For claim assistance in the cyclone affected areas of the EAST, please click here. Similarly, for assistance with claim related queries in the flood affected areas of Kerala and Himachal Pradesh please click here. To get assistance with claims for flood affected regions of Telangana and Andhra Pradesh, please click here.

Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday.

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Two Wheeler Insurance Renewal

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Want to renew your bike insurance policy? Your search ends here! Insure your bike with Reliance Two Wheeler Insurance policy that offers instant renewal with zero paperwork.

Take a free quick quote using just your registered mobile number and ride worry-free with us.

You are insured with a Personal Accident cover of Rs. 15 lacs.

*Terms and conditions apply. Not applicable on TVS models. The discount is applicable only on OD two wheeler insurance premium

What do we cover?

We've tried our best to offer you a two wheeler insurance policy with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The policy covers damage or loss to the vehicle due to:

Accident
Fire
Lightening
Self-Ignition
Explosion
Theft
Riot & Strikes and / or Malicious Acts
Terrorism
Earthquake
Flood
Cyclone
Inundation
Transit by Rail, Road, Air & Elevator

Apart from this, we recommend that you opt for a Third-Party Liability Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this motor insurance cover offers you protection if the other party is uninsured or underinsured.

What we don't cover?

We've tried to cover you for most of the situations. However, there are still some exclusions.

They are:

Normal wear-and-tear of the vehicle
Mechanical and electrical breakdown
Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
Damage to / by person driving without a valid driving license
Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
Loss or damage due to depreciation of the vehicle's value
Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.
Compulsory deductibles - a fixed amount that gets deducted at the time of the claim.

Two Wheeler Insurance FAQ

Why do I need to insure my two wheeler?

Firstly, the Motor Vehicles Act 1988 makes to mandatory for all vehicle owners to have a valid insurance policy.

That apart, you should get your vehicle insured because it saves you from any financial loss caused due to accidents, damage or theft of your vehicle. Additionally, insurance covers the safety of the co-passengers, someone else's property and pedestrians too.

What are the types of two-wheeler insurance in India?

Well, there are two types of two-wheeler insurance: 'Third-Party Insurance' and 'Comprehensive Insurance'.

Third-party insurance protects you against losses, which occur due to bodily injury or death to a third party or any damage to that person’s property. It is mandatory, by law, to have third-party insurance.

Comprehensive insurance, on the other hand, protects you against losses caused to you, your co-passengers and your vehicle in addition to third-party coverage.

What are the different types of vehicles that can be insured online?

You can insure only private vehicles, i.e. you can get a four wheeler or two wheeler insurance online.

What are the documents required to buy a bike insurance online?

Zero documentation is required to buy a two wheeler insurance policy online. This makes things really simple.
However, you will have to provide details like:

Registration number
Engine number
Chassis number
Previous policy number (if you have any)
Vehicle manufacturing date (mm/yy)
Date and city of purchase
You contact details (address, phone no and email id)
You should also have a copy of your vehicle’s RC book.

What are the benefits of buying two wheeler insurance online?

The biggest benefit an online platform offers you is the ability to make any purchase decision in a simple and convenient manner. Since most insurance companies now offer this service, it is very easy to compare costs and features of all the policies. You can even calculate your motorcycle policy premium online and get a clear picture of the kind of expenses involved in buying your insurance plan. Payments also become easier via Net Banking and Credit Card.

Apart from all this, online insurance portals offer facilities like renewal reminders and tracking, which make your life a lot easier.

Can I renew my two wheeler insurance policy online?

Yes, you can!
All you have to do is enter Policy No./ Cover No. and Engine Number and you can renew the policy online

My policy has expired. How can I renew it in case of break-in of my policy?

If your motorcycle policy has expired, you can renew the policy by making payment online. Your Inspection ID will be generated and post satisfactory inspection and recommendation by surveyor your policy will be issued. Note this is only for Private Car & Two Wheeler and not for Third Party Liability Insurance

Once the inspection request is raised online, how long does it take to get the policy?

Once a request is raised in, the inspection takes place within 48 hours. A successful inspection is followed by an online recommendation made to you, by the surveyor. Within the 48 hours following that recommendation, you will have to log-in to the website and convert your two wheeler insurance policy.

Failing to convert your policy within that time frame means that you have to go through the entire process again.

What is a No-Claim Bonus (NCB)?

If you’ve not claimed anything on your policy in the previous term, you get a discount on your scooter/bike insurance premium in following next terms. This discount is called a No-Claim Bonus.
This discount can be accumulated on a yearly basis starting from 20% at the first claim-free renewal, 25% at the second, 35% at the third, 45% at the fourth and 50% at the fifth claim free year, which is then continued for following claim-free years.

Is my NCB transferable?

Yes, it is!
If you have accumulated NCB, at the time of renewing your existing two wheeler insurance policy, you can transfer the NCB. This needs to be done within 90 days of your renewal due date. If you wish to change your insurance provider at the time of renewing your policy, you can enjoy your NCB discount by getting it transferred.

What is the rate at which NCB is transferred?

The NCB will be transferred to Reliance General Insurance at the same rate you are entitled to get from your previous insurance provider while renewing your policy. However, remember to provide the No-Claim Bonus certificate from your previous insurance company to ensure the transfer.

In case I change my job and location, what happens to my two wheeler insurance policy?

The policy remains more or less unaffected even if you move. You will, of course, need to change your contact details i.e. your new address and phone number. This can be done online or at any Reliance General Insurance branch closest to you!

Your premium might change depending on the city you’re moving to. This is simply because motor insurance rates are fixed based on the registration zone of the vehicle. All metro cities (Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi and Pune) are part of Zone A, which has a higher rate of premium than the rest of the country (Zone B). So if you’re moving from a Zone B city to a Zone A city, your bike insurance premium will increase and vice versa.

When should I renew my bike insurance?

Besides the fact that the bike insurance policy protects you against financial losses, it is also illegal to drive a bike with an expired insurance policy. So, bike insurance renewal must be done before the expiry of the existing policy, so the policyholder can enjoy uninterrupted coverage.

What if I miss the deadline to renew my bike insurance?

Insurance companies usually send reminders to policyholders before policy expiration. But still if you miss the deadline, you can renew it even after expiry. However, it’s crucial to know that if you delay it more than 90 days, you will lose your No Claim Bonus and will end up paying more in insurance premiums. Also, a delayed renewal would lead to a fresh inspection of the bike, which might reduce its Insured Declared Value (IDV).

Can I renew my existing bike insurance policy from another insurer?

Yes, in fact, a customer should pick a policy that gives maximum benefits at a lower premium. However, continuing with the same insurance provider gets more loyalty benefits like premium advantage , customer loyalty discounts etc.

Will I get a discount on policy premium if my bike has anti-theft devices installed?

Yes, if you get an anti-theft device installed on your bike that is certified by the Automotive Research Association of India (ARAI), you are eligible for discounts on premiums as it reduces the risk factor for the insurer.

What are the factors that affect Bike Insurance Premium?

The premium of a bike insurance policy depends on factors like the type of the insurance one is opting for, the IDV the person wants, the age, make, model of the bike, and the age and geographical location of the person seeking the policy.

Is bike insurance mandatory?

Yes. As per the Motor Vehicles Act, it is mandatory to have a Third Party bike insurance that will cover third-party liabilities. However, experts recommend Comprehensive insurance that will cover not only third-party damages, but also damages and losses to your own vehicle.

Can I purchase any number of Add-ons?

Yes, you can. There’s no limit. However, it’s advised to go for only those add-ons that meet your requirements as more add-ons mean more premium. For every add-on, you have to pay extra premium.

What happens to the bike insurance policy if I sell my bike?

The insurance policy needs to be transferred from your name to the new owner. You also have the option to cancel the existing policy at the time of selling. However, you can transfer the No Claim Bonus accumulated in your policy to your name which can be used for your new vehicle.

Am I eligible for a discount if I am a member of Automobile Association of India (ARAI)?

Yes. Most insurance companies in India give discounts on the premium if the policyholder is a member of ARAI.

Is it ok not to make a claim if the damage is minimal?

In case of minor repairs, it is better not to make a claim. This way, you will be rewarded with a No Claim Bonus discount on your next premium for not making any claims during the policy period.

What is the cost of two-wheeler insurance online?

The cost of two-wheeler insurance depends on a number of factors, including the make and model of your bike, the type of policy you choose, your age and gender, etc.

Which 2-wheeler insurance is best in India?

Reliance General Insurance is one of the best insurance companies in India for two-wheelers.

Should I buy two-wheeler insurance?

Yes, it is mandatory to have at least third-party liability insurance for your bike in India.

In case I change my job and location, what happens to my two-wheeler insurance policy?

You will need to inform the insurance company about the change in your job and location. The premium may change based on these factors.

Is my bike insurance coverage valid pan India?

Yes, the Reliance General Two-wheeler Insurance coverage is valid pan India.

How do I get a copy of my two wheeler insurance online? Will the printout of the softcopy serve as the original document?

Just log on to www.reliancegeneral.co.in and click on your profile. A soft copy of your policy document will be available for download. A print out of this document definitely serves as the original policy document.

Which bike insurance policy would be suitable if I have a two-wheeler on loan?

If you have a two-wheeler on loan, then it is advised to have comprehensive insurance.

What is an endorsement? What is premium and non-premium bearing endorsement?

An endorsement is a written proof of an agreed change in the policy, as and when the need arises. There can be two types of endorsements: premium bearing and non-premium bearing.

In a premium-bearing endorsement, you will be charged an additional premium for things like transfer of ownership, addition of LPG / CNG kit, change of RTO location etc.

In a non-premium bearing endorsement, you won't be charged anything for the changes incorporated in the policy. For example, correction in contact details, correction in name, correction in engine / chassis number, addition of hypothecation, etc.

Can I cancel bike insurance during the policy tenure?

Yes, you can cancel your bike insurance policy during the policy tenure. However, there will be certain charges involved.

What are the changes I can make in my two wheeler insurance policy? How do I send that for endorsement?

You can make changes to your two wheeler insurance only in the following cases:

Either the name, registration number, engine number, chassis number or model number has to be corrected.
There is a change or correction of your address
There is a change in vehicle, RTO or registration
There is an addition of electrical / non-electrical accessories and / or addition or change of hypothecation.
There is an NCB recovery or change.

For an endorsement, you simply need to raise a service request online, by logging onto our website: www.reliancegeneral.co.in.

What risks are covered under Reliance Bike Insurance policy?

The policy covers damage or loss to the two-wheeler due to:

Accident
Fire
Lightening
Self-Ignition
Explosion
Theft
Riot & Strikes and / or Malicious Acts
Terrorism
Earthquake
Flood
Cyclone
Inundation
Transit by Rail, Road, Air and Elevator

Your policy can also cover a third-party entity, if the option is availed. We recommend that you opt for a Third-Party Liability Cover because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. Simply put, this cover offers you protection if the other party is uninsured or underinsured.

If you get a Personal Accident Cover, you will be covered against accidental death and permanent, total disablement. This policy is active anywhere in the world, whether you are driving or otherwise.
Apart from this, you can opt for any one of these add-on covers to get more comprehensive coverage:

Total Cover
Nil Depreciation

What risks are not covered under Reliance Two Wheeler Insurance Policy?

The risks that we don’t cover in this policy are as follows:

Normal wear-and-tear of the vehicle
Mechanical and electrical breakdown
Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
Damage to / by person driving without a valid driving license
Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
Loss or damage due to depreciation of the vehicle’s value
Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.
Compulsory deductibles - a fixed amount that gets deducted at the time of the claim.

What is Third-Party Liability Cover? Is it part of my bike insurance policy?

Third-Party Cover is mandatory in India. It covers you against legal liability for injury or death or property damage caused to any third party, who is not in the insurance contract in an accident.

However, this policy does not cover damages or loss caused to your own vehicle in an accident or theft. In order to have a complete coverage, you should have a Comprehensive Two Wheeler Insurance Cover.

What is Personal Accident Insurance cover?

This is an optional cover, which protects you against accidental death and permanent total disablement. The Personal Accident cover is valid for 24x7 anywhere in the world, whether you are driving or otherwise.

Apart from this, if you want to cover the third person, then you need to buy a Personal Accident cover separately by paying an extra premium

In what scenarios can I make a Personal Accident claim?

You can claim the PA cover only if the Motor Insurance Policy:

is in your name and you are the registered owner of the vehicle.
has an owner-driver, paid-driver or unnamed passenger cover.

What is the Total Cover?

This is an add-on cover, which can prove beneficial if your two wheeler is completely damaged in an accident or it is stolen. In this case, the total sum of the expenses paid for the vehicle insurance, registration charges and road tax is reimbursed proportionately.

What is IDV and how is it calculated?

IDV stands for Insured's Declared Value (IDV). This is the present market value of a vehicle.
It is calculated by adjusting the current manufacturer's listed selling price of the vehicle with depreciation percentage as listed in the table below:

Vehicle Age	% of Depreciation
> 6 months	5%
< 6 months but > 1 year	15%
< 1 year but > 2 years	20%
< 2 years but > 3 years	30%
< 3 years but > 4 years	40%
< 4 years but > 5 years	50%

What are electrical and non-electrical accessories? How do you calculate their value?

Electrical accessories are any electronically powered accessories that are part of your vehicle. You can protect electrical accessories, which are not manufacturer fitted, by paying an extra premium of 4% on the value of the item. The value of the item is as stated by you i.e. the insured.

Non-electrical accessories include anything from foot rests to seat covers, which are not manufacturer fitted. Protection for these can be achieved by paying an extra premium on the invoice value.

What do you mean by Add-On Cover?

Add-on covers literally add extra protection and cover benefits to your policy. They help to customise your two wheeler insurance policy based on your requirements.
You can opt for any one of these add-on covers to get more comprehensive coverage:

Total Cover
Nil Depreciation
Voluntary Deductible

What is a Voluntary Deductible?

Voluntary deductible is an amount that you agree to pay towards a claim before the insurance company picks up the balance. It is a fixed and minimum amount that you declare to pay when you make a claim. This amount is inversely proportional to your premium. The higher your Voluntary Deductible amount, the lower is your premium.

For example, if your claim amount is Rs. 20,000 and the voluntary deductible is Rs. 3,000 then you have to bear the first Rs. 3,000 and the claim will be worth Rs.17,000.

Your deductible amount will differ as per the Cubic Capacity (CC) of your vehicle.as mentioned in pvt car
You may also opt for a higher deductible over and above the compulsory deductible (GR-40) amount. In this case, we will award you with a suitable discount based on the following table.as mentioned in pvt car

Voluntary Deductible Amount	Discount
Rs, 500	5% on the OD premium * of the vehicle, subject to a maximum of Rs. 50/-
Rs. 750	10% on the OD premium of the vehicle, subject to a maximum of Rs. 75/-
Rs. 1000	15% on the OD premium of the vehicle, subject to a maximum of Rs. 125/-
Rs. 1500	20% on the OD premium of the vehicle, subject to a maximum of Rs. 200/-
Rs. 3000	25% on the OD premium of the vehicle, subject to a maximum of Rs. 250/-

*Own Damage premium

What is Nil Depreciation?

This add-on cover entitles you to get 100% repayment on the depreciated parts (other than tyres and tubes) at the time of claim settlement. You can opt for a Nil Depreciation Cover when you get a new bike insured or at any subsequent renewal, so if you haven't got one right now, you should probably consider it!

By paying a minimal, additional charge on your premium, you can benefit in the following ways:

Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts

Please note that we cover only private cars and two wheelers, with a maximum of two claims in one policy period. This cover is applicable only for select make and models that are not older than two years.

If I buy new accessories for my vehicle during policy tenure, can I get them insured in the middle of the insurance policy term?

Why not! You can easily get a cover for newly fitted accessories once you send us a written request, and share the complete details of the accessories. You will also need to pay an extra premium to get these insured.

Which factors will affect / reduce my bike insurance premium quote while buying two wheeler insurance online?

Factors that affect / reduce your 2 wheeler insurance premium quote are:

Insured Declared Value or IDV (present market value of the vehicle)
Cubic Capacity (CC) of the vehicle
Place of registration (Zone A / Zone B)
Type of model
Age of the vehicle
Type of cover - whether you want comprehensive or third-party cover only
Add-on covers chosen by you

Can I pay two-wheeler insurance premiums in installments?

Yes, you can pay your bike insurance premiums in monthly, quarterly, or yearly installments.

What are the modes of payment accepted while buying two wheeler insurance online? Are there different schemes?

Online payments definitely make life easier. At Reliance General Insurance, you can pay your policy premium in following ways:

Credit Card
Netbanking
Debit Card using ATM PIN
Debit Card using 3D secure

We accept all Visa, Mastercard, American Express cards and other international credit cards.

Does the Two-wheeler model affect the cost of two wheeler insurance?

Yes, it does. The brand, model and the variant of your bike or scooter determine its price. Since two wheeler insurance premiums are directly linked to the sum insured, the two-wheeler model affects the insurance cost.

Check: Two Wheeler Insurance By Brand And Model

How do I register my claim?

As soon as any damage or loss occurs to the vehicle, regardless of the hour, we recommend that you call our helpline numbers immediately.

Paid Number: +91 22 48903009

You can also directly register your claim online. Click here to download the form.

What documents are required to file a claim?

Here’s a list of document you should keep ready while making a claim.
Accident Damages:

Completed claim form
Proof of Insurance - Policy / Cover Note copy
Copy of Registration Book
Copy of Driving License
Police Panchanama / FIR (In case of third-party property damage/ death / body injury)
Repair bills and payment receipts after the job is completed
Any other document as required by the insurer

Theft Cases:

Original Certificate/Policy Document
Original Registration Book, with Theft endorsement from concerned RTO, and tax payment receipt
Previous Insurance Details
Policy number
Insuring office / company
Period of insurance
All the sets of keys/service booklets/Warranty card
Police Panchanama / FIR and final investigation report/JMFC report
Acknowledged copy of letter address to RTO intimating theft and making vehicle "NON-USE"
Any other document as required by the insurer

When should I report to the police?

You should immediately report to the nearest police station in case there is damage to any third-party property, bodily injury to third party or self, or theft of the vehicle.

What to do if my two-wheeler is stolen?

You should immediately report to the police about your stolen vehicle before registering any claim. A delay in reporting will affect your claim, as a General Insurance Company could deny liability.

What is cashless and non-cashless / reimbursement claim?

Cashless Claim: A cashless claim is one, where physical cash does not exchange hands during the settlement of the claim. We, the insurers, will pay the repair charges of the vehicle directly to the garage.

However, this is possible only if the garage is part of our listed network of garages.

Non-Cashless / Reimbursement Claim: This type of payment or settlement occurs when you choose a garage that is not part of our network. In this case, you need to make the complete payment to the garage at the time of the repairs. Later, you can get this amount reimbursed by submitting the original bills and payment receipts to our office.

Can I choose not to claim if the damage is minimal? What do I gain out of it?

If the damage to the vehicle is minimal, it is always a good idea not to make a claim. This will help you to benefit from the No-Claim Bonus (NCB) for every claim-free year.

If you don't make any claim on your insurance policy for a few years, the NCB can reduce your premium cost to half the price. In fact, it could very well be the case that the amount you spend on small repairs occasionally is lesser than the amount you stand to lose as No-Claim Bonus.

How can I cancel my 2 wheeler insurance claim?

You can cancel your claim by calling our

Paid Number: +91 22 48903009

Where can I view the list of cashless garages in my city?

Click here to find out the address of a cashless garage closest to you

What do you mean by Constructive Total Loss?

If the repair cost of your vehicle (in case of an accidental loss or damage) is more than its current value, it is known as contractive total loss.

If I lodge my claim after the policy expires for the event that occurred during the policy term, will the claim be valid?

Yes!
If the event of loss or damage took place during the policy period, you will be eligible for the claim even after the policy has expired.

Two Wheeler Insurance Reviews and Ratings

Average Rating:

4.9(Based on 240 ratings)

Showing 10 reviews

“Very Happy with services of your company”
Thanks a lot!! I contacted Reliance General Insurance and got complete information which I was expecting. I am very Happy with services of your company. Keep up the good work.
Rishabh Kumar Shukla18 August 2022, Uttar Pradesh
“Customer experience is simply amazing.”
I bought a motor insurance for my vehicle through phone pay. At the time of purchase I haven't faced any kind of problem related payment & policy details. After paying the premium we received policy copy within few minutes. I choose Reliance General Insurance because the customer experience is simply amazing.
SUNEEL KUMAR S4 July 2022, Andhra Pradesh
“Endorsement”
Reliance General Insurance have a very good web chat team. I got quick response from your team.My concern got acknowledged, and request was taken for correction. Web chat platform is easy to connect. I will always prefer this platform.
MAIRA KHAN22 January 2022, MUMBAI
“Policy Soft Copy”
I had an excellent experience interactiong withBrobot. The entire process was so smooth to download the policy soft copy via link which is shared by brobot. It was there for me all the time and guided me at every step of the till the process was completed. Glad to have the best bike plan at low cost from Reliance.
Mr. Sathish S6 December 2021, Tamil Nadu
“Adress Change”
People are so responsive
arvind16 November 2021, Ahmad Nagar
“Print Policy”
I purchased my motor insurance policy online. Your website is nice and updated. We can download policy whenever we want and very easily. Other service options available on website are very good and easy to access. It saves a lot of time as we get required details available on website.
Ms.Lennet Cardozo4 November 2021, Goa-South
“Print Policy”
I have bought the two-wheeler insurance policy from Reliance GI. It is one of the best plan, which I have. Website is really good and helps me in getting all services for my two-wheeler insurance. It is easy to understand. It consists of all benefits and informations that I can rely on . I visited website and got the policy copy on my email within few seconds. I am very much happy with service provide by Reliance. It is really easy and I can do it in few steps.
Mr. Narpat Singh Bhadar Singh Shekhawat4 November 2021, Gujarat
“Print Policy”
Reliance is very good company. I have recently got a two-wheeler insurance policy from the website of the reliance and I am happy that my two-wheeler is safe and secured. Thank you reliance. Website is easy to use and to access all the information.
Mr. Imran Khan4 November 2021, Thane
“Change in Address”
I have recently bought a two-wheeler insurance policy from the website of reliance. I was looking to make changes in address in my two wheeler policy then I visited the website, there I got to chat with brobot, it has given me a very good service. Brobot understood my query well and excuted accordingly. Prompt response . I am happy and quite satisfied.
Mr. Ritesh Baranwal28 September 2021, Varanasi
“Good deals for buying two wheeler insurance”
It was very easy to purchase two wheeler insurance online. I received the insurance copy for my bike instantly
Tarun D20 January 2020, Dhanbad

See all reviews

Covering your vehicle for basic insurance is a must, but if you truly want to benefit from your insurance policy, you should definitely consider some of these add-on covers

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra premium to benefit later!

As always, there are a few important things to keep in mind :

We offer coverage on rubber, nylon and plastic parts and fiber-glass components
We cover vehicles with a maximum age of 2 years
We offer a maximum of 2 claims per policy period
We can add this extra element to your policy when you get a brand new vehicle or when you renew your policy
We cover only two-wheelers under this add on cover
We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
We will not grant indemnity to total loss, constructive total loss or theft claims under this add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

Parts not approved under the Motor Insurance Policy
Tyres and tubes

Personal Accident Bundle Cover

As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Table of Benefits	Coverage	Compensation Amount	Capital Sum Insured (Rs.)
A	Permanent Total Disablement & Death	100% of Capital Sum Insured (CSI)	500,000
B	Loss or physical separation of two limbs or loss of sight for both eyes	100% of Capital Sum Insured (CSI)	500,000
C	Loss or physical separation of one limb and loss of sight of one eye	100% of Capital Sum Insured (CSI)	500,000
D	Loss or physical separation of one limb or loss of sight of one eye	50% of Capital Sum Insured (CSI)	500,000

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