Car Insurance in Jaipur

​Jaipur, also known as the Pink City for its prominent colour scheme present in the old city, is a major tourist attraction in India. As per recent reports, almost 18 crore domestic tourists and 17 lakh foreign tourists visited Rajasthan in 2023.

Like every urban city, the number of car owners in Jaipur is increasing rapidly. Moreover, due to heavy footfall and packed roads, it is crucial to get car insurance in Jaipur.

So don’t wait, and get your Reliance Car Insurance plan to ensure you stay protected when you set out to explore Jaipur.

Stats About Jaipu​r Traffic

• 4852 accidents took place in Jaipur in 2021-2022.

• It led to 1390 deaths and 3858 accidents.

• As of now, 1430 accidents have taken place in Jaipur.

• Jaipur experienced a 5% increase in tourist footfall in 2024.

• Jaipur is the 10th most congested city in India.

Why Should You Buy​​ Car Insurance in Jaipur

• Congestion and City Traffic: The ever-increasing city population is a primary reason for crowded roads and traffic. In such scenarios, the chances of accidents and other road mishaps have increased.

• Car Damage Cover: ​Hiring a car insurance agent in Jaipur covers damages from accidents, theft, fire, vandalism, natural disasters and man-made mishaps.

• Third-Party Damages: It also offers protection against damage to the third-party vehicle, saving you against legal and financial consequences.

• Personal Accident Cover: Get a cover offering financial protection for the driver in case of injury or death, ensuring complete support & safety.

• Legal Requirement: ​Like every Indian city, Jaipur requires all car owners to own at least third-party car insurance. If you are caught driving without insurance, you will be fined.

Reliance Car Insuranc​​e Plans in Jaipur

Key Features and Benefits of Reliance Car Insurance in Jaipur

Reliance Car Insurance Price in Jaipur

Reliance Car Insurance Price in Jaipur

Use our online car insurance premium calculator to determine the cost of your Jaipur car insurance plan:

• Step 1: Type in your contact information and car registration number. Click on ’Check Our Prices’.

• Step 2: Provide more details when prompted.

• Step 3: Check the car insurance price list.

You can continue to modify your input details, like your coverage requirements, to get affordable car insurance in Jaipur that is suited to your needs.

Third-Party Car Insurance Premium Rates in Jaipur

Third-Party Insurance Premium for Electric Cars in Jaipur

Inclusions and Exclusions of Reliance Car Insurance Policy in Jaipur

Inclusions of Reliance Car Insurance Policy in Jaipur

• Third-Party Liabilities: Coverage for damage to third-party property, injuries to individuals and death.

• Accident and Collision Coverage: Repair or replacement costs resulting from collision or road accidents.

• Theft of Insured Car: Coverage for damages caused by theft of a car or its parts.

• Natural Calamities: Coverage for damages caused by natural calamities.

• Man-made Calamities: Coverage for damages caused by man-made mishaps like wars.

• Fire and Explosion: Coverage for damages due to fire outbreaks or explosions.

• Animal Attack/Rat Bites: Reliance car insurance offers coverage for animal attacks or rat bites.

• In-Transit Damage: Coverage for damages while the car is being transported.

• Personal Accident Cover: Get up to ₹15 lakhs of Compensation.

Exclusions of Reliance Car Insurance Policy in Jaipur

• Depreciation: The decrease in the car’s or car parts’ value due to wear & tear. Unless nil depreciation or return-to-invoice add-ons are opted for.

• Mechanical Breakdown/Failure:Damages resulting from a mechanical or electrical breakdown or failure.

• Illegal Driving: Any damage caused while not obeying legal traffic rules.

• Driver Negligence: Damages caused due to driver’s negligence.

• Driving Without Valid Documents: Accidents/damages that occur when driving without a valid driving licence.

• Drunk Driving: Accidents that occur while the driver is drunk or on drugs.

• Driving Outside Geographical Limits: Damages or accidents occurring outside the geographical boundaries.

• Pre-existing Damage: Pre-existing damages are not covered.

• War: Any damages caused by nuclear wars, civil wars, etc.

• Normal Wear and Tear: The usual degradation of the vehicle over time.

• Electrical Damage: Damaged electrical components that aren’t caused by a covered peril.

Reliance Car Insurance Add-On Covers in Jaipur

How to Buy and Renew Reliance Car Insurance in Jaipur?

How to Buy Car Insurance in Jaipur:

1. Go to the Reliance Car Insurance web page and enter your Car’s Registration Number, Mobile Number and Email ID. Then, click on ‘View Prices’.

2. Select the suitable Add-ons, Discounts, and IDVs from the 3 IDV options.

3. Go through the different plan options and select the suitable one for your car. Click on ‘Buy Now.’

4. Verify all the details & premium breakdowns carefully and click on ‘Next’.

5. Click on ‘Proceed to Pay’ and make the payment through your preferred payment option.

Process for Car Insurance Renewal in Jaipur:

1. Go to our website and click on ‘Renewal’ → ‘Renew Car Insurance’.

2. Enter your Mobile Number or existing Policy Number.

3. Add or verify the car registration number/engine number/chassis number.

4. Verify the displayed policy details and NCB. You can also modify those details.

5. Proceed to the payment and get an email confirmation.

Documents Required to Renew and Buy Car Insurance in Jaipur:

• Documents containing details of your car’s make/model.

• Car registration certificate

• KYC documents -- Aadhar, bank details, passport, etc.

• Recently taken passport-sized photograph

• Duly filled insurance application form

• Driver’s licence

• Existing policy document

How to Choose the Best Car Insurance Policy in Jaipur

• Do Your Homework: It is important to research different insurers offering four-wheeler insurance in Jaipur. Learn about their offerings, features and policies.

• Opt for Easy Claims: It is important to consider a smooth claim settlement process while you buy car insurance in Jaipur.

• Know All the Types: There are multiple types of car insurance in Jaipur. Make sure you select the best one suitable for your needs.

• Select the Right Features: Every car insurance policy has certain features, and you must go through the available add-ons and features before purchasing a car insurance in Jaipur.

• Opt For A Reliable Insurer: It is extremely crucial to go for a reputed car insurance company in Jaipur to ensure transparency and credibility.

• Consider Discounts: Make sure your chosen car insurance company in Jaipur offers smart deals and good discounts.

Factors Affecting Car Insurance Premiums in Jaipur

How to File a Reliance Car Insurance Claim in Jaipur?

How to File a Reliance Car Insurance Cashless Claim in Jaipur?

1. Register your claim by calling (022) 4890 3009 or making a video inspection using the Reliance Self-i App. Try to claim within 24 hours of the incident before getting any repairs done.

2. Submit your Driving licence, Vehicle Registration Certificate and Car Insurance Policy Copy to the surveyor.

3. Report to the nearby police station for road accidents or third-party involvement.

4. Check the approval progress in the app.

5. Once approved, go to one of our network garages in Jaipur. We will directly settle the bill, and you will be covered for the loss or damage that occurred.

How to File a Reliance Car Insurance Reimbursement Claim in Jaipur?

1. Contact us and inform us of the accident or event as soon as possible after its occurrence.

2. Go to the garage of your choice and get your car repaired.

3. Pay for the repair costs.

4. Keep all original repair bills and receipts to submit with your claim form.

5. Register the claim and get compensated up to the amount payable.

You can easily track the status of your car insurance claim online in Jaipur on our website by entering your claim or policy number.

Documents Required For Car Insurance Claim in Jaipur:

• Filled and signed car insurance claim form

• Copy of your car insurance policy

• Copy of your driver's licence

• Copy of the Registration Certificate (Including your car model)

• Copy of an FIR (For accidents/third-party involvement)

• Copy of the acknowledged letter addressed to the RTO intimating theft and "Non-use" of the vehicle.

Here is a full list of car insurance claim documents required for specific claims filed in Jaipur.

Cashless Garages for Car Insurance in Jaipur

A Reliance cashless or network garage is a garage we have tie-ups with. Here, you can get cashless services for car repairs, where we settle your bill directly with the garage. This way, you don’t have to pay for anything other than your mandatory deductibles or co-payment amounts.

We at Reliance General Insurance have a network of 10,000+ cashless garages across India. To find your closed network garage in Jaipur, use our garage locator tool.

We recommend reporting a cashless claim and taking your car to a cashless network garage within 24 hours of an accident.

Reliance Car Insurance - Third-Pa​​rty Vs Comprehensive Plans

Traffic Do’s and Don’​​ts in Jaipur

Traffic Do’s in Jaipur

• Fasten the seatbelt while travelling in the car.

• Install child-safety devices if required.

• Carry your documents like car policy documents and licence.

• Follow traffic rules.

• Always give necessary indicators while driving

• Drive within the standard speed limit.

• Obey noise pollution rules.

• Give way to emergency vehicles and co-operate with them.

• Park only in designated parking areas.

Traffic Don’ts in Jaipur

• Don’t drink and drive.

• Don’t use mobile phones while driving.

• Don’t skip traffic signals.

• Don’t overload your car.

• Avoid driving on the wrong side and lane-cutting.

Frequently Asked Questions (FAQs)

1. How can I get second-hand car insurance in Jaipur?

   Get the insurance policy transferred from the original owner along with the car ownership transfer. You can opt for add-ons or certain modifications in the policy.

2. How do I download my car insurance policy copy in Jaipur?

   Simply download the Reliance Self-i App. Access the app to fetch any details or download the policy copy. You can also use our self-help service to download your policy from our website.

3. Do I get any discount when buying car insurance in Jaipur?

   Yes, you can get multiple exciting car insurance discounts in Jaipur if you opt for Reliance Car Insurance such as No Claim Bonus, Anti-Theft Devices, Discounts on the basis of vehicle specifications, etc.

4. Should I opt for Zero depreciation or regular cover?

   It can​ be beneficial as it comes with multiple features. It is especially beneficial for new or high-end cars.

5. What is the fine for not having car insurance in Jaipur?

   If you are caught driving a car without car insurance in Jaipur, the challan is ₹2,000, and if you repeat the mistake, the challan is ₹4,000.​