Vehicle inspection is an essential step during car insurance renewal, especially when renewing an expired policy. In the past, this process required a surveyor to visit your location to inspect the car.
However, we simplified this experience by introducing the “Self-Video Inspection for Car Insurance" feature. Now, you can capture photos or videos of your car as per the specific guidelines and send it to us directly.
This approach has streamlined the process, saving a lot of our time and effort. Here is a comprehensive guide about everything you need to know about self-inspection for car insurance.
Self-Inspection in Car Insurance Meaning
Self-video inspection is a feature that allows you to inspect your car using your smartphone. You can shoot a 360-degree video of your car and submit it to us directly to renew your car insurance policy.
When you renew your car insurance policy, you may need to go through an inspection process. It helps insurers assess your vehicle's condition and existing damages to determine the coverage and applicable premium.
However, the traditional inspection process can be time-consuming and lead to delays. By doing the self-inspection for car insurance, you can easily share your car's current condition.
It can be done from home at a time that works for you. But, it has to be completed within 90 days of the car insurance policy's expiry.
Self-inspection of a car for insurance also helps keep your vehicle financially protected without the usual delays.
Is a Self-Inspection for Car Insurance Mandatory?
Self-inspection for car insurance is important during a car insurance renewal. However, it may not be mandatory in specific circumstances, depending on the continuity and type of coverage.
However, it is mandatory during the following scenarios:
Renewing an expired car insurance policy
Upgrading from third-party car insurance to car insurance for self-damage (own-damage car insurance) or comprehensive car insurance policy
Switching between insurers at the time of renewal
Purchasing an add-on such as Nil Depreciation
Why Should You Do a Self-Inspection for Car Insurance?
Uninterrupted Coverage -
By completing the self-inspection on time, you can renew your car insurance and ensure financial protection without any break in the policy.
Accurate Evaluation -
The self-inspection for car insurance provides a thorough assessment of your car to get the right coverage.
Mandatory for Expired Policy -
Car insurance self-inspection is a mandatory requirement to renew an expired car insurance policy.
Prevents the Loss of Accumulated Benefits -
Timely car insurance renewals help you retain the accumulated benefits, such as the No Claim Bonus.
What is the Process of Self-Inspection for Car Insurance?
Download Our Application -
Download the
Reliance Self-i app online. You can get it on Google Play Store and App Store.
Share your Details -
Enter the required information, such as your name, registered mobile number, car registration number and car insurance policy number. If the details get auto-filled, verify the information.
Record the Video -
Log in with the credentials and navigate to the option for self-video inspection for car insurance. Record a 360-degree video of the car and make sure it meets the required standards for clarity and coverage.
Review and Upload your Vehicle Video -
Review the video that you have taken and upload it on the app. Click on “Submit".
Factors to Consider for Self-Inspection in Car Insurance
Quality of Video -
Make sure to record the 360-degree video in high resolution for clear visibility. Ensure proper lighting and a slow and steady pace to capture all the details clearly.
Capture Important Information -
Ensure that key car details, such as the registration number and chassis number (found under the front bonnet of the car), are clearly visible.
360-degree View -
Shoot the video from different angles, including the front, sides, rear, and roof. To capture a complete view of the vehicle's condition for the car insurance self-inspection.
Cover Existing Damages -
Make sure to cover any existing scratches, dents, or other damages to your car for an accurate assessment during the renewal process.
Get an Acknowledgement -
After the video has been uploaded, make sure you get an acknowledgement to confirm your submission.
Rejection -
Your car insurance renewal application can get rejected if the self-video inspection for car insurance does not match the requirements.
Benefits of Self-Inspection for Car Insurance
Replaced Traditional Inspection | Zero Paperwork | Hassle-free Process | User-friendly |
You do need a surveyor to physically inspect the car, which can lengthen the whole renewal process. | All you need to have for the self-inspection process is a smartphone and a stable internet connection. | You don't have to prepare and go through a series of steps for the self-inspection process. | The process of self-inspection of a car for insurance is simple and easy to understand. |
Less Time-Consuming | Convenient | Cost-Efficient | Faster Car Insurance Renewals |
The entire process of capturing the 360-degree video and uploading it to the system takes very little time. | You can complete the car insurance self-inspection at your convenience from the comfort of being at your home. | The self-inspection process can be easily done using your smartphone, making it a more affordable option. | You can renew the policy using your phone. It is quicker and more efficient compared to traditional methods. |
Benefits of Renewing Car Insurance Online with Reliance General Insurance
Quick Approvals | No Paperwork | Convenient and Saves Time | Self-Video Inspection for Car Insurance |
We respond to your car insurance renewal application almost instantly. | You can renew car insurance online without the need to gather and prepare documentation. | The entire renewal process is streamlined. You can complete it quickly and get it approved without delay. | You can benefit from the self-video inspection feature in the case where a car inspection is mandatory for renewal. |
Compare Car Insurance Plans | Wide Range of Add-On Options | Calculate Premium | Dedicated Customer Care |
You can
compare car insurance online, choose a product and customise it based on your specific requirements. | You can select from various add-on optional covers to enhance your car insurance policy. | Use our
car insurance premium calculator to determine the premium for various products and make a wise decision. | If you need assistance, you can contact our
customer care team at any time. |
Wrapping Up
Self-inspection for car insurance is a feature that lets you record a 360-degree video of your car to renew your policy.
It is a simple process that is extremely less time-consuming. You can complete it conveniently from the comfort of your home at a suitable time.
Make sure the video is of good quality, has proper lighting, and captures all essential details. Your car insurance renewal application can be rejected if the video does not meet the requirements.
Self-video inspection for car insurance makes renewing your car insurance policy quicker and more convenient than ever!
Frequently Asked Questions About Self-Video Inspection for Car Insurance Renewal
Can I renew my car insurance policy without inspection?
The need for car inspection for car renewal depends on the specific circumstances. For instance, it is mandatory for an expired car insurance policy when you switch to a new insurance provider or switch from third-party car insurance to an own-damage or comprehensive car insurance policy.
Is it possible to do a self-video inspection for an expired car insurance policy?
Yes, you can do a self-video inspection for an expired car insurance policy within 90 days of its expiry.
What should I do if my self-inspection video gets rejected?
If your self-inspection for car insurance is rejected, you can reach out to us on our paid helpline number - +91 22 48903009. We will explain the issue, and you can address it and resubmit the video.
When should I renew my car insurance policy?
You can renew your car insurance policy any time on or before the expiry date. It is highly recommended to renew car insurance at least 15-30 days before the actual expiry date.