Health insurance is crucial for everyone. But for travellers, it is even more important. It covers your emergency medical expenses and lets you enjoy your journey without worrying about any financial risks.
In fact, travel insurance with health coverage is a mandatory visa requirement for many global destinations such as the Schengen Area countries, the USA, Australia, Qatar, Russia, UAE, Thailand and many more.
If you are still sceptical about purchasing health insurance coverage for international travel, we are here to help you out. Read on to find out about the importance of having health coverage abroad!
Health Insurance for Traveler: Important Reasons to Buy Medical Insurance for Visitors
Limited Coverage of Domestic Insurance
If you are a frequent traveller, consider investing in overseas health insurance. Standard health insurance policies don’t offer coverage outside of India. Thus, if you face any medical emergency abroad, you will have to pay the resulting expenses out of pocket.
This not only adds to your travel budget but also brings a lot of inconvenience due to lack of knowledge regarding the right healthcare facilities.
International health insurance plans, on the other hand, offer the benefit of cashless hospitalisation at the network hospitals across the globe. For these benefits, it is advisable to invest in international health insurance or
travel insurance that covers medical costs.
Planned and Emergency Hospitalisation
Health-related emergencies can occur anytime, regardless of your location. However, dealing with exorbitant medical costs abroad is not as easy.
In the absence of health insurance, you will have to pay these expenses, which will bring an unnecessary burden on your bank balance. Not only this, exceeding your travel budget can also sour your overall travelling experience.
This situation can be easily avoided by purchasing medical insurance coverage for international travel. With Reliance Global Insurance, you can get the best treatment (planned) at the best hospitals abroad without facing any financial concerns.
Emergency Medical Evacuation
Life is unpredictable. It is critical to stay prepared for unforeseen events. That’s what international health insurance does.
By providing assistance like emergency medical evacuation, it makes sure you don’t have to face any financial or legal challenges during your emergency return to India.
Tax Benefits u/s 80D
Similar to other health insurance plans, international health insurance also helps you avail up to ₹1 lakh tax deductions on premiums you have paid. This makes it a necessary financial management tool that reduces your tax liability while maximising your savings.
Comprehensive Travel Coverage
Another interesting benefit of purchasing medical insurance coverage for international travel is the comprehensive coverage it offers for your foreign travels. Some health insurance for tourists covers expenses like accommodation and transportation alongside health coverage. This offers all-round financial security during your overseas journey.
Purchase Reliance Health Global Insurance for Worldwide Coverage
Reliance Global Health Insurance is among the top
international health insurance plans in the country, offering coverage for your planned hospitalisation abroad. With a maximum sum insured limit of USD 1 million, you can get your treatment at the best hospitals without worrying about the cost.
You can also buy this plan with our Global+India cover to manage your emergency hospitalisation in the country, along with planned medical treatments abroad.
Our plans offer comprehensive coverage and cover all illnesses, including life-threatening conditions such as Cancer, Cardiovascular problems, Kidney issues and more. Not just medical coverage, we also cover your travel and accommodation expenses to help you focus on your treatment without worrying about financial arrangements.
Buy your
health insurance plan online to enjoy up to a 12% discount.
Frequently Asked Questions
What is the validity of international health insurance plans?
The validity of foreign health insurance plans varies based on the insurance provider. Our international health insurance plans come with a validity of 12 months. For a longer tenure, you can buy a two or three-year policy.
Can I purchase international health insurance for my family?
Yes. Our Health Global Insurance coverage can be purchased as an individual policy or a family floater plan. You can insure all your family members under a single policy, which is easy to manage and cost-effective.
Does health travel insurance cover medical costs for planned global treatments?
Yes. There are health insurance plans designed to offer coverage for planned medical treatment outside of India. Reliance Global Health Insurance is one such option. With this plan, you can easily cover your overseas treatment, travel and accommodation expenses. Get in touch for more information.
Where can I purchase the best health insurance coverage for international travel?
You can buy excellent travel insurance with health coverage at our website at affordable premiums and zero paperwork.