Ford Figo Car Insurance

Ford Figo is a popular hatchback designed to offer a balance of performance, comfort, and affordability. It is known for its stylish design, robust build and fuel efficiency. So, a car with advanced features like the Ford Figo must be protected with a comprehensive Ford Figo car insurance plan from a reliable insurance provider.

Reliance General Insurance offers car insurance for Ford Figo that caters to the unique needs of Figo car owners. We understand the need for convenience and affordability, thus offering a quick buying and claims process, 24/7 assistance and much more.

With us, you can protect yourself and your beloved car, which promises practicality with a touch of elegance. Read more to learn how to easily claim and buy car Ford Figo insurance.

How to Buy Ford Figo Car Insurance?

Steps to Buy Reliance Ford Figo Car Insurance Online

1. Go to the official Reliance General Insurance website to buy our insurance policy instantly.
2. Under the “Explore Products”, click on “car insurance”.
3. Choose the appropriate plan for your Ford Figo from our range of plans, such as third-party car insurance.
4. Enter your Ford Figo’s details, such as the registration number, make and model, etc., along with your contact details.
5. You will receive a quote based on your selections. Confirm your choices and complete the payment to buy the insurance policy.

Ford Figo Insurance Offline Buying Process

1. Visit the nearest Reliance General Insurance branch.
2. Carry your vehicle’s registration certificate and driver’s licence (both original and photocopies).
3. Complete the application form, select your desired plan, and pay the premium. Once the process is finalised, the insurance policy will be issued.

Ford Figo Car Insurance Renewal Online Process

1. To renew your Ford Figo yearly insurance quickly, visit the Reliance General Insurance website.
2. On the main menu bar, navigate to the “Renewal” dropdown tab and choose “Renew Car Insurance.”
3. Provide your current policy number ​and Ford Figo car details for a quick Ford Figo car insurance renewal in India.
4. Evaluate your coverage needs by adjusting it according to your updated requirements. You can also select optional add-ons if necessary.
5. Review the premium quote and any applicable discounts, like the No Claim Bonus (NCB).
6. Complete the payment process to complete the Ford Figo insurance renewal online. The renewed policy will be sent to your registered email for easy access.

How to Buy Second-Hand Ford Figo Car Insurance?

Owning a second-hand Ford Figo combines affordability with practicality. However, ensuring comprehensive insurance coverage is essential to protect your car from unexpected damages or liabilities.

Steps to Get Insurance for a Used Ford Figo:

1. Vehicle Assessment: ​A detailed inspection will evaluate the car’s condition, determining its eligibility for insurance. This step also affects the premium calculation.
2. Prepare Documents: Required documents include proof of ownership transfer, a valid registration certificate, ID proof, and signed forms 29 and 30.
3. Choose an Online Policy: Visit the Reliance General Insurance website to compare plans. Input your car details, select a policy, upload documents, and complete payment.
4. Offline Option: Alternatively, visit a Reliance branch to explore policies, submit paperwork, and finalise your purchase.

For assistance, reach out to Reliance General Insurance via the helpline (022-4890 3009) or use our Self-Help portal for quick solutions.

Why Do You Need Car Insurance for Your Ford Figo?

• Mandatory by Law: Third-party Ford Figo insurance is legally required in India to drive your Ford Figo. It protects you from legal penalties.
• Affordability for Repairs: Ford Figo users can save on repair costs after accidents, especially given the car’s popularity as a budget-friendly vehicle.
• Theft Protection: Secure your Ford Figo against theft with comprehensive insurance coverage, ensuring financial safety.
• Coverage for Daily Commuters: The Ford Figo's fuel efficiency makes it ideal for city drives. Our Ford Figo car Insurance provides added security against urban risks like accidents and damages.
• Peace of Mind for Used Car Owners: Many Ford Figo users buy second-hand cars. Our popular Ford Figo insurance ensures protection against unforeseen liabilities.
• Resale Value Boost: ​A well-insured Ford Figo retains higher resale value as buyers appreciate a properly maintained and protected vehicle.

Reliance Car Insurance for Ford Figo Features and Benefits

Affordable Premiums

Our best insurance for Ford Figo cars offers pocket-friendly premiums, making it accessible for all Figo owners. This ensures that your car’s protection does not strain your budget.

Cashless Repairs

With Reliance ​Car Insurance for Ford Figo, you have access to a wide network of cashless garages to get the repair work done. These garages offer repairs without upfront payments, ensuring convenience and quick service.

Mandatory Personal Accident Cover

One of the best benefits of Ford Figo car insurance by Reliance General Insurance is our mandatory Personal Accident Cover. We provide a cover of up to ₹15 lakhs, safeguarding the owner-driver from unfortunate events.

Wide Range of Add-Ons

We offer 10+ optional add-ons that cater to car owners' various needs. For added peace of mind, you can enhance your Ford Figo insurance coverage with add-ons such as nil depreciation, tyre protection and roadside assistance.

Dedicated 24x7 Customer Support

The Ford Figo vehicle insurance by Reliance General Insurance provides round-the-clock expert assistance for claims, queries, and other insurance-related issues.

Coverage Against Multiple Risks

Our insurance for Ford protects your car from damages caused by various perils, including accidents, theft, natural disasters, man-made calamities, and third-party liabilities.

Types of Ford Figo Car Insurance Plans

Ford Figo Insurance Coverage - Inclusions and Exclusions

Insurance for Ford Figo: Inclusions

• Coverage for third-party vehicle or property damage
• Mandatory Personal Accident Cover up to ₹15 lakhs, ensuring owner-driver protection
• Protection for your Audi against:
  • Damages sustained during transit
  • Terrorist activities
  • Burglary, housebreaking or theft
  • Natural disasters such as typhoons, floods, earthquakes, hurricanes, storms, hailstorms, and more.
  • Fire, explosions, self-ignition, or lightning
  • Accidents causing damage to your vehicle.
• Coverage under various optional add-ons as per your selection.

Insurance for Ford Figo Policy: Exclusions

• Claims arising from contractual liabilities
• Normal wear and tear or ageing of the vehicle
• Damage caused by radiation or radioactive contamination from nuclear materials.
• Using the vehicle for purposes not intended.
• Claims where the driver lacks a valid licence.
• Violations of the Motor Vehicles Act, 1989.
• Damage due to negligence on the driver’s part.
• Loss or damage occurring outside your geographical area as stated in your insurance.
• Damage caused directly or indirectly by nuclear weapons.
• Damage resulting from war, invasion or acts of foreign enemies.
• Damage caused due to driving under the influence of drugs or alcohol

Ford Figo Insurance Add-On Covers

• Nil Depreciation Cover: Ensures full claim amounts without depreciation deductions for replaced parts.
• Pay-as-You-Drive Cover: Reduces premiums based on your car usage.
• Engine Protection Cover: Safeguards against water damage, oil leakage, and engine malfunctions.
• Consumables Cover: Covers the cost of consumables like oils, nuts, and bolts during repairs.
• Return-to-Invoice Cover: Reimburses the Ford Figo’s full purchase price in case of total loss or theft.
• NCB Retention Cover: This add-on with our insurance for Ford Figo helps you retain your No-Claim Bonus even after a claim, securing your valuable discount.
• EMI Protection Cover: Covers EMI payments if repairs exceed 21 days.
• Geo Extension Cover: Extends coverage to neighbouring countries.
• Tyre Protection Cover: Covers repair and replacement of damaged tyres.
• RIM Protection: Offers financial aid for repairing or replacing damaged rims.
• Daily Allowance Cover: Reimburses transportation costs during prolonged repairs.
• 24x7 Roadside Assistance: Provides emergency services like towing, fuel delivery, and breakdown support.
• Key Replacement Cover: This cover for our insurance of Ford Figo offers coverage against replacement costs for lost or damaged keys and locks.
• Loss of Personal Belongings: Offers compensation for stolen or damaged items from your car.
• Electrical Accessories Cover: Protects additional electrical fittings like music systems or cameras.
• Non-Electrical Accessories Cover: Covers non-electrical repairs or replacements such as seat covers and roof racks.
• Emergency Hotel Stay Cover: ​This add-on reimburses the hotel costs during repairs due to breakdowns on trips.

These add-ons provide comprehensive protection, ensuring your Ford Figo remains safe, secure, and well-maintained. Additionally, we offer EV-specific add-ons to suit the unique needs of your EV vehicles.

Step-by-Step Guide to Ford Figo Car Insurance Claim Process

Ford Figo Insurance Claim: Cashless Process

1. Notify Reliance General Insurance via their helpline (022-4890 3009) or log into the Reliance Self-i App ​to initiate your claim.
2. A surveyor will visit to assess the damages to your Ford Figo.
3. Provide essential documents, including your driving licence, registration certificate and policy details, to the surveyor.
4. Once your claim is verified and approved, repairs can proceed.
5. Repairs at network garages are completed without requiring upfront payments, ensuring convenience and peace of mind.

Ford Figo Car Insurance Claim: Reimbursement Process

1. Initiate the claim by calling the helpline or using the Reliance Self-i App.
2. Collect proof such as photos of the damage, third-party details and an FIR (if applicable).
3. Fill out the claim form online with accurate details of the incident.
4. Retain all repair bills and invoices for submission during the insurance for the Ford Figo claim process.
5. Use your claim or policy number to monitor the claim status

Note: Deductibles, depreciation costs, and uninsured parts are not covered and must be borne by the policyholder.

Documents for Ford Figo Insurance Claims

• Policy number of insurance for Ford Figo and contact information.
• Vehicle details and a copy of the registration certificate.
• Copy of the driving licence.
• Date, time, and location of the incident.
• Description of the extent of damage or loss.
• FIR (for third-party claims or theft).
• Repair bills and garage details.
• Signed Forms 28, 29, and 30 for liability admissions.
• NOC from the financer (if applicable).

Having these documents ready will streamline your Ford Figo car insurance claim process, ensuring faster resolutions and minimal delays.

Useful Links:

• Required Documents Based on Claim Type

Ford Figo Cashless Insurance Claims vs. Reimbursement Claims

After learning the intricacies of these two options, you can make an informed decision about proceeding with a claim type. While one is quicker than the other, the processes are designed to offer flexibility and convenience based on your unique circumstances and preferences.

Ford Insurance Price for Your Car

● Vehicle Variant

Ford car insurance price depends on the variant of your Ford Figo car. A high-end model with expensive car parts will have a higher premium than a basic model.

● Car’s Age

As your car ages, its market value decreases due to usage and standard wear and tear. Thus, if your Ford Figo is older, your car insurance premium will be lower. On the other hand, if your Ford Figo is a brand-new model, its premium will be higher.

● Geographic Location

The location of a car’s registration also plays an important role in determining its insurance premium rates. For example, if your Ford Figo is registered in metro cities like Delhi or Mumbai, then the premium is highly likely to be higher due to traffic density and accident risks.

● Driver’s Profile

If you hold a clean driving record, then it can reduce the Ford car insurance price as you are a low-risk individual who abides by traffic rules and regulations.

● Policy Type

Your choice of policy is the primary factor influencing car insurance premium rates. For example, if you opt for our comprehensive car insurance, it will cost more than third-party or own-damage insurance plans. However, it includes higher protection against third-party liability, theft and damage.

● Optional Add-Ons

Optional add-ons such as tyre protection, 24/7 roadside assistance, engine cover, etc., enhance the coverage of your base policy. However, they also increase the premium rates.

How to Calculate Your Ford Figo Car Insurance Premium?

Your car insurance for Ford Figo premium is calculated based on several factors. However, you do not have to calculate the estimated premium yourself. Calculating your Ford Figo car insurance premium is simple with Reliance General Insurance’s car insurance premium calculator tool:

1. Visit the Calculator Tool: Access the car insurance premium calculator on Reliance General Insurance’s official website.
2. Enter Basic Information: Input your Ford Figo’s details, including make, model, year of registration, and variant.
3. Choose Coverage: Select the type of policy - third-party liability, comprehensive insurance, or pay-as-you-drive and add-ons like zero depreciation or engine protection.
4. Input Personal Details: Provide your name, contact information, and previous insurance details (if any).
5. Get a Quote: The tool will instantly calculate your premium based on the data provided.

Our online calculator allows Ford Figo owners to estimate their premium accurately, compare plans and opt for tailored coverage within their budget.

Ford Figo Insurance: Third-Party Insurance Premium

The car insurance premium calculator helps you determine the rates for our standalone own-damage and comprehensive car insurance policies. However, for third-party insurance rates, here are the current premium rates set by the IRDAI:

Ford Figo Car Insurance Rates for Private Cars

Ford Figo Car Insurance Rates for Electric Cars

Ford Car Name and Prices

#These prices will vary with time, your purchase location and model variant.

Ford - Overview and USPs

• Ford is a pioneer in automobile manufacturing with over a century of experience in innovation and customer service.
• Ford operates in more than 100 countries worldwide and offers carefully designed vehicles for diverse markets and customers.
• It offers cutting-edge technology, such as SYNC® infotainment systems and advanced driver assistance features.
• Ford has committed to electric mobility with models like the Ford Mustang Mach-E and Hybrids.
• It is renowned for robust build quality and top safety ratings, including multiple NCAP recognitions.
• Ford offers a range of vehicles, from hatchbacks like the Figo to SUVs like the Endeavour, that cater to various customer needs.

Reliance Ford Car Insurance for Popular Ford Models

Frequently Asked Questions

• What does Ford Figo insurance cover?

Reliance car insurance for Ford Figo covers various perils such as damages caused by accidents, natural calamities, theft, etc. We offer financial protection to repair or replace damaged parts due to the covered perils.

Additionally, we offer 10+ optional add-ons to enhance the coverage of the base plans of your choice.

• How do I buy Ford Figo insurance?

Buying Reliance Ford Figo car insurance is easy. All you have to do is:

• Go to the Reliance car insurance website.
• Enter your and your car’s details.
• Choose a plan and required add-ons.
• Verify the information, review the quote and complete the payment.

Once the payment is complete, you will receive the policy document via your registered email address.

• Are there discounts for Ford Figo insurance?

Yes. We offer discounts for purchasing our car insurance plans online. You can enjoy a discount of up to 90% on premium during your online purchase. Additionally, you can also claim your applicable no-claim bonus discount while renewing your Ford Figo car insurance.

• Can I transfer my Ford Figo insurance?

Yes, Reliance Ford Figo car insurance can be transferred to the new owner during ownership transfer. So, if you are the new owner, you must notify us, provide relevant documents, such as RC transfer proof, ID proof, etc. and pay the fee. We will then update the policy in your name once the verification is complete.

• How much does Ford Figo insurance cost?

The cost of Ford Figo car insurance depends on various factors. It mainly depends on the make and model of your car and the choice of car insurance plan. For example, if you choose our comprehensive car insurance plan for a basic Figo model, it will cost you more than our third-party car insurance for the same model.

Thus, before making a decision, use our online car insurance premium calculator to estimate your choices and the applicable price for your car’s model.

• What factors affect Ford Figo insurance premiums?
  • Car’s make and model
  • Car’s age and condition
  • Geographical location
  • Driver’s record, such as age, driving history and experience
  • Choice of add-ns like nil depreciation or roadside assistance increase
  • A history of no claims earns discounts.

Disclaimer:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819