With increased awareness among car owners regarding the need for car insurance, the Government of India has upgraded online portals for the convenience of citizens.
Now, you can check car insurance status online through the Insurance Information Bureau of India (IIB) website, VAHAN e-services, and other sources. Moreover, with this ease to check insurance status of your vehicle online today, you can determine the applicability and validity of your car policy in case you meet with an accident.
This guide will discuss different quick and efficient ways to check online vehicle insurance to stay informed.
Ways to Complete Vehicle Insurance Status Check Online
Car Insurance Status Check via IIB
Visit the official website of the Insurance Information Bureau of India.
Click on the tab marked V-Seva under “Quick Links". You will be redirected to the page of the Accident Vehicle Information Retrieval System.
Fill in the required details related to your car. You will be asked to enter:
Name of the owner
Address
Mobile number
Email id
Vehicle registration number
Date and place of the accident
Submit the details, and you will get all the relevant information about the car.
Note that the vehicle registered in the IIB portal has to match the details that you have entered.
You can now access your car insurance details.
Key Points to Remember When Using IIB
To find the necessary vehicle details, you must know the car's registration number.
You can search for a car's insurance information a maximum of three times.
Here, you will only find information about cars that were insured after 1 April 2010.
Note that when a new car policy is issued, insurance companies submit only the engine and chassis numbers to the IIB.
Car Insurance Status Check via Parivahan Sewa
To check your car insurance status online, visit the Parivahan Sewa
portal.
Select the “Information Services” option from the main menu and click on “Know your Vehicle Details” from the dropdown menu.
On the next page, enter your registered mobile number and captcha code to create an account or log into an existing one.
Enter your vehicle registration number and then select the “Search Vehicle” option.
Now, you can view all details regarding your vehicle, including the car insurance status.
Car Insurance Status Check via mParivahan Mobile App
Download the mParivahan app from the Google Play Store or Apple App Store on your mobile phone.
Next, create a user account with your mobile number.
Enter the verification code shared on your mobile number.
Proceed to select the language of your preference.
Enter your vehicle registration number in the search bar at the top and click on “Search.”
You can now view your vehicle insurance and other details on the screen.
Car Insurance Status Check via Vahan E-Services
Visit the
VAHAN e-services website and click on the tab marked “Know Your Vehicle Details.”
Enter your car registration number.
You may have to type in the verification code.
You will get a “Search Vehicle" option.
Click it to get the vehicle details. You can check the policy status.
If your policy has expired, renew it as soon as possible. You may have to pay a penalty or late fee along with the renewal premium.
Car Insurance Status Check via Regional Transport Office
Go to your state’s official Regional Transport Office website.
Find and select “Vehicle-Related Services”, or a similar option.
On the next page, select the closest RTO to your home location and click the “Know Your Vehicle Details” option to proceed.
Next, enter the vehicle details. This includes the vehicle chassis number, registration number, and engine number.
For the last step, enter the captcha code on the screen and select “Verify Details” to view your vehicle insurance and other details.
Useful Links:
Car Insurance Status Check via Reliance General Insurance Website
Visit our
Reliance General Insurance website.
From the top bar, click on the “Self-Help” option.
On the next page, select “Motor” and then click on the “Download Policy” option.
Then, select your product as “Reliance Private Car Policy” from the dropdown menu.
Enter the requested information carefully based on the option you choose. You can choose between a registered mobile number, policy number, and cover note number.
Once done, click on “Confirm”.
You can now view your car insurance policy on the screen.
You can check the policy status at the top of the document.
Why Should I Check My Car Insurance Status Online?
The online processes are quick and convenient, saving a lot of time and effort.
It allows you to check the status of your car insurance from anywhere in the world.
It requires minimal information, such as vehicle registration number, policy number, registered mobile number and a few other vehicle details.
All the online processes are backed by secure technologies to ensure your personal information is at no risk of hacking from third parties.
Lastly, it ensures complete transparency to help you make quick and informed decisions.
Top Reasons to Do a Car Insurance Status Check
Timely Renewals
Checking your car insurance status ensures timely renewals of your policy so you can avoid missing out on the various benefits of car insurance for your personal and vehicle safety.
Law Compliance
With your car insurance status update, especially for
third-party car insurance, you can avoid delaying renewal, which can otherwise lead to non-compliance, resulting in hefty fines and other legal consequences.
Continuous Coverage
By staying informed about your policy status, you can avoid coverage lapses, especially during unforeseen circumstances that bring significant financial burdens.
Increased Peace of Mind
Ensuring your car insurance policy is active allows you to benefit from added peace of mind, as you are insured and have a financial safety net in case of any unfortunate accident or third-party liabilities.
Conclusion
Car ownership and investment in a valid car insurance policy with timely renewals ensures that you receive continuous
benefits of car insurance throughout the policy tenure. And now, as checking your car policy status has become easier with the adoption of digitisation today, you have no reason to delay it.
Apart from your insurer's website, you can check your insurance status on different government portals, such as the IIB, VAHAN E-Services, Parivahan Sewa, and other applications and websites.
Moreover, along with a vehicle insurance status check online, you can also compare and purchase a
car insurance policy of your choice from Reliance General Insurance in just a few steps.
Frequently Asked Questions
How do I check my car insurance status online?
Visit the official website of IIB or Parivahan and enter the required details. You will then receive information about your policy.
Why do I need to check my policy status?
If you meet with an accident and need to make a claim, your policy status will be required to initiate the process. Also, you should be updated about your policy status to avoid missing the renewal date.
What do I do if I do not see my policy on the IIB portal?
Make sure to put the correct details about your car. If you still do not find the policy, contact your insurer.
What information do I need to check my car insurance policy status?
All you need is your car registration number and some personal details to check if your policy is active. This information will also come in handy in case of an accident where you need to raise a claim at the earliest.
What is IIB?
IIB is a database under the IRDA (Insurance Regulatory and Development Authority of India). It collects and stores accurate data for the Indian Insurance Sector, saving you the time and energy needed to physically visit offices or make phone calls to get information regarding your policy status or a third-party car's details.
For example, if your car gets hit by a third party, you can find their car's policy details on this platform. You can find all the details online by just entering the car's registration number.