Can I claim tax deductions under Section 80D and Section 80C simultaneously?

Yes, the benefits under Section 80D are in addition to the benefits under Section 80C of the IT Act. So, you can claim both of them at the same time.

Am I eligible for tax exemptions for more than one health insurance policy?

Yes, you can claim deductions for all your health insurance premiums. However, your yearly deduction limit will remain the same, which is ₹25,000 for individuals and ₹50,000 for senior citizens.

How can I claim my deductions under Section 80D?

For salaried employees, you claim your benefits by submitting the necessary documents, such as policy documents and medical bills, to your employer. Additionally, you can claim these benefits while filing an ITR.

Can I claim tax deductions on multiple-year policies?

Yes. As per the latest provision of Union Budget 2018, if you have made a lump sum payment for a medical insurance policy that is valid for multiple years, you can claim tax deductions equivalent to a specified fraction of the total amount.

Can I claim tax benefits for more than one health insurance policy?

Yes. You can claim tax deductions on more than one health insurance plan. However, you must meet the eligibility criteria in order to avail the tax benefits.

Can I claim tax deductions on group health insurance offered by my employer?

No. You cannot claim tax benefits on your group health insurance plans.

Can I claim my pharmacy bills under Section 80D?

Yes. You can claim the medical bills of senior citizens if they are not already covered under health insurance.

Can I claim tax deductions under both 80D and 80DD?

Yes. Under the Income Tax Act, you can claim tax benefits under both Section 80D and 80DD.

Can I claim tax benefits on my health insurance premiums if I have paid in cash?

No. You cannot claim tax deductions under Section 80D if your premiums are paid in cash.

I have received medical treatment abroad. Can I claim tax deductions under Section 80D for my global health insurance plan?

Yes. You can claim Section 80D tax deductions on premiums paid towards a global health insurance policy. However, you are eligible for such tax benefits only if your insurance provider is registered with the Insurance Regulatory and Development Authority (IRDAI) of India.

For claim assistance in the cyclone affected areas of the EAST, please click here. Similarly, for assistance with claim related queries in the flood affected areas of Kerala and Himachal Pradesh please click here. To get assistance with claims for flood affected regions of Telangana and Andhra Pradesh, please click here.

Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday.

Generate OTP

Deduction under section 80D

Description	Medical Insurance Premium Paid For		Total Deduction Under Section 80D
	Self, Spouse And Dependent Children	Parents (Whether Dependent Or Not)

No one has attained the age of 60 years	₹ 25,000	₹ 25,000	₹ 50,000

Assessee and his family is less than 60 years and parents are above 60 years of age	₹ 25,000	₹ 30,000	₹ 55,000

Assessee and his parents have attained the age of 60 years and above	₹ 30,000	₹ 30,000	₹ 60,000

Deduction under section 80D

Motor Insurance

Travel Insurance

Health Insurance