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Tata Tiago Insurance

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Do you wish to add to the 4-star safety rating of your Tata Tiago? If yes, opt for Reliance General Insurance's Tata Tiago car insurance, which offers protection when you drive on the roads.

Tiago is one of Tata Motors' popular hatchback offerings. Its appealing looks, generous list of features and efficiency make it a highly desirable car. It has competitive pricing and is a fun yet safe vehicle to drive around.

With our Tiago car insurance, you get excellent protection features, quick and transparent buying and renewal processes, and affordable premium rates. Our plans have achieved the following:

100% 
Claims Settlement*
10,000+
Network Garages*
5 crore​+
Happy Customers*
₹238/month
Starting Premiums*

How to Buy Tata Tiago Car Insurance - Online & Offline

Reliance General Insurance aims to make your life better on and off the road. Our Tata Tiago car insurance can be bought online and offline using the simple steps mentioned below.

Tata Tiago Car Insurance Online Buying Process

  • Go to Reliance General Insurance's official website.

  • Locate the Explore Products option on the page and select Car Insurance under it.

  • Provide your Tata Tiago car's registration number, mobile number and email ID.

  • Click on the “View Prices" option to see the various plans and prices available.

  • Choose the desired coverage and add-on to get the insurance quote.

  • Proceed to make the payment for Tiago's car insurance. Once the payment is processed, you will receive the policy in your email.

Tiago Car Insurance Buying Process Offline

  • You can buy Tata Tiago car insurance offline by heading to one of our Reliance General Insurance branch offices. Our branches can be located using the branch locator.

  • You should bring the necessary documents, including the vehicle registration certificate, identity proof, address proof, driving licence, etc.

  • One of our representatives will guide you through the different available insurance plans. You can also include add-ons to enhance your coverage.

  • Select the plan and add-ons you want and fill out the application form. Attach the necessary documents and make the payment using one of the methods available.

Tata Tiago Car Insurance Renewal Online Process

Renewing your Tata Tiago yearly insurance ensures that you meet the legal requirements and stay protected on the road. Here is the process to renew your vehicle's insurance with us.

  • Step 1: Navigate to the car insurance page of Reliance General Insurance.

  • Step 2: Scroll to the Renewal option and click on "Renew Car Insurance".

  • Step 3: Enter the Tata Tiago's policy number and vehicle details. Then, click “Go".

  • Step 4: You can update and modify the policy details, including add-ons, etc., at this stage.

  • Step 5: The final Tata Tiago insurance renewal cost will appear on the screen. You can make the payment to complete the renewal.

  • Step 6: After you successfully complete payment, you will receive a confirmation from us and a digital copy of Tata Tiago insurance renewal.

How to Buy Tata Tiago Car Insurance for A Second-hand Car

Buying insurance for a second-hand car is as crucial as it is for a new car. However, when buying a second-hand car, one must be extra vigilant. You must find out the exact market value of the car and also know the rate of depreciation, as these factors affect the premium and the final settlement amount.

Here are the steps to follow to buy insurance for your second-hand Tata Tiago car:

  • We first inspect the car to ensure it is in good working condition. Here we assess the engine and other crucial components thoroughly.

  • Upon completion of the inspection, you must submit the necessary documents such as the vehicle's RC, address and ID proof, RTO forms 28, 29, 30, driving licence, etc.

  • Go to our online car insurance page and follow the instructions to purchase the policy. After you fill in the details, we will quote the Tata Tiago insurance amount. Second-hand Tata Tiago insurance is cheaper than new Tata Tiago insurance cost, as the IDV is generally lower.

  • You can choose the desired plan and pay the premium for it.

Why do you Need Car Insurance for your Tata Tiago Car?

Tata Tiago car insurance is a safety shield that safeguards your vehicle. Car insurance is necessary for the following reasons:

  • Every vehicle must be secured with third-party insurance, as it is a legal requirement in India.

  • Car insurance for Tata Tiago provides financial support to the vehicle owner when the vehicle gets damaged in an accident.

  • Car insurance protects the car against damages caused due to theft, accident, fire and explosion, natural disasters, etc. It saves you from spending money from your pocket on car repairs.

  • You can also get personal accident coverage with Tata Tiago insurance, which covers the expenses related to medical treatment if you sustain injuries in an accident.

Features & Benefits of Insurance for Tata Tiago

Reliance General Insurance is the name you can trust for distinctive Tata Tiago vehicle insurance features. Our plans are highly beneficial and ensure you receive unparalleled support in times of need.

Some features and benefits of Tata Tiago car insurance are as follows:

Premium Affordability

Premium affordability is the most outstanding feature of our Tiago car insurance. We offer premiums starting at ₹238/month, which is easy on the pockets. You can choose from multiple plans to get the desired coverage for your vehicle.

100% Claim Settlement

For FY 2023-24, we honoured 100% of our clients' claims. Thus, you can rely on us for efficient protection and claim settlement.

Discounted Premiums

You can enjoy an 80% discount on car insurance for Tata Tiago when you purchase the policy online. Our policyholders enjoy an additional discount of up to 50% on their policy premium by way of no-claim bonuses.

Simple Claim Process

Our claim processes for popular Tata Tiago insurance are simple and convenient. You can register a claim at the fingertips by using the digital platform. We also offer seamless claim tracking, settlement and reimbursement.

Extensive Network of Cashless Garages

We have 10000+ authorised garages throughout the country, offering professional repair services for your Tata Tiago.

Multiple Add-on Options

We offer multiple add-on options to enhance the scope of your Reliance car insurance for Tata Tiago. You can choose from add-ons such as, engine protection cover, EMI protection, total cover, etc.

24/7 Customer Support

We have a dedicated support team available 24/7 to assist you with queries regarding insurance, claims, settlements, etc.

Wide Coverage

Tata Tiago vehicle insurance Reliance offers protection to your vehicle against various incidents such as accidents, fire and explosions, animal attacks, natural disasters, theft and so on.

Types of Tata Tiago Car Insurance Plans

Type of Insurance Plan Details
Tiago Third-Party InsuranceOur third-party insurance plan protects you against the financial and legal liabilities arising from injury, damage or even death of a third party.
Comprehensive Car Insurance You get coverage against own damages and third-party liabilities in one plan. It protects your vehicle from damages by accident, theft, natural disasters, etc., and also assists you in settling third-party claims.
Pay-As-You-DriveThis unique insurance cover provides you with a flexible insurance premium based on the kilometres you drive.
You can set the minimum distance to 2500 km, which can be enhanced in multiples of 1000. It offers you discounts of up to 90%.
Own Damage Car Insurance Also known as a stand-alone damage policy, this insurance plan protects the insured's vehicle against accidents, theft, fire, animal attack, transit damage, etc.

Tata Tiago Insurance Policy  - Key Inclusions & Exclusion

Understanding the inclusions and exclusions of Tata Tiago insurance is pivotal to knowing the circumstances under which you can receive the benefits.

Inclusions Exclusions
It covers any damage to the vehicle due to accidents or collisions on the road.The insurance does not cover damage or loss caused by negligent driving.
Tata Tiago insurance coverage also includes compensation for third-party liabilities if you opt for comprehensive or third-party insuranceIt does not include damage or loss to the vehicle due to mechanical failure or electrical malfunction.
You get coverage if the vehicle is damaged during transit by rail, road, etc.Losses or damages arising due to drunk/intoxicated driving are not covered.
We offer coverage against vehicle damage resulting from theft of the car or parts of the car.Driving without a valid licence and other necessary documents is excluded from the scope of insurance of Tata Tiago.
Your car is protected from damages caused by natural calamities such as floods, cyclones, typhoons, etc.There is no coverage for loss due to depreciation unless you opt for a nil depreciation cover.
We also cover damages caused by man-made disasters, including riots, strikes, terrorism, etc.Damage due to illegal driving practices, such as race, is outside the scope of our insurance policy.
The insured vehicle is also protected from damage or loss due to animal attack or rat bite.Any loss or damage occurring outside the geographical limits mentioned in the policy is not included.
You can opt for a personal accident cover of up to 15 lakhs against injuries, disability, and death.There is no compensation for pre-existing damage to the car.
We offer enhanced coverage if you opt for add-ons such as nil depreciation, engine protection, total cover, etc.Damages caused due to war, invasion, acts of foreign enemies, etc., are not covered.

Add-on Covers for Tata Tiago Car Insurance Policy

Tata Tiago insurance add-ons allow you to broaden the policy coverage and customise it as per your requirements. Some of the add-ons we offer include the following:

24/7 Roadside Assistance

Under this add-on cover, we provide assistance to the insured during vehicle breakdowns. It includes tyre changes, towing facility, accommodation arrangement, etc.

Bumper-to-Bumper or Nil Depreciation Cover

Also known as nil depreciation cover, this add-on protects you from incurring any loss due to depreciation of the vehicle. Thus, you receive the full reimbursement without any depreciation deduction.

Pay-As-You-Drive Insurance

Occasional drivers can benefit from this add-on for their Tata Tiago insurance policy. When you opt for this coverage, you pay the premium in proportion to the kilometres you drive.

Total Cover

In case of severe damage or total loss of your vehicle, this add-on cover compensates you with the on-road price of the car. Thus, you do not have to bear any loss out of your pocket.

NCB Retention Cover

By including this add-on to your car insurance, you can retain the no-claim bonus benefit even if you make a claim.

EMI Protection Cover

The add-on covers the car loan EMI if it requires extended repairs exceeding 21 days.

Daily Allowance Benefit

You get a fixed daily amount to cover the daily transportation expenses while your car is being repaired.

Electrical Accessories 

Any damage or theft of electrical accessories such as navigation system, audio systems, etc., in the car is covered under this add-on for car insurance for Tata Tiago.

Non-Electrical Accessories

With this add-on cover, you receive compensation for the damage or theft of the non-electrical accessories including seat cover, alloy wheels, etc.

Geo Extension

If you travel across countries from your car you can benefit from this add-on for your Tata Tiago insurance policy.You can stay protected even on foreign trips from your car with the geo extension add-on. It includes neighbouring countries like Pakistan, Nepal, Bangladesh, etc.

Consumables Expenses

It covers the cost of consumables such as nuts, bolts, lubricants, etc., required in a car after an accident.

Loss of Personal Belongings

You get compensation for any personal belongings stolen from your car, such as smartphones, laptops, and other valuables.

Engine Protection

Covers the cost of repairs if the engine is damaged by oil leakage, water ingress, etc.

Return to Invoice Cover

You get compensation equivalent to the car's original purchase price if the car is declared a total loss.

Key Replacement Cover

With this add-on, you get coverage for the costs for replacing lost or stolen keys and locks.

RIM Protection Cover

This add-on covers repair or replacement costs for damaged rims of your insured car.

Tyre Protection Cover

It includes repair or replacement of damaged tyres of your car.

Emergency Hotel Accommodation

It provides financial support for hotel accommodation if your vehicle breaks down more than 200 kilometres away from your residence.

Note: We also offer various add-on covers with our Tiago EV insurance, which include electrical motor protection, electrical vehicle chargers, etc.

Steps to Claim Tata Tiago Car Insurance

Tata Tiago car insurance claims can be made in two ways: cashless and reimbursement. Here are the steps that you need to follow to raise a claim successfully.

Tata Tiago Car Insurance Claim Process: Cashless

  • Begin by registering a claim with us (within 24 hours) in one of the following ways:

  • Call us on (022)- 4890 3009.

  • Use the Reliance Self-i app account.

  • Visit the Reliance motor insurance claim page.

  • Take your Tata Tiago to one of our authorised garages near you. You can find the nearest garage using our network garage locator.

  • Our surveyor will assess the vehicle and the extent of damage for estimating the cost of repairs.

  • Submit an accurately filled claim form and essential documents.

  • Once the surveyor verifies the vehicle, your Tata Tiago insurance claim will be approved or rejected.

  • Your vehicle will be repaired at the network garage after the claim is approved.

All the repair expenses will be settled with the garage directly by us. Thus, you do not need to make any payments from your pocket.

*Note: We do not pay for the uninsured parts, deductibles or depreciation. The policyholder must settle these amounts for such repair.

Tata Tiago Insurance Policy Claim: Reimbursement

  • Register the claim with us by following the steps mentioned above.
  • Gather all the necessary documents such as vehicle RC, FIR copy, car insurance policy, etc.
  • Get your vehicle repaired at any garage of your choice. Remember to preserve all the repair bills, as you must submit them while filing the claim.
  • Submit the claim form along with the documents and give us the complete details of the incident.

Use your claim number/policy number to check the status of your claim online.

Documents Required to Claim Tata Tiago Car Insurance Claim

Here is a general list of documents for Tata Tiago insurance claim.

  1. Contact number

  2. Details of the incident

  3. Policy number

  4. Vehicle details such as make and model, vehicle number, etc.

  5. Name of the policyholder

  6. Copy of vehicle RC

  7. FIR copy (in case of third-party damage)

  8. Repair bills (if opting for reimbursement claim)

  9. Copy of a letter addressed to RTO

  10. Location and extent of loss

  11. Garage name and contact details

*This list is only indicative. You may have to submit additional documents as required based on the individual circumstances. Find the complete list of documents here.

Tata Tiago Car Insurance Claim Cashless Vs Reimbursement

Factors Tata Tiago Insurance : Reimbursement Claim Cashless Car Insurance for Tata Tiago
Garage ChoiceUnder reimbursement claim, you can avail of repair services from a garage of your choice.Under cashless claim, you must get the vehicle repaired at one of Reliance General Insurance's network garages.
Settlement Turnaround TimeSettlement time is longer as you pay the garage first and then we will reimburse you for the amount.Settlement time is shorter as we directly pay the network garage for the repair expenses.
Tata Tiago Insurance DocumentationExtensive documentation is needed as an additional step of reimbursement is involved.It needs minimal documentation as the settlement is direct.
Out-of-Pocket ExpensesYou have to spend money on repairs from your pocket initially.You do not have to spend anything from your pocket.
Complexity/ConvenienceIt is complex as you have to bear the expenses first and then get a reimbursement.Tata Tiago cashless insurance is a convenient process as we transact with the garage directly.

Tata Tiago Car Insurance Premium

Tata Tiago car insurance premium is the cost that the insured must bear to receive the benefits of the insurance policy. The premium is determined by considering multiple factors, which you must know as it helps in purchasing the right plan.

Third-Party Tata Tiago Car Insurance

Third-party car insurance offers coverage against third-party liabilities. The premium for third-party insurance is determined by the IRDA and is based on the cubic capacity of the car. It is subject to change when the IRDAI deems it necessary.

Comprehensive Car Insurance

Unlike third-party insurance, comprehensive Tiago insurance price is fixed by the insurance providers. It is determined based on the factors mentioned below.

Extent of Coverage

Tata Tiago insurance cost also depends on the extent of policy coverage. If you opt for a comprehensive insurance plan, the premium will be higher as it offers more coverage. Third-party insurance is cheaper as the coverage is limited.

Add-Ons

Add-ons can be included in the insurance plan at an additional cost. Therefore, it leads to an increase in the premium amount.

Insurance Location

The place where you drive the car also determines the premium cost. For instance, if you stay in a flood-prone area or in a theft-prone locality, you are most likely to pay a higher premium for your vehicle.

Age of the Vehicle

Your vehicle's age impacts the IDV of the car, which in turn affects the premium price. Older vehicles have a lower IDV, resulting in lower Tiago 5 seater insurance price.

Vehicle's Make & Model

The make and model of the car and its additional features also have an impact on the insurance premium. High-end cars with expensive spare parts are likely to attract higher premiums.

Insured Declared Value (IDV)

IDV is the current market price of your car. A car with a higher IDV will have a higher insurance premium and wider coverage.

How to Calculate Tata Tiago Car Insurance Premium

Knowing the exact cost of insurance premiums is necessary as it helps to do better financial planning. It also allows you to compare various plans and choose one that fits your budget and requirements well.

If you wish to calculate the Tiago car insurance price, you can use our online premium calculator. It instantly gives you the exact premium amount for your vehicle based on your choices.

Here is how you can use our tool:

  1. Fill out the car's registration number and your details, including your email address and mobile number.

  2. Use the slider to select whether you have an existing policy with us.

  3. Click on “Check Our Prices".

  4. You will get an estimate for the Tata Tiago insurance cost with us. If you want to check the premium for a used car, you will also need information about the type of fuel, claim history and type of car.

Third-Party Insurance Premium

The IRDAI controls third-party insurance rates and decides the premium rates based on a vehicle's cubic capacity.

Tata Tiago Insurance Cost : Third-Party Insurance

Engine's Cubic Capacity Insurance Price (₹)
Less than 1000 cc₹2094
Between 1000 to 1500 cc₹3416
More than 1500 cc₹7897

Third-Party Insurance Price: Electric Cars

Car's Battery Capacity Premium(₹)
Less than 30kW₹1780
Between 30kW to 65kW₹2094
More than 65kW₹6712

Tata Motors Car Models & Prices 

Tata Motor Car Models Ex-Showroom Price (₹)
Tata Indica
CNG|Diesel
₹ 4,69,000-6,60,000
Tata Tiago
Petrol|CNG
₹5,64,900
Tata Tiago EV ₹ 7,99,000-11,89,000
Tata Indigo
Petrol|CNG|Diesel
₹ 4,86,000-5,11,000
Tata Safari
Diesel
₹ 15,49,000
Tata Hexa
Diesel
₹16,79,000
Tata Tiago NRG
Petrol|Bi-Fuel CNG
₹ 6,49,900-7,99,900
Tata Zest
Petrol|Diesel
₹5,82,000
Tata Harrier
Diesel
₹ 14,99,000
Tata Bolt
Petrol|Diesel
₹ 5,25,000
Tata Punch
Petrol
₹6,12,900

Note that the Tata Nano and Tata Sumo models have been discontinued by the manufacturer.

Tata Tiago- Overview & USPs

Tata Motors is tagged as India's most trusted car brand. The Tiago hatchback is one of Tata's most efficient offerings in the given price segment.

  1. Customers love Tata Tiago for its 4-star safety ratings, fuel efficiency, and competitive pricing.

  2. It is available in various fuel types, which makes it suitable for a wide range of customers.

  3. The car features spacious, inviting and dual-tone interiors, giving the passengers a premium feel.

  4. Some of the notable safety features include an overspeeding warning, airbags, an Anti-lock braking system, etc.

Tata Car Models for Which Reliance Offers Insurance

  • Tata Safari

  • Tata Tiago

  • Tata Harrier

  • Tata Sumo Gold

  • Tata Zest

  • Tata Indigo Ecs

Frequently Asked Questions On Tata Tiago Car Insurance

  • What does Tata insurance cover?

    Tata Tiago insurance covers vehicle damage caused by accidents, thefts, fire and explosion, natural disasters, animal attacks, etc. You can refer to the car insurance page or policy wording ​to know the coverage.

  • What is the Tata Tiago insurance price?

    At Reliance General Insurance, we offer Tiago car insurance at affordable prices. Our insurance plans begin at ₹238/month.

  • What is the Tiago car insurance renewal Process?

    Tata Tiago's car insurance renewal process is as follows:

    1. Visit our car insurance page.

    2. Under the renewal option, choose car insurance renewal.

    3. Provide the details required and get a renewal quote.

    4. Choose the coverage, add-ons, etc. and make the payment.

  • What's the claim process for Tata Tiago insurance?

    The claim process for Tata Tiago is as follows:

    1. Register the claim as mentioned above.

    2. Get the vehicle inspected by our surveyor for claim approval.

    3. Get your vehicle repaired at the authorised garage.

    4. We will pay the bill amount directly to the garage. If you choose the reimbursement method, we will reimburse you for the expense amount.

  • Can I transfer my Tata Tiago insurance?

    Yes, you can transfer your Tata Tiago insurance if you have purchased a second-hand vehicle and wish to transfer your current policy to another name.

  • What factors affect Tata Tiago's insurance premiums?

    1. Age of the car

    2. Car modifications

    3. Insurance location

    4. Make and model of the car

    5. Add-ons chosen

    6. Driver records

    7. ​Deductibles​
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