Call us now to secure insurance coverage. Timing: 9:00 a.m. to 07:00 p.m. everyday.
Chat with us on our WhatsApp number
Find quick answers to all your insurance queries from our self-help section.
Call us for any help with renewals or claims. Timing: 09:00 a.m. to 07:00 p.m. every day.
Join India’s leading general insurance company. Timing 09:30 a.m. to 06:30 p.m. Monday-Saturday.
Commercial Vehicle Insurance Online
Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians
e.g.(MH 12 AB 3168)
Commercial Vehicle Insurance is a type of insurance coverage specifically designed for vehicles used for business purposes. It provides financial protection to business owners and individuals who use vehicles for activities, such as transportation of goods, delivery services, or passenger transportation. With Reliance General Insurance, you get:
If you need more information about the policy, feel free to call us on +91 22 48903009 (Paid Number).
a) Loss or damage to your vehicle due to:
b) Third-party car insurance, which protects you against any losses or damages caused to a third party because of your insured vehicle
c) Additional towing cover for commercial vehicles
Click to buy a new taxi insurance. Also, read about the offerings attached to it.
Under IPC, it is mandatory to have at least a third-party liability insurance cover. Also, in case of an unprecedented event such as an accident, your car might get damaged; it can get stolen as well. To stay guarded against these losses and expenses, one should buy car insurance.
There are three types of car insurance policies—a third-party plan, which covers the loss and expenses that occurred to a third party; own damage cover, which covers the cost of damage or loss to own cover; and a comprehensive plan, which covers both third-party losses and own damage costs.
To buy car insurance online you will require the following documents:
Car registration number
Car make year and model details
Personal details such as your address, age, photo and identity proof
Preferred insurance type and plan
Preferred add-ons
Insured Declared Value, in case of a comprehensive car insurance plan
Ease of buying
One of the biggest advantages of buying car insurance online is that it is convenient and it simplifies your purchase decision. You can do it anywhere according to your comfort,
Since there is a long list of general insurance companies offering online car insurance, finding the best automobile insurance that suits your needs and gives you maximum benefits is easier.
Added Benefits
Also, online car insurance offers other facilities like Renewal reminder Secure payment gateway and tracking
Getting an Estimate of your car insurance policy premium
You can also calculate your car insurance quote/premium online and get an idea of the kind of expense you would need to bear for buying the plan.
Pay for your car policy in minutes
You can pay your premium using either of the options like net banking, debit card or credit card. You can also use other payment options like UPI and Paytm.
If your car insurance policy has expired, you can renew the policy by making payment online through our website or the Selfie App
Note this is applicable only for Private Car & Two-Wheeler policy and not for Third Party Liability.
Once a request is logged in, the inspection process takes place within 24 hours.
A successful inspection is followed by an online recommendation made to you, by the surveyor. Within 48 hours following that recommendation, you will have to log-in to the website and convert your auto insurance policy.
Failing to convert your policy within that time frame means that you have to go through the entire process again.
No Claim Bonus (NCB) is the discount in your car insurance premium enjoyed by you for not having made a claim in the previous year(s). This discount can be accumulated on a yearly basis starting from 20% at first claim free renewal, 25% in the second, 35% in the third, 45% in the fourth and 50% in the fifth and continued for subsequent claim free years.
Reliance General Insurance has introduced the No Claim Bonus retention add-on cover with private car insurance. This helps you to retain your valuable No Claim Bonus at a small additional premium.
Yes, it is!
If you have accumulated NCB, at the time of renewing your existing 4 wheeler insurance policy, you can transfer the NCB within 90 days of your renewal due date. If you wish to change your insurance provider at the time of renewing your car policy, you can enjoy your NCB discount by getting it transferred as well.
The NCB will be transferred to Reliance General Insurance at the same rate you are entitled to get from your previous car insurance company provider while renewing your car policy. However, remember to provide the No-Claim Bonus certificate from your previous insurance company to ensure the transfer.
The policy remains more or less unaffected even if you move. Details you need to change your contact details i.e.
Just log on to www.reliancegeneral.co.in or your Selfi App and click on your profile. A soft copy of your four-wheeler policy document will be available for download. A print out of this document definitely serves as the original policy document.
An endorsement is a written proof of an agreed change in the auto insurance policy, as and when the need arises. There can be two types of endorsements: premium bearing and non-premium bearing.
In a premium-bearing endorsement, you will be charged an additional premium for things like transfer of ownership, addition of LPG / CNG kit, change of RTO location, etc.
In a non-premium bearing endorsement, you won't be charged anything for the changes incorporated in the policy. For example, correction in contact details, correction in name, correction in engine / chassis number, addition of hypothecation, etc.
You can make changes to your car policy only in the following cases:
• Either the name, registration number, engine number, chassis number or model number of your four wheeler vehicle has to be corrected.
• There is a change or correction in your address
• There is a change in car, RTO or registration number of your vehicle
• There is an addition of LPG / CNG kit, electrical / non-electrical accessories, anti-theft device, addition or change of hypothecation in your car.
• There is a NCB recovery or change.For an endorsement, you simply need to raise a service request online, by logging onto our website: www.reliancegeneral.co.in.
Then you can do one of the following two things.
• You can transfer your existing automobile insurance policy to the new owner of the car.
• You can cancel this policy and tell the new owner to buy a new policy for the car.
However, the policy can only be cancelled once we receive a copy of the new policy. This is because it is mandatory for any car to be insured, at least against third-party liability. Also keep in mind that you can enjoy a No-Claims Bonus on the premium for your new vehicle, if you purchase it within 3 years from date of cancelling / transferring the old policy.
Loading is an additional cost that is added to the car insurance premium when a policy is renewed. This additional cost only comes into effect if the risk to the car policy owner is judged as ‘higher than normal’.
Add-on covers add extra protection and cover benefits to your car insurance policy. It helps you customise your policy based on your requirements. Some of the add-on covers we recommend and offer to you are:
This add-on cover helps you to retain your earned No-Claim Bonus (NCB) percentage, even after you’ve made a claim. Without this additional cover, your NCB would drop to 0% if you've made a claim in the previous car policy period.
There are a few conditions though!
Total cover add-on is very beneficial in case your car gets completely damaged in an accident or if it is stolen. In such case, the total sum of the expenses paid for the vehicle insurance, registration charges and road tax is reimbursed proportionately.
Voluntary deductible is an amount that you agree to pay towards a claim (in addition to the compulsory deductible) before the insurance company picks up the balance. It is a fixed and minimum amount that you declare to pay when you make a claim. This amount is inversely proportional to your premium. The higher your Voluntary Deductible amount, the lower is your automobile insurance premium.
For example, if your claim amount is Rs. 20,000 and the voluntary deductible is Rs. 3,000 then you have to bear the first Rs. 3,000 and the claim will be worth Rs.17,000.
We will award you with a suitable discount based on the following table.
*Own Damage premium.
The risks that we don’t cover in this car insurance policy are as follows:
The most important reason to get third-party policy is that it is compulsory by law and you might end up paying hefty fines if you don't have it. As the name says, it covers all third-party damage. There is always a chance of getting in an accident with a third party in certain circumstances, and with this a policy like this, you can prevent such scenarios since it covers all liabilities incurred to the third party.
This personal accident cover provides compensation in case of death or permanent disabilities due to an accident involving the insured vehicle.
Coverages:
CPA ( Compulsory Personal Accident –Owner Driver ) for 1 Yr
Customer can opt-out of this cover if he already has other PA cover covering (Death & Permanent Disability) up to the extent of minimum 15 lacs or is covered with other CPA policy under motor insurance in other vehicles owned by him.
You can claim the PA cover only if the car Insurance Policy is in your name and you are the registered owner of the car & have an owner-driver, paid-driver or unnamed passenger cover.
Yes, we do offer car insurance discounts to members of certain associations. So, if you’re a member of any of the following automobile associations, you are eligible for a discount:
IDV stands for Insured's Declared Value (IDV). This is the present market value of a car. It is calculated by adjusting the current manufacturer's listed selling price of the car with depreciation percentage as listed in the table below:
Electrical accessories are any electronically powered accessories that are part of your car. This could include accessories such as music systems, LCD etc. which are not manufacturer fitted.
You can protect electrical accessories, which are not factory fitted, by paying an extra premium of 4% on the value of the item. The value of the item is as stated by you i.e. the insured.
Non-electrical accessories include anything from wheels to seat covers, which are not manufacturer fitted. Protection for these can be achieved by paying an extra premium on the invoice value of your car insurance quote.
A paid driver is obviously someone you have appointed to drive your car. If this driver meets with an accident while driving your car, you will need to compensate him / her or that person’s family for the injury or loss of life. If you choose to include the option of ‘legal liability for paid driver’, then we, the insurance company, will pay this compensation amount. This cover is easily included with an additional premium of Rs. 50/- irrespective of any period of insurance, not exceeding 12 months.
No, we will issue the insurance policy only if the LPG / CNG kit is incorporated on the Registration Certificate (RC) by the concerned RTO.
Factors that affect / reduce car insurance quote are:
ARAI stands for Automotive Research Association of India. If you have installed an ARAI-approved anti-theft device in your vehicle, whose installation is certified by the agency, you can get a discount of 2.5% on the OD (Own Damage) premium subject to maximum of Rs. 500.
Online Payments for your car insurance definitely make life easier. At Reliance General Insurance, you can pay your car insurance premium in following ways:
We accept all Visa, Mastercard, American Express cards and other international credit cards. You can also use other payment options like UPI and Paytm.
Yes, it does. The brand, make and model of the car dictates the car’s price. Since the car insurance premium is directly linked to the sum insured, the car model has an impact on the insurance cost. To know the premium for your car insurance policy, simply fill in your details and the vehicle registration number. A car insurance quote will be generated to give you an estimate of the premium.
Check out: Car Insurance By Brand And Model
As soon as any damage or loss occurs to the vehicle, regardless of the hour, we recommend that you call our helpline numbers immediately.
Paid Number- +91 22 48903009
You can also directly register your claim online. Click here to download the form.
Here’s a list of document you should keep ready while making a claim.Accident Damages:
Theft Cases:
You should immediately report to the police before registering any claim as a delay in reporting will affect your claim, as an insurance company could deny liability.
Cashless Claim:
If the damage to the car is minimal, it is always a good idea not to make a claim on your car insurance plan. This will help you to benefit from the No-Claim Bonus (NCB) for every claim-free year.
If you don't make any claim on your car insurance policy for a few years, the NCB can reduce your premium cost to half the price. In fact, it could very well be the case that the amount you spend on small repairs occasionally is lesser than the amount you stand to lose as No-Claim Bonus.
You can cancel your claim by calling any of the following helpline numbers:
Click here link to find out the address of your nearest cashless garage list
If the repair cost of your car (in case of an accidental loss or damage) is more than its current value, it is known as a constructive total loss.
A vehicle will be considered to be a CTL, where the aggregate cost of retrieval and/or repair of the vehicle subject to terms and conditions of the policy exceeds 75% of the IDV.
Yes!If the event of loss or damage took place during the policy period, you will be eligible for the claim even after the policy has expired.
Showing 10 reviews
RGI After Sales Service Was Awesome
Total Value for Money with this Comprehensive Car Policy
Best and Hassle-Free Reliance Car Comprehensive Policy
Good Service And Very Enthusiastic Customer Support Executive
Top-notch Car Insurance policy
Satisfied with the services of Reliance Car Comprehensive policy
Best Car Insurance service provider I Came Across
Must-have policy for car owners
Quick And Good Support
Perfect Car Comprehensive policy for my needs
E-mail Brochure .
E-mail Policy Wording .
E-mail Claim Form .
Brochure has been sent to Your Email Address.
Claim Form has been sent to Your Email Address.
Sorry, something went wrong. Brochure could not be sent to Your Email Address.
Resend OTP in 60 Seconds
Thanks for the information. Our Customer Care will get back to you.
