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Hyundai Creta Car Insurance

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The Hyundai Creta has become one of India's most popular compact SUVs since its launch in 2015. As a Creta owner, securing your vehicle with the right insurance is crucial. Reliance General Insurance offers a comprehensive Hyundai Creta insurance policy tailored to protect your prized possession.

Whether you're looking for basic third-party coverage or a full-fledged comprehensive plan, Reliance has options to suit your needs. This piece will walk you through everything you need to know about Hyundai Creta car insurance, from buying and renewing policies to understanding why it's essential for every Creta owner.

Here is what we offer in Hyundai Creta insurance:

100%

Claims Settlement*

10,000+

Network Garages*

5 Crore+

Happy Customers*

₹238/month

Starting Premiums*

Why Do You Need Hyundai Creta Car Insurance?

Compliance with Laws

Financial Protection

Peace of Mind

Having at least third-party Hyundai Creta insurance is mandatory as per Indian law. It ensures you're legally protected while driving your Creta on Indian roads, avoiding penalties and legal issues

A comprehensive Hyundai Creta insurance policy from Reliance safeguards you against any financial losses due to accidents, theft, or natural disasters. It covers repair costs, which can be substantial for a premium vehicle like the Creta.

With Reliance's Hyundai Creta yearly insurance, you can drive worry-free. Whether it's a minor fender-bender or a major accident, knowing that your Creta is protected gives you peace of mind on every journey.

Features and Benefits of Reliance Car Insurance for Hyundai Creta

Hassle-Free Buying and Claiming Insurance

IDV Customisation

Our state-of-the-art, user-friendly online platform allows you to buy or renew your Hyundai Creta insurance policy in just a few minutes. When it comes to claims, our efficient system ensures swift processing and settlement, minimising your vehicle's downtime and getting you back on the road faster.

We understand that every Creta owner's needs are unique. That's why we offer unparalleled flexibility in setting your Insured Declared Value (IDV). This feature allows you to tailor your Hyundai Creta insurance policy to your specific requirements and budget, ensuring you get the most value from your insurance of Hyundai Creta.

Third-Party Liabilities

24/7 Customer Support

No-Claim Bonus

Our Hyundai Creta insurance policies include mandatory third-party coverage, safeguarding you against legal and financial liabilities arising from accidents involving third parties. This essential feature ensures you're fully compliant with Indian law while providing crucial protection.

We believe that support should be available whenever you need it. Our round-the-clock customer service ensures you have assistance at your fingertips, whether for policy inquiries or emergency support. Our team is always ready to address your Hyundai Creta insurance policy queries and provide guidance.

At Reliance, we believe in rewarding safe driving. Our attractive No-Claim Bonus can significantly reduce your Hyundai Creta insurance premium at renewal time. This not only encourages responsible driving but also helps you save money on your insurance of Hyundai Creta.

High Claim Settlement Ratio

Video Claims

Pay-As-You-Drive Insurance

We take pride in our impressive claim settlement ratio, which reflects our unwavering commitment to honouring valid claims promptly and fairly. This high ratio is a testament to our reliability and one of the key benefits of Hyundai Creta car insurance with Reliance.

Embracing cutting-edge technology, we offer an innovative video claim feature for Hyundai Creta insurance policyholders. This allows for remote claim assessment, significantly speeding up the process and enhancing convenience. It's especially valuable in situations where physical inspection might be challenging or time-consuming.

For Creta owners who don't clock high mileage, we offer a revolutionary Pay-As-You-Drive option. This usage-based insurance of Hyundai Creta can potentially lower your premiums, ensuring you only pay for the coverage that suits your driving needs. It's a smart choice for occasional drivers looking to optimise their car insurance costs.​​

Wide Range of Add-Ons

Personal Accident Cover

We believe in giving you the power to customise your car insurance for Hyundai Creta. That's why we provide several add-ons including engine protection, zero depreciation cover and roadside assistance. These enhancements allow you to build a Hyundai Creta insurance policy that perfectly suits your needs and driving style.

Your safety is our utmost priority. That's why we include robust personal accident coverage in our comprehensive Hyundai Creta insurance coverage. This additional layer of protection provides financial security for you and your loved ones in case of unfortunate accidents.

Types of Hyundai Creta Vehicle Insurance By Reliance

Types of Hyundai Creta Car Insurance Plan

What to Expe​ct
Hyundai Creta Third Party Car Insurance by Reliance General Insurance for Car​

This basic, legally mandatory coverage protects you against third-party damage caused by your Creta.

Hyundai Creta Own Damage Car Insurance by Reliance General Insurance

This insurance for your Hyundai Creta covers accidents, theft and natural disasters. It's an excellent supplement to an existing third-party policy.

Hyundai Creta Comprehensive Car Insurance

Our most robust Hyundai Creta insurance policy, combining third-party liability, own damage and personal accident cover, offers all-round protection for your vehicle.

Hyundai Creta Pay-As-You-Drive Insurance

This new insurance based your premiums on your driving habits, which could benefit low-mileage Creta drivers, offering up to 90% savings.

How to Buy Hyundai Creta Car Insurance - Online & Offline?

Steps to Buy Hyundai Creta Car Insurance Online

  1. Visit the official Reliance General Insurance website and navigate to the car insurance section to buy a car Hyundai Creta insurance.

  2. Select your Hyundai Creta model and variant, then enter your vehicle details.

  3. Choose between third-party or comprehensive Hyundai Creta insurance coverage.

  4. Customise your policy with add-ons if desired, then review the premium quote.

  5. Make the payment online and receive your Hyundai Creta car insurance policy instantly via email.

Steps to Buy Hyundai Creta Insurance Offline

  1. Locate the nearest Reliance General Insurance branch by our branch locator or contact a Reliance agent.

  2. Provide your Hyundai Creta's details and documentation to the representative.

  3. Discuss insurance needs and get guidance on coverage.

  4. Choose your preferred Hyundai Creta insurance policy and any additional add-ons.

  5. Complete the paperwork, make the payment and receive your policy document.

Steps for Hyundai Creta Insurance Renewal Online

  1. Visit the Reliance website and go to the policy renewal section.

  2. Enter your existing policy number and Creta details.

  3. Review and update your information if necessary.

  4. Choose to continue with your current coverage or modify it.

  5. Pay the renewal premium online to instantly renew your Hyundai Creta motor insurance.

How to Buy Second-Hand Hyundai Creta Car Insurance?

When purchasing the best insurance for Hyundai Creta cars bought second-hand, the process is similar to insuring a new car.

  • A vehicle inspection is conducted by us to assess the second-hand car's current condition before proceeding with documentation. You must provide details and share the car's age, condition and insurance history.

  • Visit the Reliance General Insurance website​ for popular Hyundai Creta insurance options.

  • Choose coverage, select your preferred policy type, get a quote and receive a Hyundai Creta insurance cost estimate.

  • Finalise your policy, agree on the Hyundai Creta insurance amount and complete the paperwork.

  • Get your insurance certificate and enjoy protection.

In case of a pre-existing policy, you need to get it transferred to your name within 14 days of buying your second-hand Hyundai Creta. Remember, insuring a used Creta is just as important as insuring a new one, and Reliance provides comprehensive coverage options to protect your investment.​

Hyundai Creta Insurance Coverage: Inclusions and Exclusions

Understanding what your Hyundai Creta insurance policy covers (and doesn't) is crucial for making an informed decision.

Hyundai Creta Insurance Policy: Inclusions

  • Accidental damage to your vehicle

  • Theft of your Creta

  • Damage due to fire

  • Natural calamities (e.g., floods, earthquakes)

  • Personal accident cover for the owner-driver

  • Third-party liability coverage

  • Man-made disasters (e.g., riots, strikes)

Insurance of Hyundai Creta: Exclusions

  • Normal wear and tear

  • Mechanical or electrical breakdowns

  • Damage caused by driving under the influence

  • Consequential losses

  • Depreciation of vehicle parts

  • War, nuclear perils and other high-risk events

Always review your Hyundai Creta insurance coverage details to fully understand your protection.

Hyundai Creta Insurance Add-On Covers

Nil Depreciation:

Get the full claim amount for your Hyundai Creta without deductions for parts wear and tear. This add-on is especially valuable for new Creta owners.

Engine Protection:

Protects your Creta's engine from water or oil damage, crucial for SUV adventures. This Hyundai Creta insurance add-on is essential for off-road enthusiasts.

Roadside Assistance:

Never be stranded with round-the-clock assistance for your Creta. This service ensures help is always available, whether you're in the city or on a highway trip.

No Claim Bonus Protection:

Keep your No Claim Bonus intact even after making up to two claims. This add-on helps maintain your Hyundai Creta insurance discounts over time.

Return to Invoice:

Receive your Creta's full invoice value in case of total loss or theft instead of just the depreciated amount. This is crucial for new car owners.

Consumables Cover:

Covers costs of oils, lubricants and other consumables during repairs. This often-overlooked add-on can save significant money on Hyundai Creta insurance claims.

Key Replacement Cover:

Reimburses expenses for replacing lost or stolen Creta keys, including sophisticated electronic key fobs.

Personal Belongings Protection:

Protects items inside your Creta from theft or damage, adding an extra layer of security to your car insurance for Hyundai Creta.

Daily Allowance:

Provides a daily allowance for transport while your Creta is being repaired, ensuring you stay mobile.

Pay-As-You-Drive Car Insurance:

Pay premiums based on your Creta's mileage, ideal for occasional drivers. This can significantly reduce your Hyundai Creta insurance price.

Total Cover:

Offers full on-road price compensation for severe damage to your Creta, bridging the gap between insured value and replacement cost.

EMI Protection Cover:

Covers your Creta's loan EMIs during extended repair periods, providing financial peace of mind.

RIM Protection:

Safeguards your Creta's wheels from accidental damage, preserving both aesthetics and value.

Tyre Protection Cover:

Covers repair or replacement of your Creta's tyres due to road hazards, a common issue for SUV drivers.

Geo Extension:

Extends your Creta's insurance coverage for international road trips, perfect for cross-border adventures.

Electrical Accessories:

Protects aftermarket electrical installations in your Creta, such as high-end audio systems or GPS devices.

Non-Electrical Accessories:

Insures modifications like seat covers, body kits, or roof racks on your Creta, preserving your personalised touches.

Emergency Hotel Accommodation:

Reimburses hotel stays if your Creta breaks down far from home, ensuring comfort during unexpected stops.

For Hyundai Creta electric variants, consider these specialised add-ons:

Battery Shield:

Protect your Creta's expensive electric battery against damage or premature failure.

Charging Equipment Cover:

Insures your home charging setup for the Creta electric, covering potential electrical issues.

Electric Motor Protection:

Insures your EV against electric motor damage, i.e., it covers repair/replacement costs of the EV's electric motor.

Hyundai Creta Car Insurance Claim Process

Understanding the Hyundai Creta car insurance claim process ensures a smooth experience when you need it most. Here's a breakdown of the steps for both cashless repairs and reimbursement claims:

Steps for Hyundai Creta Insurance Claim: Cashless Repairs

  1. Report the incident immediately via the helpline number +91 22 48903009, Car Insurance Claim page or on the Reliance Self-i App.

  2. Drive or tow your Creta to a network-authorised service centre.

  3. Submit the claim form and required documents to the service centre.

  4. Our surveyor will assess the damage to your Creta.

  5. Upon approval, repairs begin and we will directly settle the bill with the service centre.

Steps to Claim Hyundai Creta Insurance Policy: Reimbursement Claims

  1. Notify us as soon as possible.

  2. Take your Creta to your preferred garage for repairs.

  3. Pay for the repairs and collect all bills and payment receipts.

  4. Fill out the claim form and submit it along with the bills and necessary documents.

  5. We will verify the claim and process your Hyundai Creta insurance reimbursement.

Remember, quick reporting and accurate documentation are crucial for a successful Hyundai Creta car insurance claim. Always keep your policy number handy to check your claim status online after submission.

Documents for Hyundai Creta Insurance Claim

To ensure a smooth Hyundai Creta insurance claim process, keep these essential documents ready:

  1. Completed claim form for your Hyundai Creta

  2. Copy of your Creta's registration certificate (RC)

  3. Valid driving licence copy

  4. Police FIR (for theft or third-party injury cases involving your Creta)

  5. Original repair bills and payment receipts

  6. Copy of your Hyundai Creta insurance policy

  7. Detailed incident report (include photos if possible)

  8. Creta's service history records (if relevant to the claim)

  9. Identity proof of the Creta's owner

  10. Address proof of the policyholder

Having these documents prepared will expedite your Hyundai Creta insurance claim process. Remember, requirements may vary based on the nature of your claim and your specific insurance policies. Always check for any additional documentation needed for your Creta's insurance claim.

Reimbursement vs. Cashless Car Insurance for Hyundai Creta

Aspect Cashless Claims Reimbursement Claims

Process

Insurer settles directly with network garage

Policyholder pays upfront, then claims reimbursement

Payment

No upfront payment (except for deductibles/non-covered items)

Full payment required initially

Repair Options

Limited to network garages

Any repair shop of choice

Paperwork

Minimal; mostly handled by the garage

More extensive; policyholder must submit all documents

Processing Time

Generally faster

May take longer due to verification process

Convenience

High; minimal policyholder involvement

Lower; requires more effort from policyholder

Quality Assurance

Guaranteed by insurer's network

Depends on chosen repair shop

Flexibility

Less flexible in choosing repair shop

More flexible in repair shop selection

What Decides the Hyundai Creta Car Insurance Premium?

Car Specifications

The specific model and variant of your Hyundai Creta significantly influence your insurance premium. Here's why:

Engine Capacity:

Higher engine capacity usually means higher premiums. For instance, a Creta with a 1.5L engine might have a lower premium compared to the 1.4L turbo variant.

Fuel Type:

Diesel variants often have slightly higher premiums than petrol ones due to their higher cost and more complex engines.

Age Of The Car:

Modern Creta models have higher premiums because of their increasing worth.

Safety Features:

Advanced safety features like multiple airbags, ABS and electronic stability control can potentially lower your premium.

Coverage Requirements

The type of​ Hyundai Creta insurance policy you choose greatly affects your premium:

Third-Party Liability Policy:

This is the minimum mandatory coverage. It's the cheapest option but only covers damages to third parties.

Comprehensive Policy:

This covers both third-party liabilities and damages to your own Creta. It's more expensive but offers broader protection.

Add-Ons:

Optional covers like zero depreciation, engine protection, or roadside assistance will increase your Creta insurance cost but provide enhanced coverage.

Vehicle's Insured Declared Value (IDV)

The IDV is the maximum amount we'll pay if your Creta is totally damaged or stolen. It's essentially the current market value of your car. Here's how it affects your premium:

  • A higher IDV means better coverage but also a higher premium

  • As your Creta ages, its IDV decreases, which can lower your insurance costs

  • You can choose to increase or decrease your IDV within a certain range, which will directly impact your premium

Geographical Location

Your Hyundai Creta insurance price depends on your location:

  • Urban locations with more traffic and accidents have higher premiums

  • Regions prone to natural disasters might have higher premiums

  • Some cities are considered higher risk due to higher theft rates, affecting the premium

Claim History

Your past claims history significantly affects your Hyundai Creta car insurance premium:

No Claim Bonus (NCB):

For each claim-free year, you earn an NCB, which can reduce your premium by up to 50% over five years

Multiple claims in a year can increase your premium and reset your NCB to zero

Even a single claim can affect your premium for the next policy year

At Reliance, we strive to offer competitive Creta insurance rates while ensuring comprehensive coverage. Understanding all of this might help you minimise your premium while protecting your Hyundai Creta.

How to Calculate Hyundai Creta Car Insurance Premium?

Calculating your Hyundai Creta car insurance premium with Reliance General Insurance is simple:

  1. Visit our website

  2. Use our car insurance premium calculator

  3. Enter your Creta's details (model, year, registration number)

  4. Provide your personal information and driving history

  5. Select your desired coverage options

  6. Get an instant estimate of your Creta insurance cost

Remember, this is an estimate. Your final car insurance for Hyundai Creta may vary based on factors like chosen add-ons and ongoing promotions.

Hyundai Creta Insurance Price: Third-Party Insurance Premium

For Private Cars

Engine Capacity Premium for One Year (in ₹)
Up to 1000 cc2,094
Above 1000 cc up to 1500 cc3,416
Above 1500 cc       7,897

For Electric Cars

Battery Capacity Premium for One Year (in ₹)
Up to 30 kW1,780
Above 30 kW to 65 kW2,904
Above 65 kW6,712

Hyundai Creta - Overview and USPs

Striking Design

The Hyundai Creta boasts a bold and modern design that turns heads on the road:

  • Distinctive cascading grille

  • Sleek LED headlights and tail lamps

  • Muscular body lines and well-proportioned silhouette

  • Stylish alloy wheels

Spacious and Premium Interior

Despite its compact exterior, the Creta offers a surprisingly roomy and luxurious cabin:

  • Enough legroom and headroom for front and back passengers

  • High-quality materials and soft-touch surfaces

  • Ergonomically designed controls and dashboard

  • Panoramic sunroof in higher variants

Advanced Technology

The Creta is packed with cutting-edge features that enhance convenience and driving pleasure:

  • Large touchscreen infotainment system with smartphone connectivity

  • Hyundai's BlueLink-connected car technology

  • Ventilated front seats

  • Wireless phone charger

  • Air purifier (in select variants)

Powerful Performance and Efficiency

The Creta offers a smooth, comfortable ride with its economical, strong engines:

  • 1.5L naturally aspirated petrol engine

  • 1.5L diesel engine

  • 1.4L turbocharged petrol engine (in select variants)

  • Multiple transmission options: manual, IVT, DCT

Advanced Safety Features

There are a lot of safety measures on the Creta that will keep you and your fellow passengers safe and could even contribute to lowering the cost of your claim:

  • 6 airbags

  • ABS with EBD

  • Electronic Stability Control

  • Vehicle Stability Management

  • Hill-start Assist Control

  • Rear parking sensors and camera

Reliability and Low Maintenance

Hyundai is known for its reliable vehicles and excellent after-sales service:

  • Long warranty periods

  • Wide service network

  • Affordable spare parts

These factors reduce maintenance and insurance expenses over time.

Our competitive Hyundai Creta car insurance rates, coupled with our excellent customer service, ensure that your journey with us is as smooth as your ride in the Creta.

Hyundai Creta - Models and Prices

Variant Engine Transmission Ex-Showroom Price (Delhi)*
E
1.5L PetrolManual₹10.87 Lakh
EX1.5L PetrolManual₹11.82 Lakh
S1.5L PetrolManual₹13.53 Lakh
S1.5L PetrolIVT (Automatic)₹14.94 Lakh
SX1.5L PetrolManual₹16.08 Lakh
SX1.5L PetrolIVT (Automatic)₹17.53 Lakh
SX (O)1.5L PetrolIVT (Automatic)₹18.83 Lakh
E1.5L DieselManual₹11.58 Lakh
EX1.5L DieselManual₹12.77 Lakh
S1.5L DieselManual₹14.48 Lakh
SX1.5L DieselManual₹17.03 Lakh
SX1.5L DieselAutomatic₹18.53 Lakh
SX (O)1.5L DieselAutomatic₹19.83 Lakh
SX1.4L Turbo PetrolDCT (Automatic)₹17.93 Lakh

*Prices are ex-showroom, Delhi and may vary based on location and time of purchase. Always check with your local dealer for the most accurate pricing.

Hyundai Car Insurance for Which Reliance Offers Insurance

Hyundai CretaHyundai i20
Hyundai VernaHyundai Grand i10 Nios
Hyundai Aura Hyundai Tucson
Hyundai Grand i10 Hyundai Eon Insurance
Hyundai Accent Insurance Hyundai Grand i10​

​At Reliance, we offer comprehensive coverage for a wide range of Hyundai vehicles. We provide competitive Creta insurance cost options, along with tailored policies for Verna insurance and Santro car insurance.

Our portfolio includes i10 insurance and Hyundai i20 car insurance for hatchback lovers. Luxury SUV owners can benefit from our insurance for Hyundai Tucson. We also offer affordable Hyundai Xcent insurance price options for sedan drivers.

Our Hyundai car models insurance policies are designed to meet the unique needs of each vehicle, ensuring you drive with confidence and peace of mind.

Frequently Asked Questions

What does Hyundai Creta insurance cover?

Our Hyundai Creta insurance policy provides comprehensive protection against accidents, theft, natural disasters and third-party liabilities. We include personal accident cover and offer optional add-ons like zero depreciation and engine protection to enhance your Creta's security.

How do I buy Hyundai Creta insurance?

You can buy car insurance for Hyundai Creta easily through our website. Simply enter your Creta details, choose your preferred coverage and pay online. Alternatively, visit any Reliance branch or contact our agents to discuss policy options and complete your purchase in person.

Are there discounts for Hyundai Creta insurance?

Yes, we offer attractive discounts on Hyundai Creta insurance policies. Our No Claim Bonus rewards claim-free years, potentially reducing premiums by up to 50%. We also provide discounts for anti-theft devices and higher voluntary deductibles on your car insurance for Hyundai Creta.

How do I renew my Hyundai Creta insurance?

Renewing your Hyundai Creta insurance policy is simple with Reliance. Visit our website, enter your policy number and Creta details, review and update information if needed, choose to continue or modify coverage and pay online for instant creta insurance renewal.

What's the claim process for Hyundai Creta insurance?

For Hyundai Creta cashless insurance claims, report the incident and visit our network garage. We'll settle directly. For reimbursement claims, notify us, repair at your preferred garage, submit the claim form and bills and we'll process your reimbursement after verification.

Can I transfer my Hyundai Creta insurance?

Yes, you can transfer your Hyundai Creta insurance policy when selling the car. Just submit a transfer request with the new owner's details and necessary documents. Your No Claim Bonus remains with you for use on your next car insurance for Hyundai Creta or other vehicles.

How much does Hyundai Creta insurance cost?

At Reliance, we offer Hyundai Creta insurance policies starting at just ₹238/month. The exact costs will depend on the service, add-ons and type of Creta you choose. Use our online calculator or contact our agents for personalised car insurance for Hyundai Creta quotes.

What factors affect Hyundai Creta insurance premiums?

Your Hyundai Creta insurance premium depends on factors like the car's variant, age and Insured Declared Value (IDV). We also consider your location, claim history, chosen coverage type, add-ons and No Claim Bonus eligibility when calculating your Hyundai Creta insurance policy premium.​

Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued. Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd. Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

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