Today, amid constant rise in cost of living, affordability of healthcare in itself is a big question mark. In such a situation, it becomes even more important for an individual to think twice about his and his family’s health security; because, a medical emergency can prove to be heavy on one’s pocket. Therefore, as a thumb rule, one should try to get best health insurance policy in India.
Speaking of inflation you may argue that affordability of health insurance is also not within everyone’s reach. However, while a basic health plan is easy to afford, in order to bear the cost of best health insurance plan in India, you can plan ways to save money on premium cost.
Below are two basic ways in which you can trim your health insurance premium cost, without damaging your healthcare:
Do comparative study: When buying a health insurance, it always pays to shop around. Comparing the cost of health insurance plans available in market would widen your horizon and give you a wide range of options to choose from. On other hand, by sticking to just one policy you may lose the opportunity of buying a health insurance plan with lower premium.
Avail the facility of online tools: Buying a
health insurance online often proves to be more cheaper than when bought through other medium. If you aren’t new to insurance and its intricacies, it is better to choose the option of buying health insurance online. Mostly companies have to give out commissions to their agents, brokers. They therefore include this amount in the premium cost of their health insurance plan. However, as buying health insurance online does not involve any broker or agent, there is no extra cost of commission charged in premium, thus the cost of health insurance online turns out to be cheaper.