and specific risks to create a customised insurance package for your Kia Seltos.

Kia Seltos Car Insurance Cla​im Process

Reliance car insurance for Kia Seltos offers a smooth and efficient claim process. Here is a detailed guide on how to file a claim:

Steps for Kia Seltos Insurance Claim: Cashless Repairs

1. Inform Reliance immediately about the incident through our paid helpline number +91 22 48903009, Car Insurance Claim page or on the Reliance Self-i App.

2. Drive or tow your Kia Seltos to the nearest network garage.

3. Submit the necessary documents, then our surveyor will inspect the vehicle to assess the damage.

4. Once approved, repairs will be carried out at the network garage.

5. Collect your repaired Kia Seltos after quality checks while we settle the bills directly with the garage.

Steps to Claim Kia Seltos Insurance Policy: Reimbursement Claims

1. Notify Reliance about the incident as soon as possible.

2. Get your Kia Seltos repaired at any garage of your choice.

3. Collect all repair bills, payment receipts and submit the claim form.

4. Our team will verify the claim and assess the damages.

5. Once approved, the Kia Seltos insurance reimbursement will be processed to your registered bank account.

Remember, prompt reporting and accurate documentation are key to a smooth Kia Seltos car insurance claim process. Our team is always ready to assist you throughout the claim journey, ensuring you get back on the road as quickly as possible.

For any queries regarding your Kia Seltos cashless insurance claim, do not hesitate to reach out to our customer support.

After filing the claim, you can also check the status of your claim online by entering your claim number/policy number.

Documents for Kia Seltos Insur​ance Claim

1. Filled and signed claim form

2. Copy of your Kia Seltos insurance policy

3. Copy of vehicle registration certificate

4. Copy of driver's licence

5. Police FIR (in case of theft or third-party injury)

6. Original repair bills and payment receipts

7. Photographs of the damaged vehicle (if applicable)

8. Copy of original invoice (for total loss claims)

9. NOC from financer (if the vehicle is under loan)

10. The insurer may require more paperwork

Note that this list is only indicative. Here is the complete list of car insurance claim documents you may require under different circumstances.

Kia Seltos Car Insurance Claims: ​Cashless vs. Reimbursement

What Decides the Kia Seltos Ca​r Insurance Premium?

Several factors influence your Kia Seltos insurance premium. Understanding these may assist you in making wise choices and may help in lowering your insurance premiums.

Car Specifications

The model, variant and engine capacity of your Kia Seltos significantly impact the insurance premium. Higher-end Kia car models with more powerful engines usually have higher insurance rates because of greater risk and repair expenses.

For instance, the Kia Seltos 5 seater insurance price may vary based on whether it is a petrol or diesel variant, as well as its engine capacity.

Coverage Requirements

Your type of Kia Seltos insurance policy you choose is mostly determined by your coverage requirements. A comprehensive policy that covers both own damage and third-party liabilities will have a higher premium compared to a third-party-only policy. Additionally, any add-on covers you select will increase the overall Kia Seltos car insurance price.

Vehicle's Insured Declared Value (IDV)

IDV is the maximum your insurance will pay for complete loss or theft of your Kia Seltos. A higher IDV means a higher premium, but it also ensures better coverage. As your vehicle ages, the IDV decreases, which can lead to a reduction in the Kia Seltos insurance premium over time.

Geographical Location

Where you register and primarily use your Kia Seltos affects the insurance cost. Urban locations with more traffic and accidents have higher premiums than rural ones. Your Kia Seltos car insurance price may vary based on whether you are in a metro city or a smaller town.

Claim History

Your past claim history significantly influences your Kia Seltos insurance amount. If you have made multiple claims in previous policy years, your premium is likely to be higher. Conversely, maintaining a claim-free record can earn you a No Claim Bonus (NCB), which can substantially reduce your premium, sometimes up to 50%.

Understanding these important factors can help you make informed decisions about your Kia Seltos insurance policy and potentially find ways to optimise your premium while ensuring adequate coverage for your prized vehicle.

How to Calculate Kia Seltos Ca​​r Insurance Premium?

To calculate Kia Seltos car insurance premium, you can use our online premium calculator. Here is how you can use this tool:

1. Enter your Kia Seltos car's registration number, and your email address and mobile number.

2. Use the slider to select whether you have an existing policy with us.

3. Once you enter the information, the calculator will give you an estimate of the Kia Seltos yearly insurance cost.

4. For a used car, you will also need information about the type of fuel, claim history and type of car.

Remember that the actual insurance cost for Kia Seltos may vary based on factors like your driving history, no-claim bonus and chosen coverage.

Kia Seltos Insurance Price: Third-Part​y Insurance Premium

The IRDAI sets standard third-party insurance premiums based on engine capacity.

For Private Cars

For Electric Cars

Note: The Kia Seltos, with engine options ranging from 1353 cc to 1497 cc, falls in the 1000-1500 cc category for third-party insurance pricing.

Kia Seltos - Overview and US​​Ps

The Kia Seltos is a popular compact SUV that has made a significant impact in the Indian automotive market since its launch. Many owners appreciate the availability of cashless car insurance for Kia Seltos, adding to its appeal. Here is an overview of its key features and unique selling points:

Sturdy Build

The Kia Seltos boasts a robust and well-engineered body structure. Its high-strength steel frame ensures excellent structural integrity, providing enhanced safety for occupants. The solid build quality not only contributes to safety but also gives the vehicle a premium feel, setting it apart in its segment.

Spacious Interior

Despite its compact exterior dimensions, the Seltos offers a surprisingly roomy interior. Both front and back passengers have plenty of headroom, legroom and shoulder space due to the creative packaging.

The boot space is also generous, making it practical for family outings and long trips. The well-designed cabin layout maximises space utilisation, enhancing overall comfort.

Advanced Infotainment System

One of the standout features of the Kia Seltos car models is its state-of-the-art infotainment system. The large touchscreen display (up to 10.25 inches in higher trims) is intuitive and responsive.

It guarantees smooth smartphone interaction with compatibility for both Android Auto and Apple CarPlay. The UVO-connected car technology offers features like remote engine start, vehicle tracking and geofencing, adding a layer of convenience and security.

Fuel Efficiency

The Seltos is designed with fuel economy in mind. Its range of efficient engines, coupled with well-tuned transmissions, delivers impressive mileage figures. Whether you choose a petrol or diesel variant, the Seltos offers competitive fuel efficiency in real-world driving conditions, making it a perfect choice for daily commutes and long drives alike.

Reliable Performance

Kia has equipped the Seltos with a range of powerful yet refined powertrains. From the peppy 1.5-litre naturally aspirated petrol engine to the torquey 1.5-litre diesel and the spirited 1.4-litre turbo-petrol, there is an engine option to suit various driving preferences. The Seltos' manual and automatic transmissions suit enthusiasts and relaxed drivers alike.

Kia Seltos - Models and Pr​​ices

*Prices may vary based on the car variant, location and time of booking.

Kia Car Models for Which R​eliance Offers Insurance

We offer tailored coverage for various Kia models in India. For instance, the Kia Carens insurance price can vary based on the variant, year of manufacture and additional features. The Kia Carens insurance covers this versatile MPV, ensuring protection for your family-oriented vehicle.

Kia SMC insurance caters to specific needs of Kia owners. For those interested in the Kia Seltos HTX insurance cost, we provide you competitive rates. Our comprehensive options aim to protect Kia vehicles, considering unique features and value.

Frequently Asked Questio​​ns

What does insurance for Kia Seltos cover?

Reliance General Insurance's Kia Seltos coverage typically includes protection against accidents, theft and third-party liabilities.

Comprehensive policies offer additional benefits of Kia Seltos car insurance like own damage cover, personal accident cover and add-ons such as zero depreciation and engine protection. Always review your Seltos car insurance documents for specific coverage details.

Can I transfer my Kia Seltos insurance?

Yes, you can transfer your Kia Seltos insurance when selling your car. Contact Reliance General Insurance, provide details of the new owner and submit necessary documents. The transfer process ensures continuous coverage and may affect your Kia Seltos car insurance price for your next vehicle.

How much does Kia Seltos insurance cost?

The Seltos car insurance price varies based on factors like variant, location and coverage type. Our Reliance car Insurance policy for a new Kia Seltos typically starts from ₹238/month. Use our online calculator for an accurate Seltos car insurance quote.

What factors affect Kia Seltos insurance premiums?

Several factors influence your Kia Seltos insurance premium with Reliance General Insurance:

• Vehicle variant and price

• Engine capacity

• Geographical zone

• Age of the car
  

• No Claim Bonus (NCB)

• ​Add-on covers selected

These factors collectively determine your Seltos car insurance price.