Cashless Garages Explained and List of Cashless Garages in Chennai

​What Are Cashless Garages?

Cashless garages are those garages that have a tie-up with your insurance provider. You can take your vehicle for repair to any of the network garages, and you don't have to pay any expenses upfront because the cashless cover will take care of the expenses incurred. Your insurance company will directly settle the bill with the garage.

Before you buy motor insurance policy, it is your responsibility to check whether the network garage of your insurance provider comes in your residential area.

How Does The Cashless Garage Facility Works?

The first thing that you should do in case of any damage to your vehicle is to immediately inform your insurance provider. Then you can tow or drive the vehicle to the nearest cashless garage. Then you have to provide the policy documents to get the approval for cashless repair.

You should know that you need to pay for the necessary deductibles as well as for the depreciation value of certain parts. After repairing your vehicle, the garage will raise an invoice and send it to your insurance provider along with the necessary documents. Only after the assessment and verification of the documents, your insurance company will release the payment.

Your motor insurance policy will only pay for the damages that are covered in the policy. You must read the policy terms and conditions. You need to pay for the repair of accessories or parts that are beyond the scope of the policy.

​Is The Cashless Garage Facility Helpful?

Yes, a cashless garage facility is very helpful and convenient. Given below are some of the benefits of cashless garages in a motor insurance policy:

• Peace of mind
• No need for prolonged paperwork to file claims
• Assured quality repair work
• Convenient, easy and hassle-free
• Will reduce the financial stress on the insured

One of the best benefits of a cashless garage facility is that it will take care of finances during the mishaps, and you will get your car repaired without any hassles. Make sure you have comprehensive car insurance for your vehicle for added benefits.

​Cashless Garages In Chennai