Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday.
Call us now to secure insurance coverage for health, motor, and more. Timing: 10:00 a.m. to 07:00 p.m. every day.
Chat with us on our WhatsApp number
Find quick answers to all your insurance queries from our self-help section.
Call us for any help with renewals or claims. Timing: 09:00 a.m. to 07:00 p.m. every day.
Join India’s leading general insurance company. Timing 09:30 a.m. to 06:30 p.m. Monday-Saturday.
Switch to Reliance Car Insurance. Trusted by 5 Crore+ Indians.
Sent to Edit
Resend OTP in 60 Seconds
Our Insurance Expert will contact you to provide you further details.
Driving a car in a country like India can be risky, as the road conditions are quite rough. This is why it is essential to get a car insurance policy to safeguard your financial savings and get proper assistance during unfortunate situations like accidents or theft. However, you might feel that your policy is not offering adequate coverage.This is when add-on covers can be useful, as they help increase a policy’s base coverage. One such add-on is an engine protection cover in car insurance.
An engine protection cover is an add-on that offers financial coverage against any damage to the engine of an insured car. This add-on covers the cost of repairing the engine and its parts.You should know that comprehensive car insurance will not provide coverage against engine-specific damages. So damage to the engine or its parts, such as the piston, gearbox, crankshaft, cylinder, pins, etc., will not be covered under a base plan. Hence, you’ll need an engine protect cover for these instances.Damage to the engine of your insured car can happen due to water ingression, gearbox damage, leakage of lubricating oil, hydrostatic lock, etc. Also, during monsoon season, if water enters the engine, it might cause trouble.Therefore, this add-on cover is a must-have if you live in an area more prone to floods. Repairing the engine and its parts can put a major dent in your savings, so it is best that you get covered with our engine protection cover.
If you are the owner of a hatchback. Generally, in India, the replacement and repair costs of engine parts like pistons and pins, crankshaft, cylinder, etc., can increase from ₹1,00,000 to ₹1,20,000.The metal and plastic parts of the car's engine will cost an additional ₹20,000 or more. If you haven't opted for an engine protection add-on, you will need to pay all of this amount from your own pocket.But, if you buy our car insurance with engine protection cover, you don't need to worry about the expenses incurred in repairing and replacing the engine or its parts. You can have peace of mind, as the engine protection add-on will financially protect your car's engine.
A basic car insurance policy does not cover engine replacements or repair expenses. Car engine replacements and repairs are complex and, thus, more expensive than other car parts. It can also result in significant labour and material charges, increasing out-of-pocket expenses.So, if you ever face an unfortunate situation where you need to replace or repair your car's engine, it will lead to higher repair expenses. This is why you need the engine protection add-on cover for your car, as it covers engine repair and replacement expenses.
Standard car insurance plans might not offer coverage for engine damage. However, you can get engine protection as an add-on cover to get coverage for engine damage. This will help save you a considerable amount of money, which you would otherwise have to spend on replacing or repairing your car's engine.
The engine is the most expensive part of a four-wheeler. Therefore, repairing or replacing the engine can be a significantly high expense. However, with an engine protect add-on in car insurance, you do not have to worry about the expenses of replacing or repairing your car's engine.
The engine is considered the heart of the car; therefore, its proper functioning is essential to enhance its longevity. If the engine is damaged and you do not repair it on time, it can disrupt the functioning of your four-wheeler.However, an engine protection cover will compensate for the repairs to your car's engine, ensuring it functions properly for years to come.
If you have recently purchased a new four-wheeler, any damage to your car's engine because of water ingression can lead to a significant financial burden. Additionally, repairing the engine parts of a new four-wheeler is comparatively more expensive.However, if you opt for engine protection coverage with your comprehensive car insurance policy, the cost will be covered regardless of its cost.
If you own a car in an area prone to waterlogging or floods, you will often find your car's engine damaged by water ingress. The engine protection cover you buy, along with your policy, will offer coverage for the cost of repairing your four-wheeler's engine because of waterlogging.
*You can find the full list of inclusions in the policy wordings, brochure and prospects.
You can find the full list of exclusions in the policy wording, brochure and prospects
The engine is the most essential part of the car. Therefore, you should always look after your car's engine to ensure it works properly. Getting engine protection insurance is the best approach to protecting your car's engine.Along with engine protection cover, we also offer other add-on covers in car insurance such as consumables cover, nil depreciation, roadside assistance, etc. Choose the add-on covers that suit your needs, and enjoy driving without worries!
While you can technically drive without an engine protection cover, we do not recommend it. An engine protection cover will cover damages caused to your car's engine. This means you will receive compensation for the replacement or repair expense of the damaged car engine.
Usually, car insurance policies do not cover damages to a car's engine. To effectively deal with such situations, you must have an engine protection cover.
Yes, as engine protection is an add-on cover, you must pay an extra premium over your car insurance policy.
Since the engine is the most expensive part of your car, every replacement or repair of the car's engine is also expensive. Therefore, buying an engine protection cover is worth your money because it protects your car's engine while avoiding financial burdens.
If your car's engine comes in contact with water or is submerged in water, compression issues may arise as there is no space for water to flow. The connecting rods between the crankshaft and the piston will also start to bend and ultimately break down.
While renewing or buying an engine protection add-on cover, you must have car insurance policy documents, basic KYC details and vehicle papers on hand.
Disclaimer: T&C apply*. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. Details mentioned here are for Engine Protector (Private Car), UIN: IRDAN103RP0010V02100001/A0009V02201314; Engine Protector for Private Car- Bundled, UIN: IRDAN103RP0007V01201819/A0036V02201819; Engine Protector for Private Car for Motor Secure Plus and Motor Secure Premium- Own Damage, UIN: IRDAN103RP0001V01201920/A0011V01201920.
Thanks for the information. Our Customer Care will get back to you.